Skip to content
Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

View full details
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

ASUS - TUF Gaming 24" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium (DisplayPort HDMI) - Black

ASUS

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

View full details
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99
Original price $385.99 - Original price $385.99
Original price
$385.99
$385.99 - $385.99
Current price $385.99

Acer - Predator XB273K 27" 4K UHD IPS Up to 320Hz Up to 0.5ms FreeSync Premium Gaming Monitor with HDR400 (DisplayPort HDMI) - Black

Acer

Resolution MattersThis 27 UHD (3840 x 2160) display packs a fierce punch. Immerse yourself in the hyper realistic colors of the game world. Smooth ...

View full details
Original price $385.99 - Original price $385.99
Original price
$385.99
$385.99 - $385.99
Current price $385.99
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Thrustmaster - T98 Ferrari 296 GTB Racing Wheel - Black

Thrustmaster

Ergonomically designed and fun for gaming10 wheel rim inspired by the steering wheel of the Ferrari 296 GTB and perfect for all gaming skill levels...

View full details
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Thrustmaster - T98 Ferrari 296 GTS Racing Wheel for Xbox One Xbox Series S Xbox Series X Windows - Black

Thrustmaster

Ergonomically designed and fun for gaming10 wheel rim inspired by the steering wheel of the Ferrari 296 GTS and perfect for all gaming skill levels...

View full details
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Logitech - Flip Folio Keyboard Case for iPad Pro 11-inch - Latest Model (M4 M5) iPad Air 11-inch (M2 M3)(5th Gen) - Sand

Logitech

Compact stowable wireless keyboardPull it out place it anywhere and snap it back onto your iPad case magnetically for easy storage.Front and back p...

View full details
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Razer - BlackShark V3 X Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer TriForce 50 mm Drivers Gen-2Tuned for improved clarity and positional performance the Gen-2 drivers not only deliver more powerful audio but ...

View full details
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99
Original price $1,788.99 - Original price $1,788.99
Original price
$1,788.99
$1,788.99 - $1,788.99
Current price $1,788.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,788.99 - Original price $1,788.99
Original price
$1,788.99
$1,788.99 - $1,788.99
Current price $1,788.99
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Sony - INZONE H9 II Wireless Noise Canceling Gaming Headset for PC PS5 Switch and Mobile - White

Sony

Sound that sharpens your shotPowered by a carbon composite diaphragm the H9 II delivers powerful detailed sound that helps FPS players track moveme...

View full details
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99
Original price $1,215.99 - Original price $1,215.99
Original price
$1,215.99
$1,215.99 - $1,215.99
Current price $1,215.99

LG - UltraGear 34" OLED Curved WQHD 240Hz 0.03ms AMD FreeSync Premium Pro Gaming Monitor with HDR (DisplayPort HDMI USB-C) - Black

LG

The 240Hz OLED Gaming Monitor that’s Ahead of the (800R) CurveThe 34 WQHD OLED with a steep 800R curve and up to 1300 nits (APL 1.5) peak brightnes...

View full details
Original price $1,215.99 - Original price $1,215.99
Original price
$1,215.99
$1,215.99 - $1,215.99
Current price $1,215.99
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Samsung - 32" Odyssey G51F QHD 180Hz 1ms AMD FreeSync Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Samsung

QHD (2560x1440)Step into a game world that's more vivid and immersive than ever before. With 1.7 times the pixel density of Full HD (1920x1080) QHD...

View full details
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - White

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

View full details
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Samsung - 37" Odyssey G75F 4K 165Hz 1ms AMD FreeSync Prem Pro Curved Gaming Monitor with HDR 600 (DisplayPort HDMI) - Black

Samsung

37" Curved 4K UHDImmerse yourself in next-level gaming with a 37" screen that wraps around you. This 37" 1000R curved display widens your field of ...

View full details
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99
Original price $140.99 - Original price $140.99
Original price
$140.99
$140.99 - $140.99
Current price $140.99

HyperX - Cloud Flight 2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac Mobile and Bluetooth - Black

HyperX

HyperX Signature Comfort and DurabilityMemory foam ear pads 90 rotating earcups and steel sliders provide comfort during marathon sessions and with...

View full details
Original price $140.99 - Original price $140.99
Original price
$140.99
$140.99 - $140.99
Current price $140.99
Original price $428.99 - Original price $428.99
Original price
$428.99
$428.99 - $428.99
Current price $428.99

Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" 2K Touchscreen - Intel N100 2023 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
Original price $428.99 - Original price $428.99
Original price
$428.99
$428.99 - $428.99
Current price $428.99
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Samsung - 32" Odyssey G50D QHD IPS 180Hz 1ms AMD FreeSync and G-Sync Compatible Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

Samsung

QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Fire 7 Kids - 7" Tablet (2023) 16GB with Amazon Kids+ (6 Month Subscription) - Purple

AMAZON

Full Featured TabletGet a full-featured tablet (not a toy) for kids ages 37 6 months of Amazon Kids+ content and a Kid-Proof Case with a built-in s...

View full details
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99
Original price $951.99 - Original price $951.99
Original price
$951.99
$951.99 - $951.99
Current price $951.99

Lenovo - IdeaCentre Mini Desktop - Intel Core 7 Processor 240H - 16GB Memory - 512GB SSD - Luna Grey

Lenovo

Windows 11Windows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds and app...

View full details
Original price $951.99 - Original price $951.99
Original price
$951.99
$951.99 - $951.99
Current price $951.99
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

PowerA - Enhanced Wireless Controller for Nintendo Switch - Pikachu Vibrant

PowerA

Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

View full details
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99
Original price $373.99 - Original price $373.99
Original price
$373.99
$373.99 - $373.99
Current price $373.99

Lenovo - IdeaPad Slim 3 Chromebook Laptop - 14" Full HD- - 4GB Memory - 64GB eMMC

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
Original price $373.99 - Original price $373.99
Original price
$373.99
$373.99 - $373.99
Current price $373.99
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

Samsung - Odyssey G51C 32" QHD FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Samsung

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7 times the pixel density of Full HD QHD resolution boasts incredibly ...

View full details
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

ZUGU - Slim Protective Case for iPad Air 11 M2/M3 (2024/2025) and Apple iPad Air 10.9 (4th/5th Generation 2020/2022) - Black

ZUGU

Adjustable magnetic stand with 8 different anglesRobust bumper and rugged TPU + PC shell for major drop protectionSecure magnetic mount capability ...

View full details
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Samsung - 27 Odyssey G50D QHD IPS 180Hz 1ms AMD FreeSync and G-Sync Compatible Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

Samsung

QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

View full details
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Woojer - Vest 3 Chair Mount - Black

Generic

Easy attachmentSecurely attach the Woojer Vest 3 to your chair without needing a dedicated seat.Universal compatibilityDesigned to fit most chairs ...

View full details
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.