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Computers & Gaming

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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Dell - Desktop - Intel Core Ultra 5 225 2025 - 16GB Memory - 1TB Storage - Black

Dell
Original price $1,148.99 - Original price $1,148.99
Original price
$1,148.99
$1,148.99 - $1,148.99
Current price $1,148.99

Stylish space-saving designThis compact elegant ECT1250 desktop seamlessly fits into any home or office.Intel Core Ultra (Series 2)With power-effic...

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Original price $1,148.99 - Original price $1,148.99
Original price
$1,148.99
$1,148.99 - $1,148.99
Current price $1,148.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue

Apple
Original price $1,708.99 - Original price $1,708.99
Original price
$1,708.99
$1,708.99 - $1,708.99
Current price $1,708.99

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,708.99 - Original price $1,708.99
Original price
$1,708.99
$1,708.99 - $1,708.99
Current price $1,708.99

NEXT - Precision Thumbstick 4-Pack for Nintendo Switch and Nintendo Switch 2 Pro Controllers - Multi Color

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableC...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

NEXT - Performance Grip 2-Pack for Switch 2 Joy-Con 2 and Switch Joy-Cons - Black

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

UniversalWorks for Nintendo Switch Joy-Con and Nintendo Switch 2 Joy-Con 2 controllersEasy to useSimple drop-in designCompatibleAccess to all butto...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Meta Quest 3 512GB — Dive into Mixed Reality — White

Meta
Original price $561.99 - Original price $561.99
Original price
$561.99
$561.99 - $561.99
Current price $561.99

The ultimate Meta QuestEnjoy the Infinite Display for the widest and expansive field of view of any Quest 4K + Infinite Display more storage and pr...

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Original price $561.99 - Original price $561.99
Original price
$561.99
$561.99 - $561.99
Current price $561.99

Samsung - 32" M80F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C Ergonomic Stand and SlimFit Camera - Warm White

Samsung
Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.4K AI UpscalingUn...

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Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99

HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP
Original price $2,891.99 - Original price $2,891.99
Original price
$2,891.99
$2,891.99 - $2,891.99
Current price $2,891.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,891.99 - Original price $2,891.99
Original price
$2,891.99
$2,891.99 - $2,891.99
Current price $2,891.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Platinum

Microsoft
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Samsung - S Pen Creator Edition - White

Samsung
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Bring every subtle detail to lifeCapture every subtle detail with S Pen Creator Edition our most advanced S Pen yet. Write sketch or paint with pin...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White

HP
Original price $981.99 - Original price $981.99
Original price
$981.99
$981.99 - $981.99
Current price $981.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $981.99 - Original price $981.99
Original price
$981.99
$981.99 - $981.99
Current price $981.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 - Mario Time

PowerA
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP
Original price $1,296.99 - Original price $1,296.99
Original price
$1,296.99
$1,296.99 - $1,296.99
Current price $1,296.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,296.99 - Original price $1,296.99
Original price
$1,296.99
$1,296.99 - $1,296.99
Current price $1,296.99

Apple - Magic Keyboard for iPad Pro 13-inch (M4 and M5) - White

Apple
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

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Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Black

Microsoft
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 Platinum

Microsoft
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

The Smurfs - Dreams - Nintendo Switch

Microids
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Solo or with a friendPrevent Gargamel's evil plans from succeeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adve...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Turtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for PS5 PS4 PC Mobile - Black

Turtle Beach
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Step up to Wireless FreedomPlay your favorite games on PS5 PS4 PC mobile devices with low-latency 2.4GHz wireless and Bluetooth 5.2 connectivity....

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 - Dune

Microsoft
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Microsoft - Surface Pro Flex Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Black

Microsoft
Original price $406.99 - Original price $406.99
Original price
$406.99
$406.99 - $406.99
Current price $406.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $406.99 - Original price $406.99
Original price
$406.99
$406.99 - $406.99
Current price $406.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Flex Keyboard for Pro 13" (11th Edition) Pro 9 Pro 8 - Sapphire

Microsoft
Original price $515.99 - Original price $515.99
Original price
$515.99
$515.99 - $515.99
Current price $515.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $515.99 - Original price $515.99
Original price
$515.99
$515.99 - $515.99
Current price $515.99

Turtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Multiplatform Gaming Headset for PC PS5 PS4 Mobile with 80-Hr Battery - Black

Turtle Beach
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

View full details
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - Black

Turtle Beach
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...

View full details
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Collective Minds - Cronus Zen Controller Emulator for Xbox One Xbox Series SX PlayStation 4 PlayStation 5 Nintendo Switch 1 2 PC - Black

Collective Minds
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

Powerful Cronus TechnologyZen moves that legacy forward with a next-generation state-of-the-art design giving gamers the most powerful device emula...

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Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

Apple - Magic Keyboard for iPad Pro 13-inch (M4 and M5) - Black

Apple
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

View full details
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.