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Computers & Gaming

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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Meta - Quest 3 Silicone Facial Interface - Black

Meta
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Wipeable interfaceEasily wipe away sweat and dirt from your Meta Quest 3 with this soft and comfortable silicone facial interface that feels gentle...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Logitech - PRO X 2 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PC PS5 PS4 Nintendo Switch - Magenta

Logitech
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Backbone - One (USB-C) - Mobile Gaming Controller for iPhone 15/16/17 Series and Android - 2nd Generation - Black

Backbone Entertainment
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Play Virtually Any Game AnywhereChoose from free App Store and Google Play Store games like Call of Duty Mobile and Roblox stream through your clou...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Backbone - One (USB-C) - Mobile Gaming Controller for iPhone 15/16/17 Series and Android - 2nd Generation - White

Backbone Entertainment
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Play virtually any game anywhereChoose from free Google Play Store and App Store games like Call of Duty Mobile and Roblox stream through cloud gam...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Amazon - Fire HD 10 Kids Pro - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Nebula

AMAZON
Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Fully featured tabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 6-12 includes comprehensive parental...

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Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - Black

Sony
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP
Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP
Original price $1,236.99 - Original price $1,236.99
Original price
$1,236.99
$1,236.99 - $1,236.99
Current price $1,236.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,236.99 - Original price $1,236.99
Original price
$1,236.99
$1,236.99 - $1,236.99
Current price $1,236.99

Hori - Premium Screen Protective Filter for Nintendo Switch 2

Hori
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Protect EnhanceScratch-resistant 9H Super Hardness and Blue Light Cut functionClarityCrystal-clear high quality film made in JapanSpecially Design...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 - Black

PowerA
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP
Original price $2,950.99 - Original price $2,950.99
Original price
$2,950.99
$2,950.99 - $2,950.99
Current price $2,950.99

AMD Ryzen 7 8700F processorThe AMD Ryzen 8700F processor has high-performance processing power intense graphics capabilities and the first neural p...

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Original price $2,950.99 - Original price $2,950.99
Original price
$2,950.99
$2,950.99 - $2,950.99
Current price $2,950.99

Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Violet

Microsoft
Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

Microsoft - Surface Arc Bluetooth BlueTrack Ambidextrous Mouse - Wireless - Violet

Microsoft
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Surface Arc MouseSlim light and ready to travel designed specifically for Surface devicesAvailable in four rich colors [1]Black Platinum and new Vi...

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

NEXT - Joy-Con 2 Charging Grip for Nintendo Switch 2 - Black

NEXT
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Play AND chargeKeeps Joy Con 2 controllers powered during gaming sessions so you never swap mid gameQuick-Attach SystemEasily snap-in and secure ea...

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Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP
Original price $1,836.99 - Original price $1,836.99
Original price
$1,836.99
$1,836.99 - $1,836.99
Current price $1,836.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,836.99 - Original price $1,836.99
Original price
$1,836.99
$1,836.99 - $1,836.99
Current price $1,836.99

Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black

Dell
Original price $1,237.99 - Original price $1,237.99
Original price
$1,237.99
$1,237.99 - $1,237.99
Current price $1,237.99

Stylish space-saving designOptimize your space with this elegant space-saving ECS1250 desktop.Intel Core Ultra (Series 2)With power-efficient Intel...

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Original price $1,237.99 - Original price $1,237.99
Original price
$1,237.99
$1,237.99 - $1,237.99
Current price $1,237.99

NEXT - Precision Thumbstick 8-Pack for Nintendo Switch Nintendo Switch 2 Joy-Cons - Multi Color

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Enhanced grip and precisionMid-rise medium arc option with improved control quickness for Joy-Con 2 Joy-Con controllersFast ControlHigh-rise maxi...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Lenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 256GB SSD - Luna Grey

Lenovo
Original price $646.99 - Original price $646.99
Original price
$646.99
$646.99 - $646.99
Current price $646.99

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $646.99 - Original price $646.99
Original price
$646.99
$646.99 - $646.99
Current price $646.99

NEXT - Universal Joy-Con 2 and Joy-Con Racing Wheel 2-Pack for Mario Kart and other racing games for Nintendo Switch 2 Switch - Orange/Blue

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Enhance your Mario Kart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and OrangeNo batteries ...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Backbone - Pro - (USB-C) - Mobile and Wireless Controller for Cloud Gaming Remote Play and Mobile Games on Any Screen - Black

Backbone
Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Play Anywhere On Any ScreenBluetooth Low Energy supports seamless wireless gaming across phones tablets PCs smart TVs and more.Pro-Level PrecisionE...

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Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Nintendo - Switch 2 Camera

Nintendo
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

This accessory is designed specifically for use with Nintendo Switch 2Internet Nintendo Switch Online membership (sold separately) and Nintendo Acc...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Logitech - Litra Beam LX Premium Dual-Sided RGB LED Streaming Light With TrueSoft for Streaming and Broadcasting - Black

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Dual-Sided RGB and Key LightThe Litra Beam LX delivers natural skin tones and a radiant look for your streams while illuminating your space with LI...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB Storage - Midnight Blue

Dell
Original price $1,219.99 - Original price $1,219.99
Original price
$1,219.99
$1,219.99 - $1,219.99
Current price $1,219.99

Impress In Every ModeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

View full details
Original price $1,219.99 - Original price $1,219.99
Original price
$1,219.99
$1,219.99 - $1,219.99
Current price $1,219.99

Dell - Plus 2-in-1 14" FHD+ Touch Screen Laptop - AMD Ryzen AI 5 340 Copilot+ PC with 16GB Memory - 512GB SSD - Midnight Blue

Dell
Original price $1,059.99 - Original price $1,059.99
Original price
$1,059.99
$1,059.99 - $1,059.99
Current price $1,059.99

Impress in every modeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

View full details
Original price $1,059.99 - Original price $1,059.99
Original price
$1,059.99
$1,059.99 - $1,059.99
Current price $1,059.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.