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Computers & Laptops

  • Original price $408.99 - Original price $408.99
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    Acer -Nitro Gaming 31.5" Curved WQHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI x2) - Black

    Acer

    Vibrant ImagesThe EDB323QU 31.5" gaming monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with e...

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    Original price $408.99 - Original price $408.99
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    Current price $408.99
  • Original price $310.99 - Original price $310.99
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    Acer - Nitro EDA343CUR Hbmiippx 34VA LED QHD 100Hz Adaptive-Sync Support Monitor (HDMI) - Black

    Acer

    Vibrant ImagesThe Nitro EDA343CUR 34" Curved Display with QHD (3440 x 1440) resolution offers the sharpest picture quality and provides a perfect p...

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    Original price $310.99 - Original price $310.99
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  • Original price $949.99 - Original price $949.99
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    Acer - Acer-Predator Gaming 27" WQHD OLED 240Hz 0.01m FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    OLED Makes All The DifferenceEver seen an OLED in action They go above and beyond colors so vivid that you might just question reality. The additio...

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    Original price $949.99 - Original price $949.99
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  • Original price $87.99 - Original price $87.99
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    Acer -AOPEN 19.5" LED HD 75Hz Monitor (HDMI VGA) - Black

    Acer

    Vibrant imagesThe AOPEN 19.5" Display with HD+ (1600 x 900) resolution offers the sharpest picture quality and provides a perfect picture with a br...

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    Original price $87.99 - Original price $87.99
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  • Original price $253.99 - Original price $253.99
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    Acer - Nitro 31.5" IPS LED FHD 180Hz 1ms FreeSync Gaming Monitor with HDR10(DisplayPort HDMI) - Black

    Acer

    Resolution MattersThe Nitro 31.5" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect p...

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    Original price $253.99 - Original price $253.99
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  • Original price $796.99 - Original price $796.99
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    Acer Chromebook Spin 714 CP714-2W - 14" - Intel Core i5 - 1335U - Evo - 8 GB RAM - 256 GB SSD - US

    Acer

    Chrome OSChrome OS is secure fast up-to-date versatile and simple. With thousands of apps built-in virus protection and cloud backups.14 1920 x 120...

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    Original price $796.99 - Original price $796.99
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  • Original price $712.99 - Original price $712.99
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    Acer - Acer-Predator Gaming 31.5" UDH IPS 160Hz 0.5ms FreeSync Premium Monitor (Display Port HDMI) - Black

    Acer

    Resolution MattersThe XB323QK 31.5" IPS monitor with 3840 x 2160 4K UHD resolution in a 169 aspect ratio presents stunning high quality images with...

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    Original price $712.99 - Original price $712.99
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  • Original price $2,056.99 - Original price $2,056.99
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    ACER NITRO 60 N60-18

    Acer

    ACER NITRO 60 N60-180-UB23 DESKTOP

    Original price $2,056.99 - Original price $2,056.99
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  • Original price $611.99 - Original price $611.99
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    Acer Extensa 15 EX215-23 - 15.6" - AMD Ryzen 5 - 7520U - 8 GB RAM - 256 GB SSD - US Intl

    Acer

    Acer Extensa 15 EX215-23 - AMD Ryzen 5 - 7520U / up to 4.3 GHz - Win 11 Pro - Radeon 610M - 8 GB RAM - 256 GB SSD - 15.6" IPS 1920 x 1080 (Full HD)...

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    Original price $611.99 - Original price $611.99
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  • Original price $413.99 - Original price $413.99
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    Acer - Predator 31.5" IPS WQHD 180Hz 0.5ms FreeSync Gaming Monitor (DisplayPortHDMI) - Black

    Acer

    Resolution MattersThe XB323QU 31.5" Agile-Splendor IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high qualit...

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    Original price $413.99 - Original price $413.99
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  • Original price $170.99 - Original price $170.99
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    Acer - 27" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $170.99 - Original price $170.99
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  • Original price $949.99 - Original price $949.99
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    Acer - Acer-Predator X27U Xbmiipruzx 27" WQHD OLED Gaming Monitor- AMD FreeSync Premium- Up to 240Hz-0.01ms Pixel Response Time - Black

    Acer

    OLED Makes All The DifferenceEver seen an OLED in action They go above and beyond colors so vivid that you might just question reality. The additio...

