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Computers & Gaming

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP
$2,425.99 - $2,425.99
$2,425.99
$2,425.99 - $2,425.99
$2,425.99

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...

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$2,425.99 - $2,425.99
$2,425.99
$2,425.99 - $2,425.99
$2,425.99
MSI - Aegis R2 AI Gaming Desktop - Intel Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 2TB Storage - Black

MSI - Aegis R2 AI Gaming Desktop - Intel Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 2TB Storage - Black

MSI
$2,606.99 - $2,606.99
$2,606.99
$2,606.99 - $2,606.99
$2,606.99

Intel Ultra 7 265 processorThe Intel Ultra 7 265 processor offers enhanced multi-threaded performance providing a seamless multitasking experience ...

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$2,606.99 - $2,606.99
$2,606.99
$2,606.99 - $2,606.99
$2,606.99
HP - OmniStudio 23.8" Full HD All-in-On - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

HP - OmniStudio 23.8" Full HD All-in-On - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

HP
$994.99 - $994.99
$994.99
$994.99 - $994.99
$994.99

AMD Ryzen 3 30 processorEveryday performance you can count on. Multitask stream game casually and edit photos smoothly with responsive power and vi...

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$994.99 - $994.99
$994.99
$994.99 - $994.99
$994.99
KA272 P6BI 27" FHD I

KA272 P6BI 27" FHD I

Acer
$187.99 - $187.99
$187.99
$187.99 - $187.99
$187.99

KA272 P6BI 27" FHD IPS MONITOR

$187.99 - $187.99
$187.99
$187.99 - $187.99
$187.99
27" FLAT GAMING 300

27" FLAT GAMING 300

Samsung
$359.99 - $359.99
$359.99
$359.99 - $359.99
$359.99

27" FLAT GAMING 300 HZ FHD IPS

$359.99 - $359.99
$359.99
$359.99 - $359.99
$359.99
16" R5 - 16/512 KOKI

16" R5 - 16/512 KOKI

HP
$1,286.99 - $1,286.99
$1,286.99
$1,286.99 - $1,286.99
$1,286.99

16" R5 - 16/512 KOKI R5 LCD

$1,286.99 - $1,286.99
$1,286.99
$1,286.99 - $1,286.99
$1,286.99
14" U7 - 24/512 SALU

14" U7 - 24/512 SALU

HP
$1,506.99 - $1,506.99
$1,506.99
$1,506.99 - $1,506.99
$1,506.99

14" U7 - 24/512 SALUTE U7

$1,506.99 - $1,506.99
$1,506.99
$1,506.99 - $1,506.99
$1,506.99
16" R9 - 32/1 KOKI R

16" R9 - 32/1 KOKI R

HP
$1,906.99 - $1,906.99
$1,906.99
$1,906.99 - $1,906.99
$1,906.99

16" R9 - 32/1 KOKI R9

$1,906.99 - $1,906.99
$1,906.99
$1,906.99 - $1,906.99
$1,906.99
G325 - BLACK

G325 - BLACK

Logitech
$110.99 - $110.99
$110.99
$110.99 - $110.99
$110.99

G325 - BLACK

$110.99 - $110.99
$110.99
$110.99 - $110.99
$110.99
CASE PRO WITH CHARGI

CASE PRO WITH CHARGI

Belkin
$123.99 - $123.99
$123.99
$123.99 - $123.99
$123.99

CASE PRO WITH CHARGING AND PROTECTION

$123.99 - $123.99
$123.99
$123.99 - $123.99
$123.99
14" U5 - 16/512 SALU

14" U5 - 16/512 SALU

HP
$1,224.99 - $1,224.99
$1,224.99
$1,224.99 - $1,224.99
$1,224.99

14" U5 - 16/512 SALUTE U5

$1,224.99 - $1,224.99
$1,224.99
$1,224.99 - $1,224.99
$1,224.99
OMEN OLED 27Q

OMEN OLED 27Q

HP
$567.99 - $567.99
$567.99
$567.99 - $567.99
$567.99

OMEN OLED 27Q

$567.99 - $567.99
$567.99
$567.99 - $567.99
$567.99
16" R7 - 32/1 KOKI R

16" R7 - 32/1 KOKI R

HP
$1,549.99 - $1,549.99
$1,549.99
$1,549.99 - $1,549.99
$1,549.99

16" R7 - 32/1 KOKI R7

$1,549.99 - $1,549.99
$1,549.99
$1,549.99 - $1,549.99
$1,549.99
32" QHD IPS 180HZ

32" QHD IPS 180HZ

Samsung
$416.99 - $416.99
$416.99
$416.99 - $416.99
$416.99

32" QHD IPS 180HZ 1MS G-SYNC

$416.99 - $416.99
$416.99
$416.99 - $416.99
$416.99
ASUS - Zenbook A14 14 OLED 2K Display - Copilot+ PC - Snapdragon X2 Elite - 16GB RAM - 512GB SSD - Zabriskie Beige

ASUS - Zenbook A14 14 OLED 2K Display - Copilot+ PC - Snapdragon X2 Elite - 16GB RAM - 512GB SSD - Zabriskie Beige

ASUS
$1,484.99 - $1,484.99
$1,484.99
$1,484.99 - $1,484.99
$1,484.99

Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook A14 delivers 80 NPU TOPS of on-device AI powering faster searches instant...

