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  • Original price $2,443.99 - Original price $2,443.99
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    Dell - Alienware Aurora R16 Desktop Intel Core i7 processor 14700KF Nvidia GeForce RTX 4070 Super - 32GB Memory 1TB SDD - Black

    Alienware

    240 MM HEAT EXCHANGERGame cool and quietly thanks to a 240mm heat exchanger that heightens the system’s thermal resistance and ensures temperatures...

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    Original price $2,443.99 - Original price $2,443.99
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  • Original price $998.99 - Original price $998.99
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    iBUYPOWER Scale Gaming Desktop PC - Intel Core i5 14400F - NVIDIA GeForce RTX 4060 8GB - 16GB DDR5 RGB - 1TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $998.99 - Original price $998.99
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    Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage

    Sony

    Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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    Original price $104.99 - Original price $104.99
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  • Original price $254.99 - Original price $254.99
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    Nintendo - Switch 32GB Lite - Blue

    Nintendo

    Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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    Original price $254.99 - Original price $254.99
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    ViewSonic VX3218C-2K - LED monitor - curved - QHD - 32" - HDR

    ViewSonic

    ViewSonic VX3218C-2K - LED monitor - gaming - curved - 32" (31.5" viewable) - 2560 x 1440 QHD 165 Hz - MVA - 250 cd/m² - 35001 - HDR10 - 1 ms - 2x...

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    Original price $246.99 - Original price $246.99
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  • Original price $359.99 - Original price $359.99
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    Microsoft Xbox Series S - game console - 512 GB SSD - robot white

    Microsoft

    Microsoft Xbox Series S - Game console - QHD - HDR - 512 GB SSD - robot white

    Original price $359.99 - Original price $359.99
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  • Original price $75.99 - Original price $75.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment Emerald (2024 release) - Emerald

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $75.99 - Original price $75.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $620.99 - Original price $620.99
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    ASUS - ROG Ally 7" 120Hz FHD 1080p Gaming Handheld - AMD Ryzen Z1 Extreme Processor - 512GB - White

    ASUS

    Easier to playMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Stunningly bea...

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    Original price $620.99 - Original price $620.99
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  • Original price $254.99 - Original price $254.99
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    Sony - DualSense Edge Wireless Controller - Black White

    Sony

    Ultra-Customizable ControlsAim and move with precision by swapping in fresh stick modules so you’re always playing with equipment that’s in great s...

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    Original price $254.99 - Original price $254.99
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  • Original price $212.99 - Original price $212.99
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    Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Silver

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $212.99 - Original price $212.99
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  • Original price $4,403.99 - Original price $4,403.99
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    Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $4,403.99 - Original price $4,403.99
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  • Original price $111.99 - Original price $111.99
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    Apple - Pencil (1st Generation) with USB-C to Pencil Adapter - White

    Apple

    Pairing and charging via LightningPixel-perfect precisionTilt and pressure sensitivityImperceptible lagCompatible WithiPad (6th 7th 8th 9th and 10t...

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    Original price $111.99 - Original price $111.99
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  • Original price $386.99 - Original price $386.99
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    Cricut - Maker 3 - Mist

    Provocraft

    MaterialsCuts 300+ materials including delicate fabric paper matboard leather Smart Materials1Compatible MaterialsCompatible with Smart Materials ...

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    Original price $386.99 - Original price $386.99
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  • Original price $2,125.99 - Original price $2,125.99
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    MSI - Aegis R2 Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 4070 TI Super- 1TB SSD - Black

    MSI

    Windows 11 operating systemEquipped with brand new Windows 11 with all its new featuresIntel Core i7-14700FThe new Intel 14th-Gen Raptor Lake CPU b...

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    Original price $2,125.99 - Original price $2,125.99
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  • Original price $542.99 - Original price $542.99
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    HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

    HP

    Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $542.99 - Original price $542.99
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  • Original price $359.99 - Original price $359.99
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    Nintendo Switch Mario Kart 8 Deluxe Bundle - Multi

    Nintendo

    6.2 screenThree play modes TV tabletop and handheldDetachable Joy-Con controllersNintendo Switch is the home of games starring Mario and friendsMar...

