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  • Original price $95.99 - Original price $95.99
    Original price
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    $95.99 - $95.99
    Current price $95.99

    Samson - Go Mic Video USB Microphone with HD Webcam

    Samson

    Great video on the goLook your best on video calls and live streams from any location. Go Mic Video delivers vibrant detailed Full HD Video (1080p/...

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    Original price $95.99 - Original price $95.99
    Original price
    $95.99
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    Current price $95.99
  • Original price $68.99 - Original price $68.99
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    Current price $68.99

    CORSAIR - HS65 SURROUND Wired Gaming Headset for PC PS5 and PS4 - Black

    Corsair

    Great Gaming AudioHigh-quality custom-tuned 50mm neodymium audio drivers deliver excellent sound with the range needed to hear everything on the ba...

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    Original price $68.99 - Original price $68.99
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    $68.99
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    Current price $68.99
  • Original price $684.99 - Original price $684.99
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    Current price $684.99

    ASUS - 16" 2-in-1 Touchscreen Chromebook - Intel Core i3 - 8GB Memory - 128GB SSD - Mineral Grey - Gray

    ASUS

    Google Chrome OSThis device qualifies for an OS update to include enhanced features found on Chromebook Plus devices. The update will roll out star...

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    Original price $684.99 - Original price $684.99
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    $684.99
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  • Original price $1,012.99 - Original price $1,012.99
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    $1,012.99
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    Current price $1,012.99

    HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,012.99 - Original price $1,012.99
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    $1,012.99
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  • Original price $503.99 - Original price $503.99
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    $503.99
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    Current price $503.99

    HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $503.99 - Original price $503.99
    Original price
    $503.99
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  • Original price $735.99 - Original price $735.99
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    Current price $735.99

    HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Starry White

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $735.99 - Original price $735.99
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    $735.99
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    Current price $735.99
  • Original price $272.99 - Original price $272.99
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    Current price $272.99

    Elgato - Game Capture 4K60 Pro MK.2

    Corsair

    Game capture cardAllows you to capture 4K HDR10 content at 60 fps.Compatible with most streaming softwareUse this game capture card with most broad...

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    Original price $272.99 - Original price $272.99
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    $272.99
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    Current price $272.99
  • Original price $217.99 - Original price $217.99
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    $217.99
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    Current price $217.99

    PDP - Victrix Pro BFG Wireless Controller for PS4/PS5/PC Sony 3D Audio Modular Back Buttons/Clutch Triggers/Joystick

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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    Original price $217.99 - Original price $217.99
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    $217.99
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    Current price $217.99
  • Original price $218.99 - Original price $218.99
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    Current price $218.99

    ViewSonic - VX3276-MHD 31.5" IPS LCD FHD Monitor (DisplayPort VGA HDMI) - Metallic Silver

    ViewSonic

    Full HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $218.99 - Original price $218.99
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    $218.99
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    Current price $218.99
  • Original price $247.99 - Original price $247.99
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    Current price $247.99

    ASUS - ZenScreen 15.6 IPS FHD USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $247.99 - Original price $247.99
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    $247.99
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    Current price $247.99
  • Original price $199.99 - Original price $199.99
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    $199.99
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    Current price $199.99

    Dell - S2721NX 27" IPS LED FHD - AMD FreeSync - VESA - Monitor (HDMI) - Black

    Dell

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.4 ms resp...

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    Original price $199.99 - Original price $199.99
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    $199.99
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    Current price $199.99
  • Original price $164.99 - Original price $164.99
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    $164.99
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    Current price $164.99

    Dell - S2421NX 23.8" IPS LED FHD - AMD FreeSync - VESA - Monitor (HDMI) - Black

    Dell

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.4 ms resp...

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    Original price $164.99 - Original price $164.99
    Original price
    $164.99
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    Current price $164.99
  • Original price $158.99 - Original price $158.99
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    $158.99
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    Current price $158.99

    Elgato - Wave XLR - XLR/USB-C Microphone Interface Digital Mixing Solution - Black

    Elgato

    Frequency ResponsePreserve your mic’s tone and sound signature with a frequency range of 20hz-20khz.Dynamic RangeBe heard with up to 100 dB of dyna...

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    Original price $158.99 - Original price $158.99
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    $158.99
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    Current price $158.99
  • Original price $235.99 - Original price $235.99
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    $235.99
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    Current price $235.99

    SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - White

    SCUF

    Four Remappable Paddles.Your game is about to get better and faster. Four rear Remappable Paddles can be configured to 15 functions and are embedde...

