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  • Original price $571.99 - Original price $571.99
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    ViewSonic ColorPro VP3256-4K - LED monitor - 32"

    ViewSonic

    4K UHDExperience a breathtaking level of detail when you open your eyes to the clarity of the 4K UHD screen.Viewable screen size and panel type31.5...

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    Original price $571.99 - Original price $571.99
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  • Original price $77.99 - Original price $77.99
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    SaharaCase - Raider Series Hand Strap Case for Microsoft Surface Pro 9 Pro 10 and Pro 11th Edition - Black

    SaharaCase

    Designed for Microsoft Surface Pro 9 Pro 10 and Pro (11th Edition)Complement your device with this lightweight formfitting case.Ergonomic closed-bu...

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    Original price $77.99 - Original price $77.99
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  • Original price $131.99 - Original price $131.99
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    ViewSonic - VA1655 15.6" LCD FHD Monitor (DisplayPort USB HDMI) - Black

    ViewSonic

    Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $131.99 - Original price $131.99
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  • Original price $194.99 - Original price $194.99
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    ViewSonic OMNI Gaming VX2718-P-MHD - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    BE THE DIFFERENCEFull HD 1080p (1920x1080p) resolution 1ms (MPRT) response time and 165Hz refresh rate (with DisplayPort) gives you the ultimate en...

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    Original price $194.99 - Original price $194.99
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  • Original price $190.99 - Original price $190.99
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    Acer - AOPEN 27HC5R S3biip 27" LED Curved FHD FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe AOPEN 27" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture...

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    Original price $190.99 - Original price $190.99
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  • Original price $1,011.99 - Original price $1,011.99
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    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i5 - 1335U - 16 GB RAM - 256 GB SSD - US

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $1,011.99 - Original price $1,011.99
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  • Original price $40.99 - Original price $40.99
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    Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Electric Blue

    Glorious

    Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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    Original price $40.99 - Original price $40.99
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  • Original price $3,409.99 - Original price $3,409.99
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    Samsung - Odyssey Ark 2nd Gen. 55" Curved 4K UHD Quantum Mini-LED FreeSync Prem Pro 1ms GTG Gaming Screen - Black

    Samsung

    4-Input Multi ViewA whole new way to view. With the upgraded Multi View connect and see up to 4 different inputs at once including the addition of ...

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    Original price $3,409.99 - Original price $3,409.99
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  • Original price $269.99 - Original price $269.99
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    RØDE - Interview PRO Wireless Handheld Condenser Microphone

    Rode

    MicrophoneWireless handheld condenser microphoneOmnidirectionalOmnidirectional polar patternTransmissionState-of-the-art 2.4GHz digital transmissio...

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    Original price $269.99 - Original price $269.99
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  • Original price $104.99 - Original price $104.99
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    Apple - Smart Folio for iPad Pro 11-inch (M4) - Black

    Apple

    Compatible iPad ModelsApple iPad Pro (7th Generation) 11" 2024

    Original price $104.99 - Original price $104.99
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  • Original price $379.99 - Original price $379.99
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    Acer - Nitro ED340CU Sbmiipx 34" LED QHD 180Hz 1ms FreeSync Monitor (HDMI) - Black

    Acer

    Vibrant ImagesThe Nitro ED340CU 34" Curved Display with Ultra Wide QHD (3440 x 1440) resolution offers the sharpest picture quality and provides a ...

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    Original price $379.99 - Original price $379.99
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  • Original price $350.99 - Original price $350.99
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    LG - UltraGear 32" IPS LED 180Hz 1-ms NVIDIA G-SYNC Compatible and AMD Freesync Gaming Monitor with HDR - Black

    LG

    Ascend your game with the speed of UltraGearExperience next-level QHD gaming performance.Ultra-fast at up to 180Hz 1ms MBRGear up for smooth gamep...

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    Original price $350.99 - Original price $350.99
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  • Original price $31.99 - Original price $31.99
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    Woojer - Vest 3 Washable Lining - Apex Hunter

    Generic

    Hygienic maintenanceKeep your Woojer Vest 3 clean and fresh with a removable washable lining.Long-lasting comfortThe washable lining ensures ongoin...

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    Original price $31.99 - Original price $31.99
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  • Original price $393.99 - Original price $393.99
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    ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station White - headset

    Logitech

    PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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    Original price $393.99 - Original price $393.99
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  • Original price $2,332.99 - Original price $2,332.99
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    Alienware - m16 R2 Laptop - Intel Core Ultra 9 - NVIDIA GeForce RTX 4070 - 32GB Memory - 1TB SSD - Dark Metallic Moon

    Alienware

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $2,332.99 - Original price $2,332.99
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    $2,332.99
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  • Original price $44.99 - Original price $44.99
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    Sony - PlayStation Link USB Adapter - Black

    Sony Computer Entertainment Am

    Seamless SwitchingSwitch between compatible devices with ease.Lightning-Fast SpeedSecure a stable ultra-low latency connection so your audio keeps ...

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    Original price $44.99 - Original price $44.99
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  • Original price $107.99 - Original price $107.99
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    ViewSonic - VA2247-MH 22" LCD FHD Adaptive Sync Monitor (HDMI VGA) - Black

    ViewSonic

    Full HD21.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $107.99 - Original price $107.99
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    $107.99
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  • Original price $40.99 - Original price $40.99
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    $40.99
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    Current price $40.99

    Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Crimson Red

    Glorious

    Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

    View full details
    Original price $40.99 - Original price $40.99
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    $40.99
    $40.99 - $40.99
    Current price $40.99
  • Original price $40.99 - Original price $40.99
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    Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Nebula

    Glorious

    Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

    View full details
    Original price $40.99 - Original price $40.99
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    $40.99
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    Current price $40.99
  • Original price $415.99 - Original price $415.99
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    Logitech G Pro Racing Pedals - pedals - wired

    Logitech

    Load cell brakeBetter muscle memory optimal braking power; the 100kg load cell pressure detection brake delivers a superior driver feel and consist...

