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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i7-13620H - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Mica Silver
$1,531.99 - $1,531.99
$1,531.99
$1,531.99 - $1,531.99
$1,531.99

HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i7-13620H - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,531.99 - $1,531.99
$1,531.99
$1,531.99 - $1,531.99
$1,531.99
Apple - Smart Folio for iPad (A16) - Lemonade
$104.99 - $104.99
$104.99
$104.99 - $104.99
$104.99

Apple - Smart Folio for iPad (A16) - Lemonade

Apple

CompatibilityiPad (A16)

$104.99 - $104.99
$104.99
$104.99 - $104.99
$104.99
Apple - Smart Folio for iPad (A16) - Watermelon
$104.99 - $104.99
$104.99
$104.99 - $104.99
$104.99

Apple - Smart Folio for iPad (A16) - Watermelon

Apple

CompatibilityiPad (A16)

$104.99 - $104.99
$104.99
$104.99 - $104.99
$104.99
RIG - 600 PRO HX Wireless Headset - Urban Camo
$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99

RIG - 600 PRO HX Wireless Headset - Urban Camo

RIG

Experience unmatched audioThe bass boosted high-sensitivity 40mm drivers low-frequency enhancing bass tubes and tuned acoustic chambers deliver imp...

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$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99
Acer - Nitro XV240Y 23.8" FHD 200Hz 0.5ms FreeSync Premium IPS Gaming Monitor (1x DisplayPort 2x HDMI) - Black
$143.99 - $143.99
$143.99
$143.99 - $143.99
$143.99

Acer - Nitro XV240Y 23.8" FHD 200Hz 0.5ms FreeSync Premium IPS Gaming Monitor (1x DisplayPort 2x HDMI) - Black

Acer

Quality VisualsThe XV240Y 23.8" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with ex...

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$143.99 - $143.99
$143.99
$143.99 - $143.99
$143.99
Acer - Nitro 27"
$232.99 - $232.99
$232.99
$232.99 - $232.99
$232.99

Acer - Nitro 27"

Acer

Quality VisualsThe XV270 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning 250nit high quality images wit...

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$232.99 - $232.99
$232.99
$232.99 - $232.99
$232.99
Apple - Smart Folio for iPad (A16) - White
$104.99 - $104.99
$104.99
$104.99 - $104.99
$104.99

Apple - Smart Folio for iPad (A16) - White

Apple

CompatibilityiPad (A16)

$104.99 - $104.99
$104.99
$104.99 - $104.99
$104.99
OtterBox - Symmetry Series Folio Tablet Case for Apple iPad (A16) and Apple iPad (10th generation) - Coastal Evening
$86.99 - $86.99
$86.99
$86.99 - $86.99
$86.99

OtterBox - Symmetry Series Folio Tablet Case for Apple iPad (A16) and Apple iPad (10th generation) - Coastal Evening

Otterbox

Designed for use with Apple iPad (A16) and Apple iPad (10th generation)Protects and compliments your tablet.Folio caseProtects your screen in bags ...

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$86.99 - $86.99
$86.99
$86.99 - $86.99
$86.99
Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver
$361.99 - $361.99
$361.99
$361.99 - $361.99
$361.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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$361.99 - $361.99
$361.99
$361.99 - $361.99
$361.99
ASUS- V440 24" FHD Touch-Screen AIO- Intel Core i5- 16GB Memory- 512GB SSD- White
$831.99 - $831.99
$831.99
$831.99 - $831.99
$831.99

ASUS- V440 24" FHD Touch-Screen AIO- Intel Core i5- 16GB Memory- 512GB SSD- White

ASUS

Full HD Touchscreen DisplayExperience crystal-clear visuals with a 24-inch IPS LCD touchscreen and an anti-glare surface for enhanced clarity and c...

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$831.99 - $831.99
$831.99
$831.99 - $831.99
$831.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver
$1,446.99 - $1,446.99
$1,446.99
$1,446.99 - $1,446.99
$1,446.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,446.99 - $1,446.99
$1,446.99
$1,446.99 - $1,446.99
$1,446.99
ASUS - Zenbook 14 14" FHD+ OLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB RAM - 1TB SSD - Jasper Gray
$1,450.99 - $1,450.99
$1,450.99
$1,450.99 - $1,450.99
$1,450.99

ASUS - Zenbook 14 14" FHD+ OLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB RAM - 1TB SSD - Jasper Gray

ASUS

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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$1,450.99 - $1,450.99
$1,450.99
$1,450.99 - $1,450.99
$1,450.99
ASUS - Zenbook 14 14" FHD+ OLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB RAM - 512GB SSD - Jasper Gray
$1,114.99 - $1,114.99
$1,114.99
$1,114.99 - $1,114.99
$1,114.99

ASUS - Zenbook 14 14" FHD+ OLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB RAM - 512GB SSD - Jasper Gray

ASUS

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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$1,114.99 - $1,114.99
$1,114.99
$1,114.99 - $1,114.99
$1,114.99
Sony Interactive Entertainment - PlayStation Portal Remote Player - Midnight Black
$230.99 - $230.99
$230.99
$230.99 - $230.99
$230.99

Sony Interactive Entertainment - PlayStation Portal Remote Player - Midnight Black

Sega

Put Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over a Wi-Fi network letting you ju...

