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  • Original price $1,001.99 - Original price $1,001.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Silver

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,001.99 - Original price $1,001.99
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  • Original price $1,529.99 - Original price $1,529.99
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    Apple - MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,529.99 - Original price $1,529.99
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  • Original price $1,220.99 - Original price $1,220.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Silver

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,220.99 - Original price $1,220.99
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  • Original price $268.99 - Original price $268.99
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    Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone

    Shure

    Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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    Original price $268.99 - Original price $268.99
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  • Original price $107.99 - Original price $107.99
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    Elgato - Stream Deck Pedal - Black

    Elgato

    3 Customizable PedalsControl apps tools and platforms.Hands-FreeGo live mute mic toggle cameras and much more.One-TouchInstantly trigger single or ...

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    Original price $107.99 - Original price $107.99
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  • Original price $621.99 - Original price $621.99
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    Samsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black

    Samsung

    Optimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...

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    Original price $621.99 - Original price $621.99
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  • Original price $62.99 - Original price $62.99
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    Astro Gaming - 1' HDMI Female Adapter for PlayStation 5 - Black

    Logitech

    Get set for PS5Get the most out of your PlayStation 5 experience when using the MixAmp Pro TR A50 Base Station or A20 Wireless Headset Gen 1.Full G...

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    Original price $62.99 - Original price $62.99
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  • Original price $807.99 - Original price $807.99
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    Dell - Inspiron 16 2-in-1 Touch Laptop Intel Core Ultra 5 Processor 16GB Memory 512GB SSD - Ice Blue

    Dell

    Switch between four modesAdapt to any situation by swiftly switching from tablet to tent stand or laptop mode with the 360 hinge. An optional activ...

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    Original price $807.99 - Original price $807.99
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  • Original price $84.99 - Original price $84.99
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    Samson - Q2U Dynamic USB Microphone

    Samson

    Compatible with most Samson digital voice recordersFor use with your existing device.Q2U Dynamic USB MicrophoneEnables recording of voiceovers narr...

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    Original price $84.99 - Original price $84.99
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  • Original price $3,034.99 - Original price $3,034.99
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    Dell - XPS 16 16.3" 120Hz Laptop FHD+ - Intel Core Ultra 9 Series 1 with 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Platinum

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $3,034.99 - Original price $3,034.99
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  • Original price $1,808.99 - Original price $1,808.99
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    Apple - Studio Display - Standard Glass Tilt Adjustable - Silver

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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    Original price $1,808.99 - Original price $1,808.99
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  • Original price $2,624.99 - Original price $2,624.99
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    Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Silver

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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    Original price $2,624.99 - Original price $2,624.99
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  • Original price $1,946.99 - Original price $1,946.99
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    Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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    Original price $1,946.99 - Original price $1,946.99
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  • Original price $1,580.99 - Original price $1,580.99
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    Dell - XPS 13 13.4 LCD FHD+ Laptop - Intel Core Ultra 7 Series 2 Copilot+ PC with 16GB Memory 512GB SSD - Graphite

    Dell

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $1,580.99 - Original price $1,580.99
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  • Original price $2,160.99 - Original price $2,160.99
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    Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Blue

    Apple

    FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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    Original price $2,160.99 - Original price $2,160.99
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    $2,160.99
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  • Original price $952.99 - Original price $952.99
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    Dell - Inspiron 3030 Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Mist Blue

    Dell

    Easy ConnectingWith Wifi 6 there’s no waiting on an unstable signal. It gives you a wider range more stability and faster connection speeds. This I...

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    Original price $952.99 - Original price $952.99
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    $952.99
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  • Original price $304.99 - Original price $304.99
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    $304.99
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    ViewSonic - VG2456 24" IPS LED FHD Monitor (DisplayPort HDMI USB) - Black

    ViewSonic

    24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.178 horizontal and vertical viewing anglesAllow vi...

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    Original price $304.99 - Original price $304.99
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  • Original price $84.99 - Original price $84.99
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    Samson - MBA38 38-inch Microphone Boom Arm - Black

    Samson

    Articulating microphone boomFor optimally positioning.Durable steel constructionProvides a sturdy stable framework.Internal springsFor silent and e...

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    Original price $84.99 - Original price $84.99
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  • Original price $58.99 - Original price $58.99
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    OtterBox - Defender Pro Series for Apple iPad (7th generation 8th generation and 9th generation) - Black

    Otterbox

    Designed for use with Apple iPad (7th generation 8th generation and 9th generation)Protects and compliments your tablet.Antimicrobial technologyHel...

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    Original price $58.99 - Original price $58.99
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  • Original price $80.99 - Original price $80.99
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    DualShock 4 Wireless Controller for Sony PlayStation 4 - Jet Black

    Sony Computer Entertainment Am

    Take control of your favorite adventures solve puzzles and defeat epic bosses with the help of this game pad for PlayStation 4Feel the action of yo...

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    Original price $80.99 - Original price $80.99
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    $80.99
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  • Original price $55.99 - Original price $55.99
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    OtterBox - Kids EasyGrab Tablet Case for Apple iPad (7th generation 8th generation and 9th generation) - Galaxy Runner

    Otterbox

    Designed for use with Apple iPad (7th generation 8th generation and 9th generation)Protects and compliments your tablet.Grip ridgesDesigned for eas...

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    Original price $55.99 - Original price $55.99
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  • Original price $288.99 - Original price $288.99
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    SideTrak - Solo Pro Freestanding Portable 15.8" Monitor - Black

    SideTrak

    Stunning Picture QualityThe Full HD LED monitor offers a crisp bright viewing experience with a wide color gamut and 8-bit color display. HDR and F...

