Skip to content
Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $470.99 - Original price $470.99
Original price
$470.99
$470.99 - $470.99
Current price $470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Yellow

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $470.99 - Original price $470.99
Original price
$470.99
$470.99 - $470.99
Current price $470.99
Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99
Original price $2,224.99 - Original price $2,224.99
Original price
$2,224.99
$2,224.99 - $2,224.99
Current price $2,224.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED Nano-texture Glass - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $2,224.99 - Original price $2,224.99
Original price
$2,224.99
$2,224.99 - $2,224.99
Current price $2,224.99
Original price $3,297.99 - Original price $3,297.99
Original price
$3,297.99
$3,297.99 - $3,297.99
Current price $3,297.99

Lenovo - Legion Pro 7i 16" 2.5K OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
Original price $3,297.99 - Original price $3,297.99
Original price
$3,297.99
$3,297.99 - $3,297.99
Current price $3,297.99
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Black

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Adva...

View full details
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

View full details
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99
Original price $1,832.99 - Original price $1,832.99
Original price
$1,832.99
$1,832.99 - $1,832.99
Current price $1,832.99

HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

View full details
Original price $1,832.99 - Original price $1,832.99
Original price
$1,832.99
$1,832.99 - $1,832.99
Current price $1,832.99
Original price $906.99 - Original price $906.99
Original price
$906.99
$906.99 - $906.99
Current price $906.99

Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 350 - 16GB Memory - 1TB SSD - Seashell

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
Original price $906.99 - Original price $906.99
Original price
$906.99
$906.99 - $906.99
Current price $906.99
Original price $1,012.99 - Original price $1,012.99
Original price
$1,012.99
$1,012.99 - $1,012.99
Current price $1,012.99

Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Intel Core Ultra 5 Processor 2024 - 16GB Memory - 512GB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,012.99 - Original price $1,012.99
Original price
$1,012.99
$1,012.99 - $1,012.99
Current price $1,012.99
Original price $2,694.99 - Original price $2,694.99
Original price
$2,694.99
$2,694.99 - $2,694.99
Current price $2,694.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 9 285K - NVIDIA GeForce RTX 5070 Ti 16GB - 64GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

View full details
Original price $2,694.99 - Original price $2,694.99
Original price
$2,694.99
$2,694.99 - $2,694.99
Current price $2,694.99
Original price $1,258.99 - Original price $1,258.99
Original price
$1,258.99
$1,258.99 - $1,258.99
Current price $1,258.99

Dell - Plus 2-In-1 14" FHD+ Touch Screen Laptop - Intel Core Ultra 9 Copilot+ PC with 32GB Memory - 1TB SSD - Ice

Dell

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

View full details
Original price $1,258.99 - Original price $1,258.99
Original price
$1,258.99
$1,258.99 - $1,258.99
Current price $1,258.99
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

PowerA Enhanced Wireless Controller for Nintendo Switch - Pikachu vs. Gengar - Pikachu vs. Gengar

Power A

Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

View full details
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99
Original price $2,261.99 - Original price $2,261.99
Original price
$2,261.99
$2,261.99 - $2,261.99
Current price $2,261.99

Lenovo - Legion Pro 5i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
Original price $2,261.99 - Original price $2,261.99
Original price
$2,261.99
$2,261.99 - $2,261.99
Current price $2,261.99
Original price $316.99 - Original price $316.99
Original price
$316.99
$316.99 - $316.99
Current price $316.99

Apple - Magic Keyboard for iPad Air 11-inch (M3) - White

Apple

DESIGNED FOR COMFORT—Magic Keyboard for iPad Air attaches magnetically and features a two-cantilever hinge design for smooth adjustable viewing ang...

View full details
Original price $316.99 - Original price $316.99
Original price
$316.99
$316.99 - $316.99
Current price $316.99
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Lenovo - IdeaPad Slim 3 Chromebook 14" Full HD Laptop - MediaTek Kompanio 520 2022 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99
Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

Dell - S2425H 24" IPS LED FHD 100Hz Monitor (HDMI) - Ash White

Dell

Made to be seen. And heard.With clear FHD resolution high 100Hz refresh rate integrated dual 5W speakers and subtle texture on the back inspired by...

View full details
Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99
Original price $590.99 - Original price $590.99
Original price
$590.99
$590.99 - $590.99
Current price $590.99

ASUS - CX34 14" FHD Chromebook Plus Laptop with Google AI - Intel Core i5 - 8GB Memory - 128GB SSD - Rock Grey

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
Original price $590.99 - Original price $590.99
Original price
$590.99
$590.99 - $590.99
Current price $590.99
Original price $434.99 - Original price $434.99
Original price
$434.99
$434.99 - $434.99
Current price $434.99

LG - 27" IPS UHD 60Hz 5ms Smart Monitor with HDR10 (HDMI USB-C) - White

LG

Seamless Flexibility for Work and PlayExperience powerful flexibility with the LG Smart Monitor with webOS. A 27" 4K UHD screen LG Smart Monitor re...

View full details
Original price $434.99 - Original price $434.99
Original price
$434.99
$434.99 - $434.99
Current price $434.99
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Samsung - 37" ViewFinity S8 S80UD LED 4K UHD High Resolution Monitor with HDR10 USB-C and Ergonomic Stand - Black

Samsung

UHD ResolutionVisual excellence that professionals demand. UHD (3840x2160) resolution reveals greater levels of detail with higher pixel density. P...

View full details
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99
Original price $2,319.99 - Original price $2,319.99
Original price
$2,319.99
$2,319.99 - $2,319.99
Current price $2,319.99

MSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory - 1TBSSD - Cosmo Gray

MSI

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $2,319.99 - Original price $2,319.99
Original price
$2,319.99
$2,319.99 - $2,319.99
Current price $2,319.99
Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99
Original price $1,113.99 - Original price $1,113.99
Original price
$1,113.99
$1,113.99 - $1,113.99
Current price $1,113.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - AMD Radeon RX 7600 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $1,113.99 - Original price $1,113.99
Original price
$1,113.99
$1,113.99 - $1,113.99
Current price $1,113.99
Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

ASUS - CX14 14" FHD Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Misty Grey

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.