Skip to content
Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

Razer - BlackShark V3 Wireless Over-the-Ear Gaming Headset for Playstation PC Mac Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

View full details
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99
Original price $521.99 - Original price $521.99
Original price
$521.99
$521.99 - $521.99
Current price $521.99

Lenovo - IdeaPad 1i 15.6" Full HD Touchscreen Laptop - Intel Core i5-1335U 2023 - 8GB Memory - 256GB SSD - Abyss Blue

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

View full details
Original price $521.99 - Original price $521.99
Original price
$521.99
$521.99 - $521.99
Current price $521.99
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Lenovo - Idea Tab Plus - 12.1" 2.5K Tablet - 8GB RAM - 128GB UFS - Luna Grey

Lenovo

Slim Body Lightweight Design.It fits easily into any backpack ready for back-to-back classes a quick coffee break or a quiet moment to stream and ...

View full details
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99
Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

MSI - MAG 272FB E20 27" Rapid IPS LCD FHD 200Hz 0.5ms Adaptive sync Gaming Monitor with HDR Ready(DisplayPort HDMI) - Black

MSI

27" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 27" Full HD (1920 x 1080) screen. Experience vibrant visuals and...

View full details
Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

LG - UltraFine 27" IPS UHD 60Hz Monitor with HDR10 (HDMI DisplayPort) - White

LG

4K UHD with 20001 Contrast RatioThis UltraFine 4K UHD (3840 x 2160) IPS display with a 20001 contrast ratio displays deeper blacks185; and vivid c...

View full details
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

GameSir - X5s Wireless Bluetooth Mobile/Nintendo Switch 1 2 Game Controller Hall Effect Sticks Triggers Tri-Mode Connectivity - Gray

GameSir

Tri-Mode Connectivity for Wide Device CompatibilityDesigned for flexibility the X5s offers wide compatibility with tri-mode connectivity. Effortles...

View full details
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99
Original price $905.99 - Original price $905.99
Original price
$905.99
$905.99 - $905.99
Current price $905.99

ASUS - ROG Strix 27" 2K OLED 500Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync and HDR (HDMI DisplayPort) - Black

ASUS

One For All27-inch QHD (2560 x 1440) QD-OLED gaming monitor with 500Hz refresh rate and 0.03ms response timeScreen ProtectionNew ASUS OLED Care Pro...

View full details
Original price $905.99 - Original price $905.99
Original price
$905.99
$905.99 - $905.99
Current price $905.99
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Razer - Wolverine V3 Tournament Edition 8K Wired Gaming Controller with TMR Thumbsticks and Swappable Caps for PC - Black

Razer

Razer 8K Hz HyperPolling TechnologyExperience ultra-responsive performance with a true 8000 Hz polling rate. Harness its blistering speed and make ...

View full details
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

KIWI design - V4 Facial Interface for Meta Quest 3S

KIWI design

Comfortable replaceable face pad set for Quest 3SMade with soft skin-friendly PU leather and 12 mm thick memory foam offering a skin-friendly and s...

View full details
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99
Original price $791.99 - Original price $791.99
Original price
$791.99
$791.99 - $791.99
Current price $791.99

Samsung - Galaxy Tab S11 - 11" 128GB - Wi-Fi -with S-Pen - Gray

Samsung

Slim design. Serious power.At just 5.5mm thin this sleek tablet delivers uncompromising power and productivity in a portable profile that slips eas...

View full details
Original price $791.99 - Original price $791.99
Original price
$791.99
$791.99 - $791.99
Current price $791.99
Original price $1,136.99 - Original price $1,136.99
Original price
$1,136.99
$1,136.99 - $1,136.99
Current price $1,136.99

Samsung - Galaxy Book5 15.6" FHD IPS LED Laptop - Intel Core Ultra 7- 16GB Memory - 512GB SSD - Silver

Samsung

Smart. Fast. Built to keep up.No matter the task at hand you can rely on the Intel Core Ultra 7 processor of Galaxy Book5 to power through. Switch ...

View full details
Original price $1,136.99 - Original price $1,136.99
Original price
$1,136.99
$1,136.99 - $1,136.99
Current price $1,136.99
Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99

Logitech - Astro A50 X McLaren Edition LIGHTSPEED Wireless Gaming Headset + Base Station with PLAYSYNC for PS5 Xbox Switch PC - Orange

Logitech

PLAYSYNC Simultaneous Multi-SystemXbox + PS5 + PC all at once. Stay connected to all your platforms and tap between them with on-ear controls.PRO-G...

View full details
Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99
Original price $826.99 - Original price $826.99
Original price
$826.99
$826.99 - $826.99
Current price $826.99

HP - OmniBook 3 - Copilot+ PC - 15.6" Full HD Touch-Screen Laptop - AMD Ryzen 5 AI 5 330 - 16GB Memory - 512GB SSD - Glacier Silver

HP

15.6-in FHD touchscreen with IPSControl your entertainment right from the screen and get crystal-clear quality with 178-degree wide-viewing angles ...

