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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $158.99 - Original price $158.99
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Current price $158.99

Razer - Barracuda X Chroma Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile - Phantom White

Razer

Razer SmartSwitch Dual Wireless to quick-toggle between Razer HyperSpeed and BluetoothSwitch connection from your PC or console to your phone with ...

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Original price $158.99 - Original price $158.99
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$158.99
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Current price $158.99
Original price $1,708.99 - Original price $1,708.99
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Current price $1,708.99

MSI - Prestige 13AI+ - Ukiyoe Edition 13.3"OLED Laptop- Intel Core Ultra 7-258V Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

MSI

Copilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...

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Original price $1,708.99 - Original price $1,708.99
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Original price $750.99 - Original price $750.99
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$750.99
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Lenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $750.99 - Original price $750.99
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$750.99
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Original price $1,821.99 - Original price $1,821.99
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14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $1,821.99 - Original price $1,821.99
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Original price $2,047.99 - Original price $2,047.99
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14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $2,047.99 - Original price $2,047.99
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Original price $245.99 - Original price $245.99
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HP - 14" Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Pale Rose Gold

HP

Intel Celeron N4500 ProcessorOffers exceptional quality and value with the processing power you need to get your work done and stay in touch on the...

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Original price $245.99 - Original price $245.99
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Original price $876.99 - Original price $876.99
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$876.99
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LG - UltraGear 27" OLED QHD 280Hz 0.03ms G-Sync and FreeSync Premium Pro Gaming Monitor with HDR500 (HDMI x2 DP USB-A) - Black

LG

LG's Brightest OLED Gaming MonitorExperience ultra-smooth tear-free gameplay with up to 280Hz refresh rate178; and 0.03ms response time on a bright...

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Original price $876.99 - Original price $876.99
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Original price $1,435.99 - Original price $1,435.99
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Current price $1,435.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,435.99 - Original price $1,435.99
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,435.99 - Original price $1,435.99
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Original price $91.99 - Original price $91.99
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$91.99
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PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Pokmon Mega Evolutions

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...

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Original price $91.99 - Original price $91.99
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$91.99
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Current price $91.99
Original price $92.99 - Original price $92.99
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$92.99
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RIG - R5 SPEAR PRO HS Wired Over-The -Ear Gaming Headset for Playstation 4 Playstation 5 - Black

RIG

Officially licensed for PlaystationLicensed for PlayStation5 and PlayStation4 consoles.Built differentThe R5 PRO HS is built for competitive gaming...

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Original price $92.99 - Original price $92.99
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Original price $46.99 - Original price $46.99
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NEXT - Wireless Rechargeable Pro Controller for Switch 2 Switch - Ember

NEXT

Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

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Original price $46.99 - Original price $46.99
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Original price $562.99 - Original price $562.99
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ASUS - V500SV Slim Desktop - Intel Core i5-13420H - 8GB Memory - 512GB SSD - Dark Gray

ASUS

Windows 11 Home Ready Day OneFamiliar secure and ready for work or schoolEveryday Speed That Stays SmoothIntel Core i5-13420H (8 cores/12 threads u...

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Original price $562.99 - Original price $562.99
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Original price $888.99 - Original price $888.99
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TCL - 27" R94 Series 4K UHD HDR QD-Mini LED Gaming Monitor - Black and White

TCL

27 Gaming Monitor with 4K UHD (3840x2160) ResolutionCrisp and clear visuals with lifelike detail on a spacious 27¿ screen—perfect for gaming stream...

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Original price $888.99 - Original price $888.99
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Original price $457.99 - Original price $457.99
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TCL - 27" G64 Series QHD HDR QD-Mini LED Gaming Monitor - Black and Gray

TCL

27 Gaming Monitor with QHD (2560x1440) ResolutionCrisp and clear visuals with lifelike detail on a spacious 27¿ screen—perfect for gaming streaming...

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Original price $457.99 - Original price $457.99
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Original price $512.99 - Original price $512.99
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$512.99
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TCL - 32" G64 Series QHD HDR QD-Mini LED Gaming Monitor - Black and Gray

TCL

32 Gaming Monitor with QHD (2560x1440) ResolutionCrisp and clear visuals with lifelike detail on a large 32¿ screen—perfect for gaming streaming or...

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Original price $512.99 - Original price $512.99
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$512.99
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Original price $1,660.99 - Original price $1,660.99
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $1,660.99 - Original price $1,660.99
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$1,660.99
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Current price $1,660.99
Original price $46.99 - Original price $46.99
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$46.99
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ZAGG - InvisibleShield Glass+ Defense Screen Protector for Asus ROG Xbox Ally/Ally X

ZAGG

3X StrongerGlass+ Defense is 3x stronger than basic glass screen protection.Scratch PreventionA precision surface finishing process provides maximu...

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Original price $46.99 - Original price $46.99
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Original price $2,111.99 - Original price $2,111.99
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $2,111.99 - Original price $2,111.99
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Current price $2,111.99
Original price $243.99 - Original price $243.99
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$243.99
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SteelSeries - Arctis Nova 7X Gen 2 Wireless Over-The-Ear Multi Gaming Headset for Xbox PC PS5 Switch Handheld - Magneta

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $243.99 - Original price $243.99
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$243.99
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Original price $77.99 - Original price $77.99
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$77.99
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Samsung - Galaxy Tab S11/S11 Ultra S-Pen - White

Samsung

Improved shape. More precision.For a steady and familiar hold S Pen features a hexagonal body modeled after a classic pencil. The cone-shaped tip h...

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Original price $77.99 - Original price $77.99
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Original price $654.99 - Original price $654.99
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$654.99
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SteelSeries - Arctis Nova Elite Wireless Multi Gaming Headset for PCPS5 Xbox one and Series S/X Switch Switch 2 - Black

Steel Series

World’s First Hi-Res Certified Wireless Gaming HeadsetArctis Nova Elite delivers breakthrough performance with 96kHz/24bit audio over 2.4GHz or Blu...

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Original price $654.99 - Original price $654.99
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Original price $574.99 - Original price $574.99
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Lenovo - Chromebook Plus 2-in-1 14" Full HD

Lenovo

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

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Original price $574.99 - Original price $574.99
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$574.99
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Current price $574.99
Original price $91.99 - Original price $91.99
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$91.99
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Current price $91.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Kirby Puff

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...

View full details
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.