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Computers & Gaming

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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Acer - Nitro 65 Gaming Desktop - AMD Ryzen 99900X 2024 - NVIDIA GeForce RTX 5070 - 32GB DDR5 Memory 1TB Storage - Black

Acer
Original price $2,398.99 - Original price $2,398.99
Original price
$2,398.99
$2,398.99 - $2,398.99
Current price $2,398.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $2,398.99 - Original price $2,398.99
Original price
$2,398.99
$2,398.99 - $2,398.99
Current price $2,398.99

Acer - Nitro 65 Gaming Desktop - AMD Ryzen 7 8700F 2024 - NVIDIA GeForce RTX 5060 - 16GB DDR5 Memory 1TB Storage - Black

Acer
Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

View full details
Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

Belkin - Gaming Charging Case Pro for Nintendo Switch 2 10k Portable Charger Case 20W Anti-Reflective Screen Protector - Charcoal

Belkin
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Nintendo Switch 2 compatibleOur premium Nintendo Switch case protector is custom fit for your Nintendo Switch 2 shielding your console with anti sc...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Dell - Desktop - AMD Ryzen 5 150 2025 - 16GB Memory - AMD Radeon 660M - 512GB Storage - Black

Dell
Original price $868.99 - Original price $868.99
Original price
$868.99
$868.99 - $868.99
Current price $868.99

Fast performanceLaunch apps instantly switch tasks without slowdown and work efficiently with the responsive power of AMD Ryzen 100 Series Processo...

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Original price $868.99 - Original price $868.99
Original price
$868.99
$868.99 - $868.99
Current price $868.99

LG - gram Book 15" Touch-Screen Laptop FHD Intel Core Ultra 5 115U Processor with 32GB RAM - 512GB SSD - Titan Black

LG
Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

AI Power for Everyday ProductivityLG gram Book brings powerful AI productivity tools and responsive performance together to help you work smarter a...

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Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 5 225F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Gray

CyberPowerPC
Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

Lenovo - IdeaPad Slim 3i 15.6" Full HD Laptop - Intel Processor N150 2024- 8GB Memory - 128GB UFS - Frost Blue

Lenovo
Original price $432.99 - Original price $432.99
Original price
$432.99
$432.99 - $432.99
Current price $432.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

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Original price $432.99 - Original price $432.99
Original price
$432.99
$432.99 - $432.99
Current price $432.99

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 9 465 (2026) - 32GB Memory - 512GB SSD - Copilot+ - Meteor Silver

HP
Original price $2,001.99 - Original price $2,001.99
Original price
$2,001.99
$2,001.99 - $2,001.99
Current price $2,001.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

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Original price $2,001.99 - Original price $2,001.99
Original price
$2,001.99
$2,001.99 - $2,001.99
Current price $2,001.99

HyperX - OMEN 27" OLED QHD 240Hz 0.03ms GtG G-SYNC Compatible Gaming Monitor with Adjustable Height (DisplayPort HDMI) - Black

HP
Original price $567.99 - Original price $567.99
Original price
$567.99
$567.99 - $567.99
Current price $567.99

Quad HD resolution with 169 aspect ratioGet lost in the captivating definition and sharp details of 3.7 million pixels. 2560 x 1440 Quad HD resolut...

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Original price $567.99 - Original price $567.99
Original price
$567.99
$567.99 - $567.99
Current price $567.99

Samsung - 27" Odyssey G4 (G40H) Fast IPS FHD 300Hz 1ms AMD FreeSync Prem Gaming Monitor with HDR 10 (DisplayPort HDMI) - Black

Samsung
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

Fast IPSEnjoy realistic game scenes on the Odyssey G4 with Fast IPS panel. The 178 wide viewing angle accurately delivers clear crisp hues that rem...

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Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

ASUS - Zenbook S14 14" OLED 3K Touchscreen - Intel Core Ultra 9 Processor 2026 - 32GB RAM - 1TB SSD - Copilot+ PC - Scandinavian White

ASUS
Original price $2,112.99 - Original price $2,112.99
Original price
$2,112.99
$2,112.99 - $2,112.99
Current price $2,112.99

Copilot+ PC on Windows 11 HomeCopilot+ PC on Windows 11 Home brings you smarter search quick summaries and seamless task assistance—right when you ...

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Original price $2,112.99 - Original price $2,112.99
Original price
$2,112.99
$2,112.99 - $2,112.99
Current price $2,112.99

Samsung - 32" Odyssey G5 (G50F) QHD Fast IPS 180Hz 1ms G-Sync FreeSync Compatible Gaming Monitor (DisplayPort HDMI) - Black

Samsung
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

QHDStep into a game world that's more vibrant and immersive than ever before. With 1.7 times the pixel density of Full HD (1920x1080) QHD resolutio...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

HyperX - OMEN MAX 16" 2K OLED Gaming Laptop - Intel Core Ultra 9 (2026) - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black

HyperX
Original price $4,130.99 - Original price $4,130.99
Original price
$4,130.99
$4,130.99 - $4,130.99
Current price $4,130.99

Intel Core Ultra 9 290HX Plus processorLevel up your HP gaming laptop with advanced performance enhanced AI and an Intel Core Ultra 9 290HX proces...