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    Original price $359.99 - Original price $359.99
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  • Original price $82.99 - Original price $82.99
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    Super Smash Bros. Ultimate - Nintendo Switch

    Nintendo of America

    New stages and fighters are joined by the combined rosters of every past Super Smash Bros. gameChallenge others anytime anywhere whether you're on ...

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    Original price $82.99 - Original price $82.99
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  • Original price $691.99 - Original price $691.99
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    Apple - Mac mini Desktop - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

    Apple

    LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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    Original price $691.99 - Original price $691.99
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  • Original price $416.99 - Original price $416.99
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    Microsoft Xbox Series S - game console - 1 TB SSD - robot white

    Microsoft

    Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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    Original price $416.99 - Original price $416.99
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  • Original price $2,002.99 - Original price $2,002.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence -

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,002.99 - Original price $2,002.99
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  • Original price $416.99 - Original price $416.99
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    Microsoft - Xbox Series S 1TB All-Digital Console (Disc-Free Gaming) - Robot White

    Microsoft

    Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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    Original price $416.99 - Original price $416.99
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  • Original price $158.99 - Original price $158.99
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    PDP - RIFFMASTER Wireless Guitar Controller For Playstation 5 and Playstation 4 - Black

    PDP

    Multi CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...

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    Original price $158.99 - Original price $158.99
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  • Original price $465.99 - Original price $465.99
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    Samsung - Galaxy Tab S9 FE+ - 12.4" 128GB - Wi-Fi - with S-Pen - Gray

    Samsung

    A screen for all your passionsBe blown away by the large 12.4" screen. There’s plenty of room to follow your passions whether you're taking an onli...

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    Original price $465.99 - Original price $465.99
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  • Original price $37.99 - Original price $37.99
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    System Shock - PlayStation 5

    PLAION

    Face offFace off against the forces of a rogue AI gone mad.Improve your skillsImprove your skills and adapt to take on your foes.DiscoverDiscover a...

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    Original price $37.99 - Original price $37.99
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  • Original price $2,483.99 - Original price $2,483.99
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    Apple - MacBook Pro 16" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $2,483.99 - Original price $2,483.99
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  • Original price $787.99 - Original price $787.99
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    CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - AMD Radeon RX 6500 XT 4GB - 1TB SSD - Black

    CyberPowerPC

    Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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    Original price $787.99 - Original price $787.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,322.99 - Original price $1,322.99
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  • Original price $48.99 - Original price $48.99
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    Cobra Kai 2 Dojos Rising - PlayStation 5

    GameMill Entertainment

    Story ModeFeauring beat'em up adventure gameplaySingle and MultiplayerTournament mode allows you to duke it out between friends and rivals28 Playab...

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    Original price $48.99 - Original price $48.99
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  • Original price $336.99 - Original price $336.99
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    SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - Black

    Steel Series

    WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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    Original price $336.99 - Original price $336.99
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  • Original price $42.99 - Original price $42.99
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    SpongeBob SquarePants Battle for Bikini Bottom - Rehydrated - Nintendo Switch

    U and I Entertainment

    Play as SpongeBob Patrick and Sandy and use their unique sets of skillsThwart Plankton's evil plan to rule Bikini Bottom with his army of wacky rob...

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    Original price $42.99 - Original price $42.99
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    LEGO Jurassic World - Nintendo Switch

    Warner Home Video

    Wreak havoc as LEGO dinosaurs - Choose from 20 dinosaurs including friendly Triceratops deadly Raptor and mighty T. rexCustomize your own dinosaur ...

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    Original price $42.99 - Original price $42.99
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  • Original price $503.99 - Original price $503.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi + Cellular - 64GB - Blue (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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  • Original price $520.99 - Original price $520.99
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    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Yellow

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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  • Original price $105.99 - Original price $105.99
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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Purple/Neon Orange

    Nintendo

    Include Joy-Con (L) Joy-Con (R) controllers and two black Joy-Con wrist strapsTwo Joy-Con can be used independently in each hand or together as one...

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    Original price $105.99 - Original price $105.99
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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Pink/Neon Green

    Nintendo of America

    Include Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attached...

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    Original price $105.99 - Original price $105.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.