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  • Original price $164.99 - Original price $164.99
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    Current price $164.99

    ViewSonic - VX2767-MHD 27" LCD FHD FreeSync Gaming Monitor (DisplayPort VGA HDMI) - Black

    ViewSonic

    Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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    Original price $164.99 - Original price $164.99
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    Current price $164.99
  • Original price $169.99 - Original price $169.99
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    Current price $169.99

    Elgato - Facecam MK.2 Full HD 1080p60 Webcam for Video Conferencing Gaming and Streaming - Black

    Elgato

    Full HD 60fpsLook true-to-life on camera even in motionPro imageCapture more natural colors even in low-light spacesSet the shotIncludes Camera Hub...

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    Original price $169.99 - Original price $169.99
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    Current price $169.99
  • Original price $455.99 - Original price $455.99
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    Lenovo - IdeaCentre 3 Desktop - Intel Processor 300 - 8GB Memory - 256GB SSD - Cloud Grey

    Lenovo

    Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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    Original price $455.99 - Original price $455.99
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  • Original price $142.99 - Original price $142.99
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    ViewSonic - VA2447-MHJ 23.8" LCD FHD Monitor (DisplayPort VGA HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $142.99 - Original price $142.99
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    $142.99
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    Current price $142.99
  • Original price $246.99 - Original price $246.99
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    ViewSonic - VG2455 24" IPS LED FHD Monitor (DVI DisplayPort HDMI USB VGA) - Black

    ViewSonic

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $246.99 - Original price $246.99
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  • Original price $304.99 - Original price $304.99
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    ViewSonic - TD1655 15.6" LCD FHD Touch Screen Monitor (USB-C Mini HDMI) - Black

    ViewSonic

    Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $304.99 - Original price $304.99
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    $304.99
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  • Original price $141.99 - Original price $141.99
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    ViewSonic - VA2459-SMH 24" LCD FHD Monitor (DisplayPort VGA HDMI) - Black

    ViewSonic

    Full HD24in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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    Original price $141.99 - Original price $141.99
    Original price
    $141.99
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    Current price $141.99
  • Original price $135.99 - Original price $135.99
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    $135.99
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    Current price $135.99

    ViewSonic - VX2467-MHD 24" LCD FHD FreeSync Gaming Monitor (HDMI VGA and DisplayPort) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $135.99 - Original price $135.99
    Original price
    $135.99
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    Current price $135.99
  • Original price $153.99 - Original price $153.99
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    ViewSonic - OMNI VX2418C 24" LCD FHD FreeSync Curved Gaming Monitor (HDMI and DisplayPort) - Black

    ViewSonic

    Full HD23.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $153.99 - Original price $153.99
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    $153.99
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  • Original price $134.99 - Original price $134.99
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    ViewSonic - VX2276-SMH 22" IPS LCD FHD Monitor (DisplayPort VGA HDMI) - Silver

    ViewSonic

    Full HD22in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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    Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99
  • Original price $218.99 - Original price $218.99
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    Current price $218.99

    Samsung C27F398FWN - CF398 Series - LED monitor - curved - Full HD (1080p) - 27"

    Samsung

    Immersive Viewing Experience with Curved ScreenThe curved screen provides an immersive viewing experience that lets you enjoy stunning panoramic vi...

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    Original price $218.99 - Original price $218.99
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    $218.99
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  • Original price $178.99 - Original price $178.99
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    ASUS TUF Gaming VG279Q3A - LED monitor - Full HD (1080p) - 27"

    ASUS

    Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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    Original price $178.99 - Original price $178.99
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    $178.99
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  • Original price $1,313.99 - Original price $1,313.99
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    INSP 16 2IN1 - ULTRA

    Dell

    INSP 16 2IN1 - ULTRA 7 - 16GB - 1TB SSD

    Original price $1,313.99 - Original price $1,313.99
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  • Original price $594.99 - Original price $594.99
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    $594.99
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    HP - Envy 2-in-1 14" Full HD Touch-Screen Laptop - Intel Core 5 - 8GB Memory - 512GB SSD - Natural Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $594.99 - Original price $594.99
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    $594.99
    $594.99 - $594.99
    Current price $594.99
  • Original price $848.99 - Original price $848.99
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    $848.99
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    Current price $848.99

    ASUS - Zenbook 14 OLED 14 WUXGA Touch Laptop Intel Core Ultra 7 - Intel Evo Edition - 16GB Memory - 1TB SSD - Jasper Gray

    ASUS

    Windows 11 Operating SystemWindows 11 boasts the power and security of Windows 10 with a redesigned and refreshed look accompanied by new tools sou...

