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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $280.99 - Original price $280.99
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$280.99
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Current price $280.99

Cricut - Explore 4 + Starter Bundle - Seashell

Cricut

CompatibilityWorks with 100+ materials including popular materials like vinyl iron-on cardstockPreciseCuts intricate designs with precisionMateria...

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Original price $280.99 - Original price $280.99
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$280.99
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Original price $60.99 - Original price $60.99
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$60.99
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Elden Ring Nightreign - PlayStation 5

BANDAI NAMCO Entertainment

Rise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...

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Original price $60.99 - Original price $60.99
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$60.99
$60.99 - $60.99
Current price $60.99
Original price $1,385.99 - Original price $1,385.99
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$1,385.99
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Current price $1,385.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,385.99 - Original price $1,385.99
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$1,385.99
$1,385.99 - $1,385.99
Current price $1,385.99
Original price $660.99 - Original price $660.99
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$660.99
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Current price $660.99

HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $660.99 - Original price $660.99
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$660.99
$660.99 - $660.99
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Original price $56.99 - Original price $56.99
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$56.99
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Current price $56.99

PowerA - Advantage Wired Controller for Xbox Series XS - Fortnite Glow

Power A

Code for Bonus Virtual Item Included Moon Bounce Emote. 2 Types of Glow Bring the spirit of the arcade to your controller with a glow in the dark...

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Original price $56.99 - Original price $56.99
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$56.99
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Original price $1,642.99 - Original price $1,642.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,642.99 - Original price $1,642.99
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$1,642.99
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Original price $2,273.99 - Original price $2,273.99
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$2,273.99
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Apple - Mac Studio - M4 Max - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 Max—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine supports...

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Original price $2,273.99 - Original price $2,273.99
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$2,273.99
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Original price $2,663.99 - Original price $2,663.99
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$2,663.99
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Current price $2,663.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

MSI

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...

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Original price $2,663.99 - Original price $2,663.99
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$2,663.99
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Original price $2,408.99 - Original price $2,408.99
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MSI - Aegis R2 AI Gaming Desktop - Intel Ultra 7 265 - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB SSD - Black

MSI

Windows 11 operating systemEquipped with brand new Windows 11 with all its new featuresIntel Ultra 7 265 processorThe Intel Ultra 7 265 processor o...

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Original price $2,408.99 - Original price $2,408.99
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$2,408.99
$2,408.99 - $2,408.99
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Original price $60.99 - Original price $60.99
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$60.99
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Current price $60.99

Elden Ring Nightreign - Xbox Series X

BANDAI NAMCO Entertainment

Rise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...

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Original price $60.99 - Original price $60.99
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$60.99
$60.99 - $60.99
Current price $60.99
Original price $1,049.99 - Original price $1,049.99
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$1,049.99
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Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - SteamOS - 32GB with 1TB SSD - Steam

Lenovo

Lenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...

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Original price $1,049.99 - Original price $1,049.99
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$1,049.99
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Original price $1,205.99 - Original price $1,205.99
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$1,205.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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$1,205.99
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Original price $1,423.99 - Original price $1,423.99
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$1,423.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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$1,423.99
$1,423.99 - $1,423.99
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Original price $1,088.99 - Original price $1,088.99
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$1,088.99
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CyberPowerPC - Gaming Desktop - Intel Core i5-14400F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,088.99 - Original price $1,088.99
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$1,088.99
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Original price $1,423.99 - Original price $1,423.99
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$1,423.99
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Current price $1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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$1,423.99
$1,423.99 - $1,423.99
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Original price $1,423.99 - Original price $1,423.99
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$1,423.99
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Current price $1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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$1,423.99
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Original price $814.99 - Original price $814.99
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$814.99
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Current price $814.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Purple

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $814.99 - Original price $814.99
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$814.99
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Original price $814.99 - Original price $814.99
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$814.99
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Current price $814.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $814.99 - Original price $814.99
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$814.99
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Current price $814.99
Original price $927.99 - Original price $927.99
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$927.99
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Current price $927.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $927.99 - Original price $927.99
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$927.99
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Original price $1,205.99 - Original price $1,205.99
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$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $1,205.99 - Original price $1,205.99
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$1,205.99
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Current price $1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,205.99 - Original price $1,205.99
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$1,205.99
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Original price $245.99 - Original price $245.99
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$245.99
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Current price $245.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Pale Rose Gold

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $245.99 - Original price $245.99
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$245.99
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Current price $245.99
Original price $974.99 - Original price $974.99
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$974.99
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Current price $974.99

Samsung - 27" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver

Samsung

OLED in 4KExplore worlds with unparalleled clarity. This OLED screen delivers crystal-clear 4K quality on a 27" display with an incredible pixel de...

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Original price $974.99 - Original price $974.99
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$974.99
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Current price $974.99
Original price $568.99 - Original price $568.99
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$568.99
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Current price $568.99

ASUS - V500 Desktop - Intel Core i5 - 16GB Memory - 1TB SSD - Dark Gray

ASUS

Windows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...

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Original price $568.99 - Original price $568.99
Original price
$568.99
$568.99 - $568.99
Current price $568.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.