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    Original price $288.99 - Original price $288.99
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  • Original price $105.99 - Original price $105.99
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    $105.99
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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Red/Neon Blue

    Nintendo of America

    Includes Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attache...

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    Original price $105.99 - Original price $105.99
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  • Original price $190.99 - Original price $190.99
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    $190.99
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    ViewSonic VA3209M - LED monitor - Full HD (1080p) - 32"

    ViewSonic

    ViewSonic VA3209M - LED monitor - 32" (31.5" viewable) - 1920 x 1080 Full HD (1080p) 75 Hz - IPS - 250 cd/m² - 12001 - 4 ms - HDMI VGA - speakers

    Original price $190.99 - Original price $190.99
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    $190.99
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  • Original price $276.99 - Original price $276.99
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    ViewSonic Ergonomic VG2453 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic Ergonomic VG2453 - LED monitor - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 250 cd/m² - 10001 - 7 ms - HDMI VGA Di...

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    Original price $276.99 - Original price $276.99
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  • Original price $297.99 - Original price $297.99
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    Current price $297.99

    ViewSonic XG2431 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic XG2431 - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 240 Hz - IPS - 350 cd/m² - 10001 - 1 ms - 2xHDMI Disp...

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    Original price $297.99 - Original price $297.99
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  • Original price $890.99 - Original price $890.99
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    Lenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Lenovo ThinkPad E14 Gen 6 21M3 - 180-degree hinge design - AMD Ryzen 7 - 7735U / up to 4.75 GHz - Win 11 Pro - Radeon 680M - 16 GB RAM - 512 GB SSD...

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    Original price $890.99 - Original price $890.99
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  • Original price $423.99 - Original price $423.99
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    $423.99
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    Current price $423.99

    OMEN by HP 32q - LED monitor - QHD - 31.5" - HDR

    HP

    OMEN by HP 32q - LED monitor - gaming - 31.5" - 2560 x 1440 QHD 165 Hz - IPS - 400 cd/m² - 10001 - HDR400 - 1 ms - 2xHDMI DisplayPort - black

    Original price $423.99 - Original price $423.99
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    $423.99
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  • Original price $682.99 - Original price $682.99
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    ViewSonic VG3457CV - LED monitor - curved - 34"

    ViewSonic

    ViewSonic VG3457CV - LED monitor - curved - 34" - 3440 x 1440 UWQHD 100 Hz - MVA - 350 cd/m² - 30001 - 5 ms - 2xHDMI DisplayPort - speakers

    Original price $682.99 - Original price $682.99
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    $682.99
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  • Original price $493.99 - Original price $493.99
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    ViewSonic VP275-4K - LED monitor - 4K - 27"

    ViewSonic

    ViewSonic VP275-4K - LED monitor - 27" - 3840 x 2160 4K 60 Hz - IPS - 360 cd/m² - 12001 - 5 ms - 2xHDMI DisplayPort USB-C - speakers

    Original price $493.99 - Original price $493.99
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    $493.99
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  • Original price $4,290.99 - Original price $4,290.99
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    Dell Precision 7680 - 16" - Intel Core i9 - 13950HX - vPro Enterprise - 64 GB RAM - 1 TB SSD - English

    Dell

    Dell Precision 7680 - Intel Core i9 - 13950HX / up to 5.5 GHz - vPro Enterprise - Win 11 Pro - NVIDIA RTX 3500 Ada - 64 GB RAM - 1 TB SSD NVMe Clas...

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    Original price $4,290.99 - Original price $4,290.99
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  • Original price $331.99 - Original price $331.99
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    $331.99
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    Current price $331.99

    ViewSonic VX2776-4K-MHDU - LED monitor - 27" - HDR

    ViewSonic

    ViewSonic VX2776-4K-MHDU - LED monitor - 27" - 3840 x 2160 4K UHD (2160p) 60 Hz - IPS - 350 cd/m² - 13001 - HDR10 - 4 ms - HDMI DisplayPort USB-C ...

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    Original price $331.99 - Original price $331.99
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    $331.99
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  • Original price $980.99 - Original price $980.99
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    $980.99
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    Current price $980.99

    HP - Victus 15.6" Full HD 144Hz Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Performance Blue

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $980.99 - Original price $980.99
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    $980.99
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  • Original price $132.99 - Original price $132.99
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    $132.99
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    Current price $132.99

    Shure - MVX2U XLR to USB Digital Audio Interface - Black

    Shure

    Mic activator and XLR-to-USB audio interface in one deviceUp to 60dB of gain for boosting dynamic mics and +48v phantom power for powering condense...

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    Original price $132.99 - Original price $132.99
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    $132.99
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  • Original price $1,703.99 - Original price $1,703.99
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    Alienware - m16 R2 16" 240Hz Gaming Laptop QHD+ - Intel Core Series 1 Ultra 7 with 16GB RAM - NVIDIA GeForce RTX 4070 - 1TB SSD - Dark Metallic Moon

    Alienware

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,703.99 - Original price $1,703.99
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  • Original price $568.99 - Original price $568.99
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    $568.99
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    Current price $568.99

    Lenovo - IdeaCentre AIO 24" FHD IPS LCD All-In-One - Intel U300 - 8GB Memory - 256GB Solid State Drive - Gray

    Lenovo

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $568.99 - Original price $568.99
    Original price
    $568.99
    $568.99 - $568.99
    Current price $568.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.