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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad (A16) - Lemonade

Apple

CompatibilityiPad (A16)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad (A16) - Watermelon

Apple

CompatibilityiPad (A16)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99
Original price $576.99 - Original price $576.99
Original price
$576.99
$576.99 - $576.99
Current price $576.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Silver (Unlocked)

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $576.99 - Original price $576.99
Original price
$576.99
$576.99 - $576.99
Current price $576.99
Original price $1,369.99 - Original price $1,369.99
Original price
$1,369.99
$1,369.99 - $1,369.99
Current price $1,369.99

Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,369.99 - Original price $1,369.99
Original price
$1,369.99
$1,369.99 - $1,369.99
Current price $1,369.99
Original price $1,143.99 - Original price $1,143.99
Original price
$1,143.99
$1,143.99 - $1,143.99
Current price $1,143.99

Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,143.99 - Original price $1,143.99
Original price
$1,143.99
$1,143.99 - $1,143.99
Current price $1,143.99
Original price $1,821.99 - Original price $1,821.99
Original price
$1,821.99
$1,821.99 - $1,821.99
Current price $1,821.99

Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,821.99 - Original price $1,821.99
Original price
$1,821.99
$1,821.99 - $1,821.99
Current price $1,821.99
Original price $2,273.99 - Original price $2,273.99
Original price
$2,273.99
$2,273.99 - $2,273.99
Current price $2,273.99

Apple - Mac Studio - M4 Max - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 Max—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine supports...

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Original price $2,273.99 - Original price $2,273.99
Original price
$2,273.99
$2,273.99 - $2,273.99
Current price $2,273.99
Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 512GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99
Original price $1,369.99 - Original price $1,369.99
Original price
$1,369.99
$1,369.99 - $1,369.99
Current price $1,369.99

Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,369.99 - Original price $1,369.99
Original price
$1,369.99
$1,369.99 - $1,369.99
Current price $1,369.99
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad (A16) - White

Apple

CompatibilityiPad (A16)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99
Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 512GB - Yellow

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99
Original price $1,369.99 - Original price $1,369.99
Original price
$1,369.99
$1,369.99 - $1,369.99
Current price $1,369.99

Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,369.99 - Original price $1,369.99
Original price
$1,369.99
$1,369.99 - $1,369.99
Current price $1,369.99
Original price $1,595.99 - Original price $1,595.99
Original price
$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99

Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,595.99 - Original price $1,595.99
Original price
$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99
Original price $1,595.99 - Original price $1,595.99
Original price
$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99

Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,595.99 - Original price $1,595.99
Original price
$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99
Original price $802.99 - Original price $802.99
Original price
$802.99
$802.99 - $802.99
Current price $802.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Starlight

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $802.99 - Original price $802.99
Original price
$802.99
$802.99 - $802.99
Current price $802.99
Original price $689.99 - Original price $689.99
Original price
$689.99
$689.99 - $689.99
Current price $689.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $689.99 - Original price $689.99
Original price
$689.99
$689.99 - $689.99
Current price $689.99
Original price $1,143.99 - Original price $1,143.99
Original price
$1,143.99
$1,143.99 - $1,143.99
Current price $1,143.99

Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,143.99 - Original price $1,143.99
Original price
$1,143.99
$1,143.99 - $1,143.99
Current price $1,143.99
Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99

Apple - Magic Keyboard for iPad Air 13-inch (M3) - White

Apple

CompatibilityiPad Air 13-inch (M3) iPad Air 13-inch (M2)

Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99
Original price $1,821.99 - Original price $1,821.99
Original price
$1,821.99
$1,821.99 - $1,821.99
Current price $1,821.99

Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,821.99 - Original price $1,821.99
Original price
$1,821.99
$1,821.99 - $1,821.99
Current price $1,821.99
Original price $1,595.99 - Original price $1,595.99
Original price
$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99

Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,595.99 - Original price $1,595.99
Original price
$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99
Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

View full details
Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for Xbox One Xbox Series XS Windows MacOS - Black

Astro Gaming

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for Xbox features custom-tuned 32mm dynamic drivers so you can always hear your game and teamm...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for Windows MacOS - Gray

Astro Gaming

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for Windows MacOS - Mint

Astro Gaming

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for PlayStation 5 PlayStation 4 Windows MacOS - Black

Astro Gaming

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PlayStation features custom-tuned 32mm dynamic drivers so you can always hear your game an...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

ASUS - ProArt 27" IPS 4K Professional USB-C Monitor with Height Adjustable (DisplayPortHDMI) - Black

ASUS

4k 3840 x 2160 resolution4 times the resolution of full HD 1080p with HDR for stunning details and image quality.5 ms response timeDelivers ultra-f...

