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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $1,083.99 - Original price $1,083.99
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MSI - Aegis Z2 Gaming Desktop - R7-8700F - 16GB Memory - NVIDIA GeForce RTX 5060 - 2TB SSD - Black

MSI

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new features.AMD R7-8700FThe AMD R7-8700F processor delivers enhanced mu...

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Original price $1,083.99 - Original price $1,083.99
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Original price $90.99 - Original price $90.99
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$90.99
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PowerA - Enhanced Wireless Controller for Nintendo Switch with Lumectra - Black

PowerA

Multi-Zone RGB Lighting Customize your controller with 24 different colors 4 individual lighting zones and 3 fun lighting modes for thousands of c...

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Original price $90.99 - Original price $90.99
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Original price $1,760.99 - Original price $1,760.99
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HP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,760.99 - Original price $1,760.99
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Original price $125.99 - Original price $125.99
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$125.99
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Backbone - One (Lightning) - Mobile Gaming Controller for iPhone - 2nd Gen - Black

Backbone

Play Virtually Any Game AnywhereChoose from free App Store games like Call of Duty Mobile and Roblox stream through cloud gaming services such as A...

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Original price $125.99 - Original price $125.99
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Original price $474.99 - Original price $474.99
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Samsung - 32" M80F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C Ergonomic Stand and SlimFit Camera - Warm White

Samsung

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.4K AI UpscalingUn...

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Original price $474.99 - Original price $474.99
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Original price $428.99 - Original price $428.99
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Samsung - 43" M70F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C - Black

Samsung

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.AI Picture Optimi...

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Original price $428.99 - Original price $428.99
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Original price $569.99 - Original price $569.99
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HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $569.99 - Original price $569.99
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Original price $1,857.99 - Original price $1,857.99
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HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,857.99 - Original price $1,857.99
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Lenovo - IdeaPad 3i Chromebook Laptop - 15.6" Full HD Touch Screen - Pentium Silver N6000 2021 - 8GB Memory - 128GB eMMC - Arctic Grey

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $158.99 - Original price $158.99
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Razer - Kraken Kitty V2 Wireless Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Hello Kitty Edition

Razer

Kitty Ears and Earcups powered by Razer Chroma RGBWith access to 16.8 million colors and countless effects customize the headset lighting to your h...

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Original price $158.99 - Original price $158.99
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Nintendo - Joy-Con 2 (R) - Light Red

Nintendo

Terms and GameChat requirements applyOnly for use with the Nintendo Switch 2 system.

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Original price $158.99 - Original price $158.99
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Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Dune

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $158.99 - Original price $158.99
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Original price $1,322.99 - Original price $1,322.99
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Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,322.99 - Original price $1,322.99
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Original price $1,135.99 - Original price $1,135.99
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Microsoft - Surface Pro - Copilot+ PC - 13 Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,135.99 - Original price $1,135.99
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Microsoft - Surface Pro - Copilot+ PC - 13 Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,135.99 - Original price $1,135.99
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Original price $149.99 - Original price $149.99
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Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $149.99 - Original price $149.99
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Original price $1,322.99 - Original price $1,322.99
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Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,322.99 - Original price $1,322.99
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Original price $238.99 - Original price $238.99
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Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Platinum

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $238.99 - Original price $238.99
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Original price $238.99 - Original price $238.99
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Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $238.99 - Original price $238.99
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$60.99
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Gears of War Reloaded - PlayStation 5

Microsoft

The original remasteredPowered by Unreal Engine Gears of War Reloaded is a remaster of the blockbuster first Gears of War now fully optimized for P...

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Original price $60.99 - Original price $60.99
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Original price $2,112.99 - Original price $2,112.99
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iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 9800X3D AMD Radeon RX 9070XT 16GB 32GB DDR5 RGB2TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,112.99 - Original price $2,112.99
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Original price $452.99 - Original price $452.99
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Quest 3S 256GB Get Batman Arkham Shadow and a 3-Month Trial of Meta Horizon+ Included — All-In-One Headset - White

Meta

BATMAN ARKHAM SHADOW INCLUDEDPurchase a Meta Quest 3S 256GB and get Batman Arkham Shadow included. Immerse yourself in the grit of Gotham and becom...

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Original price $452.99 - Original price $452.99
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Dell - G2524H 24.5" IPS LED FHD 280Hz 0.5ms FreeSync and G-SYNC Gaming Monitor (DisplayPort HDMI) - Ascent Gray

Dell

24.5 inch FHD Display with 1920 x 1080 resolutionFHD screen with 99 sRGB color gamut and always-on ComfortView Plus to reduce eye strain while main...

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Original price $289.99 - Original price $289.99
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Original price $110.99 - Original price $110.99
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Samsung - S Pen Creator Edition - White

Samsung

Bring every subtle detail to lifeCapture every subtle detail with S Pen Creator Edition our most advanced S Pen yet. Write sketch or paint with pin...

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Original price $110.99 - Original price $110.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.