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  • Original price $914.99 - Original price $914.99
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    Current price $914.99

    Apple - 13-inch iPad Air M2 chip Wi-Fi 128GB - Purple

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $914.99 - Original price $914.99
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    Current price $914.99
  • Original price $1,196.99 - Original price $1,196.99
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    Current price $1,196.99

    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 256GB - Purple (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,196.99 - Original price $1,196.99
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    $1,196.99
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  • Original price $1,027.99 - Original price $1,027.99
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    Current price $1,027.99

    Apple - 13-inch iPad Air M2 chip Wi-Fi 256GB - Blue

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,027.99 - Original price $1,027.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 512GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,322.99 - Original price $1,322.99
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  • Original price $689.99 - Original price $689.99
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    Current price $689.99

    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $1,660.99 - Original price $1,660.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,660.99 - Original price $1,660.99
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  • Original price $1,027.99 - Original price $1,027.99
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    Current price $1,027.99

    Apple - 13-inch iPad Air M2 chip Wi-Fi 256GB - Purple

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99
  • Original price $802.99 - Original price $802.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 256GB - Starlight

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
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    $802.99
    $802.99 - $802.99
    Current price $802.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 256GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
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    $802.99
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    Current price $802.99
  • Original price $1,097.99 - Original price $1,097.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 256GB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,097.99 - Original price $1,097.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 256GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,097.99 - Original price $1,097.99
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    $1,097.99
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  • Original price $1,308.99 - Original price $1,308.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 512GB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,308.99 - Original price $1,308.99
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  • Original price $1,848.99 - Original price $1,848.99
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    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi + Cellular - 1TB - Space Gray (Unlocked)

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

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    Original price $1,848.99 - Original price $1,848.99
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  • Original price $1,482.99 - Original price $1,482.99
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    Apple - iMac 24" All-in-One - M3 chip - 8GB Memory - 256GB (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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    Original price $1,482.99 - Original price $1,482.99
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  • Original price $1,365.99 - Original price $1,365.99
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    Current price $1,365.99

    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Silver

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

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    Original price $1,365.99 - Original price $1,365.99
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    $1,365.99
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  • Original price $2,273.99 - Original price $2,273.99
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    MacBook Pro 14-inch Laptop Apple M3 chip - 16GB Memory - 1TB SSD (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,273.99 - Original price $2,273.99
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  • Original price $1,843.99 - Original price $1,843.99
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    $1,843.99
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    Current price $1,843.99

    Apple - 11-Inch iPad Pro with Wi-Fi + Cellular - 1TB - Space Gray (Unlocked)

    Apple

    iPad Pro. With astonishing performance superfast wireless connectivity and next-generation Apple Pencil experience. Plus powerful new productivity ...

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    Original price $1,843.99 - Original price $1,843.99
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    $1,843.99
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  • Original price $1,432.99 - Original price $1,432.99
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    Current price $1,432.99

    Apple - Mac mini Desktop - M2 Pro Chip - 16GB Memory - 512GB SSD (Latest Model) - Silver

    Apple

    M2 Pro chip for exceptional speed and performance10-core CPU packs up to 1.9x faster performance for editing massive images16-core GPU with up to 2...

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    Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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  • Original price $1,365.99 - Original price $1,365.99
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    $1,365.99
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    Current price $1,365.99

    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

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    Original price $1,365.99 - Original price $1,365.99
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    $1,365.99
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  • Original price $1,365.99 - Original price $1,365.99
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    Current price $1,365.99

    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    Original price $1,365.99 - Original price $1,365.99
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    $1,365.99
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    Current price $1,365.99
  • Original price $1,027.99 - Original price $1,027.99
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    Current price $1,027.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Starlight

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

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    Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99
  • Original price $802.99 - Original price $802.99
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    $802.99
    $802.99 - $802.99
    Current price $802.99

    Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Starlight

    Apple

    The redesigned 11-inch iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new landscape ...

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    Original price $802.99 - Original price $802.99
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    $802.99
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    Current price $802.99
  • Original price $1,084.99 - Original price $1,084.99
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    $1,084.99
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    Current price $1,084.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

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    Original price $1,084.99 - Original price $1,084.99
    Original price
    $1,084.99
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    Current price $1,084.99
  • Original price $1,929.99 - Original price $1,929.99
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    Current price $1,929.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

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    Original price $1,929.99 - Original price $1,929.99
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  • Original price $1,703.99 - Original price $1,703.99
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    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Silver

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

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    Original price $1,703.99 - Original price $1,703.99
    Original price
    $1,703.99
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    Current price $1,703.99
  • Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

    Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Space Gray

    Apple

    The redesigned 11-inch iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new landscape ...

    View full details
    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Space Gray

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99
  • Original price $1,196.99 - Original price $1,196.99
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    $1,196.99
    $1,196.99 - $1,196.99
    Current price $1,196.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 256GB - Purple (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    Original price $1,196.99 - Original price $1,196.99
    Original price
    $1,196.99
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    Current price $1,196.99
  • Original price $1,478.99 - Original price $1,478.99
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    Current price $1,478.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Silver

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    Original price $1,478.99 - Original price $1,478.99
    Original price
    $1,478.99
    $1,478.99 - $1,478.99
    Current price $1,478.99
  • Original price $1,140.99 - Original price $1,140.99
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    $1,140.99
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    Current price $1,140.99

    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Silver

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    Original price $1,140.99 - Original price $1,140.99
    Original price
    $1,140.99
    $1,140.99 - $1,140.99
    Current price $1,140.99
  • Original price $1,084.99 - Original price $1,084.99
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    $1,084.99
    $1,084.99 - $1,084.99
    Current price $1,084.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Starlight (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    Original price $1,084.99 - Original price $1,084.99
    Original price
    $1,084.99
    $1,084.99 - $1,084.99
    Current price $1,084.99
  • Original price $914.99 - Original price $914.99
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    $914.99
    $914.99 - $914.99
    Current price $914.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Purple

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    Original price $914.99 - Original price $914.99
    Original price
    $914.99
    $914.99 - $914.99
    Current price $914.99
  • Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

    Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Blue

    Apple

    The redesigned 11-inch iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new landscape ...

    View full details
    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $1,478.99 - Original price $1,478.99
    Original price
    $1,478.99
    $1,478.99 - $1,478.99
    Current price $1,478.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    Original price $1,478.99 - Original price $1,478.99
    Original price
    $1,478.99
    $1,478.99 - $1,478.99
    Current price $1,478.99
  • Original price $2,605.99 - Original price $2,605.99
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    Current price $2,605.99

    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 2TB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    Original price $2,605.99 - Original price $2,605.99
    Original price
    $2,605.99
    $2,605.99 - $2,605.99
    Current price $2,605.99
  • Original price $1,140.99 - Original price $1,140.99
    Original price
    $1,140.99
    $1,140.99 - $1,140.99
    Current price $1,140.99

    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 256GB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    Original price $1,140.99 - Original price $1,140.99
    Original price
    $1,140.99
    $1,140.99 - $1,140.99
    Current price $1,140.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.