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  • Original price $72.99 - Original price $72.99
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    SaharaCase - Woven Laptop Case for Apple MacBook Air 13.6" M2 Chip Laptops - Charcoal

    SaharaCase

    Made to fit Apple MacBook Air 13.6" with M2 chip (A2681)Ensures top-tier protection against accidental drops keeping your valuable device safe and ...

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    Original price $72.99 - Original price $72.99
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  • Original price $76.99 - Original price $76.99
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    Razer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone

    Razer

    Condenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...

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    Original price $76.99 - Original price $76.99
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  • Original price $72.99 - Original price $72.99
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    SaharaCase - Universal Stylus Pen for Apple iPad Samsung Galaxy Tab Google Pixel Tab and Lenovo Tablets - White

    SaharaCase

    Universal compatibilityEnjoy the versatility of this stylus which seamlessly works with all Apple and Android devices. Whether you own Apple iPads ...

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    Original price $72.99 - Original price $72.99
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  • Original price $347.99 - Original price $347.99
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    ASUS - CM3001 10.5" Chromebook - MediaTek 8186 - 4GB Memory - 64GB eMMC - Fog Silver

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $347.99 - Original price $347.99
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  • Original price $36.99 - Original price $36.99
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    DRAGON BALL XENOVERSE 2 - Xbox Series X

    BANDAI NAMCO Entertainment

    It's your storyIt’s your story with custom avatar creation.BattleBattle Against Foes Across Eras of DRAGON BALL.PlayPlay Online with other Time Pat...

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    Original price $36.99 - Original price $36.99
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    DRAGON BALL XENOVERSE 2 - PlayStation 5

    BANDAI NAMCO Entertainment

    It's your storyIt’s your story with custom avatar creation.BattleBattle Against Foes Across Eras of DRAGON BALL.PlayPlay Online with other Time Pat...

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    Original price $36.99 - Original price $36.99
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  • Original price $47.99 - Original price $47.99
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    SaharaCase - Desk Mat - Brown

    SaharaCase

    Crafted for outstanding gaming and work setupsOffers an expansive surface area accommodating your keyboard mouse and other essential gadgets. This ...

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    Original price $47.99 - Original price $47.99
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  • Original price $72.99 - Original price $72.99
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    Microsoft - Xbox Game Pass Ultimate - 3-Month Membership

    Microsoft

    Redeem at microsoft.com/redeemTerms and ConditionsUpon joining Xbox Game Pass Ultimate existing Xbox Live Gold and/or Game Pass for Console or PC G...

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    Original price $72.99 - Original price $72.99
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  • Original price $218.99 - Original price $218.99
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    Logitech - Combo Touch iPad Pro Keyboard Folio for Apple iPad Pro 11" (1st 2nd 3rd 4th Gen) with Detachable Backlit Keyboard - Oxford Gray

    Logitech

    CompatibilityLogitech Combo Touch keyboard case is compatible with iPad Pro 11" (1st 2nd 3rd 4th generation) - A1980 A2013 A1934 A1979 A2228 A2068 ...

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    Original price $218.99 - Original price $218.99
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  • Original price $42.99 - Original price $42.99
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    PDP - AIRLITE Wired Gaming Headset For Nintendo Switch Nintendo Switch - OLED Model Nintendo Switch Lite - Neon Pop

    PDP

    Lightweight DesignLightweight construction (7 oz) for all-day gaming sessionsFine-tuned AudioPowerful fine-tuned audio engineered for immersive gam...

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    Original price $42.99 - Original price $42.99
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  • Original price $1,103.99 - Original price $1,103.99
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    LG - gram 17" Laptop - Intel Evo 13th Gen Intel Core i7-1360P - 16GB RAM - 1TB SSD - Black

    LG

    Windows 11 HomeWindows 11 brings you closer to what you love. Pursue your passions and maximize your productivity with the new Windows 11. Built wi...

