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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $382.99 - Original price $382.99
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SteelSeries Arctis Nova Pro - for PlayStation - headset

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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Original price $382.99 - Original price $382.99
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Original price $314.99 - Original price $314.99
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$314.99
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Logitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - Black

Logitech

PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

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Original price $314.99 - Original price $314.99
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Original price $75.99 - Original price $75.99
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$75.99
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CORSAIR - HS55 SURROUND v2 Wired Gaming Headset for PC Mac PS5 PS4 Xbox Switch and Mobile - Carbon

Corsair

Dolby Atmos Spatial Audio on PCThe included USB adapter unlocks the incredibly immersive Dolby Atmos audio experience putting the sounds of the gam...

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Original price $75.99 - Original price $75.99
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$75.99
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Original price $393.99 - Original price $393.99
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$393.99
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ViewSonic VG1656N - LED monitor - 16"

ViewSonic

ViewSonic VG1656N - LED monitor - 16" - portable - 1920 x 1200 WUXGA 60 Hz - 250 cd/m² - 10001 - 9.5 ms - 2 xUSB-C - speakers

Original price $393.99 - Original price $393.99
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Original price $80.99 - Original price $80.99
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$80.99
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DualShock 4 Wireless Controller for Sony PlayStation 4 - Jet Black

Sony Computer Entertainment Am

Take control of your favorite adventures solve puzzles and defeat epic bosses with the help of this game pad for PlayStation 4Feel the action of yo...

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Original price $80.99 - Original price $80.99
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Original price $2,160.99 - Original price $2,160.99
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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $2,160.99 - Original price $2,160.99
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Original price $138.99 - Original price $138.99
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$138.99
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Elgato - Stream Deck MK.2 Full-size Wired USB Keypad with 15 Customizable LCD keys and Interchangeable Faceplate - Black

Elgato

15 Customizable LCD KeysInstantly control your apps tools and platforms.One-Touch OperationTrigger single or multiple actions launch social posts a...

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Original price $138.99 - Original price $138.99
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Original price $230.99 - Original price $230.99
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Samsung - 27 Odyssey FHD IPS 240Hz G-Sync Gaming Monitor - Black

Samsung

240 refresh rate 1ms response timeSpeed through scenes. 240Hz refresh rate eliminates lag for exhilarating gameplay with ultra-smooth action. Jump...

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Original price $230.99 - Original price $230.99
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Original price $236.99 - Original price $236.99
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Elgato - Stream Deck XL Wired Keypad with Back Lighting - Black

Elgato

32 one-touch hot keysTo instantly access the Internet e-mail media player volume control and more.Backlit keysAllow you to see your keyboard even i...

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Original price $236.99 - Original price $236.99
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Original price $310.99 - Original price $310.99
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SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series

Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize the sound experience with the Sonar...

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Original price $310.99 - Original price $310.99
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Original price $91.99 - Original price $91.99
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$91.99
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SaharaCase - Floor Stand for Most Cell Phones and Tablets up to 11" - Black

SaharaCase

Aluminum and metal constructionGives your device a steady hold.Compatible with most cell phones and tablets from 4.7" up to 11"Ensures flexible use...

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Original price $91.99 - Original price $91.99
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Original price $170.99 - Original price $170.99
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Logitech - G PRO X Wireless Gaming Headset for PC - Black

Logitech

Award-winning PRO designBased on the award-winning PRO Gaming Headset design the PRO X Wireless headset features high-quality materials advanced co...

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Original price $170.99 - Original price $170.99
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Original price $108.99 - Original price $108.99
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Blue Microphones Yeti - microphone

BLUE MICROPHONES

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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Original price $108.99 - Original price $108.99
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Logitech - Crayon Digital Pencil for All Apple iPads (2018 releases and later) with USB-C ports - Silver

Logitech

CompatibilityFor any iPad (2018 releases or later) iOS updated to 12.2 and above.Digital stylus penLogitech Crayon uses Apple Pencil technology so...

