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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $647.99 - Original price $647.99
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HP - OmniBook 5 Flip 2-in-1 14" 2K Touch-Screen Laptop - Intel Core 7 - 16GB Memory - 512GB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $647.99 - Original price $647.99
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HP - 23.8" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $455.99 - Original price $455.99
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Lenovo - IdeaCentre 3 Desktop - Intel Processor U300 - 8GB Memory - 256GB SSD - Cloud Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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Original price $106.99 - Original price $106.99
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Apple - 96W USB-C Power Adapter - White

Apple

Compatible with any USB-C enabled device; iPhone 15 models Macbook Air 20018 and above modes; Macbook 13inc 2016 and above models; Macbook 16 inch ...

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Original price $106.99 - Original price $106.99
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Fire 7 Kids - 7" Tablet (2023) 16GB with Amazon Kids+ (6 Month Subscription) - Blue

AMAZON

Full Featured TabletGet a full-featured tablet (not a toy) for kids ages 37 6 months of Amazon Kids+ content and a Kid-Proof Case with a built-in s...

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LG - UltraGear 27" IPS QHD 200Hz Gaming Monitor with DisplayHDR 400 (HDMI DisplayPort) - Black

LG

Vivid Color Fast Response Total ControlThe 27" UltraGear QHD (2560 x 1440) IPS gaming monitor delivers vivid VESA DisplayHDR 400 ultra-smooth 200Hz...

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iBUYPOWER - Y40 PRO Gaming Desktop PC -AMD Ryzen 9 7900X NVIDIA GeForce RTX 5080 16GB 32GB DDR5 RGB2TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 32GB Memory - 1TB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Belkin - Gaming Charging Case for Nintendo Switch 2 10k Portable Charger Case 20W Quick Charging Game Card Storage - Charcoal

Belkin

Nintendo Switch 2 compatibleOur premium Nintendo Switch case protector is custom fit for your Nintendo Switch 2 shielding your console with anti sc...

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Acer - KA272K 27" 4K FHD 3840 x 2160 IPS 144Hz 0.5ms AMD FreeSync Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer

Vibrant ImagesThe KA272K 27" monitor with 4K UHD 3840 x 2160 resolution offers the sharpest picture quality and provides a perfect picture with a b...

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Original price $225.99 - Original price $225.99
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Razer - USB 4 Dock Station with 14 Ports for PC and Mac - Black

Razer

Ultra-Fast USB 4 ConnectivityDiscover the new USB standard for data transfer rates display output support and device charging that is backwards com...

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Thrustmaster - T248R Racing Wheel and Magnetic Pedals for Playstation 4 Playstation 5 Windows - Black

Thrustmaster

Sport-style drivingErgonomic versatile wheel rim (11 inches / 280 mm) with perforated leather exterior and imitation carbon finish for a sporty loo...

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ASUS - TUF Gaming 32" FHD VA 250Hz 0.5ms Curved Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS

250Hz Refresh Rate (OC) and 0.5ms (min.) Response TimeWith 250Hz refresh rate (OC) decimates lag and motion blur to give you the upper hand in firs...

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Microsoft - Surface Pro - Copilot+ PC - 12 - Snapdragon X Plus 8 Core - 16GB RAM - 256GB UFS - Device + Keyboard Bundle - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $808.99 - Original price $808.99
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Original price $170.99 - Original price $170.99
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Logitech - PRO X Wired Over-the-Ear Gaming Headset (2nd Generation)X 7.1 for PCXbox OneXbox Series XSPS5PS4 Nintendo Switch - Black

Logitech

Blue VOCE Microphone TechnologyDetachable pro-grade microphone featuring real-time Blue VOCE technology including noise reducer compressor limiter ...

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Lenovo - Idea Tab with Tab Pen - 11" Tablet - 128GB - Luna Grey

Lenovo

Keep your ideas flowingTake notes smarter with Lenovo AI Note in the Notepad app made smoother with the Lenovo Tab Pen. Let AI Continue Writing hel...

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Original price $196.99 - Original price $196.99
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Acer - Nitro KG270 27" Full HD IPS Up to 144Hz 1ms AMD FreeSync Gaming Monitor (HDMI VGA) - Black

Acer

Quality VisualsThe KG270 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with excel...

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Original price $219.99 - Original price $219.99
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Original price $651.99 - Original price $651.99
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HP 15.6" Full HD Touch-Screen Laptop- Intel Core i5- 16GB Memory- 512GB SSD

HP

15.6-in FHD touch displayAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. Enjoy mo...

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Lenovo - IdeaPad 1 15.6" Full HD Laptop - AMD Ryzen 5 7520U 2022 - 8GB Memory- 256GB SSD - Abyss Blue

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $419.99 - Original price $419.99
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HP - OmniDesk Desktop - AMD Ryzen 7 - 32GB Memory - 2TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,074.99 - Original price $1,074.99
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Original price $226.99 - Original price $226.99
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Amazon - Kindle Colorsoft 16 GB With color display and adjustable warm light - 2025 - Black

AMAZON

A brand-new experienceThe Kindle Colorsoft display is optimized for reading in color and is different from the Kindle Paperwhite display which is o...

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Original price $226.99 - Original price $226.99
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Acer - Nitro ED340CUR Gaming 34 1500R 219 Curved QHD 200Hz 1ms FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer

Vibrant ImagesThe Nitro ED340CUR 34" Curved Display with QHD (3440 x 1440) resolution offers the sharpest picture quality and provides a perfect pi...

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Original price $326.99 - Original price $326.99
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HyperX - SoloCast 2 Wired Cardioid USB-C Condenser Gaming Microphone - Black

HyperX

Designed to capture less unwanted noiseEngineered from the inside to reduce vibrations from the outside with a built-in suspension system that deli...

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Original price $66.99 - Original price $66.99
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HP OMEN - 35L VALORANT Limited Edition Gaming Desktop - Intel Core i7-14700F - 16GB Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Navy

HP

The ultimate immersive experience for gaming and creating.Intel’s performance hybrid architecture to optimize your gaming content creation and prod...

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Original price $1,811.99 - Original price $1,811.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.