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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $206.99 - Original price $206.99
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$206.99
$206.99 - $206.99
Current price $206.99

Sony - INZONE H5 Wireless Gaming Headset - Black

Sony

360 Spatial Sound for GamingIn games that are won and lost in seconds whoever reacts first often wins. 360 Spatial Sound for Gaming pinpoints oppon...

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Original price $206.99 - Original price $206.99
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$206.99
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Original price $1,997.99 - Original price $1,997.99
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$1,997.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9800X3D - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $1,997.99 - Original price $1,997.99
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$1,997.99
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Original price $2,577.99 - Original price $2,577.99
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$2,577.99
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Current price $2,577.99

HP OMEN - MAX 16" WQXGA 240Hz Gaming Laptop - AMD Ryzen AI 9 HX 375 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,577.99 - Original price $2,577.99
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$2,577.99
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Original price $114.99 - Original price $114.99
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$114.99
$114.99 - $114.99
Current price $114.99

Lenovo - Tab One - 8.7" HD Tablet - 4GB RAM - 64GB eMMC - Luna Grey

Lenovo

Light Portable8.7 HD+ (1390 x 800) Compact size easily fit into your jacket pocket purse and your bag. Weighting about 320g; light enough to hold c...

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Original price $114.99 - Original price $114.99
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$114.99
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Current price $114.99
Original price $858.99 - Original price $858.99
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$858.99
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Current price $858.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $858.99 - Original price $858.99
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$858.99
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Original price $1,347.99 - Original price $1,347.99
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HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,347.99 - Original price $1,347.99
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$1,347.99
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Original price $1,421.99 - Original price $1,421.99
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$1,421.99
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Current price $1,421.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-7900X - 32GB Memory - NVIDIA GeForce RTX 5060Ti 8GB - 1TB SSD - Black

MSI

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-7900XEnjoy serious speed and the ultimate powe...

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Original price $1,421.99 - Original price $1,421.99
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Original price $988.99 - Original price $988.99
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$988.99
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Skytech Gaming - CRYSTAL Gaming Desktop PC - Intel Core i5 14400F - 16GB Memory - AMD Radeon RX 9060XT 8GB - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $988.99 - Original price $988.99
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$988.99
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Original price $1,656.99 - Original price $1,656.99
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iBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 7 265FNVIDIA GeForce RTX 5060Ti 8GB32GB DDR5 RGB2TB SSD - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,656.99 - Original price $1,656.99
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$1,656.99
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Original price $1,403.99 - Original price $1,403.99
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GIGABYTE - AERO X16 - Copilot+ PC - 16" 2560×1600 WQXGA AMD Ryzen Al 7 350 - 1TB SSD - 32GB DDR5 RAM GeForce RTX 5060 - Space Gray

GIGABYTE

GIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...

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Original price $1,403.99 - Original price $1,403.99
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$1,403.99
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Original price $307.99 - Original price $307.99
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$307.99
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Samsung - Galaxy Chromebook Go - 14" LED Laptop - Intel Celeron- 4GB Memory - 128GB Storage - Silver

Samsung

Slim. Lightweight. Ready to go.Backpack meet your new best friend. With its all-new slim design Galaxy Chromebook Go is our lightest Chromebook yet...

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Original price $307.99 - Original price $307.99
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$307.99
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Original price $1,307.99 - Original price $1,307.99
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HP OMEN - 16L Gaming Desktop - Intel Core Ultra 7 265F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,307.99 - Original price $1,307.99
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$1,307.99
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Original price $42.99 - Original price $42.99
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$42.99
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NEXT - Universal Mobile Power Pack for Nintendo Switch 2 and Switch - Black

NEXT

Travel friendlyCharge and play your Switch 2 Switch or Switch Lite console on the go or at home65W USB-C AC adapterQuickly charge your Switch 2 Swi...

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Original price $42.99 - Original price $42.99
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$42.99
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Current price $42.99
Original price $787.99 - Original price $787.99
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$787.99
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HP - Victus 15.6" 144Hz Full HD Gaming Laptop - AMD Ryzen 7 7445HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $787.99 - Original price $787.99
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$787.99
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Original price $1,726.99 - Original price $1,726.99
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Lenovo - Legion 5i 15.1" OLED 2K Gaming Laptop - Intel Core i7 14700HX - NVIDIA GeForce RTX 5050 - 16GB Memory - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,726.99 - Original price $1,726.99
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Original price $1,415.99 - Original price $1,415.99
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Current price $1,415.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700X - AMD Radeon RX 9060 XT 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $1,415.99 - Original price $1,415.99
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$1,415.99
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Original price $33.99 - Original price $33.99
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$33.99
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Current price $33.99

Hori - Premium Screen Protective Filter for Nintendo Switch 2

Hori

Protect EnhanceScratch-resistant 9H Super Hardness and Blue Light Cut functionClarityCrystal-clear high quality film made in JapanSpecially Design...

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Original price $33.99 - Original price $33.99
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$33.99
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Current price $33.99
Original price $1,795.99 - Original price $1,795.99
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MSI - Codex Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

MSI

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThe AMD R7-8700F processor delivers enhanced mul...

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Original price $1,795.99 - Original price $1,795.99
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$1,795.99
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Original price $51.99 - Original price $51.99
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$51.99
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Current price $51.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 - Black

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $51.99 - Original price $51.99
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$51.99
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Current price $51.99
Original price $1,607.99 - Original price $1,607.99
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Current price $1,607.99

HP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H with AI Boost - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,607.99 - Original price $1,607.99
Original price
$1,607.99
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Current price $1,607.99
Original price $2,129.99 - Original price $2,129.99
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$2,129.99
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Current price $2,129.99

MSI - Aegis Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB SSD - Black

MSI

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThe AMD R7-8700F processor delivers enhanced mul...

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Original price $2,129.99 - Original price $2,129.99
Original price
$2,129.99
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Current price $2,129.99
Original price $69.99 - Original price $69.99
Original price
$69.99
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Current price $69.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 with Lumectra - White

PowerA

Ghost RGB LED Lighting Brings your controller to life with new innovative full-faced Ghost RGB lighting technology. Thousands of color combinations...

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Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99
Original price $662.99 - Original price $662.99
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$662.99
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Current price $662.99

LG - gram Book 15" Laptop - Intel Core i5-1334U with 8GB Memory - 512GB SSD - Titan Silver

LG

Heavy on specs. Light on weight.Slim and light the LG gram Book laptop slips into your bag without weighing you down—perfect for commutes coffee sh...

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Original price $662.99 - Original price $662.99
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$662.99
$662.99 - $662.99
Current price $662.99
Original price $1,382.99 - Original price $1,382.99
Original price
$1,382.99
$1,382.99 - $1,382.99
Current price $1,382.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 9700X AMD Radeon RX 9060XT 8GB 32GB DDR5 RGB1TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,382.99 - Original price $1,382.99
Original price
$1,382.99
$1,382.99 - $1,382.99
Current price $1,382.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.