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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $72.99 - Original price $72.99
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STM - Dux Case for Microsoft Surface Go and Go 2 - Black

STM

Compatible with Microsoft Surface Go and Go 2This sleek and rugged case has been designed to complement the Type Cover and Surface Pen while protec...

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Original price $72.99 - Original price $72.99
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Original price $76.99 - Original price $76.99
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STM - Dux Plus Case for Apple iPad Pro 11" - Red

STM

Designed for use with Apple iPad Pro 11"For a precise fit.Polycarbonate construction with rubberized TPU bracketProtects from bumps and scratches a...

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Original price $76.99 - Original price $76.99
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$76.99
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Original price $76.99 - Original price $76.99
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$76.99
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STM - Dux Plus Case for Apple iPad Pro 11" - Black

STM

Designed for use with Apple iPad Pro 11"Offers a precise fit.Polycarbonate construction with rubberized TPU bracketProtects from bumps and scratche...

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Original price $76.99 - Original price $76.99
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$76.99
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Original price $165.99 - Original price $165.99
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$165.99
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BenQ - GW2790 27" IPS LED 1080p Monitor FHD 100Hz Ultra-Slim Bezel with Brightness Intelligence (HDMI/DP) - Black

BenQ

100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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Original price $165.99 - Original price $165.99
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Original price $284.99 - Original price $284.99
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Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PlayStation PC Mac Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $284.99 - Original price $284.99
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Original price $703.99 - Original price $703.99
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HP - 17.3" Full HD Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 1TB SSD - Natural Silver

HP

17.3-in FHD display with IPSSee the details of every frame when you're enjoying the vibrant Full HD resolution and 178-degree wide-viewing angles o...

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Original price $234.99 - Original price $234.99
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SteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - Magneta

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $1,279.99 - Original price $1,279.99
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Legion Go 2 - 8.8" 144Hz 2K OLED Gaming Handheld - AMD Ryzen Z2 - 16GB - 1TB - Windows

Lenovo

Detachable Legion TrueStrike controllersSwitch between handheld tabletop console or FPS mode with mouse-like accuracy and customizable inputs.AMD R...

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HP - 15.6" Full HD Laptop - AMD Ryzen 7 5825U 2022 - 16GB Memory - 1TB SSD - Natural Silver

HP

15.6-in FHD DisplayAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. AMD FreeSync T...

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HP - OmniBook 5 - Copilot+ PC - 14" 2K OLED Touch-Screen Laptop - Snapdragon X Plus 2025 - 16GB Memory - 512GB SSD - Glacier Silver

HP

Up to 34 hours battery life Feel free to leave your charger at home. The incredible 34-hour battery life lasts as long as your weekend trip so you...

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HP - 15.6" Full HD Touch-Screen Laptop - AMD Ryzen 5 7520U 2023 - 8GB Memory - 512GB SSD - Natural Silver

HP

15.6-in FHD touchscreen display with IPSAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing a...

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HP - 15.6" Laptop - Intel Core i3 N305 2023 - 8GB Memory - 128GB UFS - Natural Silver

HP

15.6-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glar...

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HP - 15.6" Laptop - Intel N100 2023 - 4GB Memory - 128GB UFS - Natural Silver

HP

15.6-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glar...

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LG - gram +view 17 IPS WQXGA 60Hz Portable Monitor (USB Type-C mini-HDMI port) - Titan Silver

LG

Expand Your ViewElevate your productivity with the 17" LG gram +view Portable Monitor—a versatile second screen that lets you expand your vierw acc...

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Original price $523.99 - Original price $523.99
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STM - Dux Studio iPad Pro 12.9" 4th/3rd Gen - Red

STM

Secure closure opening the unique magnetic wrap wakes the device closing it puts it to sleepPatented magnetic cover effortlessly folds into a stand...

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STM - Dux Plus for iPad Pro 9.7" - Black

STM

Drop tested to meet the U.S. Military Spec 810G drop requirementSuper protective polycarbonate and rubberised TPU bracket for even the most acciden...

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reMarkable - 2 - 10.3 Paper Tablet with Marker Plus and Premium Leather Book Folio - Black

ReMarkable

The Original Paper TabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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Original price $677.99 - Original price $677.99
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Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone - Black

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Ocean

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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ViewSonic - VX2718-PC-MHD 27" LCD Curved FHD Adaptive Sync Gaming Monitor (DisplayPort and HDMI) - Black

ViewSonic

Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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Original price $198.99 - Original price $198.99
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ViewSonic - VA3209M 32" IPS LED FHD Monitor (HDMI VGA) - Black

ViewSonic

Full HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $181.99 - Original price $181.99
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Lenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735HS - 16 GB RAM - 512 GB SSD - English

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Upgrade to Windows 11 Pro for all the features of Windows 11 Home plus tools for business use...

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Original price $178.99 - Original price $178.99
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SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - Black

Steel Series

Quick-Switch WirelessHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.Active Noise Cancellation4-mic hyb...

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Original price $178.99 - Original price $178.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.