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    Original price $235.99 - Original price $235.99
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    $235.99
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    Current price $235.99
  • Original price $100.99 - Original price $100.99
    Original price
    $100.99
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    Current price $100.99

    Samsung - Galaxy Tab S9+ / S9 FE+ Smart Book Cover - Black

    Samsung

    Flip. Stand. Enjoy.Flip your tablet as you wish. The Smart Book Cover provides flexibility and convenience with its innovative design featuring bot...

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    Original price $100.99 - Original price $100.99
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    $100.99
    $100.99 - $100.99
    Current price $100.99
  • Original price $110.99 - Original price $110.99
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    $110.99
    $110.99 - $110.99
    Current price $110.99

    Samsung - Galaxy Tab S9 Ultra Smart Book Cover - White

    Samsung

    Flip. Stand. Enjoy.Flip your tablet as you wish. The Smart Book Cover provides flexibility and convenience with its innovative design featuring bot...

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    Original price $110.99 - Original price $110.99
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    $110.99
    $110.99 - $110.99
    Current price $110.99
  • Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99

    Samsung - Galaxy Tab S9 / S9 FE Smart Book Cover - Black

    Samsung

    Flip. Stand. Enjoy.Flip your tablet as you wish. The Smart Book Cover provides flexibility and convenience with its innovative design featuring bot...

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    Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99
  • Original price $110.99 - Original price $110.99
    Original price
    $110.99
    $110.99 - $110.99
    Current price $110.99

    Samsung - Galaxy Tab S9 Ultra Smart Book Cover - Black

    Samsung

    Flip. Stand. Enjoy.Flip your tablet as you wish. The Smart Book Cover provides flexibility and convenience with its innovative design featuring bot...

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    Original price $110.99 - Original price $110.99
    Original price
    $110.99
    $110.99 - $110.99
    Current price $110.99
  • Original price $100.99 - Original price $100.99
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    $100.99
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    Current price $100.99

    Meta - Quest Link Cable - Black

    Oculus

    Expand your libraryAccess 1000+ PC-based VR titles in the Meta Quest Rift libraryFreedom to roamAn extra long 16 ft (5m) construction that gives yo...

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    Original price $100.99 - Original price $100.99
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    $100.99
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    Current price $100.99
  • Original price $293.99 - Original price $293.99
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    $293.99
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    Current price $293.99

    Turtle Beach - Stealth Pro PlayStation Edition Wireless Noise-Cancelling Gaming Headset for PS5 PS4 Switch and PC - Dual Batteries - Black

    Turtle Beach

    Exceptional audio fidelityHand-selected 50mm Nanoclear drivers are larger than the competition and produces a clear highly detailed soundstage opti...

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    Original price $293.99 - Original price $293.99
    Original price
    $293.99
    $293.99 - $293.99
    Current price $293.99
  • Original price $293.99 - Original price $293.99
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    $293.99
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    Current price $293.99

    Turtle Beach - Stealth Pro Xbox Edition Wireless Noise-Cancelling Gaming Headset for Xbox PS5 PS4 Switch and PC - Dual Batteries - Black

    Turtle Beach

    Exceptional audio fidelityHand-selected 50mm Nanoclear drivers are larger than the competition and produces a clear highly detailed soundstage opti...

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    Original price $293.99 - Original price $293.99
    Original price
    $293.99
    $293.99 - $293.99
    Current price $293.99
  • Original price $162.99 - Original price $162.99
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    $162.99
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    Current price $162.99

    reMarkable - Marker Plus with built-in eraser - No charging required - Black

    ReMarkable

    Erase with easeMarker Plus features a built-in eraser on its top end. Just flip it over and it erases like a regular pencil would.A smarter accesso...

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    Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99
  • Original price $64.99 - Original price $64.99
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    $64.99
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    Current price $64.99

    Astro Gaming - A10 Gen 2 Wired Gaming Headset for Xbox One Xbox Series XS PC - Black

    Astro Gaming

    Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for Xbox features custom-tuned 32mm dynamic drivers so you can always hear your game and teamm...

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    Original price $64.99 - Original price $64.99
    Original price
    $64.99
    $64.99 - $64.99
    Current price $64.99
  • Original price $61.99 - Original price $61.99
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    $61.99
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    Current price $61.99

    Astro Gaming - A10 Gen 2 Wired Gaming Headset for PS5 PS4 PC - Black

    Astro Gaming

    Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PlayStation features custom-tuned 32mm dynamic drivers so you can always hear your game an...

