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Computers & Gaming

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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Lenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X 2025 - 16GB Memory - 256GB SSD - Luna Grey

Lenovo
Original price $848.99 - Original price $848.99
Original price
$848.99
$848.99 - $848.99
Current price $848.99

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $848.99 - Original price $848.99
Original price
$848.99
$848.99 - $848.99
Current price $848.99

Acer - Swift Go 16 AI - Copilot+ PC - 16" WUXGA Touchscreen Laptop - AMD Ryzen AI 7 445 2026 - 16GB Memory 1TB Storage - Obsidian Black

Acer
Original price $1,295.99 - Original price $1,295.99
Original price
$1,295.99
$1,295.99 - $1,295.99
Current price $1,295.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

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Original price $1,295.99 - Original price $1,295.99
Original price
$1,295.99
$1,295.99 - $1,295.99
Current price $1,295.99

Acer - Swift 16 AI - Copilot+ PC - 16" 3K OLED Touchscreen Laptop - Intel Core Ultra X7 358H 2026 - 16GB Memory - 1TB Storage - Basalt Gray

Acer
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Dell - Plus - 16" 2.5K 2-in-1 Touchscreen Laptop - Intel Core Ultra 9 288V 2024 - 32GB Memory - 1TB Storage - Copilot+ PC - Midnight Blue

Dell
Original price $1,878.99 - Original price $1,878.99
Original price
$1,878.99
$1,878.99 - $1,878.99
Current price $1,878.99

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars with the DB06250.Built from the groun...

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Original price $1,878.99 - Original price $1,878.99
Original price
$1,878.99
$1,878.99 - $1,878.99
Current price $1,878.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Pink (Unlocked)

Apple
Original price $576.99 - Original price $576.99
Original price
$576.99
$576.99 - $576.99
Current price $576.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $576.99 - Original price $576.99
Original price
$576.99
$576.99 - $576.99
Current price $576.99

Samsung - Galaxy Tab S10 FE+ Book Cover Keyboard -AI Key - Black

Samsung
Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Your key to instant AI accessThe dedicated key gives you quick access to AI assistance. Simply tap it write in your prompts and let Bixby or Gemini...

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Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Acer - Nitro 15.6" LCD FHD 165Hz FreeSync IPS Portable Gaming Monitor (USB Type-C Mini HDMI Audio Out) - Black

Acer
Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PG1 Series portable gaming monitor. At just 2.73lbs and only 0....

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Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Space Black

Apple
Original price $2,161.99 - Original price $2,161.99
Original price
$2,161.99
$2,161.99 - $2,161.99
Current price $2,161.99

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $2,161.99 - Original price $2,161.99
Original price
$2,161.99
$2,161.99 - $2,161.99
Current price $2,161.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 512GB - Yellow

Apple
Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

AOC - 16T35 15.6" IPS Portable Monitor FHD (1920x1080) USB-C - Black

AOC
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

15.6" FHD IPS DisplayThe 15.6" Full HD 1920 x 1080 IPS panel delivers crisp visuals with accurate colors and wide viewing angles. This ensures cons...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Turtle Beach - Stealth Pro II Multiplatform Wireless Gaming Headset for Windows PlayStation 5 PlayStation 4 Mobile - Black

Turtle Beach
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

Hi-Res Certified 24-bit Wireless Audio ResolutionExperience uncompromising wireless fidelity with Hi-Res Audio certified Bluetooth codecs including...

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Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

Lenovo - IdeaPad Slim 3 Chromebook - 14" 2K Touchscreen Laptop - MediaTek Kompanio 540 2025 - 8GB Memory - 128GB UFS - Cosmic Blue

Lenovo
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

HP - OmniBook X 16" 2K OLED Touchscreen Laptop - Snapdragon X2 Elite - 24GB Memory - 512GB SSD - Copilot+ PC - Deep Espresso

HP
Original price $1,582.99 - Original price $1,582.99
Original price
$1,582.99
$1,582.99 - $1,582.99
Current price $1,582.99

Snapdragon X2 Elite X2E-84-100 processorEnjoy premium performance and multi-day battery life. Effortlessly multitask browse stream and run next-gen...