View full details
Original price $826.99 - Original price $826.99
Original price
$826.99
$826.99 - $826.99
Current price $826.99
Original price $703.99 - Original price $703.99
Original price
$703.99
$703.99 - $703.99
Current price $703.99

HP - 17.3" Full HD Laptop - Intel Core i7 - 16GB Memory - 1TB SSD - Natural Silver

HP

17.3-in FHD display with IPSSee the details of every frame when you're enjoying the vibrant Full HD resolution and 178-degree wide-viewing angles o...

View full details
Original price $703.99 - Original price $703.99
Original price
$703.99
$703.99 - $703.99
Current price $703.99
Original price $879.99 - Original price $879.99
Original price
$879.99
$879.99 - $879.99
Current price $879.99

Dell - Inspiron 14" 2-in-1 FHD+ Touch Screen Laptop - AMD Ryzen 5 with 16GB Memory - 512GB SSD - Ice

Dell

AI-Enabled Video Chat featuresNew AI-enabled auto framing moves with you and AI-enabled eye-contact keeps you engaged even if you glance away.Power...

View full details
Original price $879.99 - Original price $879.99
Original price
$879.99
$879.99 - $879.99
Current price $879.99
Original price $1,560.99 - Original price $1,560.99
Original price
$1,560.99
$1,560.99 - $1,560.99
Current price $1,560.99

iBUYPOWER - Element 9 Gaming Desktop PC -Intel Core i7 14700F NVIDIA GeForce RTX 5060Ti 16GB32GB DDR5 RGB1TB SSD - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,560.99 - Original price $1,560.99
Original price
$1,560.99
$1,560.99 - $1,560.99
Current price $1,560.99
Original price $599.99
Original price $599.99 - Original price $599.99
Original price $599.99
Current price $569.99
$569.99 - $569.99
Current price $569.99

ROG Xbox Ally 7" FHD 120Hz Gaming Handheld - AMD Ryzen Z2 A Processor - 16GB with 512GB SSD - Windows

ASUS

Easier to PlayMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Full Xbox Expe...

View full details
Original price $599.99
Original price $599.99 - Original price $599.99
Original price $599.99
Current price $569.99
$569.99 - $569.99
Current price $569.99
Save 5% Save %
Original price $2,222.99 - Original price $2,222.99
Original price
$2,222.99
$2,222.99 - $2,222.99
Current price $2,222.99

Dell - Tower Plus EBT2250 Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB Storage - Black

Dell

Intel Core Ultra Series 2Powerful and efficient Intel Core Ultra 7 265 processor gives you the AI-enhanced performance needed to keep up with the m...

View full details
Original price $2,222.99 - Original price $2,222.99
Original price
$2,222.99
$2,222.99 - $2,222.99
Current price $2,222.99
Original price $1,010.99 - Original price $1,010.99
Original price
$1,010.99
$1,010.99 - $1,010.99
Current price $1,010.99

Alienware - AW2725Q 27" QD-OLED 4K UHD 240Hz 0.03-ms FreeSync and G-SYNC Gaming Monitor with HDR (HDMI DisplayPort) - Black

Alienware

Play with ultimate clarityRevel in the mesmerizing detail from advanced ultra-precise QD-OLED inkjet printing technology enabling a super-dense 166...

View full details
Original price $1,010.99 - Original price $1,010.99
Original price
$1,010.99
$1,010.99 - $1,010.99
Current price $1,010.99
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

GameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Phantom White

GameSir

Tri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...

View full details
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

GameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Shadow Black

GameSir

Tri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...

View full details
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

GameSir - G8 Plus Bluetooth Mobile Game Controller Nintendo Switch/Switch 2 iOS Android Tablets Hall Effect Joysticks/Triggers - Black

GameSir

Console Controller GradeThe GameSir G8+ features console - sized sticks and buttons. This offers exceptional comfort during long - term mobile gami...

View full details
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Samsung - 27" ViewFinity S7 4K UHD High Resolution Monitor with HDR 10 - Black

Samsung

4K UHD ResolutionDelivers the crystal-clear visual excellence that is demanded by designers and creators everywhere. 4K UHD (3840x2160) Resolution ...

View full details
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Saramonic - Air 2-Person Mini Wireless Clip-On Mic System w/ Lavaliers for Cameras Mobile Devices Computers - Black

Saramonic

INCREDIBLY TINY BUT POWERFULEasy-to-Use 2-Person Micro Wireless Clip-On Mic System with Lavaliers that’s Ideal for Content Creation Interviews Vlog...

View full details
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.