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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $870.99 - Original price $870.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 5 5500 - AMD Radeon RX 6500 XT 4GB - 16GB Memory - 1TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $870.99 - Original price $870.99
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$870.99
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Original price $81.99 - Original price $81.99
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$81.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Velocity Green

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Velocity Green featuring sculpted surfaces and refined geometr...

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Original price $81.99 - Original price $81.99
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Original price $238.99 - Original price $238.99
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$238.99
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Nacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Arctic Camo

Nacon

Wireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...

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Original price $238.99 - Original price $238.99
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Original price $1,603.99 - Original price $1,603.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700X - NVIDIA GeForce RTX 5060 Ti 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,603.99 - Original price $1,603.99
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Original price $92.99 - Original price $92.99
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PowerA - Wireless Controller for Xbox Series XS - PAC-MAN SE

Power A

2 Types of Glow Bring the spirit of the arcade to your controller with a glow in the dark effect and a reaction when a UV light is applied giving ...

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Original price $92.99 - Original price $92.99
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Original price $347.99 - Original price $347.99
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ASUS - Vivobook 14 14" FHD Laptop - Intel Core i3 - 8GB Memory - 128GB SSD - Quiet Blue

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $347.99 - Original price $347.99
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Original price $372.99 - Original price $372.99
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Apple - Magic Keyboard for iPad Air 13-inch (M3) - White

Apple

CompatibilityiPad Air 13-inch (M3) iPad Air 13-inch (M2)

Original price $372.99 - Original price $372.99
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Original price $1,861.99 - Original price $1,861.99
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Skytech Gaming - O11V Gaming Desktop PC - AMD Ryzen 7 7700 - 32GB Memory - AMD Radeon RX 9070XT - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,861.99 - Original price $1,861.99
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Original price $249.99 - Original price $249.99
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HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Honey Lavender

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $249.99 - Original price $249.99
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Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $470.99 - Original price $470.99
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Original price $1,010.99 - Original price $1,010.99
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ASUS - ROG Strix 27" 4K OLED 240Hz 0.03ms Gaming Monitor with FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS

4K Resolution26.5-inch 4K (3840 x 2160) QD-OLED gaming monitor with 240Hz refresh rate and 0.03ms response timeLatest 4th-gen QD-OLED TechnologyDel...

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Original price $1,010.99 - Original price $1,010.99
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LG - 27" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black

LG

Vivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 27" QHD (2560x1440) display with IPS technology for vivid and ...

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Original price $233.99 - Original price $233.99
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Original price $957.99 - Original price $957.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $957.99 - Original price $957.99
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Original price $1,680.99 - Original price $1,680.99
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HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,680.99 - Original price $1,680.99
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LG - UltraGear 39" OLED Curved WQHD 240Hz 0.03ms G-Sync/FreeSync Premium Smart Gaming Monitor with DisplayHDR 400 TRUE BLACK - White

LG

The 240Hz OLED Smart Gaming Monitor that’s Ahead of the (800R) CurveThe 39 WQHD OLED with a steep 800R curve and 1300-nit peak brightness pulls you...

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Original price $1,025.99 - Original price $1,025.99
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ASUS - Zenbook A14 14" FHD+ OLED Laptop - Copilot+ PC - Snapdragon X Plus - 16GB RAM - 512GB SSD - Zabriskie Beige

ASUS

Copilot+ PCs. A New AI Era BeginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

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Original price $1,110.99 - Original price $1,110.99
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Original price $1,277.99 - Original price $1,277.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $1,277.99 - Original price $1,277.99
Original price
$1,277.99
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Original price $1,082.99 - Original price $1,082.99
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HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,082.99 - Original price $1,082.99
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Original price $150.99 - Original price $150.99
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HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - White

HP

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $150.99 - Original price $150.99
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Original price $1,423.99 - Original price $1,423.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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Original price $93.99 - Original price $93.99
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$93.99
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PowerA Enhanced Wireless Controller for Nintendo Switch with Lumectra Mario Peek-A-Boo - Mario Peek-A-Boo

PowerA

Ghost RGB LED Lighting The controller reveals a hidden Super Mario design when the RGB LED lighting is activated and has 5 unique lighting modes b...

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Original price $93.99 - Original price $93.99
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$93.99
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Original price $814.99 - Original price $814.99
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Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $814.99 - Original price $814.99
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Original price $710.99 - Original price $710.99
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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $710.99 - Original price $710.99
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$710.99
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Original price $602.99 - Original price $602.99
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$602.99
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Current price $602.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $602.99 - Original price $602.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.