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Computers & Gaming

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9800X3D - AMD Radeon RX 9070 16GB - 32GB DDR5 - 1TB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $2,469.99 - Original price $2,469.99
Original price
$2,469.99
$2,469.99 - $2,469.99
Current price $2,469.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $2,469.99 - Original price $2,469.99
Original price
$2,469.99
$2,469.99 - $2,469.99
Current price $2,469.99

Dell - 24" 2K IPS Touchscreen All-in-One - Intel Core Ultra 5 Series 3 322 2026 - 16GB Memory - 512GB Storage - Copilot+ PC - Light Ash

Dell
Original price $1,273.99 - Original price $1,273.99
Original price
$1,273.99
$1,273.99 - $1,273.99
Current price $1,273.99

Capture and display brilliantlyExperience crisp immersive visuals on a 24" IPS display in (QHD/FHD) resolution designed to elevate every interactio...

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Original price $1,273.99 - Original price $1,273.99
Original price
$1,273.99
$1,273.99 - $1,273.99
Current price $1,273.99

Lenovo - A100 23.8" Full HD All-In-One - Intel Processor N100 - 8GB Memory - 512GB SSD - Cloud Grey

Lenovo
Original price $577.99 - Original price $577.99
Original price
$577.99
$577.99 - $577.99
Current price $577.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $577.99 - Original price $577.99
Original price
$577.99
$577.99 - $577.99
Current price $577.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 5 8400F - NVIDIA GeForce RTX 3050 6GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $1,217.99 - Original price $1,217.99
Original price
$1,217.99
$1,217.99 - $1,217.99
Current price $1,217.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $1,217.99 - Original price $1,217.99
Original price
$1,217.99
$1,217.99 - $1,217.99
Current price $1,217.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9800X3D - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $2,644.99 - Original price $2,644.99
Original price
$2,644.99
$2,644.99 - $2,644.99
Current price $2,644.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $2,644.99 - Original price $2,644.99
Original price
$2,644.99
$2,644.99 - $2,644.99
Current price $2,644.99

HP - 14" 2K Touchscreen Chromebook Plus - Intel Core 3 N355 - 8GB Memory - 128GB UFS - Glacier Silver

HP
Original price $588.99 - Original price $588.99
Original price
$588.99
$588.99 - $588.99
Current price $588.99

14" 2K touchscreen with IPS1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch yo...

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Original price $588.99 - Original price $588.99
Original price
$588.99
$588.99 - $588.99
Current price $588.99

Acer - Revo Box RB102-13N0U-UB30 Mini PC Desktop - Intel Processor N150 2025 - 8GB DDR4 Memory - 512GB Storage - White

Acer
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Windows 11 Home A New Era of ProductivityExperience the most secure and productive Windows yet. Windows 11 Home delivers a refined interface advanc...

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Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

HP - OmniBook 3 16" 2K Touchscreen Laptop - Intel Core Ultra 5 (2025) - 8GB Memory - 512GB SSD - Mica Silver

HP
Original price $762.99 - Original price $762.99
Original price
$762.99
$762.99 - $762.99
Current price $762.99

Intel Core Ultra 5 225U processorExperience versatility with an Intel Core Ultra processor. Evolved AI that makes intelligent collaboration and cre...

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Original price $762.99 - Original price $762.99
Original price
$762.99
$762.99 - $762.99
Current price $762.99

Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - Core Ultra 5 Processor 322 2026- 16GB Memory - 512GB SSD - Luna Grey

Lenovo
Original price $1,319.99 - Original price $1,319.99
Original price
$1,319.99
$1,319.99 - $1,319.99
Current price $1,319.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,319.99 - Original price $1,319.99
Original price
$1,319.99
$1,319.99 - $1,319.99
Current price $1,319.99

Lenovo - Yoga Slim 7x- Copilot+ PC - 14" 2K OLED Touch-Screen Laptop - Snapdragon X2 Elite X2E-80-100 2026 - 16GB Memory- 1TB SSD - Cosmic Blue

Lenovo
Original price $1,669.99 - Original price $1,669.99
Original price
$1,669.99
$1,669.99 - $1,669.99
Current price $1,669.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,669.99 - Original price $1,669.99
Original price
$1,669.99
$1,669.99 - $1,669.99
Current price $1,669.99

Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Core Ultra 7 Processor 256V 2024 - 16GB Memory - 512GB SSD - Luna Grey

Lenovo
Original price $1,111.99 - Original price $1,111.99
Original price
$1,111.99
$1,111.99 - $1,111.99
Current price $1,111.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,111.99 - Original price $1,111.99
Original price
$1,111.99
$1,111.99 - $1,111.99
Current price $1,111.99

Acer - Revo Box AI RB102-GGP-UB33 Mini PC Desktop Copilot+PC - AMD Ryzen AI 7 445 2026 - 16GB DDR5 Memory - 512GB Storage - White

Acer
Original price $897.99 - Original price $897.99
Original price
$897.99
$897.99 - $897.99
Current price $897.99

Windows 11 Home A New Era of AI-Powered ProductivityExperience the most secure and productive Windows yet. Optimized for the Revo Box AI’s 50¿TOPS ...

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Original price $897.99 - Original price $897.99
Original price
$897.99
$897.99 - $897.99
Current price $897.99

HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 7 (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP
Original price $2,705.99 - Original price $2,705.99
Original price
$2,705.99
$2,705.99 - $2,705.99
Current price $2,705.99

Intel Core Ultra 7 255H ProcessorPlay the latest games and revel in exceptional performance and graphics quality. Newly developed cores in Intel Co...