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Original price $82.99 - Original price $82.99
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Logitech - Combo Touch iPad Pro Keyboard Folio for Apple iPad Pro 11" (1st 2nd 3rd 4th Gen) with Detachable Backlit Keyboard - Sand

Logitech

CompatibilityLogitech Combo Touch keyboard case is compatible with iPad Pro 11" (1st 2nd 3rd 4th generation) - A1980 A2013 A1934 A1979 A2228 A2068 ...

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Original price $242.99 - Original price $242.99
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Original price $156.99 - Original price $156.99
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RØDE - PSA1+ Microphone Stand

Rode

Compatible with microphones up to 2.7 lbs.Including PodMic Procaster Broadcaster NT1 NT1-A NT-USB NT-USB Mini VideoMic NTG and Podcaster models.Rot...

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Original price $156.99 - Original price $156.99
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Original price $82.99 - Original price $82.99
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SaharaCase - Defence Series Case for Lenovo Tab M10 Plus (3rd Gen) - Black

SaharaCase

Designed for Lenovo Tab M10 Plus (3rd Gen)For a precise fit.Ergonomic closed-button designOffers access to all tablet's features.Triple-hardened co...

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Original price $82.99 - Original price $82.99
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SaharaCase - PROTECTION Hand Strap Case for Samsung Galaxy Tab S7 FE and S8 Plus - Black

SaharaCase

Designed for Samsung Galaxy Tab S7 FE and S8 PlusFor a precise fit.Ergonomic closed-button designRemains access to all tablet's features.Triple-har...

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Original price $82.99 - Original price $82.99
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SaharaCase - PROTECTION Hand Strap Series Case for Samsung Galaxy Tab S8 Ultra - Black

SaharaCase

Designed for Samsung Galaxy Tab S8 UltraFor a precise fit.Ergonomic closed-button designSecures the buttons against dust.Integrated kickstandAllows...

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Original price $102.99 - Original price $102.99
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Original price $82.99 - Original price $82.99
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SaharaCase - Defense Series Case for Samsung Galaxy Tab S8 - Black

SaharaCase

Designed for Samsung Galaxy Tab S8For a precise fit.Ergonomic closed-button designOffers access to all tablet's features.Triple-hardened constructi...

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Original price $82.99 - Original price $82.99
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Original price $96.99 - Original price $96.99
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OtterBox - Defender Series Pro Tablet Case for Apple iPad (10th gen) - Black

Otterbox

Defender Series Pro for the Apple iPad (10th generation) protective case delivers advanced defense for your tablet. Defender Series Pro integrates ...

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Original price $96.99 - Original price $96.99
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Original price $206.99 - Original price $206.99
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Logitech - Combo Touch Keyboard Folio for Apple iPad 10.2" (7th 8th 9th Gen) with Detachable Backlit Keyboard - Graphite

Logitech

Designed for use with Apple iPad 10.2" (7th 8th and 9th Gen)Protects and complements your tablet.Integrated comfortable keyboard with iOS shortcut ...

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Original price $206.99 - Original price $206.99
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Original price $82.99 - Original price $82.99
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$82.99
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SaharaCase - Protection Hand Strap Series Case for Lenovo Tab M10 Plus (3rd Gen) - Black

SaharaCase

Designed for use with Lenovo Tab M10 Plus (3rd Gen)For a precise fit.Robust TPU and plastic materialsThe triple-hardened construction ensures durab...

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Original price $82.99 - Original price $82.99
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$82.99
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Original price $111.99 - Original price $111.99
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$111.99
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SaharaCase - Keyboard Folio Case for Microsoft Surface Pro X - Black

SaharaCase

Designed for use with Microsoft Surface Pro XComplement your Microsoft device with this lightweight form-fitting case featuring an open-button desi...

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Original price $111.99 - Original price $111.99
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$111.99
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Current price $111.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.