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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $1,485.99 - Original price $1,485.99
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Lenovo - Legion Pro 5 16" 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Hori - Piranha Plant Camera for Nintendo Switch 2

Hori

CompatibilityCompatible with TV mode portable mode and tabletop modeAdjustableFlexible neck and mouth that can open and closeContentsIncludes USB-C...

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Original price $60.99 - Original price $60.99
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Lenovo - Yoga Pro 9i Aura Edition 16" 3.2K OLED Laptop - Intel Core Ultra 9 285H 2025 - NVIDIA GeForce RTX 5060 - 32GB RAM - 1TB - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,440.99 - Original price $2,440.99
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Original price $2,178.99 - Original price $2,178.99
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Lenovo - Yoga Pro 9i 16" 2.8K OLED Touchscreen Laptop - Intel Core Ultra 9 2025 - NVIDIA GeForce RTX 5050 - 32GB RAM - 1TB - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,178.99 - Original price $2,178.99
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Alienware - Area-51 18" 300Hz QHD+ - Intel Core Ultra 9 275HX with 32GB Memory

Alienware

Unapologetic powerArea-51 was intentionally designed to reach new performance horizons by enabling higher graphics and processor power limits.Game ...

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ASUS - TUF T500 Gaming Desktop - Intel Core i5 13420H - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Eclipse Gray

ASUS

Game with Windows 11 HomeWindows 11 Home brings powerful tools and a streamlined interface designed for high-performance gaming and productivity. W...

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Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 340 2025 - 16GB Memory - 512GB SSD - Seashell

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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NEXT - Precision Thumbstick 8-Pack for Nintendo Switch Nintendo Switch 2 Joy-Cons - Multi Color

NEXT

Enhanced grip and precisionMid-rise medium arc option with improved control quickness for Joy-Con 2 Joy-Con controllersFast ControlHigh-rise maxi...

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NEXT - Precision Thumbstick 8-Pack for Nintendo Switch 2 Pro Controllers Joy-Cons - Multi Color

NEXT

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableC...

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Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Violet

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Lenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 256GB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Dell - Plus - Copilot+ PC - 16" 2K Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 32GB Memory - 1TB Storage - Ice Blue

Dell

Intuitive working capabilitiesCreate and edit on an expansive 1610 screen as you tackle complex data sheets or work with multiple windows side by ...

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Acer - Predator Helios Neo 16S AI Gaming Laptop - 16" OLED 240Hz - Intel Core Ultra 9 - NVIDIA GeForce RTX 5060 16GB 1TB - Obsidian Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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NEXT - Universal Joy-Con 2 and Joy-Con Racing Wheel 2-Pack for Mario Kart and other racing games for Nintendo Switch 2 Switch - Orange/Blue

NEXT

Enhance your Mario Kart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and OrangeNo batteries ...

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NEXT - Ultimate Starter Kit for Nintendo Switch 2 Switch - Gray/Black

NEXT

Travel CaseCustom-fit to work seamlessly with both Switch and Switch 2 keeping your console and games safe wherever you goThumbsticksBoost control ...

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Backbone - Pro - (USB-C) - Mobile and Wireless Controller for Cloud Gaming Remote Play and Mobile Games on Any Screen - Black

Backbone

Play Anywhere On Any ScreenBluetooth Low Energy supports seamless wireless gaming across phones tablets PCs smart TVs and more.Pro-Level PrecisionE...

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Original price $203.99 - Original price $203.99
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Nintendo - Switch 2 Camera

Nintendo

This accessory is designed specifically for use with Nintendo Switch 2Internet Nintendo Switch Online membership (sold separately) and Nintendo Acc...

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Original price $76.99 - Original price $76.99
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Nintendo - Joy-Con 2 (L)/(R) Light Blue/Light Red - Multi

Nintendo

Meet the Joy-Con 2 controllersThe updated Joy-Con 2 controllers have easy-to-use motion controls and HD rumble along with the new C Button for easy...

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Original price $127.99 - Original price $127.99
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PowerA - Advantage Wired Controller for Nintendo Switch 2 - Mushroom Kingdom

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Lenovo - Yoga Book 9i 2-in-1 14" 2.8K Dual Screen OLED Touchscreen Laptop - Intel Core Ultra 7 Processor - 16GB RAM - 1TB SSD - Tidal Teal

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,078.99 - Original price $2,078.99
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Logitech - Litra Beam LX Premium Dual-Sided RGB LED Streaming Light With TrueSoft for Streaming and Broadcasting - Black

Logitech

Dual-Sided RGB and Key LightThe Litra Beam LX delivers natural skin tones and a radiant look for your streams while illuminating your space with LI...

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MSI - MAG 275QPF X30 27" QHD 300Hz 1ms Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Black

MSI

Rapid VA PanelMake sure the intensity and purity of colors when gaming.300Hz high refresh rateExperience smooth gaming with a blazing fast refresh ...

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Original price $344.99 - Original price $344.99
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HP - OmniBook X Flip - Copilot+ PC - 16" 3K OLED Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,290.99 - Original price $1,290.99
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Logitech - G522 LIGHTSPEED Wireless Bluetooth Over-the-Ear Gaming Headset for Windows - White

Logitech

Own your lookExperience the bold sleek design of this RGB gaming headset featuring customizable side-facing lighting powered by LIGHTSYNC RGB in up...

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Original price $158.99 - Original price $158.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.