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    Original price $1,103.99 - Original price $1,103.99
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  • Original price $406.99 - Original price $406.99
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    Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" WUXGA Touchscreen - Intel N100 with 4GB Memory - 64GB eMMC - Abyss Blue

    Lenovo

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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    Original price $406.99 - Original price $406.99
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  • Original price $27.99 - Original price $27.99
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    Insignia - Bluetooth 5.0 USB Adapter for Laptops and Desktops Compatible with Windows 8.1 10 and 11 - Black

    Insignia

    Compatible with Windows 8.1 10 and 11Not compatible with TVs Mac OS IOS Android Chrome OS Linux and gaming systems.Bluetooth 5.0 technologyAllows y...

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    Original price $27.99 - Original price $27.99
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  • Original price $56.99 - Original price $56.99
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    Tony Hawk's Pro Skater 1 + 2 - Xbox One

    Activision

    Skate as the legendary Tony Hawk and the full professional rosterSkate to songs from the era-defining soundtrackHit difficult trick combos with the...

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    Original price $56.99 - Original price $56.99
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  • Original price $60.99 - Original price $60.99
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    Tony Hawk's Pro Skater 1 + 2 - PlayStation 4 PlayStation 5

    Activision

    Skate as the legendary Tony Hawk and the full professional rosterSkate to songs from the era-defining soundtrackHit difficult trick combos with the...

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    Original price $60.99 - Original price $60.99
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    $60.99
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  • Original price $142.99 - Original price $142.99
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    BenQ GW2790 - LED monitor - Full HD (1080p) - 27"

    BenQ

    100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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    Original price $142.99 - Original price $142.99
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  • Original price $72.99 - Original price $72.99
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    SaharaCase - PROTECTION Hand Strap Series Case for Apple iPad Air 10.9" (4th Generation 2020 and 5th Generation 2022) - Black

    SaharaCase

    Designed for Apple iPad Air 10.9" (4th Generation 2020 and 5th Generation 2022)For a precise fit.Ergonomic closed-button designSecures the buttons ...

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    Original price $72.99 - Original price $72.99
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  • Original price $200.99 - Original price $200.99
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    ViewSonic - VG2448A 23.8" IPS LCD FHD Monitors (DisplayPort VGA USB HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $200.99 - Original price $200.99
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  • Original price $72.99 - Original price $72.99
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    SaharaCase - PROTECTION Hand Strap Series Case for Samsung Galaxy Tab S8 - Black

    SaharaCase

    Designed for Samsung Galaxy Tab S8For a precise fit.Ergonomic closed-button designSecures the buttons against dust.Integrated kickstandAllows you t...

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    Original price $72.99 - Original price $72.99
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  • Original price $73.99 - Original price $73.99
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    SaharaCase - Folio Case for Samsung Galaxy Tab S8 Ultra and Tab S9 Ultra - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8 Ultra and Tab S9 UltraComplement your device with this lightweight formfitting case featuring an open-b...

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    Original price $73.99 - Original price $73.99
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  • Original price $1,585.99 - Original price $1,585.99
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    MSI - Stealth 14 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core i7-13620H with 16GB Memory-RTX 4060-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,585.99 - Original price $1,585.99
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  • Original price $119.99 - Original price $119.99
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    HyperX - QuadCast S Wired Multi-Pattern USB Electret Condenser Microphone

    HyperX

    Dynamic RGB lighting effectsPersonalize your battlestation and bring it to life with customizable LED lighting effectsAnti-Vibration Shock MountRed...

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    Original price $119.99 - Original price $119.99
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  • Original price $108.99 - Original price $108.99
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    Microsoft - Surface Pen - Ice Blue

    Microsoft

    Think with inkWindows and Office 365 give Surface Pen more power than it ever had with paper. Strikethrough words to delete circle text to select i...

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    Original price $108.99 - Original price $108.99
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  • Original price $415.99 - Original price $415.99
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    ViewSonic ColorPro VP16-OLED - OLED monitor - Full HD (1080p) - 16"

    ViewSonic

    Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $415.99 - Original price $415.99
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  • Original price $69.99 - Original price $69.99
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    PDP - Afterglow LED Wireless Deluxe Gaming Controller Multicolor - Nintendo Switch - Transparent

    Afterglow

    Wireless ConnectivityGet the freedom to game anywhere with a 30-foot wireless range and without the hassle of wires.Rechargeable batterySave money ...