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Original price $4,130.99 - Original price $4,130.99
Original price
$4,130.99
$4,130.99 - $4,130.99
Current price $4,130.99

MSI - Crosshair A16 HX 16" 2.5K QHD+ 240Hz Gaming Laptop - AMD R9 8940HX - RTX 5060 - 16GB Memory - 1TB Storage - Cosmo Gray

MSI
Original price $1,813.99 - Original price $1,813.99
Original price
$1,813.99
$1,813.99 - $1,813.99
Current price $1,813.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,813.99 - Original price $1,813.99
Original price
$1,813.99
$1,813.99 - $1,813.99
Current price $1,813.99

iBUYPOWER - Slate Gaming Desktop PC - Intel Core i7 14700F NVIDIA GeForce RTX 5060 8GB 16GB DDR4 Non-RGB 1TB NVMe SSD - Black

iBuyPower
Original price $1,479.99 - Original price $1,479.99
Original price
$1,479.99
$1,479.99 - $1,479.99
Current price $1,479.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,479.99 - Original price $1,479.99
Original price
$1,479.99
$1,479.99 - $1,479.99
Current price $1,479.99

HP - OmniDesk Slim Desktop - Intel Processor 300 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP
Original price $776.99 - Original price $776.99
Original price
$776.99
$776.99 - $776.99
Current price $776.99

Intel Processor 300Boost your productivity with an Intel Core Processor featuring a performance hybrid architecture that makes it easy to game stre...

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Original price $776.99 - Original price $776.99
Original price
$776.99
$776.99 - $776.99
Current price $776.99

HP - OmniDesk Slim Desktop - Intel Core i5-14400 - 8GB DDR5 Memory - 512GB SSD - Meteor Silver

HP
Original price $967.99 - Original price $967.99
Original price
$967.99
$967.99 - $967.99
Current price $967.99

Intel Core i5-14400 processorThe performance you need to connect learn and play. Intel Core performance and graphics help you navigate and collabor...

View full details
Original price $967.99 - Original price $967.99
Original price
$967.99
$967.99 - $967.99
Current price $967.99

HP - OmniBook X Flip 2-in-1 - 16" 2K Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Copilot+ PC - Meteor Silver

HP
Original price $1,317.99 - Original price $1,317.99
Original price
$1,317.99
$1,317.99 - $1,317.99
Current price $1,317.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

View full details
Original price $1,317.99 - Original price $1,317.99
Original price
$1,317.99
$1,317.99 - $1,317.99
Current price $1,317.99

HP - OmniBook X Flip 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue

HP
Original price $1,293.99 - Original price $1,293.99
Original price
$1,293.99
$1,293.99 - $1,293.99
Current price $1,293.99

14" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

View full details
Original price $1,293.99 - Original price $1,293.99
Original price
$1,293.99
$1,293.99 - $1,293.99
Current price $1,293.99

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver

HP
Original price $1,682.99 - Original price $1,682.99
Original price
$1,682.99
$1,682.99 - $1,682.99
Current price $1,682.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

View full details
Original price $1,682.99 - Original price $1,682.99
Original price
$1,682.99
$1,682.99 - $1,682.99
Current price $1,682.99

Acer - KA272 P6bi 27 IPS LED Full HD AMD FreeSync Monitor - Up to 144Hz 1ms (HDMI VGA) - Black

Acer
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Dell - 27" 2K IPS Touchscreen All-in-One - Intel Core Ultra 7 355 2026 - 16GB Memory - 1TB Storage - Copilot+ PC - Light Ash

Dell
Original price $1,707.99 - Original price $1,707.99
Original price
$1,707.99
$1,707.99 - $1,707.99
Current price $1,707.99

Capture and display brilliantlyExperience crisp immersive visuals on a 27" IPS display in (QHD/FHD) resolution designed to elevate every interactio...

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Original price $1,707.99 - Original price $1,707.99
Original price
$1,707.99
$1,707.99 - $1,707.99
Current price $1,707.99

ASUS - ProArt PX13 13.3" 3K OLED Touchscreen 2-in-1 - AMD Ryzen AI Max+ 388 2026 - 32GB RAM - 512GB SSD - Copilot+ PC - Nano Black

ASUS
Original price $1,900.99 - Original price $1,900.99
Original price
$1,900.99
$1,900.99 - $1,900.99
Current price $1,900.99

Create Faster on a Windows 11 Home Copilot+ PCCopilot+ on Windows 11 Home brings AI into your creative flow. Quickly find clips get smart summaries...

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Original price $1,900.99 - Original price $1,900.99
Original price
$1,900.99
$1,900.99 - $1,900.99
Current price $1,900.99

GEEKOM - A5 Pro Mini PC with AMD Ryzen 5 7530U 16GB DDR4 RAM 512GB NVMe SSD - Silver

Geekom
Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

Powerful AMD Ryzen 5 7530U ProcessorExperience exceptional performance with the AMD Ryzen 5 7530U processor delivering powerful multi-core performa...

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Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.