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$230.99 - $230.99
$230.99
$230.99 - $230.99
$230.99
Nintendo Switch 2 + Mario Kart World Bundle - Nintendo Switch 2
Save 3% Save %
$599.99
$599.99 - $599.99
$599.99
$579.99
$579.99 - $579.99
$579.99

Nintendo Switch 2 + Mario Kart World Bundle - Nintendo Switch 2

Nintendo

IncludesNintendo Switch 2 Console Mario Kart World full game download Joy-Con 2 (L) in Light Blue Joy-Con 2 (R) in Light Red Nintendo Switch 2 AC A...

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$599.99
$599.99 - $599.99
$599.99
$579.99
$579.99 - $579.99
$579.99
Save 3% Save %
Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver
$470.99 - $470.99
$470.99
$470.99 - $470.99
$470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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$470.99 - $470.99
$470.99
$470.99 - $470.99
$470.99
iBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 9 285KNVIDIA GeForce RTX 5070 12GB32GB DDR5 RGB2TB NVMe - White
$2,532.99 - $2,532.99
$2,532.99
$2,532.99 - $2,532.99
$2,532.99

iBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 9 285KNVIDIA GeForce RTX 5070 12GB32GB DDR5 RGB2TB NVMe - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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$2,532.99 - $2,532.99
$2,532.99
$2,532.99 - $2,532.99
$2,532.99
Lenovo - Ideapad 1i 15.6" Full HD Touchscreen Laptop - Intel Core i5-1334U 2023 - 16GB Memory - 512GB SSD - Abyss Blue
$618.99 - $618.99
$618.99
$618.99 - $618.99
$618.99

Lenovo - Ideapad 1i 15.6" Full HD Touchscreen Laptop - Intel Core i5-1334U 2023 - 16GB Memory - 512GB SSD - Abyss Blue

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$618.99 - $618.99
$618.99
$618.99 - $618.99
$618.99
HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver
$525.99 - $525.99
$525.99
$525.99 - $525.99
$525.99

HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$525.99 - $525.99
$525.99
$525.99 - $525.99
$525.99
CyberPowerPC - Gaming Desktop - Intel Core Ultra 7 265F - NVIDIA GeForce RTX 5060 Ti 16GB - 32GB DDR5 - 2TB PCIe 4 SSD - Black
$1,764.99 - $1,764.99
$1,764.99
$1,764.99 - $1,764.99
$1,764.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 7 265F - NVIDIA GeForce RTX 5060 Ti 16GB - 32GB DDR5 - 2TB PCIe 4 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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$1,764.99 - $1,764.99
$1,764.99
$1,764.99 - $1,764.99
$1,764.99
iBUYPOWER - Element Gaming Desktop PC-Intel Core Ultra 7 265F NVIDIA GeForce RTX 5070 12GB 32GB DDR5 RGB2TB SSD - Black
$1,984.99 - $1,984.99
$1,984.99
$1,984.99 - $1,984.99
$1,984.99

iBUYPOWER - Element Gaming Desktop PC-Intel Core Ultra 7 265F NVIDIA GeForce RTX 5070 12GB 32GB DDR5 RGB2TB SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
$1,984.99 - $1,984.99
$1,984.99
$1,984.99 - $1,984.99
$1,984.99
Lenovo - Legion 7i 16" 2.5k OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Glacier White
$2,419.99 - $2,419.99
$2,419.99
$2,419.99 - $2,419.99
$2,419.99

Lenovo - Legion 7i 16" 2.5k OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Glacier White

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
$2,419.99 - $2,419.99
$2,419.99
$2,419.99 - $2,419.99
$2,419.99
Dell - Plus - Copilot+ PC - 16" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue
$1,233.99 - $1,233.99
$1,233.99
$1,233.99 - $1,233.99
$1,233.99

Dell - Plus - Copilot+ PC - 16" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue

Dell

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

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$1,233.99 - $1,233.99
$1,233.99
$1,233.99 - $1,233.99
$1,233.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.