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    Original price $848.99 - Original price $848.99
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    $848.99
    $848.99 - $848.99
    Current price $848.99
  • Original price $489.99 - Original price $489.99
    Original price
    $489.99
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    Current price $489.99

    Dell Inspiron 15 Touch Laptop Intel Core i5 8GB 512GB SSD Black - Carbon Black

    Dell

    Windows 11 Home (S mode)Experience the most secure Windows ever built with fast boot times increased responsiveness and added protection against ph...

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    Original price $489.99 - Original price $489.99
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    $489.99
    $489.99 - $489.99
    Current price $489.99
  • Original price $196.99 - Original price $196.99
    Original price
    $196.99
    $196.99 - $196.99
    Current price $196.99

    PDP - Victrix Pro BFG Wireless Controller for Xbox Series XS Xbox One and Windows 10/11 PC - Black

    PDP

    Wireless ConnectivityPlay wirelessly on console using the USB dongle connect via Bluetooth to compatible devices or use the included cable to plug ...

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    Original price $196.99 - Original price $196.99
    Original price
    $196.99
    $196.99 - $196.99
    Current price $196.99
  • Original price $761.99 - Original price $761.99
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    $761.99
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    Current price $761.99

    MSI Claw A1M-052US - handheld game console - 512 GB SSD - black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $761.99 - Original price $761.99
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    $761.99
    $761.99 - $761.99
    Current price $761.99
  • Original price $2,262.99 - Original price $2,262.99
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    $2,262.99
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    Current price $2,262.99

    Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray

    Samsung

    Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas.Galaxy Book4 Ultra is packed with our mightiest Intel pro...

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    Original price $2,262.99 - Original price $2,262.99
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    $2,262.99
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    Current price $2,262.99
  • Original price $422.99 - Original price $422.99
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    $422.99
    $422.99 - $422.99
    Current price $422.99

    HP - 21.5" Full HD All-in-One - Intel Celeron - 4GB Memory - 128GB SSD - Cashmere White

    HP

    Windows 11 Home in S ModeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $422.99 - Original price $422.99
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    $422.99
    $422.99 - $422.99
    Current price $422.99
  • Original price $1,141.99 - Original price $1,141.99
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    $1,141.99
    $1,141.99 - $1,141.99
    Current price $1,141.99

    LG UltraGear 39" OLED Curved WQHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

    LG

    Get Into The Action Like Never BeforeWith a large 39 display 219 aspect ratio and a dramatic curved OLED screen you’ll feel like you’re actually in...

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    Original price $1,141.99 - Original price $1,141.99
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    $1,141.99
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  • Original price $1,493.99 - Original price $1,493.99
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    $1,493.99
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    Current price $1,493.99

    LG UltraGear 45" OLED Curved WQHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

    LG

    45" OLED is BIGGER than 49" OLEDGamers crave more screen space. And at the 45" with a 219 aspect ratio you actually get more screen area than a 49"...

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    Original price $1,493.99 - Original price $1,493.99
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    $1,493.99
    $1,493.99 - $1,493.99
    Current price $1,493.99
  • Original price $196.99 - Original price $196.99
    Original price
    $196.99
    $196.99 - $196.99
    Current price $196.99

    PDP - Victrix Pro BFG Wireless Controller for Xbox Series XS Xbox One and Windows 10/11 PC - White

    PDP

    Wireless ConnectivityPlay wirelessly on console using the USB dongle connect via Bluetooth to compatible devices or use the included cable to plug ...

    View full details
    Original price $196.99 - Original price $196.99
    Original price
    $196.99
    $196.99 - $196.99
    Current price $196.99
  • Original price $133.99 - Original price $133.99
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    $133.99
    $133.99 - $133.99
    Current price $133.99

    Razer - Aether Monitor RGB LED Light Bar - Black

    Razer

    Front-and-Back Dual Lighting for both work lighting and gaming immersionEquipped with angle-adjustable front facing white LEDs and back facing RGB ...

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    Original price $133.99 - Original price $133.99
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    $133.99
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    Current price $133.99
  • Original price $742.99 - Original price $742.99
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    $742.99
    $742.99 - $742.99
    Current price $742.99

    HP - Envy 2-in-1 14" Full HD Touch-Screen Laptop - Intel Core 7 - 16GB Memory - 512GB SSD - Natural Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

    View full details
    Original price $742.99 - Original price $742.99
    Original price
    $742.99
    $742.99 - $742.99
    Current price $742.99
  • Original price $2,310.99 - Original price $2,310.99
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    $2,310.99
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    Current price $2,310.99

    Dell - XPS 14 14.5 3.2K OLED Touch Laptop Intel Core Ultra 7 Evo Edition - 32GB Memory Intel Arc Graphics - ITB SSD - Platinum

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $2,310.99 - Original price $2,310.99
    Original price
    $2,310.99
    $2,310.99 - $2,310.99
    Current price $2,310.99
  • Original price $120.99 - Original price $120.99
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    $120.99
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    Current price $120.99

    LG - 25" LED FHD 100Hz Monitor - Black

    LG

    Full HD Resolution on an IPS DisplayAt 1920x1080 resolution LG's Full HD IPS monitors feature vibrant color and visual clarity even at wide viewing...