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    Original price $61.99 - Original price $61.99
    Original price
    $61.99
    $61.99 - $61.99
    Current price $61.99
  • Original price $64.99 - Original price $64.99
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    $64.99
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    Current price $64.99

    Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

    Astro Gaming

    Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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    Original price $64.99 - Original price $64.99
    Original price
    $64.99
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    Current price $64.99
  • Original price $75.99 - Original price $75.99
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    $75.99
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    Current price $75.99

    Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Mint

    Astro Gaming

    Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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    Original price $75.99 - Original price $75.99
    Original price
    $75.99
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    Current price $75.99
  • Original price $148.99 - Original price $148.99
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    $148.99
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    Current price $148.99

    Elgato - Facecam Full HD 1080 Webcam for Video Conferencing Gaming and Streaming - Black

    Elgato

    Elgato Prime Lensf/2.4 24 mm full-frame equivalent lens with all-glass optics delivers studio-quality image.Sony STARVIS CMOS SensorCutting-edge te...

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    Original price $148.99 - Original price $148.99
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    $148.99
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    Current price $148.99
  • Original price $66.99 - Original price $66.99
    Original price
    $66.99
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    Current price $66.99

    Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Electric Volt

    Microsoft

    Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Electric Volt featuring sculpted surfaces and refined geometry...

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    Original price $66.99 - Original price $66.99
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    $66.99
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    Current price $66.99
  • Original price $60.99 - Original price $60.99
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    $60.99
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    Current price $60.99

    Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Carbon Black

    Microsoft

    Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Carbon Black featuring sculpted surfaces and refined geometry ...

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    Original price $60.99 - Original price $60.99
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    $60.99
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    Current price $60.99
  • Original price $57.99 - Original price $57.99
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    $57.99
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    Current price $57.99

    Microsoft - Xbox Wireless Controller for Windows Devices Xbox Series X Xbox Series S Xbox One + USB-C Cable - Carbon Black

    Microsoft

    Elevate your gameExperience the modernized design of the Xbox Wireless Controller featuring sculpted surfaces and refined geometry for enhanced com...

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    Original price $57.99 - Original price $57.99
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    $57.99
    $57.99 - $57.99
    Current price $57.99
  • Original price $220.99 - Original price $220.99
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    $220.99
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    Current price $220.99

    Saramonic - Blink 500 ProX B2 2-Person Wireless 2.4GHz Clip-On Microphone System with Lavaliers

    Saramonic

    Easy-to-UseIncredibly easy-to-use clip-on wireless mic system with lavaliers that delivers high-quality sound of 2-people to cameras recorders mixe...

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    Original price $220.99 - Original price $220.99
    Original price
    $220.99
    $220.99 - $220.99
    Current price $220.99
  • Original price $221.99 - Original price $221.99
    Original price
    $221.99
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    Current price $221.99

    Hori - Fighting Stick Alpha -Tournament Grade Fightstick for Xbox Series X S - Black

    Hori

    Easy accessChassis opens for easy maintenance and customizationCustomizableSwitch out top housing artwork with your ownFull controlAssignable butto...

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    Original price $221.99 - Original price $221.99
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    $221.99
    $221.99 - $221.99
    Current price $221.99
  • Original price $131.99 - Original price $131.99
    Original price
    $131.99
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    Current price $131.99

    Razer - Seiren V2 Pro Professional-grade USB Microphone

    Razer

    Dynamic MicrophoneThe Razer Seiren V2 Pro’s incredible low end gives your voice a deep warm quality that sounds full and clear thanks to greater no...

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    Original price $131.99 - Original price $131.99
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    $131.99
    $131.99 - $131.99
    Current price $131.99
  • Original price $72.99 - Original price $72.99
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    $72.99
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    Current price $72.99

    SaharaCase - Business Series Folio Case for Samsung Galaxy Tab S8 - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8Complement your device with this lightweight formfitting case featuring an open-button design.PU leather...

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    Original price $72.99 - Original price $72.99
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    $72.99
    $72.99 - $72.99
    Current price $72.99
  • Original price $131.99 - Original price $131.99
    Original price
    $131.99
    $131.99 - $131.99
    Current price $131.99

    SaharaCase - Keyboard Case with TrackPad for Samsung Galaxy Tab S8+ and Galaxy Tab S7 FE - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8+ and Galaxy Tab S7 FEComplement your device with this lightweight formfitting case featuring an open-bu...

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    Original price $131.99 - Original price $131.99
    Original price
    $131.99
    $131.99 - $131.99
    Current price $131.99
  • Original price $121.99 - Original price $121.99
    Original price
    $121.99
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    Current price $121.99

    SaharaCase - Keyboard Case with Mouse Pad for Samsung Galaxy Tab S8 Plus and S7 FE - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab S7 FE and Tab S8 PlusComplement your device with this lightweight form-fitting case featuring an open-butt...

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    Original price $121.99 - Original price $121.99
    Original price
    $121.99
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    Current price $121.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.