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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $267.99 - Original price $267.99
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ASUS - TUF Gaming 27" FHD VA 240Hz 1ms Curved Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS

Full HD 1920 X 1080 ResolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card1ms Respon...

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Original price $267.99 - Original price $267.99
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Original price $54.99 - Original price $54.99
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ZAGG - Glass Elite Samsung Galaxy Tab S9+ Galaxy Tab S10+ Galaxy Tab S9 FE+ - Clear

ZAGG

5X StrongerGlass Elite is 5x stronger than traditional glass screen protection.Ultimate Scratch ProtectionAluminosilicate glass is strengthened wit...

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Original price $54.99 - Original price $54.99
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Original price $170.99 - Original price $170.99
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Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Red

Microsoft

Play like a proExperience the Xbox Elite Wireless Controller Series 2 Core in red featuring adjustable-tension thumbsticks wrap-around rubberized ...

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Original price $302.99 - Original price $302.99
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Acer - Aspire Desktop- Intel Celeron N4505 -8GB Memory- 512GB SSD - Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $476.99 - Original price $476.99
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HP - 15.6" Chromebook Laptop - Intel Processor N200 - 8GB Memory - 64GB eMMC - Natural Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $476.99 - Original price $476.99
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Original price $79.99 - Original price $79.99
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Meta Quest Compact Charging Dock — Works with Meta Quest 3/3S — Extended Headset Charging Cable — Wireless Charging

Meta

Effortless compatibilityWorks with Meta Quest 3/3S along with Touch Plus Controllers and Active StrapsConvenient drop-in chargingPower up your Touc...

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GUNNAR - Pendleton Computer Glasses with Blue Light Reduction Amber Lenses - Slate

GUNNAR

Quality Comfortable FrameLightweight and durable stainless-steel frame with multi-barrel hinges and a low bridge fit.Wide Format LensesWide format ...

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Original price $452.99 - Original price $452.99
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Google - Pixel Tablet - 11" Android Tablet - 128GB - WiFi - Porcelain

GOOGLE

Android operating systemThe Android apps you love are already optimized for your Pixel Tablet’s larger screen; it comes with Google TV so you can w...

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Original price $934.99 - Original price $934.99
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Samsung - 34" ViewFinity S65TC Ultra-WQHD 100Hz AMD FreeSync HDR10 Curved Monitor with Thunderbolt 4 and Built-in Speakers - WARM WHITE

Samsung

Ultra-WQHD with 1000R CurvatureImmerse yourself in games movies or design projects. A 34" 1000R curved display surrounds you with a 219 aspect rati...

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PowerA - Advantage Wired Controller for Xbox Series XS with Lumectra - Black

PowerA

Multi-Zone RGB Lighting Customize your controller with 4 individual lighting zones and 3 lighting modes for thousands of color combinationsNow Inc...

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Samsung - Odyssey Neo G7 43" Mini 4K UHD 1ms AMD FreeSync Premium Pro Smart Gaming Monitor with HDR600 - Black

Samsung

Quantum Matrix TechnologyAn unrivaled visual experience. Revolutionary Quantum Matrix Technology with Quantum Mini LEDs create controlled brightnes...

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Speck - Balance Folio Case for Apple iPad Pro 13" (M4/M5) - Black/White

Speck

4-foot drop protectionDropped from 4 feet multiple times by independent labs to ensure superior protection.A full interior linerProvides scientific...

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Woojer - Vest 3 Washable Lining - Apex Hunter

Generic

Hygienic maintenanceKeep your Woojer Vest 3 clean and fresh with a removable washable lining.Long-lasting comfortThe washable lining ensures ongoin...

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Apple - Smart Folio for iPad Air 11-inch (M2) - Light Violet

Apple

Compatible iPad ModelsApple iPad Air (6th Generation) 11" 2024

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Apple - Smart Folio for iPad Air 11-inch (M2) - Charcoal Gray

Apple

Compatible iPad ModelsApple iPad Air (6th Generation) 11" 2024

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Original price $1,416.99 - Original price $1,416.99
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Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 256GB with OLED - Space Black

Apple

13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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Original price $228.99 - Original price $228.99
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PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - White

PDP

Full Wireless Wired CompatibilityWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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Turtle Beach - Atlas Air Wireless Open Back Gaming Headset for PC PlayStation 5 PlayStation 4 Mobile - Black

Turtle Beach

Open Back DesignExperience the most natural and realistic high-fidelity sound while staying in touch with your surroundings the best in game immers...

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Original price $151.99 - Original price $151.99
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Razer - BlackShark V2 Pro Wireless Over-the-Ear Gaming Headset for PS5 - White

Razer

Razer HyperClear Super Wideband Mic for high-definition pro-level voice qualityBy covering a wider frequency range of sound this next-gen detachabl...

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Original price $77.99 - Original price $77.99
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Nintendo - Joy-Con 2 (L) - Light Blue

Nintendo

The Joy-Con 2 (L) controller includes the Capture ButtonOnly for use with the Nintendo Switch 2 system.

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Amazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Blue

AMAZON

Fully featured tabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...

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Original price $226.99 - Original price $226.99
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Original price $349.99 - Original price $349.99
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Apple - Magic Keyboard for iPad Pro 11-inch (M4 and M5) - Black

Apple

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

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Original price $349.99 - Original price $349.99
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Original price $48.99 - Original price $48.99
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Speck - Balance Folio Case for Apple iPad Air 13" (latest model/M3/M2 chip) - Black/White

Speck

4-foot drop protectionDropped from 4 feet multiple times by independent labs to ensure superior protection.A full interior linerProvides scientific...

View full details
Original price $48.99 - Original price $48.99
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Original price $278.99 - Original price $278.99
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RØDE - Interview PRO Wireless Handheld Condenser Microphone

Rode

MicrophoneWireless handheld condenser microphoneOmnidirectionalOmnidirectional polar patternTransmissionState-of-the-art 2.4GHz digital transmissio...

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Original price $278.99 - Original price $278.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.