Skip to content
Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Acer - KA272 G0bi 27" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

View full details
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Collective Minds - Cronus Zen Controller Emulator for Xbox One Xbox Series SX PlayStation 4 PlayStation 5 Nintendo Switch 1 2 PC - Black

Collective Minds

Powerful Cronus TechnologyZen moves that legacy forward with a next-generation state-of-the-art design giving gamers the most powerful device emula...

View full details
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99
Original price $255.99 - Original price $255.99
Original price
$255.99
$255.99 - $255.99
Current price $255.99

Samsung - Galaxy Tab A9+ Kids Edition 11" 64GB with Puffy Cover - Wi-Fi - Yellow

Samsung

Loved by kids. Trusted by parents.Give your kids a safe place to learn and play with the Samsung Kids app5. Kids will love a wide variety of playfu...

View full details
Original price $255.99 - Original price $255.99
Original price
$255.99
$255.99 - $255.99
Current price $255.99
Original price $319.99 - Original price $319.99
Original price
$319.99
$319.99 - $319.99
Current price $319.99

AOC - CU34G2XP 34" VA Curved Gaming Monitor WQHD (3440x1440) 180Hz 1ms Freesync HDR 400 - Black/Silver/Red

AOC

180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

View full details
Original price $319.99 - Original price $319.99
Original price
$319.99
$319.99 - $319.99
Current price $319.99
Original price $280.99 - Original price $280.99
Original price
$280.99
$280.99 - $280.99
Current price $280.99

ASUS - ROG Strix 27" 2K VA 180Hz 1ms Curved Gaming Monitor with FreeSync and HDR (DisplayPort HDMI) - Black

ASUS

180Hz Rapid Refresh RateFeatures 180Hz refresh rate for ultra fast and smooth gameplayWQHD Fast VA2560x1440 crystal image quality with DSC and HDR ...

View full details
Original price $280.99 - Original price $280.99
Original price
$280.99
$280.99 - $280.99
Current price $280.99
Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

Samsung - 34" Odyssey OLED G8 Curved Ultra-WQHD 175Hz FreeSync Prem Pro and G-Sync Compatible Smart Glare Free Gaming Monitor - Silver

Samsung

QD-OLED In Ultra-WQHDWith QD-OLED technology enjoy a wider color spectrum and vibrant images that captivate you elevating your gaming experience to...

View full details
Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99
Original price $349.99 - Original price $349.99
Original price
$349.99
$349.99 - $349.99
Current price $349.99

Apple - Magic Keyboard for iPad Pro 11-inch (M4 and M5) - White

Apple

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

View full details
Original price $349.99 - Original price $349.99
Original price
$349.99
$349.99 - $349.99
Current price $349.99
Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Razer - Kishi Ultra Wireless Gaming Controller for Android iPhone and iPad Mini - Black

Razer

PC Remote PlayThe power of a gaming rig now fits the size of a pocket; stream games using a PC and launch them directly from mobile devices with sh...

View full details
Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Apple - Magic Keyboard for iPad Pro 13-inch (M4 and M5) - Black

Apple

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

View full details
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99
Original price $1,097.99 - Original price $1,097.99
Original price
$1,097.99
$1,097.99 - $1,097.99
Current price $1,097.99

Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
Original price $1,097.99 - Original price $1,097.99
Original price
$1,097.99
$1,097.99 - $1,097.99
Current price $1,097.99
Original price $1,003.99 - Original price $1,003.99
Original price
$1,003.99
$1,003.99 - $1,003.99
Current price $1,003.99

Lenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K 90Hz OLED Touch-Screen Laptop - Snapdragon X Elite X1E-78-100 2024 - 16GB - 512GB - Cosmic Blue

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,003.99 - Original price $1,003.99
Original price
$1,003.99
$1,003.99 - $1,003.99
Current price $1,003.99
Original price $184.99 - Original price $184.99
Original price
$184.99
$184.99 - $184.99
Current price $184.99

Razer - Kraken V4 Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Black

Razer

3 Modes of Connectivity Razer HyperSpeed Wireless Bluetooth USBFrom your PC to console to phone enjoy full audio immersion no matter the scenario...

View full details
Original price $184.99 - Original price $184.99
Original price
$184.99
$184.99 - $184.99
Current price $184.99
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Razer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Black

Razer

Razer TriForce 40 mm Drivers for powerful lifelike audioOur patented 3-part driver design pushes out exceptional highs mids and lows that doesn’t m...

View full details
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $1,923.99 - Original price $1,923.99
Original price
$1,923.99
$1,923.99 - $1,923.99
Current price $1,923.99

Samsung - Galaxy Book5 Pro 360 - Copilot+ PC - 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
Original price $1,923.99 - Original price $1,923.99
Original price
$1,923.99
$1,923.99 - $1,923.99
Current price $1,923.99
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

PowerA - Wired Controller for Xbox Series XS - Red

PowerA

Featuring a vibrant deep red designDual Rumble Motors - Take your gaming experience to the next level providing tactile feedback and sensations th...

View full details
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Sapphire

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Amazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Mickey Mouse

AMAZON

Fully Featured TabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...

View full details
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

LG - UltraGear 32" OLED Dual Mode (4K UHD 165Hz FHD 330Hz) 0.03ms G-Sync/FreeSync Premium Pro Gaming Monitor with - Black

LG

32" 4K UHD Glossy OLED DisplayExperience ultra-sharp visuals and lifelike color on a stunning 32-inch 4K UHD (3840 x 2160) glossy OLED display. Eve...

View full details
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

PowerA - Enhanced Wireless Controller for Nintendo Switch - Color Splash Heroes

PowerA

Works with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hou...

View full details
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Elgato - Wave Mic Arm LP

Elgato

Premium DesignAll-metal anti-torsion constructionLow ProfileSits below the shoulder line for an unobstructed viewCable ChannelsMagnetic covers hide...

View full details
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99

PowerA - FUSION Pro Wireless Controller for Xbox Series XS with Lumectra - Black

PowerA

Ghost RGB LED lightningThe controller reveals a stunning hidden design when the RGB LED lighting is activated and has 6 unique lighting modes acros...

View full details
Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Hori - Split Pad Compact Attachment Set for Nintendo Switch - Eevee Evolutions

Hori

ContentsSet includes the Split Pad Compact and Attachment to use as a wired controller.CompatibilityCompatible with Switch Switch OLED.Connectivit...

View full details
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99
Original price $1,221.99 - Original price $1,221.99
Original price
$1,221.99
$1,221.99 - $1,221.99
Current price $1,221.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
Original price $1,221.99 - Original price $1,221.99
Original price
$1,221.99
$1,221.99 - $1,221.99
Current price $1,221.99
Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

LG - UltraWide 34" IPS FHD 100Hz 5ms Monitor with VESA DisplayHDR 400 (HDMI DisplayPort) - Black

LG

Widescreen Workflows Made EffortlessUpgrade your desktop setup with a 34" 219 UltraWide Full HD display that lets you see more at once. Enjoy smoot...

View full details
Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.