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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $218.99 - Original price $218.99
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Sony Interactive Entertainment - DualSense Edge Wireless Controller for PS5 PC Mac Mobile - Midnight Black

Sony

Ultra-Customizable ControlsAim and move with precision by swapping in fresh stick modules so you’re always playing with equipment that’s in great s...

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Original price $218.99 - Original price $218.99
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$170.99
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Logitech - Combo Touch Keyboard and Trackpad Case for Apple iPad - Latest Model A16 chip and iPad 10th Gen with Detachable Keyboard - Sand

Logitech

Compatibility iPad (10th gen A16)Models A2696 A2757 A2777 A3162Trackpad precision and controlEdit documents navigate apps and build presentations ...

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Original price $170.99 - Original price $170.99
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$170.99
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Original price $1,411.99 - Original price $1,411.99
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HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,411.99 - Original price $1,411.99
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Original price $3,272.99 - Original price $3,272.99
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ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $3,272.99 - Original price $3,272.99
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Original price $1,767.99 - Original price $1,767.99
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ASUS - ROG Strix G16 16" FHD 165Hz Gaming Laptop - AMD Ryzen 9 HX - 16GB RAM - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Eclipse Gray

ASUS

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...

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Original price $2,236.99 - Original price $2,236.99
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ASUS - ROG Zephyrus G16 16" 2.5K OLED 240Hz Gaming Laptop - Intel Core Ultra 9 285H - 16GB RAM - NVIDIA RTX 5070 - 1TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,236.99 - Original price $2,236.99
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Original price $2,878.99 - Original price $2,878.99
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ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5080 - 2TB - Platinum White

ASUS

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,878.99 - Original price $2,878.99
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HP - 14" Chromebook - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Grey

HP

Chrome OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on the web.Serious ...

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Nintendo Sound Clock Alarmo - Red

Nintendo

Select a title pick a scene set a time and wake up to a soundscape of Nintendo music and game elementsChoose from 35 scenes inspired by Nintendo ti...

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HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $448.99 - Original price $448.99
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NEXT - Precision Thumbstick Multi-Pack for PlayStation 5 and PlayStation 4 Controllers - Multi Color

NEXT

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

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PowerA - Enhanced Wireless Controller for Nintendo Switch - Sticker Mania

PowerA

Code for Bonus Virtual Item Included - Googly GliderWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 tec...

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Original price $90.99 - Original price $90.99
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Elgato - Wave Neo Wired Cardioid Condenser USB Microphone - White

Elgato

Sound ProEliminate distortion commonly caused by built-in mics.Plug ‘n PlayIt’s ready out of the box no software setup needed.Ultra VersatileWorks ...

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Original price $76.99 - Original price $76.99
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Backbone - One - PlayStation Edition (Lightning) - Mobile Gaming Controller for iPhone - 2nd Gen - White

Backbone

Play Virtually Any Game AnywhereChoose from free App Store games like Call of Duty Mobile and Roblox stream through cloud gaming services such as A...

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Original price $125.99 - Original price $125.99
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The Karate Kid Street Rumble - Nintendo Switch

GameMill Entertainment

Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

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NEXT - Wireless Pro Controller for Switch 2 Switch - Black

NEXT

Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

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HyperX - QuadCast 2 S Wired Multi-Pattern USB Electret Condenser Microphone - Black

HP

Future Ready AudioThe QuadCast 2 S features best-in-class audio recording resolution on a consumer USB gaming microphone.185;Dynamic Lighting Displ...

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Original price $162.99 - Original price $162.99
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Samsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Samsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,866.99 - Original price $1,866.99
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NEXT - 9' Play + Charge USB-C Cable for PlayStation 5 - White/Black

NEXT

Extra Long CableEnjoy 9 feet of freedom with this extra long USB-C cable designed specifically for PlayStation 5 DualSense controllersPlayStation 5...

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Original price $2,551.99 - Original price $2,551.99
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ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black

ASUS

Game and create with Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $2,551.99 - Original price $2,551.99
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ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 5 225F - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $1,281.99 - Original price $1,281.99
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Original price $219.99 - Original price $219.99
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RØDE - WIRELESS GO (GEN 3) Compact Wireless Microphone System

Rode

Dual ChannelDual-channel compact wireless microphone systemStable AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 128-bit e...

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Original price $219.99 - Original price $219.99
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Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Chroma Pearl

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $86.99 - Original price $86.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.