Skip to content
Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $548.99 - Original price $548.99
Original price
$548.99
$548.99 - $548.99
Current price $548.99

ViewSonic - ColorPro DFS VP275-4K 27" LCD 4K UHD Monitor (HDMI DP USB-C) - Black

ViewSonic

4K UHDExperience breathtaking level of details when you open your eyes to the clarity of 4K UHD screenViewable Screen Size And Panel Type27in scree...

View full details
Original price $548.99 - Original price $548.99
Original price
$548.99
$548.99 - $548.99
Current price $548.99
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Logitech - Astro A50 X LIGHTSPEED Wireless w/ PLAYSYNC Over-the-Ear Gaming Headset + Base Station for Xbox Series XS PS5 PC/MAC - White

Logitech

PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

View full details
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99
Original price $350.99 - Original price $350.99
Original price
$350.99
$350.99 - $350.99
Current price $350.99

SteelSeries - Alias Pro XLR Microphone - Black

Steel Series

MIC FOR GAMINGDesigned for gaming broadcasting and podcasting level up your stream with Alias Pro and free audio softwarePRO XLR MICPro-grade XLR c...

View full details
Original price $350.99 - Original price $350.99
Original price
$350.99
$350.99 - $350.99
Current price $350.99
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Graphite

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

View full details
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Logitech - Yeti Orb Wired Cardioid Condenser Gaming Microphone with LIGHTSYNC RGB Lights - White

Logitech

It’s that easyThe Logitech G Yeti Orb is a premium RGB gaming microphone with LIGHTSYNC that delivers best-in-class audio performance and ease of u...

View full details
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $298.99 - Original price $298.99
Original price
$298.99
$298.99 - $298.99
Current price $298.99

Elgato - 4K Pro 8K60 Passthrough/4K60 Capture for PC Nintendo Switch 2 PS5 Xbox Series X with HDMI 2.1 VRR HDR10 - Black

Corsair

Ready for your consoleCapture Nintendo Switch 2 Playstation Xbox Steam Deck - anything.Pure gameplayPlay in 8K60 while capturing 4K60.HDMI 2.1 in/o...

View full details
Original price $298.99 - Original price $298.99
Original price
$298.99
$298.99 - $298.99
Current price $298.99
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Acer - Nitro 31.5 WQHD Gaming Monitor AMD FreeSync (1 x DP 1.4 2 x HDMI 2.0 Ports 1 x Audio Out) - Black

Acer

Resolution MattersThe Nitro 31.5" Curved Display with WQHD (2560 x 1440) resolution offers the sharpest picture quality and provides a perfect pict...

View full details
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99
Original price $762.99 - Original price $762.99
Original price
$762.99
$762.99 - $762.99
Current price $762.99

Lenovo ThinkBook 16 G7 ARP - 16" - AMD Ryzen 5 - 7535HS - 8 GB RAM - 256 GB SSD - US

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Windows 11 Pro delivers a powerful streamlined user experience that helps you stay focused an...

View full details
Original price $762.99 - Original price $762.99
Original price
$762.99
$762.99 - $762.99
Current price $762.99
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

ZAGG - Messenger Folio 2 for iPad Air 10.9" (Gen 5 4) iPad Air 11" (M2 M3) iPad Pro 11" (Gen 4 3 2 1) - Black

invisibleSHIELD

Latop-style keysSpacious laptop-style keys with a clean precise keystroke make typing comfortable and easy.Built-in StandThe built-in stand holds y...

View full details
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99
Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

ZAGG - Glass XTR4 iPad 11" (A16) iPad 10.9" (Gen 10) - Clear

ZAGG

11X StrongerXTR4 screen protection fortified with graphene has been tested up to 11X stronger than traditional glass screen protection.Fortified wi...

View full details
Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99
Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

MSI PRO MP341CQ - LED monitor - curved - 34"

MSI

UWQHD with Ultra-Wide DisplayOptimize your viewing experience see every detail in crystal clarity with 219 UWQHD (3440 x 1440) resolution.1 ms res...

View full details
Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99
Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99

ViewSonic - VX1654 16" IPS LCD FHD Portable Gaming Monitor (USB-C Mini HDMI) - Black

ViewSonic

the VX1654 portable monitor harnesses all the specs of a desktop setup for on-the-go gaming. Experience crisp graphicstear-free visualsand a respon...

View full details
Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

ViewSonic - XG2431 23.8" LCD FHD FreeSync Premium Gaming Monitor with HDR (DisplayPort USB HDMI) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

View full details
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99
Original price $415.99 - Original price $415.99
Original price
$415.99
$415.99 - $415.99
Current price $415.99

ViewSonic - VG2758-2K 27" IPS LED 100Hz Monitor (USB HDMI) - Black

ViewSonic

Viewable screen size and panel type27in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...

View full details
Original price $415.99 - Original price $415.99
Original price
$415.99
$415.99 - $415.99
Current price $415.99
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Logitech - G522 LIGHTSPEED Wireless Bluetooth Over-the-Ear Gaming Headset for Windows - Black

Logitech

Own your lookExperience the bold sleek design of this RGB gaming headset featuring customizable side-facing lighting powered by LIGHTSYNC RGB in up...

View full details
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Logitech - PRO X 2 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PC PS5 PS4 Nintendo Switch - White

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

View full details
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Logitech - Yeti Orb Wired Cardioid Condenser Gaming Microphone with LIGHTSYNC RGB Lights - Black

Logitech

It’s that easyThe Logitech G Yeti Orb is a premium RGB gaming microphone with LIGHTSYNC that delivers best-in-class audio performance and ease of u...

View full details
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Logitech - PRO X 2 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PC PS5 PS4 Nintendo Switch - Black

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

View full details
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Sony - PULSE Elite Wireless Gaming Headset - for PS5 - White

Sony Computer Entertainment Am

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

View full details
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone Bundle with Desktop Stand - Black

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

View full details
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

ASUS - TUF Gaming 24" FHD IPS 180Hz 1ms Gaming Monitor with FreeSync Premium (DisplayPort HDMI) - Black

ASUS

23.8" Antiglare LED MonitorEfficient screen type uses leds to provide precise backlighting to pixels2-Watt Built-In SpeakersLet you enjoy your favo...

View full details
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Logitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - White

Logitech

PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

ASUS - ROG 140W Charger Dock for ROG Ally (USB-C USB-A) - Black

ASUS

All-In-One Charging with USB Type-C and USB Type-A PortsCharge up to 4 devices simultaneously on the ROG 140W USB-C GaN Charger. With 3 USB Type-C ...

View full details
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Sony - PULSE Explore Wireless Gaming Earbuds - for PS5 - White

Sony Computer Entertainment Am

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

View full details
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.