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    Original price $415.99 - Original price $415.99
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  • Original price $2,774.99 - Original price $2,774.99
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    Alienware m18 R2 18" 165 Hz Notebook 2560 x 1600 (QHD) 14th Gen Intel Corei9 with 32 GB Memory - NVIDIA GeForce 4070 - Dark Metallic Moon

    Alienware

    Windows 11 Home Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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    Original price $2,774.99 - Original price $2,774.99
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  • Original price $116.99 - Original price $116.99
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    $116.99
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    RØDE - VIDEOMIC GO II On-Camera Shotgun Microphone

    Rode

    MicrophoneUltra-lightweight shotgun microphone (just 60g)TRS Output3.5mm TRS output for use with camerasUSB-CDigital USB-C output for use with phon...

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    Original price $116.99 - Original price $116.99
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  • Original price $1,725.99 - Original price $1,725.99
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    MSI - Aegis Z2 Gaming Desktop - AMD R7-7700 - 16GB Memory - NVIDIA GeForce RTX 4070 Super - 1TB SSD - Black

    MSI

    Windows 11 operating systemEquipped with the brand new Windows 11 with all its new featuresAMD Ryzen R7-7700Leading your team to victory shouldn’t ...

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    Original price $1,725.99 - Original price $1,725.99
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  • Original price $68.99 - Original price $68.99
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    Hori - Fighting Commander OCTA - Tekken 8

    Hori

    Tournament ReadyWired tournament grade fightpad designed for fighting games and more for Windows PCHigh QualityTop-quality components for accuracy ...

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    Original price $68.99 - Original price $68.99
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  • Original price $358.99 - Original price $358.99
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    SideTrak - Swivel 12.5" Attachable Portable Monitor - Black

    SideTrak

    Patented Swivel DesignWith its unique ultra-sleek 360 swivel hinge this innovative attachable monitor adjusts to your most comfortable viewing angl...

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    Original price $358.99 - Original price $358.99
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  • Original price $387.99 - Original price $387.99
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    SideTrak - Swivel 14" Attachable Portable Monitor - Black

    SideTrak

    Patented Swivel DesignWith its unique ultra-sleek 360 swivel hinge this innovative attachable monitor adjusts to your most comfortable viewing angl...

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    Original price $387.99 - Original price $387.99
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  • Original price $339.99 - Original price $339.99
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    $339.99
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    SideTrak - Slide 12.5" IPS LCD FHD Monitor (USB-C) - Black

    SideTrak

    270 Screen RotationWith its unique rotating hinge this innovative attachable monitor adjusts to your most comfortable viewing angle and allows for ...

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    Original price $339.99 - Original price $339.99
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  • Original price $54.99 - Original price $54.99
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    $54.99
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    UAG - iPad Pro 11in 3rd Gen Lucent / iPad Air 11" (Gen 6/M Chip) - Black/ Ice

    Uag

    CompartmentsApple Pencil HolderMaterialThermoplastic Polyurethane (TPU)Carry-typehand-held feather lightCompatibilityApple iPad 12.9 5th Generation...

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    Original price $54.99 - Original price $54.99
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  • Original price $59.99 - Original price $59.99
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    UAG - iPad Pro 11in 3rd Gen Mtpls / iPad Air 11" (Gen 6/M Chip) - Black

    Uag

    CompartmentsApple Pencil HolderMaterialThermoplastic Polyurethane (TPU)Carry-typehand-held feather light with tacticle gripCompatibilityApple iPad ...

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    Original price $59.99 - Original price $59.99
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    $59.99
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  • Original price $897.99 - Original price $897.99
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    Lenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - AMD Ryzen 5 7535HS - 8GB Memory - 512GB SSD - Gray

    Lenovo

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

    View full details
    Original price $897.99 - Original price $897.99
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    $897.99
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  • Original price $416.99 - Original price $416.99
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    Nintendo - Switch OLED Model w/Joy-Con - White

    Nintendo

    Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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    Original price $416.99 - Original price $416.99
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  • Original price $380.99 - Original price $380.99
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    Acer - Chromebook 315 - 15.6" HD Laptop - Intel Pentium Silver N6000 - 4GB LPDDR4X - 128GB eMMC (Protective Sleeve) - Silver

    Acer

    Chrome OSChromebook laptops run on Chrome OS - An operating system by Google that is built for the way we live today. It updates automatically boot...

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    Original price $380.99 - Original price $380.99
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  • Original price $572.99 - Original price $572.99
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    HP - 15.6" Full HD Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 128GB UFS - Mineral Silver

    HP

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro desi...

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    Original price $572.99 - Original price $572.99
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  • Original price $570.99 - Original price $570.99
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    ASUS Chromebook Plus CX3402 14" Laptop with Google AI - Intel Core i5 1335U - 8GB Memory - 128GB SSD - Pearl White

    ASUS

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

    View full details
    Original price $570.99 - Original price $570.99
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    $570.99
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  • Original price $127.99 - Original price $127.99
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    $127.99
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    Current price $127.99

    Apple - Smart Folio for iPad Air 13-inch (M2) - Denim

    Apple

    Compatible iPad ModelsApple iPad Air (6th Generation) 13" 2024

    Original price $127.99 - Original price $127.99
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    $127.99
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    Current price $127.99
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    Apple - Smart Folio for iPad Pro 13-inch (M4) - White

    Apple

    Compatible iPad ModelsApple iPad Pro (7th Generation) 13" 2024

    Original price $127.99 - Original price $127.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.