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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $214.99 - Original price $214.99
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Microsoft - Surface Pro 12" Keyboard for Pro 12" with Slim Pen - Ocean

Microsoft

Surface Pro 12" Keyboard with Slim PenA sleek comfortable keyboard and best-in-class pen for your Surface Pro185;For comfortable typing and writing...

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Original price $214.99 - Original price $214.99
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Alienware - AW725H Tri Mode Wireless Over-the-Ear Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Lunar Light

Dell

Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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Original price $2,253.99 - Original price $2,253.99
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ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5070 Ti - 1TB - Platinum White

ASUS

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $134.99 - Original price $134.99
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Microsoft - Surface Pro 12" Keyboard for Pro 12" - Violet

Microsoft

Surface Pro 12" KeyboardA sleek comfortable and durable keyboardBest-in-class for typingFull-sized backlit modern keyboard with dedicated special k...

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Resident Evil 2 - PlayStation 5

Capcom

Terrifying zombiesDriven by insatiable hunger these creatures act on instinct gnashing their teeth ripping at flesh and devouring their victims. Th...

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Original price $37.99 - Original price $37.99
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Original price $134.99 - Original price $134.99
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Microsoft - Surface Pro 12" Keyboard for Pro 12" - Ocean

Microsoft

Surface Pro 12" KeyboardA sleek comfortable and durable keyboardBest-in-class for typingFull-sized backlit modern keyboard with dedicated special k...

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Original price $134.99 - Original price $134.99
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Original price $139.99 - Original price $139.99
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AOC - 16T15 15.6" IPS Portable Monitor FHD 1920x1080 60Hz 5Ms USB-CCarry Case / Stand - Black

AOC

A larger second screenAdd a flexible 15.6'' second screen to your setup for better entertainment and next level productivity. Easily binge-watch yo...

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Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Chroma Indigo

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Smart Folio for Apple iPad mini (A17 Pro) and Apple iPad mini (6th Generation 2021) - Charcoal Gray

Apple

CompatibilityiPad mini (A17 Pro) iPad mini (6th generation)

Original price $81.99 - Original price $81.99
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8BitDo - Pro 2 Bluetooth Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Black

8BitDo

Gyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...

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Amazon - Kindle Paperwhite (16 GB) - 2024 - Black

AMAZON

Ready for travelThe ultra-thin design has a larger glare-free screen so pages stay sharp no matter where you are.Escape into your booksYour Kindle ...

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Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - White

Sony

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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RØDE - DS2 Microphone Stand

Rode

Sturdy BaseHeavy base for perfect balance on a desk or other flat surface. Ideal for devices up to 900gPivot PointsTwo pivot points for ultra-flexi...

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reMarkable - 2 - Type Folio keyboard for your 10.3'' paper tablet - Sepia Brown

ReMarkable

Thin profile neatly hidden keyboardAdd comfortable focused typing to your paper tablet with a slim tactile keyboard. When not in use the keyboard n...

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Razer - Kraken V3 X Wired Over-the-Ear Gaming Headset for PC Mac and Playstation 4 - Black

Razer

285g ultra-light build for marathon gaming sessionsEngineered to be extremely light at just 285g experience superior audio as you game for hours wi...

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Turtle Beach - Stealth Pro Multiplatform Wireless Noise-Cancelling Gaming Headset for PS5 PS4 PC Mac Mobile - Black

Turtle Beach

Exceptional Audio FidelityHand-selected 50mm Nanoclear drivers are larger than the competition and produce a clear highly detailed soundstage optim...

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Lenovo - IdeaCentre 3 Desktop - Intel Core i5-14400 - 8GB Memory - 256GB SSD - Cloud Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

Samsung

Power to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...

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Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Microsoft - Surface Pro 12" Keyboard for Pro 12" - Slate

Microsoft

Surface Pro 12" KeyboardA sleek comfortable and durable keyboardBest-in-class for typingFull-sized backlit modern keyboard with dedicated special k...

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Original price $134.99 - Original price $134.99
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Quest Elite Strap with Battery — Works with Meta Quest 3/3S — Up to 2 Extra Hours Playtime

Meta

Effortless compatibilityWorks with Meta Quest 3/3S along with Charging Dock Compact Charging Dock and Carrying Case. Does not fit in the Compact Ca...

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PowerA - Wired Controller for Xbox Series XS - Black

PowerA

Ergonomic designXbox Series XS controller with superior ergonomics and intuitive button layoutImmersive gameplayDual Rumble MotorsStandard audio ja...

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ASUS - TUF Gaming 32" 2K VA 170Hz 1ms Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS

31.5" LED DisplayTUF Gaming VG32AQA1A Gaming Monitor 31.5 inch 2K (2560 x 1440)Viewing Angle178(H)/178(V)Special Picture ModesHDR Gaming monitorBr...

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Skytech Gaming - CRYSTAL Gaming Desktop PC - AMD Ryzen 7 7700 - 16GB Memory - AMD Radeon RX 9060XT 16GB - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,330.99 - Original price $1,330.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.