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Original price $1,582.99 - Original price $1,582.99
Original price
$1,582.99
$1,582.99 - $1,582.99
Current price $1,582.99

SteelSeries - Arctis Nova Pro Omni 2.4 GHz Wireless Over-The-Ear Gaming Headset for PC PS5/PS4 Xbox One Xbox X/S Switch/Switch 2 - Black

Steel Series
Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

Hi-Res Certified Wireless 96 kHz / 24-bit AudioOfficially certified to meet the highest standards for wireless audio. Get high-fidelity with less c...

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Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

iBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 NVIDIA GeForce RTX 5070Ti 16GB 32GB DDR5 2TB SSD Storage - White

iBuyPower
Original price $2,966.99 - Original price $2,966.99
Original price
$2,966.99
$2,966.99 - $2,966.99
Current price $2,966.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,966.99 - Original price $2,966.99
Original price
$2,966.99
$2,966.99 - $2,966.99
Current price $2,966.99

Hori - Mario Kart Racing Wheel Pro Mini for Nintendo Switch 2 - Red

Hori
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

ImmersiveUseable in Mario Kart World and other racing titlesLicensedOfficially Licensed by Nintendo

Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

iBUYPOWER - Trace Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 2TB SSD Storage - Black

iBuyPower
Original price $2,401.99 - Original price $2,401.99
Original price
$2,401.99
$2,401.99 - $2,401.99
Current price $2,401.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,401.99 - Original price $2,401.99
Original price
$2,401.99
$2,401.99 - $2,401.99
Current price $2,401.99

iBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 9 285 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 2TB SSD Storage - Black

iBuyPower
Original price $2,636.99 - Original price $2,636.99
Original price
$2,636.99
$2,636.99 - $2,636.99
Current price $2,636.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,636.99 - Original price $2,636.99
Original price
$2,636.99
$2,636.99 - $2,636.99
Current price $2,636.99

iBUYPOWER - Element Gaming Desktop PC-AMD Ryzen 5 8400F 2024 AMD Radeon RX 6500XT 4GB 16GB DDR5 RGB 1TB NVMe SSD Storage - White

iBuyPower
Original price $1,281.99 - Original price $1,281.99
Original price
$1,281.99
$1,281.99 - $1,281.99
Current price $1,281.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,281.99 - Original price $1,281.99
Original price
$1,281.99
$1,281.99 - $1,281.99
Current price $1,281.99

Dell - 24" 2K IPS Touchscreen All-in-One - Intel Core Ultra 5 322 2026 - 16GB Memory - 512GB Storage - Copilot+ PC - Light Ash

Dell
Original price $1,178.99 - Original price $1,178.99
Original price
$1,178.99
$1,178.99 - $1,178.99
Current price $1,178.99

Capture and display brilliantlyExperience crisp immersive visuals on a 24" IPS display in (QHD/FHD) resolution designed to elevate every interactio...

View full details
Original price $1,178.99 - Original price $1,178.99
Original price
$1,178.99
$1,178.99 - $1,178.99
Current price $1,178.99

HP - OmniStudio 23.8" Full HD All-in-One - Intel N150 Processor - 8GB Memory - 128GB UFS - Cashmere White

HP
Original price $619.99 - Original price $619.99
Original price
$619.99
$619.99 - $619.99
Current price $619.99

Intel N150 processorGet enhanced performance and higher graphics with Intel Core Processors for improved multitasking. Affordability that lets you ...

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Original price $619.99 - Original price $619.99
Original price
$619.99
$619.99 - $619.99
Current price $619.99

AOC - CU34G4HV 34" VA Curved Gaming Monitor WQHD (3440x1440) 200Hz 0.5ms Freesync - Black

AOC
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

34" WQHD Ultrawide ResolutionThe 34" WQHD 3440 x 1440 VA panel delivers expansive high-resolution visuals with increased screen real estate for imm...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Lenovo - Yoga 7a 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 2026- 24GB Memory - 512GB SSD - Seashell

Lenovo
Original price $1,517.99 - Original price $1,517.99
Original price
$1,517.99
$1,517.99 - $1,517.99
Current price $1,517.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,517.99 - Original price $1,517.99
Original price
$1,517.99
$1,517.99 - $1,517.99
Current price $1,517.99

Turtle Beach - Rematch Wireless Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Super Mario Jump

Turtle Beach
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Iconic Super Mario StyleShow off the bold Super Mario Jump design with a semi-translucent black shell vivid red accents and Mario’s classic leap fo...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.