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    Original price $120.99 - Original price $120.99
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    $120.99
    $120.99 - $120.99
    Current price $120.99
  • Original price $166.99 - Original price $166.99
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    $166.99
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    LG - 27" LED FHD 100Hz Monitor - Black

    LG

    Full HD Resolution on an IPS DisplayAt 1920x1080 resolution LG's Full HD IPS monitors feature vibrant color and visual clarity even at wide viewing...

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    Original price $166.99 - Original price $166.99
    Original price
    $166.99
    $166.99 - $166.99
    Current price $166.99
  • Original price $318.99 - Original price $318.99
    Original price
    $318.99
    $318.99 - $318.99
    Current price $318.99

    ASUS - 14" Chromebook Laptop - MediaTek 8186 - 4GB Memory - 64GB eMMC - Gravity Gray

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $318.99 - Original price $318.99
    Original price
    $318.99
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    Current price $318.99
  • Original price $209.99 - Original price $209.99
    Original price
    $209.99
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    Current price $209.99

    HP - 23.8" IPS LED FHD Monitor with Adjustable Height (HDMI VGA) - Silver Black

    HP

    Life-like color. Deeper detail.Upgrade your everyday with a vibrant 23.8" FHD monitor. Enjoy all you see as it was meant to be seen with enhanced 9...

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    Original price $209.99 - Original price $209.99
    Original price
    $209.99
    $209.99 - $209.99
    Current price $209.99
  • Original price $1,836.99 - Original price $1,836.99
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    $1,836.99
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    Current price $1,836.99

    Dell - XPS 16 16.3 FHD+ Laptop Intel Core Ultra 7 Evo Edition - 16GB Memory NVIDIA GeForce RTX 4050 - 1TB SSD - Platinum

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

    View full details
    Original price $1,836.99 - Original price $1,836.99
    Original price
    $1,836.99
    $1,836.99 - $1,836.99
    Current price $1,836.99
  • Original price $1,450.99 - Original price $1,450.99
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    $1,450.99
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    Current price $1,450.99

    ASUS - Vivobook Pro 15 OLED Laptop - Intel Evo Edition - NVIDIA RTX3050 6GB with 16GB Memory - 1TB SSD - Earl Gray

    ASUS

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,450.99 - Original price $1,450.99
    Original price
    $1,450.99
    $1,450.99 - $1,450.99
    Current price $1,450.99
  • Original price $179.99 - Original price $179.99
    Original price
    $179.99
    $179.99 - $179.99
    Current price $179.99

    SteelSeries Alias - microphone

    Steel Series

    DESIGNED FOR GAMERSMic for gaming broadcasting and podcasting level up your stream with Alias and free audio software3X BIGGER CAPSULECapture a wid...

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    Original price $179.99 - Original price $179.99
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    $179.99
    $179.99 - $179.99
    Current price $179.99
  • Original price $89.99 - Original price $89.99
    Original price
    $89.99
    $89.99 - $89.99
    Current price $89.99

    UAG - Microsoft Surface Pro 10/9 Next Metropolis - Black

    Urban Armor Gear

    Impact protectionMilitary-Grade MIL STD 810G 516.6 Exceeds military standards for drop and shock enduring 26 drops from 4' high with 0 damage.Stylu...

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    Original price $89.99 - Original price $89.99
    Original price
    $89.99
    $89.99 - $89.99
    Current price $89.99
  • Original price $108.99 - Original price $108.99
    Original price
    $108.99
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    Current price $108.99

    UAG - Microsoft Surface Pro 10/9 Next Plasma w/ Hand Shoulder Strap - Clear

    Urban Armor Gear

    Impact protectionMilitary-Grade MIL STD 810G 516.6 Exceeds military standards for drop and shock enduring 26 drops from 4' high with 0 damage.Hand ...

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    Original price $108.99 - Original price $108.99
    Original price
    $108.99
    $108.99 - $108.99
    Current price $108.99
  • Original price $1,449.99 - Original price $1,449.99
    Original price
    $1,449.99
    $1,449.99 - $1,449.99
    Current price $1,449.99

    HP OMEN - 25L Gaming Desktop - Intel Core i5-14400F - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Snow White

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

    View full details
    Original price $1,449.99 - Original price $1,449.99
    Original price
    $1,449.99
    $1,449.99 - $1,449.99
    Current price $1,449.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.