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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

RS Shifter Handbrake for Logitech G RS PRO Series - PlayStation Xbox Windows - Black

Logitech

Compact 2-in-1 modeSwitch between the sim racing shifter handbrake with the mode switch button or use two modules for simultaneous handbrake sequ...

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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99
Original price $87.99 - Original price $87.99
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$87.99
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HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black

HyperX

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $87.99 - Original price $87.99
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$87.99
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Original price $128.99 - Original price $128.99
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$128.99
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SteelSeries - Arctis Nova 5X Wireless Gaming Headset for Xbox Series XS Xbox One - Black

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99
Original price $1,660.99 - Original price $1,660.99
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$1,660.99
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Current price $1,660.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver (Unlocked)

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,660.99 - Original price $1,660.99
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Original price $4,453.99 - Original price $4,453.99
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MSI - EdgeXpert Mini Desktop - Arm 20 core - 128GB Memory - NVIDIA Blackwell Graphics -4TB SSD - Black

MSI

NVIDIA DGX operating systemThe NVIDIA DGX operating system is specifically optimized to deliver peak performance for AI workloads on NVIDIA DGX sys...

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Original price $4,453.99 - Original price $4,453.99
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Original price $2,601.99 - Original price $2,601.99
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HP - OMEN 45L Gaming Desktop GT22-3060 - Intel Core Ultra 7 265K - 32GB Memory - 1 TB SSD - Black

HP

Get a fresh perspective with windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content Windows ...

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Original price $2,601.99 - Original price $2,601.99
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Original price $1,322.99 - Original price $1,322.99
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Current price $1,322.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver (Unlocked)

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
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Original price $1,322.99 - Original price $1,322.99
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Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
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Original price $105.99 - Original price $105.99
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OtterBox - Defender Series for Apple iPad Pro 11-inch (M4) and Apple iPad Pro 11-inch (M5) - Black

Otterbox

Designed For Use With Apple Ipad Pro 11-Inch (M4) and Apple iPad Pro 11-inch (M5)Protects and compliments your tablet.DROP+2X as many drops as mili...

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Original price $105.99 - Original price $105.99
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Original price $76.99 - Original price $76.99
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Elgato - Key Light Neo - White

Elgato

Look proOn YouTube Teams Zoom and more.Easy setupJust connect to a USB port on your laptop or dock.For all skin tonesAdjust brightness and color te...

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Original price $76.99 - Original price $76.99
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Original price $236.99 - Original price $236.99
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HP - 27" IPS LED FHD Monitor (HDMI VGA) - Silver Black

HP

Enjoy more of what you love in colorful detailSit back and soak in all the content you love with this exceptional 27" FHD monitor. Experience color...

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Original price $236.99 - Original price $236.99
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Original price $69.99 - Original price $69.99
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ZAGG - Glass Elite Apple iPad Air 13" (M2 M3) - Clear

ZAGG

5X strongerGlass Elite is 5x stronger than traditional glass screen protection.Recycled contentGlass Elite is made with up to 30 post-consumer recy...

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Original price $69.99 - Original price $69.99
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Original price $133.99 - Original price $133.99
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$133.99
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OtterBox - Defender Series for Apple iPad Pro 13-inch (M4) and Apple iPad Pro 13-inch (M5) - Black

Otterbox

Designed For Use With Apple Ipad Pro 13-Inch (M4) and Apple iPad Pro 13-inch (M5)Protects and compliments your tablet.DROP+2X as many drops as mili...

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Original price $133.99 - Original price $133.99
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Original price $264.99 - Original price $264.99
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$264.99
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ViewSonic - VX2767U-2K 27" IPS LCD QHD Monitor (USB-C HDMI Display Port) - Black

ViewSonic

Viewable screen size and panel type27in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...

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Original price $264.99 - Original price $264.99
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Original price $526.99 - Original price $526.99
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$526.99
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Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Silver (Unlocked)

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $526.99 - Original price $526.99
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Original price $248.99 - Original price $248.99
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Acer - Nitro ED273U 27" 1000R Curved WQHD 180Hz 0.5ms FreeSync Gaming Monitor (DisplayPort 2x HDMI 2.0) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in WQHD resolution. Movies and games appear more real and dramatic and small details and text ar...

