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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $86.99 - Original price $86.99
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Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Volcanic Red

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $86.99 - Original price $86.99
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HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $976.99 - Original price $976.99
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Original price $86.99 - Original price $86.99
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Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Cobalt Blue

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $86.99 - Original price $86.99
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Original price $56.99 - Original price $56.99
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$56.99
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Meta - Quest 3 Silicone Facial Interface - Black

Meta

Wipeable interfaceEasily wipe away sweat and dirt from your Meta Quest 3 with this soft and comfortable silicone facial interface that feels gentle...

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Original price $56.99 - Original price $56.99
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Original price $169.99 - Original price $169.99
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HyperX - Cloud III Wireless Gaming Headset for PC PS5 PS4 and Nintendo Switch - Black

HyperX

Up to 120 hours of Battery LifePut on the Cloud III Wireless and you might not have to charge again for weeks. Enjoy up to 120 hours of battery lif...

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Original price $169.99 - Original price $169.99
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Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Electric Blue

Glorious

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Original price $336.99 - Original price $336.99
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Logitech - PRO X 2 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PC PS5 PS4 Nintendo Switch - Magenta

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $336.99 - Original price $336.99
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Original price $254.99 - Original price $254.99
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Sony - INZONE H9 Wireless Noise Canceling Gaming Headset - Black

Sony

Discover 360 Spatial Sound for gamingOur 360 Spatial Sound for Gaming activated by the PC software INZONE Hub features a newly developed virtualize...

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Original price $617.99 - Original price $617.99
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HP - 15.6" Full HD Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 128GB UFS - Mineral Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Nintendo - Joy-Con (L/R) Wireless Controllers - Pastel Purple/ Pastel Green

Nintendo

Includes one Pastel Purple Joy-Con (L) one Pastel Green Joy-Con (R) and two Black Joy-Con wrist straps.Two Joy-Con can be used independently in eac...

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RØDE - Wireless PRO Dual-Channel Wireless Microphone System

Rode

Dual ChannelDual-channel compact wireless microphone systemCrystal Clear AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 12...

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Original price $313.99 - Original price $313.99
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HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $766.99 - Original price $766.99
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HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $810.99 - Original price $810.99
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Backbone - One (USB-C) - Mobile Gaming Controller for iPhone 15/16/17 Series and Android - 2nd Generation - White

Backbone Entertainment

Play virtually any game anywhereChoose from free Google Play Store and App Store games like Call of Duty Mobile and Roblox stream through cloud gam...

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Backbone - One (USB-C) - Mobile Gaming Controller for iPhone 15/16/17 Series and Android - 2nd Generation - Black

Backbone Entertainment

Play Virtually Any Game AnywhereChoose from free App Store and Google Play Store games like Call of Duty Mobile and Roblox stream through your clou...

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Original price $125.99 - Original price $125.99
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Original price $91.99 - Original price $91.99
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Samsung - Galaxy Tab S9 / S9 FE / S10 FE/ S10 Lite Smart Book Cover - Black

Samsung

Flip. Stand. Enjoy.Flip your tablet as you wish. The Smart Book Cover provides flexibility and convenience with its innovative design featuring bot...

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Original price $91.99 - Original price $91.99
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Original price $226.99 - Original price $226.99
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Amazon - Fire HD 10 Kids Pro - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Mint

AMAZON

Fully featured tabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 6-12 includes comprehensive parental...

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Original price $226.99 - Original price $226.99
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Amazon - Fire HD 10 Kids Pro - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Nebula

AMAZON

Fully featured tabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 6-12 includes comprehensive parental...

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Original price $226.99 - Original price $226.99
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Amazon - Fire HD 10 Kids Pro - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Happy Day

AMAZON

Fully featured tabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 6-12 includes comprehensive parental...

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Original price $226.99 - Original price $226.99
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Quest Elite Strap — Works with Meta Quest 3/3S — Premium Comfort and Weight Distribution - Gray

Meta

Effortless compatibilityWorks with Meta Quest 3/3S along with Charging Dock Carrying Case and Compact Charging Dock. Does not fit in the Compact Ca...

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Samsung - Galaxy Tab S10+/S9+/S9 FE+ Smart Book Cover - Black

Samsung

Flip. Stand. Enjoy.Flip your tablet as you wish. The Smart Book Cover provides flexibility and convenience with its innovative design featuring bot...

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Original price $100.99 - Original price $100.99
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Acer - EK220Q E3bi 21.5 IPS AMD FreeSync Monitor-100Hz Refresh Rate (HDMI Port 1.4 VGA Port) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $101.99 - Original price $101.99
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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Sterling Silver

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

View full details
Original price $86.99 - Original price $86.99
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$86.99
$86.99 - $86.99
Current price $86.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - Black

Sony

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $254.99 - Original price $254.99
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Current price $254.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.