Skip to content
Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $1,084.99 - Original price $1,084.99
Original price
$1,084.99
$1,084.99 - $1,084.99
Current price $1,084.99

Lenovo - Yoga 7i 2-in-1 16" 2K Touchscreen Laptop - Intel Core Ultra 7 155U 2023 - 16GB Memory - 1TB SSD - Storm Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

View full details
Original price $1,084.99 - Original price $1,084.99
Original price
$1,084.99
$1,084.99 - $1,084.99
Current price $1,084.99
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Apple - 35W Dual USB-C Port Compact Power Adapter - White

Apple

Compatible with most USB-C-enabled devicesFrom iPhone 8 to iPhone 16; iPad Pro (1st generation and later); iPad Air (3rd generation and later) all ...

View full details
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $1,996.99 - Original price $1,996.99
Original price
$1,996.99
$1,996.99 - $1,996.99
Current price $1,996.99

ASUS - ProArt PX13 13" 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4050 - 1TB SSD - Nano Black

ASUS

Copilot+ PCs. A new AI era beginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

View full details
Original price $1,996.99 - Original price $1,996.99
Original price
$1,996.99
$1,996.99 - $1,996.99
Current price $1,996.99
Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

Acer - Nitro-27.0 " IPS WQHD 180Hz 0.5ms FreeSync Monitor with HDR 10 (DisplayPort HDMI) - Black

Acer

Quality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...

View full details
Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99
Original price $840.99 - Original price $840.99
Original price
$840.99
$840.99 - $840.99
Current price $840.99

Acer - Predator Gaming 34" Curved QHD QD-OLED 240Hz 0.01ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

Acer

OLED Makes All The DifferenceThe QD-OLED UWQHD display guarantees exceptional contrast and cinematic color ensuring a captivating visual experience...

View full details
Original price $840.99 - Original price $840.99
Original price
$840.99
$840.99 - $840.99
Current price $840.99
Original price $113.99 - Original price $113.99
Original price
$113.99
$113.99 - $113.99
Current price $113.99

Turtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for PS5 PS4 PC Mobile - Black

Turtle Beach

Step up to Wireless FreedomPlay your favorite games on PS5 PS4 PC mobile devices with low-latency 2.4GHz wireless and Bluetooth 5.2 connectivity....

View full details
Original price $113.99 - Original price $113.99
Original price
$113.99
$113.99 - $113.99
Current price $113.99
Original price $3,289.99 - Original price $3,289.99
Original price
$3,289.99
$3,289.99 - $3,289.99
Current price $3,289.99

Apple - Mac Studio - M4 Max - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4 Max—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine supports...

View full details
Original price $3,289.99 - Original price $3,289.99
Original price
$3,289.99
$3,289.99 - $3,289.99
Current price $3,289.99
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 - Dune

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99
Original price $325.99 - Original price $325.99
Original price
$325.99
$325.99 - $325.99
Current price $325.99

Microsoft - Surface Pro Flex Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $325.99 - Original price $325.99
Original price
$325.99
$325.99 - $325.99
Current price $325.99
Original price $415.99 - Original price $415.99
Original price
$415.99
$415.99 - $415.99
Current price $415.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Flex Keyboard for Pro 13" (11th Edition) Pro 9 Pro 8 - Sapphire

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $415.99 - Original price $415.99
Original price
$415.99
$415.99 - $415.99
Current price $415.99
Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99

Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Turtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for PC PS5 PS4 Mobile - Black

Turtle Beach

Step up to Wireless FreedomPlay your favorite games on PC PS5 PS4 mobile devices with low-latency 2.4GHz wireless and Bluetooth 5.2 connectivity....

View full details
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

The Karate Kid Street Rumble - PlayStation 5

GameMill Entertainment

Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

View full details
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99
Original price $2,037.99 - Original price $2,037.99
Original price
$2,037.99
$2,037.99 - $2,037.99
Current price $2,037.99

Alienware - m16 R2 - 16" 2.5K Gaming Laptop - Intel Core Ultra 7 155H 2023 - 16GB Memory - NVIDIA GeForce RTX 4070 - 1TB Storage - Dark Metallic Moon

Alienware

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $2,037.99 - Original price $2,037.99
Original price
$2,037.99
$2,037.99 - $2,037.99
Current price $2,037.99
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Logitech - Combo Touch iPad Air 11-inch - Latest Model (M2 M3) iPad Air (5th gen) Keyboard Case with Detachable Keyboard - Oxford Gray

Logitech

CompatibilityiPad Air 11-inch (M2 M3) iPad Air (5th gen) - A2902 A2903 A2904 A2588 A2589 A2591Use-your-way ModesMultiple use modes and infinite p...

View full details
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

HP - 2-in-1 14" Touch-Screen Chromebook Laptop - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

View full details
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99
Original price $255.99 - Original price $255.99
Original price
$255.99
$255.99 - $255.99
Current price $255.99

Samsung - Galaxy Tab A9+ Kids Edition 11" 64GB with Puffy Cover - Wi-Fi - Red

Samsung

Loved by kids. Trusted by parents.Give your kids a safe place to learn and play with the Samsung Kids app5. Kids will love a wide variety of playfu...

View full details
Original price $255.99 - Original price $255.99
Original price
$255.99
$255.99 - $255.99
Current price $255.99
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Turtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Multiplatform Gaming Headset for PC PS5 PS4 Mobile with 80-Hr Battery - Black

Turtle Beach

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

View full details
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Amazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Princess

AMAZON

Fully Featured TabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...

View full details
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99
Original price $346.99 - Original price $346.99
Original price
$346.99
$346.99 - $346.99
Current price $346.99

LG - UltraGear 31.5" QHD 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 10 (HDMI DisplayPort) - Black

LG

Ascend Your Game with the Speed of UltraGearExperience next-level QHD gaming performance.Ultra-Fast at up to 180Hz 1ms GtGGear up for smooth gamep...

View full details
Original price $346.99 - Original price $346.99
Original price
$346.99
$346.99 - $346.99
Current price $346.99
Original price $1,008.99 - Original price $1,008.99
Original price
$1,008.99
$1,008.99 - $1,008.99
Current price $1,008.99

Samsung - 32" Odyssey OLED G8 (G80SD) 4K UHD 240Hz 0.03ms Smart Gaming Monitor with HDR - Silver

Samsung

4K UHD ResolutionContent springs to life in 4K OLED. Brilliant imagery shines with 250 nits (typ) of brightness and a wider spectrum of colors shad...

View full details
Original price $1,008.99 - Original price $1,008.99
Original price
$1,008.99
$1,008.99 - $1,008.99
Current price $1,008.99
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - Black

Turtle Beach

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...

View full details
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99
Original price $1,135.99 - Original price $1,135.99
Original price
$1,135.99
$1,135.99 - $1,135.99
Current price $1,135.99

Microsoft - Surface Pro - Copilot+ PC - 13 Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,135.99 - Original price $1,135.99
Original price
$1,135.99
$1,135.99 - $1,135.99
Current price $1,135.99
Original price $1,526.99 - Original price $1,526.99
Original price
$1,526.99
$1,526.99 - $1,526.99
Current price $1,526.99

Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 1TB SSD - Device Only (11th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,526.99 - Original price $1,526.99
Original price
$1,526.99
$1,526.99 - $1,526.99
Current price $1,526.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.