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  • Original price $1,016.99 - Original price $1,016.99
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    Current price $1,016.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,016.99 - Original price $1,016.99
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    $1,016.99
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    Current price $1,016.99
  • Original price $339.99 - Original price $339.99
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    $339.99
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    Current price $339.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $339.99 - Original price $339.99
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    Current price $339.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $339.99 - Original price $339.99
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    $339.99
    $339.99 - $339.99
    Current price $339.99
  • Original price $520.99 - Original price $520.99
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    Current price $520.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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    $520.99
    $520.99 - $520.99
    Current price $520.99
  • Original price $1,016.99 - Original price $1,016.99
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    $1,016.99
    $1,016.99 - $1,016.99
    Current price $1,016.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,016.99 - Original price $1,016.99
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    $1,016.99
    $1,016.99 - $1,016.99
    Current price $1,016.99
  • Original price $581.99 - Original price $581.99
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    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $581.99 - Original price $581.99
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  • Original price $503.99 - Original price $503.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 256GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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  • Original price $339.99 - Original price $339.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $339.99 - Original price $339.99
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    $339.99 - $339.99
    Current price $339.99
  • Original price $2,172.99 - Original price $2,172.99
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    Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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    Original price $2,172.99 - Original price $2,172.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $4,403.99 - Original price $4,403.99
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    Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $4,403.99 - Original price $4,403.99
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  • Original price $691.99 - Original price $691.99
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    Apple - Mac mini Desktop - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

    Apple

    LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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    Original price $691.99 - Original price $691.99
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  • Original price $2,002.99 - Original price $2,002.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence -

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,002.99 - Original price $2,002.99
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  • Original price $2,483.99 - Original price $2,483.99
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    Apple - MacBook Pro 16" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $2,483.99 - Original price $2,483.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,322.99 - Original price $1,322.99
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    $1,322.99
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  • Original price $503.99 - Original price $503.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi + Cellular - 64GB - Blue (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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    $503.99
    $503.99 - $503.99
    Current price $503.99
  • Original price $520.99 - Original price $520.99
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    Current price $520.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Yellow

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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    $520.99
    $520.99 - $520.99
    Current price $520.99
  • Original price $814.99 - Original price $814.99
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    $814.99
    $814.99 - $814.99
    Current price $814.99

    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $814.99 - Original price $814.99
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    $814.99
    $814.99 - $814.99
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  • Original price $923.99 - Original price $923.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Space Gray

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $923.99 - Original price $923.99
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    $923.99
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  • Original price $503.99 - Original price $503.99
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    Current price $503.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi + Cellular - 64GB - Silver (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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    $503.99
    $503.99 - $503.99
    Current price $503.99
  • Original price $689.99 - Original price $689.99
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    Current price $689.99

    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Starlight

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $1,720.99 - Original price $1,720.99
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    Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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    Original price $1,720.99 - Original price $1,720.99
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    $1,720.99
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  • Original price $2,160.99 - Original price $2,160.99
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    Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Silver

    Apple

    FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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    Original price $2,160.99 - Original price $2,160.99
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    $2,160.99
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  • Original price $1,868.99 - Original price $1,868.99
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    Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Green

    Apple

    FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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    Original price $1,868.99 - Original price $1,868.99
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  • Original price $2,172.99 - Original price $2,172.99
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    Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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    Original price $2,172.99 - Original price $2,172.99
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    $2,172.99
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    Current price $2,172.99
  • Original price $2,737.99 - Original price $2,737.99
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    Apple - MacBook Pro 16-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

    View full details
    Original price $2,737.99 - Original price $2,737.99
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    $2,737.99
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    Current price $2,737.99
  • Original price $1,143.99 - Original price $1,143.99
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    $1,143.99
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    Current price $1,143.99

    MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Starlight

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,143.99 - Original price $1,143.99
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    $1,143.99
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    Current price $1,143.99
  • Original price $4,378.99 - Original price $4,378.99
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    Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

    View full details
    Original price $4,378.99 - Original price $4,378.99
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    $4,378.99
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  • Original price $1,104.99 - Original price $1,104.99
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    $1,104.99
    $1,104.99 - $1,104.99
    Current price $1,104.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,104.99 - Original price $1,104.99
    Original price
    $1,104.99
    $1,104.99 - $1,104.99
    Current price $1,104.99
  • Original price $1,104.99 - Original price $1,104.99
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    $1,104.99
    $1,104.99 - $1,104.99
    Current price $1,104.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,104.99 - Original price $1,104.99
    Original price
    $1,104.99
    $1,104.99 - $1,104.99
    Current price $1,104.99
  • Original price $1,104.99 - Original price $1,104.99
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    $1,104.99
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    Current price $1,104.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,104.99 - Original price $1,104.99
    Original price
    $1,104.99
    $1,104.99 - $1,104.99
    Current price $1,104.99
  • Original price $339.99 - Original price $339.99
    Original price
    $339.99
    $339.99 - $339.99
    Current price $339.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Yellow

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

    View full details
    Original price $339.99 - Original price $339.99
    Original price
    $339.99
    $339.99 - $339.99
    Current price $339.99
  • Original price $503.99 - Original price $503.99
    Original price
    $503.99
    $503.99 - $503.99
    Current price $503.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 256GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

    View full details
    Original price $503.99 - Original price $503.99
    Original price
    $503.99
    $503.99 - $503.99
    Current price $503.99
  • Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 256GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

    View full details
    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $1,432.99 - Original price $1,432.99
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    Current price $1,432.99

    MacBook Air 13-inch Laptop - Apple M3 chip - 8GB Memory - 512GB SSD (Latest Model) - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,432.99 - Original price $1,432.99
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    Current price $1,432.99
  • Original price $4,532.99 - Original price $4,532.99
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    Current price $4,532.99

    Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD (Latest Model) - Space Black - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

    View full details
    Original price $4,532.99 - Original price $4,532.99
    Original price
    $4,532.99
    $4,532.99 - $4,532.99
    Current price $4,532.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.