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Original price $248.99 - Original price $248.99
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Original price $124.99 - Original price $124.99
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$124.99
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ASUS - ROG Pelta Wireless Gaming Headset for PC/Mac PS5 PS4 and Switch - Black

ASUS

Tri-Mode Connectivity with SpeedNova TechnologyConnect via Bluetooth or low-latency 2.4 GHz with ROG SpeedNova wireless technology as well as a USB...

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Original price $124.99 - Original price $124.99
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Original price $894.99 - Original price $894.99
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ASUS - ProArt 27" 5K IPS Professional Monitor with HDR (DisplayPort HDMI) - Black

ASUS

27-inch 5K (5120 x 2880)LuxPixel AGLR display with IPS 178 wide viewing angle panelInternational Color Standard99 DCI-P3 and 100 sRGB wide color ga...

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Original price $894.99 - Original price $894.99
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Original price $1,804.99 - Original price $1,804.99
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LG - UltraGear 45" OLED QHD 240Hz 0.03ms G-Sync/FreeSync Premium Pro Smart Gaming Monitor with DisplayHDR 400 TRUE - Black

LG

The 240Hz OLED Smart Gaming Monitor that’s Ahead of the (800R) CurveThe huge 45 WQHD OLED with a steep 800R curve and 1300-nit peak brightness pull...

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Original price $1,804.99 - Original price $1,804.99
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Original price $206.99 - Original price $206.99
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$206.99
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LCD 24" S40GD FHD Monitor24inch S40GD FHD 100 Hz Slim Professional Monitor IPS HAS DP HDMI USB Speaker Hub 3 Year Warranty Mexico LS24D408GANXGO

Samsung

LCD 24" S40GD FHD Monitor24inch S40GD FHD 100 Hz Slim Professional Monitor IPS HAS DP HDMI USB Speaker Hub 3 Year Warranty Mexico LS24D408GANXGO

Original price $206.99 - Original price $206.99
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$206.99
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Original price $370.99 - Original price $370.99
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$370.99
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ViewSonic VX3418-2K - LED monitor - 34"

ViewSonic

ViewSonic VX3418-2K - LED monitor - gaming - 34" - 3440 x 1440 UWQHD 165 Hz - MVA - 300 cd/m² - 40001 - 1 ms - 2xHDMI DisplayPort

Original price $370.99 - Original price $370.99
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Original price $211.99 - Original price $211.99
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$211.99
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Current price $211.99

ViewSonic VX1655 - LED monitor - Full HD (1080p) - 16"

ViewSonic

ViewSonic VX1655 - LED monitor - 16" (15.6" viewable) - portable - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 250 cd/m² - 8001 - 4 ms - Mini HDMI 2...

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Original price $211.99 - Original price $211.99
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$211.99
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Original price $325.99 - Original price $325.99
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$325.99
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ViewSonic VA2756-4K-MHD - LED monitor - 4K - 27"

ViewSonic

ViewSonic VA2756-4K-MHD - LED monitor - 27" - 3840 x 2160 4K 75 Hz - IPS - 400 cd/m² - 12001 - 5 ms - 2xHDMI DisplayPort - speakers

Original price $325.99 - Original price $325.99
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$325.99
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Original price $2,414.99 - Original price $2,414.99
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Current price $2,414.99

Lenovo ThinkPad P14s Gen 5 - AI Ready - 14.5" - Intel Core Ultra 7 - 165H - vPro Enterprise - 32 GB RAM - 1 TB SSD - US

Lenovo

Lenovo ThinkPad P14s Gen 5 21G2 - Intel Core Ultra 7 - 165H / up to 5 GHz - vPro Enterprise - Win 11 Pro - RTX 500 Ada - 32 GB RAM - 1 TB SSD TCG O...

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Original price $2,414.99 - Original price $2,414.99
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$2,414.99
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Current price $2,414.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.