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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 16" Full HD LCD Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB SSD - Seashell

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,180.99 - Original price $1,180.99
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ASUS - TUF Gaming A16 16" FHD+ 165Hz Gaming Laptop - AMD Ryzen 9 - 32GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Jaegar Gray

ASUS

Windows 11 Home operating systemGame create and maximize your productivity—Windows 11 Home is the one place for it all. With a fresh new feel and t...

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Original price $1,867.99 - Original price $1,867.99
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Original price $69.99 - Original price $69.99
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$69.99
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Elden Ring Nightreign Deluxe Edition - PlayStation 5

BANDAI NAMCO Entertainment

Rise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...

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Original price $69.99 - Original price $69.99
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Original price $77.99 - Original price $77.99
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$77.99
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Elden Ring Nightreign Deluxe Edition - Xbox Series X

BANDAI NAMCO Entertainment

Rise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...

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Original price $77.99 - Original price $77.99
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$77.99
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Original price $1,205.99 - Original price $1,205.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Original price $626.99 - Original price $626.99
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Samsung - Galaxy Tab S10 FE+ - 13.1" 128GB - Wi-Fi - with S-Pen - Blue

Samsung

Unwind with a bigger screenEnjoy more downtime on a large 13.1" screenwhether you’re shopping online unwinding with cat videos or playing your favo...

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Original price $626.99 - Original price $626.99
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Original price $1,423.99 - Original price $1,423.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 7800X3D - AMD Radeon RX 9070 XT 16GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $2,102.99 - Original price $2,102.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Original price $1,792.99 - Original price $1,792.99
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CyberPowerPC - Gaming Desktop - Intel Core i9-14900F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 1TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $1,792.99 - Original price $1,792.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,183.99 - Original price $1,183.99
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Original price $75.99 - Original price $75.99
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Insignia - Charge Station for Meta Quest 3 and 3S - White

Insignia

Quick-connect Charging systemDrop-and-go convenience—controllers auto-align in the dock's cradle via precision charging pins while the headset snap...

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Original price $75.99 - Original price $75.99
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$75.99
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Original price $1,422.99 - Original price $1,422.99
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ASUS - Zenbook S 14 14" 3K OLED Touch Screen Laptop - Copilot+ PC - Intel Core Ultra 7 - 32GB RAM - 1TB SSD - Zumaia Gray

ASUS

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,422.99 - Original price $1,422.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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Original price $249.99 - Original price $249.99
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HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $249.99 - Original price $249.99
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Dell - Inspiron - Copilot+ PC - 14" 2K Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 512GB Storage - Titan Grey

Dell

Built For Fast-Paced LifestylesOn-device AI powered by Snapdragon X Plus gives you responsive performance and power efficiency.Ultimate MobilityThi...

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Original price $664.99 - Original price $664.99
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Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue

Dell

Stunning function in every modeExperience seamless productivity in any mode with the DB04250 design that maximises performance and portability ensu...

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Original price $929.99 - Original price $929.99
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Original price $2,553.99 - Original price $2,553.99
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Acer - Nitro 60 Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $2,553.99 - Original price $2,553.99
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Acer - Nitro 60 Gaming Desktop - AMD Ryzen 9 7900 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1 TB SSD - Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $2,222.99 - Original price $2,222.99
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Acer - Nitro 60 Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $2,112.99 - Original price $2,112.99
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iBUYPOWER - iBUYPOWER- Element 9 Pro Black Gaming Desktop PC- Intel Ultra 7 265KF NVIDIA GeForce RTX 5070 12GB 32GB RAM 2TB SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,091.99 - Original price $2,091.99
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Original price $1,423.99 - Original price $1,423.99
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$1,423.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
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$265.99
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ViewSonic - VX3218C-2K 32" LCD QHD FreeSync Premium Gaming Monitor (HDMI and DisplayPort) - Black

ViewSonic

Immersive experienceCompletely immerse yourself with the 32" curved panel which is designed for comfort productivity and styleAdvanced gaming exper...

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Original price $265.99 - Original price $265.99
Original price
$265.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.