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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $1,137.99 - Original price $1,137.99
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iBUYPOWER - Slate Gaming Desktop PC

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,137.99 - Original price $1,137.99
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$1,137.99
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Current price $1,137.99
Original price $898.99 - Original price $898.99
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Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 256B Storage - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $898.99 - Original price $898.99
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$898.99
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Current price $898.99
Original price $2,057.99 - Original price $2,057.99
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HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,057.99 - Original price $2,057.99
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$2,057.99
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Original price $2,230.99 - Original price $2,230.99
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Lenovo - Yoga Slim 9i - Copilot+ PC - 14" 4K 120Hz OLED Touchscreen Laptop - Intel Core Ultra 7 258V 2024 - 32GB RAM - 1TB SSD - Tidal Teal

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $2,230.99 - Original price $2,230.99
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Original price $953.99 - Original price $953.99
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Current price $953.99

Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Violet

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $953.99 - Original price $953.99
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Original price $1,841.99 - Original price $1,841.99
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Lenovo - Legion Pro 5 16" 2.5K Gaming Laptop - AMD Ryzen 9 8945HX 2023 - NVIDIA GeForce RTX 5060 - 16GB Memory - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,841.99 - Original price $1,841.99
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Original price $88.99 - Original price $88.99
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$88.99
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Microsoft - Surface Arc Bluetooth BlueTrack Ambidextrous Mouse - Wireless - Violet

Microsoft

Surface Arc MouseSlim light and ready to travel designed specifically for Surface devicesAvailable in four rich colors [1]Black Platinum and new Vi...

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Original price $88.99 - Original price $88.99
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Original price $248.99 - Original price $248.99
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Amazon - Kindle Colorsoft Kids (16 GB) First Kindle for kids in color with cover - 2025 - Fantasy River

AMAZON

The first Kindle in color for kidsThe new Colorsoft display brings covers and content to life. Kids can explore titles included in their subscripti...

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Original price $248.99 - Original price $248.99
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Original price $33.99 - Original price $33.99
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NEXT - Joy-Con 2 Charging Grip for Nintendo Switch 2 - Black

NEXT

Play AND chargeKeeps Joy Con 2 controllers powered during gaming sessions so you never swap mid gameQuick-Attach SystemEasily snap-in and secure ea...

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Original price $33.99 - Original price $33.99
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Original price $88.99 - Original price $88.99
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$88.99
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Microsoft - Surface Arc Bluetooth BlueTrack Ambidextrous Mouse - Wireless - Ocean

Microsoft

Surface Arc MouseSlim light and ready to travel designed specifically for Surface devicesAvailable in four rich colors [1]Black Platinum and new Vi...

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Original price $88.99 - Original price $88.99
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Original price $1,328.99 - Original price $1,328.99
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HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,328.99 - Original price $1,328.99
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Original price $69.99 - Original price $69.99
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ZAGG - Glass Elite Samsung Galaxy Tab S10 FE+ - Clear

ZAGG

5X StrongerGlass Elite is 5x stronger than traditional glass screen protection.Ultimate Scratch ProtectionAluminosilicate glass is strengthened wit...

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Original price $69.99 - Original price $69.99
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DJI - Mic Mini Transmitter - Black

DJI

Small but MightyThe DJI Mic Mini Transmitter is small and ultralight weighing only 10 g [5] making it comfortable to wear and discreet. With multip...

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Original price $42.99 - Original price $42.99
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Original price $1,242.99 - Original price $1,242.99
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iBUYPOWER - Element Gaming Desktop PC - AMD Ryzen 7 8700F NVIDIA GeForce RTX 5060 8GB 16GB DDR5 RGB1TB NVMe - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,242.99 - Original price $1,242.99
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Original price $430.99 - Original price $430.99
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Lenovo - Idea Tab Pro with Tab Pen Plus - 12.7" Tablet - 256GB - Luna Grey

Lenovo

Immersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...

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Original price $430.99 - Original price $430.99
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Original price $1,005.99 - Original price $1,005.99
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Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black

Dell

Stylish space-saving designOptimize your space with this elegant space-saving ECS1250 desktop.Intel Core Ultra (Series 2)With power-efficient Intel...

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Original price $1,005.99 - Original price $1,005.99
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Original price $1,031.99 - Original price $1,031.99
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Lenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i7-13650HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,031.99 - Original price $1,031.99
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Original price $116.99 - Original price $116.99
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Nintendo - Switch 2 Pro Controller - Black

Nintendo

Features includeHD Rumble 2 Motion controls Built-in amiibo functionality Capture Button C Button for GameChat Programmable GL/GR buttons Audio jack

Original price $116.99 - Original price $116.99
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Original price $953.99 - Original price $953.99
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$953.99
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Current price $953.99

Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

View full details
Original price $953.99 - Original price $953.99
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$953.99
$953.99 - $953.99
Current price $953.99
Original price $953.99 - Original price $953.99
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$953.99
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Current price $953.99

Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Ocean

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

View full details
Original price $953.99 - Original price $953.99
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$953.99
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Current price $953.99
Original price $314.99 - Original price $314.99
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$314.99
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Samsung - 32" M70F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C - Black

Samsung

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.AI Picture Optimi...

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Original price $314.99 - Original price $314.99
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Original price $465.99 - Original price $465.99
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HP OMEN - 27" IPS QHD 280Hz FreeSync Premium and G-SYNC Compatible Gaming Monitor with Adjustable Height (DisplayPort HDMI) - Black

HP

Quad HD ResolutionGet lost in the captivating definition and sharp details of 3.7 million pixels. 2560 x 1440 Quad HD resolution transforms all you...

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Original price $465.99 - Original price $465.99
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Original price $1,656.99 - Original price $1,656.99
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Skytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 16GB - 1TB NVMe SSD - White

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,656.99 - Original price $1,656.99
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Original price $173.99 - Original price $173.99
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$173.99
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SCUF - ENVISION PRO v2 Wireless Gaming Controller for PC with Anti-Drift Thumbsticks - Steel Gray

SCUF

Four Rear Remappable PaddlesKeeps your thumbs on the sticks for faster reactions.Five Fully Remappable G-KeysFor advanced macros and Corsair iCUE i...

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Original price $173.99 - Original price $173.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.