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    Original price $949.99 - Original price $949.99
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    $949.99
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  • Original price $268.99 - Original price $268.99
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    Acer - Chromebook 315 15.6" HD Display Laptop - Intel Celeron N4020 with 4GB LPDDR4 64GB eMMC - Silver

    Acer

    Chrome OSChrome OS is secure fast up-to-date versatile and simple. With thousands of apps built-in virus protection and cloud backups.15.6 HD Displ...

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    Original price $268.99 - Original price $268.99
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    $268.99
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  • Original price $357.99 - Original price $357.99
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    Acer Nitro-27.0" IPS WQHD 180Hz 0.5ms FreeSync Monitor with HDR 10 (DisplayPort HDMI) - Black

    Acer

    Quality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...

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    Original price $357.99 - Original price $357.99
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  • Original price $408.99 - Original price $408.99
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    $408.99
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    Acer Nitro 31.5" Curved WQHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI x2) - Black

    Acer

    Vibrant ImagesThe EDB323QU 31.5" gaming monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with e...

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    Original price $408.99 - Original price $408.99
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    $408.99
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    Current price $408.99
  • Original price $413.99 - Original price $413.99
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    Acer - Nitro 27" IPS LED 240Hz 0.5ms FreeSync Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Quality VisualsThe XF273U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excelle...

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    Original price $413.99 - Original price $413.99
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  • Original price $274.99 - Original price $274.99
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    Acer -Nitro 27" IPS LED 180Hz 0.5ms FreeSync Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Quality VisualsThe XF273 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with excel...

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    Original price $274.99 - Original price $274.99
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  • Original price $343.99 - Original price $343.99
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    Acer - Nitro 34" Curved QHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe Nitro ED340CU 34" Curved Display with Ultra Wide QHD (3440 x 1440) resolution offers the sharpest picture quality and provides a ...

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    Original price $343.99 - Original price $343.99
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  • Original price $222.99 - Original price $222.99
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    Acer - Nitro Gaming 23.8 IPS FHD 1080P 180Hz 0.5ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Quality VisualsThe XF243Y 23.8" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with ex...

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    Original price $222.99 - Original price $222.99
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    $222.99
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  • Original price $109.99 - Original price $109.99
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    $109.99
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    Acer -i 23.8 LED FHD 100Hz 1ms FreeSync Monitor (HDMI VGA) - Black

    Acer

    Vibrant imagesThe AOPEN 23.8" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with...

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    Original price $109.99 - Original price $109.99
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  • Original price $199.99 - Original price $199.99
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    Acer - 27" IPS LED FHD 100Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $199.99 - Original price $199.99
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  • Original price $164.99 - Original price $164.99
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    $164.99
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    Acer - 23.8" IPS LED FHD 100Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and images appear more real and dramatic and small details a...

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    Original price $164.99 - Original price $164.99
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    $164.99
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    Current price $164.99
  • Original price $212.99 - Original price $212.99
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    $212.99
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    Acer - Nitro 27" LED Curved FHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesCrisp true-to-life colors come alive in Full HD resolution. Movies and games appear more real and dramatic and small details and text...

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    Original price $212.99 - Original price $212.99
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    $212.99
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    Current price $212.99
  • Original price $128.99 - Original price $128.99
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    $128.99
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    Acer -AOPEN 27 LED FHD 100Hz 1ms FreeSync Monitor (HDMI VGA) - Black

    Acer

    Vibrant imagesThe AOPEN 27" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with a...

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    Original price $128.99 - Original price $128.99
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    $128.99
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    Current price $128.99
  • Original price $131.99 - Original price $131.99
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    Acer - 15.6" IPS FHD Portable Monitor (USB Type-C Mini HDMI and Micro USB Cable) - Black

    Acer

    Ultra-slim portable designGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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    Original price $131.99 - Original price $131.99
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    $131.99
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  • Original price $899.99 - Original price $899.99
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    Acer - Nitro 27" Mini LED UHD 160Hz 1ms FreeSync Gaming Monitor with HDR1000 (DisplayPort HDMI) - Black

    Acer

    MiniLED will change youYou’ll see dynamic levels of contrast that put reality to shame. Games and movies will take on a new hue as colors explode i...