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Original price $2,705.99 - Original price $2,705.99
Original price
$2,705.99
$2,705.99 - $2,705.99
Current price $2,705.99

GEEKOM - A8 Max Mini PC AMD Ryzen 7 8745HS 16GB DDR5 1TB SSD Storage Dual LAN Radeon 780M Mini PC Windows 11 Pro/USB4/8K - Silver

Geekom
Original price $895.99 - Original price $895.99
Original price
$895.99
$895.99 - $895.99
Current price $895.99

Unleash Power with AMD R7 8745HSPowered by the AMD Ryzen7 8745HS(Beats Ryzen 7 H255) processor with 8 cores 16 threads and a boost clock up to 4.9 ...

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Original price $895.99 - Original price $895.99
Original price
$895.99
$895.99 - $895.99
Current price $895.99

Dell - 15.6" 2K Touchscreen Laptop - AMD Ryzen 7 7000 Series-7730U 2023 - 16GB Memory - 512GB Storage - Carbon Black

Dell
Original price $1,001.99 - Original price $1,001.99
Original price
$1,001.99
$1,001.99 - $1,001.99
Current price $1,001.99

Effortlessly chicAlways efficient. Finish your to-do list in no time with AMD Ryzen processors built for everyday computing.Stay connected to what ...

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Original price $1,001.99 - Original price $1,001.99
Original price
$1,001.99
$1,001.99 - $1,001.99
Current price $1,001.99

HyperX - OMEN 15.3" 2K 165Hz Gaming Laptop - Intel Core Ultra 7 255H (2025) - 12GB Memory - NVIDIA GeForce RTX 5050 - 512GB SSD - Shadow Black

HyperX
Original price $1,508.99 - Original price $1,508.99
Original price
$1,508.99
$1,508.99 - $1,508.99
Current price $1,508.99

Intel Core Ultra 7 255H processorPush on the go AI acceleration and graphics to new heights with an Intel Core Ultra processor. Scaled performance ...

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Original price $1,508.99 - Original price $1,508.99
Original price
$1,508.99
$1,508.99 - $1,508.99
Current price $1,508.99

HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7535HS (2023) - 8GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

HP
Original price $916.99 - Original price $916.99
Original price
$916.99
$916.99 - $916.99
Current price $916.99

AMD Ryzen 5 7535HS processorDiscover speed battery life and exhilarating experiences like never before with the AMD Ryzen 5 7000 series processor....

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Original price $916.99 - Original price $916.99
Original price
$916.99
$916.99 - $916.99
Current price $916.99

Samsung - 27" (S70H) IPS LED 4K UHD HDR10 High Resolution Monitor (HDMI DP) - Black

Samsung
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

4K UHD4K UHD (3840x2160) resolution delivers visual excellence that professionals require. Its high pixel density reveals greater levels of detail ...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Acer - Predator Triton 14.5" OLED Gaming Laptop - Intel Core Ultra 9 288V 2024 - NVIDIA RTX 5070 32GB Memory 1TB Storage - Charcoal Black

Acer
Original price $3,148.99 - Original price $3,148.99
Original price
$3,148.99
$3,148.99 - $3,148.99
Current price $3,148.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $3,148.99 - Original price $3,148.99
Original price
$3,148.99
$3,148.99 - $3,148.99
Current price $3,148.99

HP - OmniBook Ultra 14" 3K OLED Touchscreen Laptop - Snapdragon X2 Elite - 32GB Memory - 1TB SSD - Copilot+ PC - Stone Blue

HP
Original price $2,430.99 - Original price $2,430.99
Original price
$2,430.99
$2,430.99 - $2,430.99
Current price $2,430.99

14" 3K OLED touchscreen with up to 120HzWith technology that lights each pixel separately an OLED display brings deeper blacks for richer contrast ...

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Original price $2,430.99 - Original price $2,430.99
Original price
$2,430.99
$2,430.99 - $2,430.99
Current price $2,430.99

Skytech Gaming - King 95 Gaming PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5070 - 1TB NVMe SSD - White

Skytech Gaming
Original price $2,238.99 - Original price $2,238.99
Original price
$2,238.99
$2,238.99 - $2,238.99
Current price $2,238.99

Windows 11 Home 64-bitWindows 11 Home 64-bit delivers the performance and security you expect now enhanced with a redesigned modern interface. Feat...

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Original price $2,238.99 - Original price $2,238.99
Original price
$2,238.99
$2,238.99 - $2,238.99
Current price $2,238.99

Hori - Mario Kart Racing Wheel Attachment (Mario) for Switch 2 - Officially Licensed by Nintendo - Red

Hori
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

ErgonomicLarge size wheel with L/R buttonVersatileCompatible with all Nintendo Switch systems Joy-Con and Joy-Con 2Added GripTextured grips for con...

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Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Elgato - Wave Neo Wired Cardioid Condenser USB Microphone - White

Corsair
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Sound ProSound professional without distortion caused by built-in micsPlug ‘n PlayPlug and play right out of the box no software setup neededUltra ...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Acer - Nitro V 16" WUXGA 165Hz Gaming Laptop - Intel Core 7 240H 2024 - NVIDIA GeForce RTX 5060 16GB Memory 512GB Storage - Obsidian Black

Acer
Original price $1,865.99 - Original price $1,865.99
Original price
$1,865.99
$1,865.99 - $1,865.99
Current price $1,865.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $1,865.99 - Original price $1,865.99
Original price
$1,865.99
$1,865.99 - $1,865.99
Current price $1,865.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.