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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $234.99 - Original price $234.99
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Turtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile with 80-Hr Battery - Black

Turtle Beach

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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Original price $234.99 - Original price $234.99
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Original price $3,323.99 - Original price $3,323.99
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Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $3,323.99 - Original price $3,323.99
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Original price $648.99 - Original price $648.99
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$648.99
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HP - 14" 2-in-1 Full HD Touch-Screen Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 256GB UFS - Meteor Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $648.99 - Original price $648.99
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$648.99
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Current price $648.99
Original price $138.99 - Original price $138.99
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$138.99
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Current price $138.99

PDP - RIFFMASTER Wireless Guitar Controller For Playstation 5 and Playstation 4 - Black

PDP

Multi CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...

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Original price $138.99 - Original price $138.99
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$138.99
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Original price $246.99 - Original price $246.99
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HP - 31.5" VA LED FHD 100Hz Monitor (HDMI VGA) - Silver Black

HP

Enjoy more of what you love in colorful detailSit back and soak in all the content you love with this exceptional 31.5" FHD monitor. Experience col...

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Original price $246.99 - Original price $246.99
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Original price $191.99 - Original price $191.99
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HP - 27" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black

HP

Life-like color. Deeper detail.Upgrade your everyday with a vibrant 27" FHD monitor. Enjoy all you see as it was meant to be seen with enhanced 99 ...

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Original price $191.99 - Original price $191.99
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Original price $93.99 - Original price $93.99
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$93.99
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ZUGU - Slim Protective Case for Apple iPad Pro 13-inch (M4) - Black

ZUGU

Protection for you and your iPadSure our cases are designed to enhance your experience but they also protect your iPad. We stand by our 360 protect...

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Original price $93.99 - Original price $93.99
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Original price $386.99 - Original price $386.99
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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - White

Steel Series

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $386.99 - Original price $386.99
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Original price $32.99 - Original price $32.99
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Insignia - Performance Grips + Straps - Works with Meta Quest 3 Meta Quest 3S - Black

Insignia

Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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Original price $32.99 - Original price $32.99
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Original price $148.99 - Original price $148.99
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Razer - Seiren V3 Chroma Condenser USB Microphone - White

Razer

Stream and Game Reactive Lighting powered by Razer Chroma RGBAmp up your showmanship and immersion with lighting that not only works with Chroma-in...

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Original price $148.99 - Original price $148.99
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Original price $104.99 - Original price $104.99
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$104.99
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Apple - Smart Folio for iPad Pro 11-inch (M4) - White

Apple

Compatible iPad ModelsApple iPad Pro (7th Generation) 11" 2024

Original price $104.99 - Original price $104.99
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Original price $127.99 - Original price $127.99
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Apple - Smart Folio for iPad Air 13-inch (M3) and iPad Air 13-inch (M2) - Charcoal Gray

Apple

Compatible iPad Models iPad Air 13-inch (M3) iPad Air 13-inch (M2)

Original price $127.99 - Original price $127.99
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Original price $886.99 - Original price $886.99
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Acer - Chromebook Plus Spin 714 Laptop with Google AI 14" WUXGA Touch - Intel Core Ultra 5 115U 8GB LPDDR5 256GB SSD - Steel Gray

Acer

The Best of Google in a Laptopkeyboard a crystal clear 120Hz high-resolution display and enjoy the freedom of fast Wi-Fi 6E toGet Google AI Pro 2TB...

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Original price $886.99 - Original price $886.99
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Original price $104.99 - Original price $104.99
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$104.99
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Apple - Smart Folio for iPad Pro 11-inch (M4) - Black

Apple

Compatible iPad ModelsApple iPad Pro (7th Generation) 11" 2024

Original price $104.99 - Original price $104.99
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Original price $127.99 - Original price $127.99
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Apple - Smart Folio for iPad Pro 13-inch (M4) - Black

Apple

Compatible iPad ModelsApple iPad Pro (7th Generation) 13" 2024

Original price $127.99 - Original price $127.99
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Original price $138.99 - Original price $138.99
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$138.99
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Current price $138.99

PDP - RIFFMASTER Wireless Guitar Controller For Xbox Series XS Xbox One Windows 10/11 PC - Black

PDP

Multi CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...

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Original price $138.99 - Original price $138.99
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$138.99
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Original price $127.99 - Original price $127.99
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$127.99
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Apple - Smart Folio for iPad Air 13-inch (M2) - Sage

Apple

Compatible iPad ModelsApple iPad Air (6th Generation) 13" 2024

Original price $127.99 - Original price $127.99
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Original price $416.99 - Original price $416.99
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Microsoft - Surface Slim Pen (2nd Edition) and Pro Flex Keyboard for Pro 13" (11th Edition) Pro 9 Pro 8 - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $416.99 - Original price $416.99
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Original price $1,394.99 - Original price $1,394.99
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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 1TB Storage (7th Ed) - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,394.99 - Original price $1,394.99
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Original price $1,675.99 - Original price $1,675.99
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Dell - XPS 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 16GB Memory - 512GB SSD - Graphite

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,675.99 - Original price $1,675.99
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Original price $519.99 - Original price $519.99
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HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $519.99 - Original price $519.99
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Original price $28.99 - Original price $28.99
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$28.99
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KontrolFreek - No-Slip Thumbgrip 8-pack - UNI - Multicolor

KontrolFreek

Aim + AttackThe extra-grippy rubber material gives you more control and precision while aiming.Universal FitMix and match the colours on your offic...

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Original price $28.99 - Original price $28.99
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$28.99
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Original price $589.99 - Original price $589.99
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Samsung - 27" Odyssey G7 (G70D) 4K UHD IPS AMD FreeSync Premium Pro and G-Sync Compatible Smart Gaming Monitor with HDR400 - Black

Samsung

4K UHD4K UHD resolution elevates your gaming with crystal-clear visuals that shine brighter making worlds feel more real with incredible detail.Fas...

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Original price $589.99 - Original price $589.99
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$589.99
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Original price $109.99 - Original price $109.99
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$109.99
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Razer - Handheld Dock Chroma with 100W Power Delivery for Mobile Gaming and Tablet Devices - Black

Razer

Fully Loaded 6-Port DesignGo beyond normal handheld gaming. Play on the big screen with HDMI 2.0 add more controllers or devices with three USB A p...

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Original price $109.99 - Original price $109.99
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$109.99
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Current price $109.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.