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    Original price $69.99 - Original price $69.99
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    Targus VersaVu - flip cover for tablet

    Targus

    Designed for use with Apple 11" iPad ProThis case provides military-grade protection for your device. Minor drops and bumps are no problem for this...

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    Original price $69.99 - Original price $69.99
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  • Original price $1,541.99 - Original price $1,541.99
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    HP - Victus 16.1" Gaming Laptop - AMD Ryzen 7-8845HS - 16GB DDR5 Memory - NVIDIA GeForce RTX 4070 - 512GB SSD - Mica Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,541.99 - Original price $1,541.99
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  • Original price $304.99 - Original price $304.99
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    ViewSonic - VG2455-2K 24" IPS QHD Monitor (USB-C HDMI DisplayPort) - Black

    ViewSonic

    QUALITY SCREEN TIMEFrom big data to beautiful presentations this 60Hz monitor delivers QHD (2560x1440) viewing for any taskPRODUCTIVITY COMFORTAdv...

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    Original price $304.99 - Original price $304.99
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  • Original price $66.99 - Original price $66.99
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    GUNNAR - Blue Light Gaming Computer Glasses - Intercept - Onyx

    GUNNAR

    Quality Comfortable FrameInjection molded engineering grade frame polymers provide durability and flexibility with sturdy pin hinge design and curv...

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    Original price $66.99 - Original price $66.99
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  • Original price $141.99 - Original price $141.99
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    SaharaCase - Water-Resistant Case for Apple iPad Pro 12.9 (4th 5th and 6th Gen 2020-2022) - Black

    SaharaCase

    Designed for Apple iPad Pro 12.9" (4th 5th and 6th Gen 2020-2022)For a precise fit.Ergonomic closed-button designThe case secures ports and buttons...

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    Original price $141.99 - Original price $141.99
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  • Original price $131.99 - Original price $131.99
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    SaharaCase - Keyboard Case with TrackPad for Samsung Galaxy Tab S8 and Galaxy Tab S7 - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8 and Galaxy Tab S7Complement your device with this lightweight formfitting case featuring an open-button...

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    Original price $131.99 - Original price $131.99
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    $131.99
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  • Original price $101.99 - Original price $101.99
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    SaharaCase - Water-Resistant Case for Apple iPad 10.2 (8th Generation 2020 and 9th Generation 2021) - Black

    SaharaCase

    Designed for use with Apple iPad 10.2" (8th Generation 2020 and 9th Generation 2021)Complement your device with this water-resistant military stand...

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    Original price $101.99 - Original price $101.99
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  • Original price $67.99 - Original price $67.99
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    TONY HAWK PRO SKATER 1+2 - Xbox Series X

    Activision

    Play Tony Hawk’s Pro Skater Tony Hawk’s Pro Skater 2 in one epic collection rebuilt from the ground up in incredible HD. All the pro skaters level...

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    Original price $67.99 - Original price $67.99
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  • Original price $107.99 - Original price $107.99
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    Blue Microphones - Blue Yeti Professional Multi-Pattern USB Condenser Microphone

    BLUE MICROPHONES

    Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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    Original price $107.99 - Original price $107.99
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  • Original price $41.99 - Original price $41.99
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    Turtle Beach Ear Force Recon 50P - headset

    Turtle Beach

    Lightweight Comfortable DesignThe Recon 50P features Turtle Beach’s latest lightweight and comfortable design and is perfect for those hours-long ...

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    Original price $41.99 - Original price $41.99
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  • Original price $413.99 - Original price $413.99
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    RØDE - Wireless PRO Dual-Channel Wireless Microphone System

    Rode

    Dual ChannelDual-channel compact wireless microphone systemCrystal Clear AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 12...

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    Original price $413.99 - Original price $413.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.