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$1,484.99 - $1,484.99
$1,484.99
$1,484.99 - $1,484.99
$1,484.99
ASUS - Zenbook S16 16" 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 465 - 32GB RAM - 1TB SSD - Antrim Gray

ASUS - Zenbook S16 16" 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 465 - 32GB RAM - 1TB SSD - Antrim Gray

ASUS
$2,063.99 - $2,063.99
$2,063.99
$2,063.99 - $2,063.99
$2,063.99

Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook S16 delivers up to 50 TOPS of on-device AI powering faster searches insta...

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$2,063.99 - $2,063.99
$2,063.99
$2,063.99 - $2,063.99
$2,063.99
Acer - Nitro XV275U F5biipprx 27" IPS MiniLED WQHD AMD FreeSync Premium Gaming Monitor Native 320Hz1ms(DisplayPort 2 x HDMI) - Black

Acer - Nitro XV275U F5biipprx 27" IPS MiniLED WQHD AMD FreeSync Premium Gaming Monitor Native 320Hz1ms(DisplayPort 2 x HDMI) - Black

Acer
$331.99 - $331.99
$331.99
$331.99 - $331.99
$331.99

MiniLED Will Change YouMini LED will ruin all other monitors for you. You’ll see dynamic levels of contrast that put reality to shame. Games and mo...

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$331.99 - $331.99
$331.99
$331.99 - $331.99
$331.99
Acer - Chromebook 315 15.6" FHD 2K Laptop - MediaTek Kompanio 540 4GB Memory 128GB Storage Wi-Fi 6E - Protective Sleeve - Silver

Acer - Chromebook 315 15.6" FHD 2K Laptop - MediaTek Kompanio 540 4GB Memory 128GB Storage Wi-Fi 6E - Protective Sleeve - Silver

Acer
$404.99 - $404.99
$404.99
$404.99 - $404.99
$404.99

The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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$404.99 - $404.99
$404.99
$404.99 - $404.99
$404.99
Glorious - GHS Eternal RGB Wired Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

Glorious - GHS Eternal RGB Wired Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

Glorious
$107.99 - $107.99
$107.99
$107.99 - $107.99
$107.99

TRULY GLORIOUS AUDIOGHS Eternal RGB brings your truly glorious audio and unbeatable immersion with custom tuned high-fidelity drivers that deliver ...

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$107.99 - $107.99
$107.99
$107.99 - $107.99
$107.99
Acer - Nitro XV240Y W3biipr 23.8" IPS LED  AMD FreeSync Premium Gaming Monitor - 240Hz Up to 0.5ms (DisplayPort 2 x HDMI) - Black

Acer - Nitro XV240Y W3biipr 23.8" IPS LED  AMD FreeSync Premium Gaming Monitor - 240Hz Up to 0.5ms (DisplayPort 2 x HDMI) - Black

Acer
$165.99 - $165.99
$165.99
$165.99 - $165.99
$165.99

Quality VisualsThe XV240Y 23.8" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with ex...

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$165.99 - $165.99
$165.99
$165.99 - $165.99
$165.99
HP - OmniBook 3 - 16" 2K Touchscreen Laptop - AMD Ryzen 5 40 - 16GB Memory - 256GB SSD - Glacier Silver

HP - OmniBook 3 - 16" 2K Touchscreen Laptop - AMD Ryzen 5 40 - 16GB Memory - 256GB SSD - Glacier Silver

HP
$974.99 - $974.99
$974.99
$974.99 - $974.99
$974.99

16" 2K touchscreen display with IPS1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with ...

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$974.99 - $974.99
$974.99
$974.99 - $974.99
$974.99
Amazon - Kindle Scribe Colorsoft 64GB (newest model) 11 paper-like color display with front light Thin light powerful - 2025 - Graphite

Amazon - Kindle Scribe Colorsoft 64GB (newest model) 11 paper-like color display with front light Thin light powerful - 2025 - Graphite

AMAZON
$743.99 - $743.99
$743.99
$743.99 - $743.99
$743.99

New Colorsoft displayA custom-built oxide-based display delivers high-contrast paper-like color that’s easy on the eyes without distracting flashes...

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$743.99 - $743.99
$743.99
$743.99 - $743.99
$743.99
Lenovo - Yoga 7a 2-in-1 - Copilot+ PC - 16" 2K LCD Touchscreen Laptop - AMD Ryzen AI 7 445 2026 - 16GB Memory - 1TB SSD - Seashell

Lenovo - Yoga 7a 2-in-1 - Copilot+ PC - 16" 2K LCD Touchscreen Laptop - AMD Ryzen AI 7 445 2026 - 16GB Memory - 1TB SSD - Seashell

Lenovo
$1,627.99 - $1,627.99
$1,627.99
$1,627.99 - $1,627.99
$1,627.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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$1,627.99 - $1,627.99
$1,627.99
$1,627.99 - $1,627.99
$1,627.99
ASUS - Zenbook S14 (2026) 14" OLED WQXGA+ 1610 Touch Screen Intel Core Ultra 9 Processor Intel Graphics 32GB RAM 1TB SSD - Scandinavian White

ASUS - Zenbook S14 (2026) 14" OLED WQXGA+ 1610 Touch Screen Intel Core Ultra 9 Processor Intel Graphics 32GB RAM 1TB SSD - Scandinavian White

ASUS
$2,182.99 - $2,182.99
$2,182.99
$2,182.99 - $2,182.99
$2,182.99

Copilot+ PC on Windows 11 HomeCopilot+ PC on Windows 11 Home brings you smarter search quick summaries and seamless task assistance—right when you ...

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$2,182.99 - $2,182.99
$2,182.99
$2,182.99 - $2,182.99
$2,182.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.