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Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99
Original price $3,136.99 - Original price $3,136.99
Original price
$3,136.99
$3,136.99 - $3,136.99
Current price $3,136.99

ASUS - ROG Zephyrus G16 16" OLED QHD 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB LPDDR5X - NVIDIA RTX 4090 - 2TB SSD - Eclipse Gray

ASUS

Make everyday easier with Windows 11 Operating SystemGame create turn up the volume with family and friends - Windows 11 is the place for it all. W...

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Original price $3,136.99 - Original price $3,136.99
Original price
$3,136.99
$3,136.99 - $3,136.99
Current price $3,136.99
Original price $744.99 - Original price $744.99
Original price
$744.99
$744.99 - $744.99
Current price $744.99

ASUS - Vivobook 16 16" FHD+ Laptop - AMD Ryzen 7 with 16GB Memory - 1TB SSD - Indie Black

ASUS

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.16" DisplayAnti-glare Sc...

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Original price $744.99 - Original price $744.99
Original price
$744.99
$744.99 - $744.99
Current price $744.99
Original price $277.99 - Original price $277.99
Original price
$277.99
$277.99 - $277.99
Current price $277.99

ASUS - ROG Delta II Wireless Gaming Headset for PC Xbox PS5 and Switch - Black

ASUS

Versatile tri-mode connectivityFeatures Bluetooth 2.4 GHz and a wired 3.5 mm connection for extensive compatibility with PCs consoles and mobile de...

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Original price $277.99 - Original price $277.99
Original price
$277.99
$277.99 - $277.99
Current price $277.99
Original price $1,585.99 - Original price $1,585.99
Original price
$1,585.99
$1,585.99 - $1,585.99
Current price $1,585.99

ASUS - Zenbook 14 14" OLED Touch Laptop - Intel Core Ultra 9 285H with 32GB Memory - Intel Arc Graphics - 1TB Storage - Foggy Silver

ASUS

Intuitive Windows 11 Pro Operating SystemPersonalize features faster performance and enhanced security. Windows 11 Pro empowers productivity and cr...

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Original price $1,585.99 - Original price $1,585.99
Original price
$1,585.99
$1,585.99 - $1,585.99
Current price $1,585.99
Original price $2,544.99 - Original price $2,544.99
Original price
$2,544.99
$2,544.99 - $2,544.99
Current price $2,544.99

ASUS - ROG Zephyrus G16 16" OLED QHD 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB LPDDR5X - NVIDIA RTX 4080 - 1TB SSD - Eclipse Gray

ASUS

Make everyday easier with the Windows 11 Operating SystemGame create turn up the volume with family and friends - Windows 11 is the place for it al...

View full details
Original price $2,544.99 - Original price $2,544.99
Original price
$2,544.99
$2,544.99 - $2,544.99
Current price $2,544.99
Original price $901.99 - Original price $901.99
Original price
$901.99
$901.99 - $901.99
Current price $901.99

ASUS - Zenbook 14 14" FHD+ OLED Touch Screen Laptop - Intel Core Ultra 5 with 8GB Memory - 512GB SSD - Jasper Gray

ASUS

Windows 11 Operating SystemWindows 11 boasts the power and security of Windows 10 with a redesigned and refreshed look accompanied by new tools sou...

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Original price $901.99 - Original price $901.99
Original price
$901.99
$901.99 - $901.99
Current price $901.99
Original price $1,678.99 - Original price $1,678.99
Original price
$1,678.99
$1,678.99 - $1,678.99
Current price $1,678.99

ASUS - Vivobook Pro 15 FHD OLED Laptop - Intel Core Ultra 9 with 24GB Memory - NVIDIA GeForce RTX 3050 - 2TB SSD - Earl Gray

ASUS

Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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Original price $1,678.99 - Original price $1,678.99
Original price
$1,678.99
$1,678.99 - $1,678.99
Current price $1,678.99
Original price $2,125.99 - Original price $2,125.99
Original price
$2,125.99
$2,125.99 - $2,125.99
Current price $2,125.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

ASUS

Game and create with Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $2,125.99 - Original price $2,125.99
Original price
$2,125.99
$2,125.99 - $2,125.99
Current price $2,125.99
Original price $2,422.99 - Original price $2,422.99
Original price
$2,422.99
$2,422.99 - $2,422.99
Current price $2,422.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black

ASUS

Game and create with Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

View full details
Original price $2,422.99 - Original price $2,422.99
Original price
$2,422.99
$2,422.99 - $2,422.99
Current price $2,422.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.