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    Original price $899.99 - Original price $899.99
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    $899.99
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  • Original price $605.99 - Original price $605.99
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    Acer - Aspire Vero 16 AV16-51P-58KU-16" WUXGA Eco-Friendly Laptop- Intel Core Ultra 5-8GB LPDDR5 Memory-512GB PCIe Gen 4 SSD - Gray

    Acer

    Yes Those R and E Keys are BackwardsIt’s not a defect. It's a reminder that even in the digital age your device still echoes a commitment to sustai...

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    Original price $605.99 - Original price $605.99
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    $605.99
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  • Original price $157.99 - Original price $157.99
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    $157.99
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    Acer - AOPEN 15.6" IPS LED Portable Monitor (Mini HDMI) - Black

    Acer

    Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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    Original price $157.99 - Original price $157.99
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    $157.99
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    Current price $157.99
  • Original price $363.99 - Original price $363.99
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    $363.99
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    Acer -31.5" LED Curved Zero-Frame WQHD 165Hz 1ms FreeSync Monitor (DisplayPort HDMI) - Black

    Acer

    Resolution MattersThe Nitro 31.5" Curved Display with WQHD (2560 x 1440) resolution offers the sharpest picture quality and provides a perfect pict...

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    Original price $363.99 - Original price $363.99
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    $363.99
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    Current price $363.99
  • Original price $139.99 - Original price $139.99
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    $139.99
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    Current price $139.99

    Acer - 23.8" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $139.99 - Original price $139.99
    Original price
    $139.99
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    Current price $139.99
  • Original price $835.99 - Original price $835.99
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    $835.99
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    Acer - Aspire Vero 16 AV16-51P-7063-16" WUXGA Eco-Friendly Laptop- Intel Core Ultra 7-16GB LPDDR5X Memory-512GB PCIe Gen 4 SSD - Gray

    Acer

    Yes Those R and E Keys are BackwardsIt’s not a defect. It's a reminder that even in the digital age your device still echoes a commitment to sustai...

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    Original price $835.99 - Original price $835.99
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    $835.99
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    Current price $835.99
  • Original price $190.99 - Original price $190.99
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    $190.99
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    Current price $190.99

    Acer -AOPEN 27" LED Curved FHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe AOPEN 27" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture...

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    Original price $190.99 - Original price $190.99
    Original price
    $190.99
    $190.99 - $190.99
    Current price $190.99
  • Original price $157.99 - Original price $157.99
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    $157.99
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    Current price $157.99

    Acer - 23.8" LED FHD 180Hz 1ms FreeSync Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe AOPEN 23.8" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with...

    View full details
    Original price $157.99 - Original price $157.99
    Original price
    $157.99
    $157.99 - $157.99
    Current price $157.99
  • Original price $128.99 - Original price $128.99
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    $128.99
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    Current price $128.99

    Acer - AOPEN 27CL1 Ebi 27 LED FHD FreeSync Monitor (HDMI VGA) - Black

    Acer

    Vibrant imagesThe AOPEN 27" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with a...

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    Original price $128.99 - Original price $128.99
    Original price
    $128.99
    $128.99 - $128.99
    Current price $128.99
  • Original price $170.99 - Original price $170.99
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    Current price $170.99

    Acer PM1 - LED monitor - Full HD (1080p) - 16"

    Acer

    Ultra-slim portable designGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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    Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99
  • Original price $1,348.99 - Original price $1,348.99
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    Current price $1,348.99

    Acer - Swift 14 AI - Copilot+ PC - 14.5" 2.5K 120Hz Touch-Screen Snapdragon X Elite 16GB Memory 1TB SSD - Steel Gray

    Acer

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generative artwork. With Recall search across time to find the content you ...

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    Original price $1,348.99 - Original price $1,348.99
    Original price
    $1,348.99
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    Current price $1,348.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.