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Computers & Laptops

  • Original price $1,007.99 - Original price $1,007.99
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    MSI - THIN 15 15.6" 144Hz FHD Gaming Laptop-Intel Core i5-13420H - 16GB Memory - GeForce RTX 4050 - 512GB SSD - Black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,007.99 - Original price $1,007.99
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  • Original price $727.99 - Original price $727.99
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    MSI MAG 271QPX QD-OLED - OLED monitor - 27" - HDR

    MSI

    MSI MAG 271QPX QD-OLED - OLED monitor - gaming - 27" (26.5" viewable) - 2560 x 1440 WQHD 360 Hz - 1000 cd/m² - 15000001 - DisplayHDR 400 True Blac...

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    Original price $727.99 - Original price $727.99
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  • Original price $131.99 - Original price $131.99
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    MSI PRO MP243X - LED monitor - Full HD (1080p) - 24"

    MSI

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.1 ms resp...

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    Original price $131.99 - Original price $131.99
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  • Original price $143.99 - Original price $143.99
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    MSI G244F E2 - LED monitor - Full HD (1080p) - 24"

    MSI

    MSI G244F E2 - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 180 Hz - Fast IPS - 300 cd/m² - 10001 - 1 ms - 2xHDMI Dis...

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    Original price $143.99 - Original price $143.99
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  • Original price $1,559.99 - Original price $1,559.99
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    CROSSHAIR16 I7-14650

    MSI

    CROSSHAIR16 I7-14650HX/RTX 4070/16G/1T

    Original price $1,559.99 - Original price $1,559.99
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  • Original price $842.99 - Original price $842.99
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    MSI - Codex R2 Gaming Desktop - Intel Core i5- 12400F - 16GB Memory -

    MSI

    Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.Intel Core i5-12400FThis Codex R2 is equipped with 12th gen...

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    Original price $842.99 - Original price $842.99
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  • Original price $131.99 - Original price $131.99
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    MSI - PRO MP243X 24" IPS LCD FHD 100Hz 1ms FreeSync Monitor Built-in Speakers (DisplayPort HDMI) - Black

    MSI

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.1 ms resp...

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    Original price $131.99 - Original price $131.99
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  • Original price $752.99 - Original price $752.99
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    MSI - THIN GF63 15.6" 144Hz FHD Gaming Laptop-intel core i5-12450H with 8GB Memory-RTX 2050-1TB SSD - Black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $752.99 - Original price $752.99
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  • Original price $2,222.99 - Original price $2,222.99
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    MSI - Stealth A16 AI+ -Copilot+PC- 16"240Hz QHD Ultra Thin Gaming Laptop- AMD Ryzen AI 9-365 with 32GB Memory-RTX 4070-1TB SSD - Core Black

    MSI

    Copilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...

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    Original price $2,222.99 - Original price $2,222.99
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  • Original price $3,657.99 - Original price $3,657.99
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    STEALTH18 CU9-185H/R

    MSI

    STEALTH18 CU9-185H/RTX 4080/32GB/1TBSSD

    Original price $3,657.99 - Original price $3,657.99
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  • Original price $189.99 - Original price $189.99
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    MAG 27C6F GAMING MONITOR

    MSI

    MAG 27C6F GAMING MONITOR

    Original price $189.99 - Original price $189.99
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  • Original price $1,371.99 - Original price $1,371.99
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    MSI - Katana 15 15.6" 144Hz FHD Gaming Laptop-Ryzen 9-8945HS with 16GB Memory-RTX 4070-1TB SSD - Black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,371.99 - Original price $1,371.99
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  • Original price $756.99 - Original price $756.99
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    MAG271QPXQD-OLEDE2

    MSI

    MAG271QPXQD-OLEDE2

    Original price $756.99 - Original price $756.99
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  • Original price $834.99 - Original price $834.99
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    MSI MAG 341CQP QD-OLED - OLED monitor - curved - 34.2" - HDR

    MSI

    1800R QD-OLED PanelMSI's renowned QD tech combined with the latest OLED panel technology these displays exhibit the best picture quality and incred...

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    Original price $834.99 - Original price $834.99
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  • Original price $359.99 - Original price $359.99
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    MSI MAG 345CQR - LED monitor - curved - 34" - HDR

    MSI

    MSI MAG 345CQR - LED monitor - gaming - curved - 34" - 3440 x 1440 UWQHD 180 Hz - VA - 300 cd/m² - 30001 - 1 ms - 2xHDMI DisplayPort

    Original price $359.99 - Original price $359.99
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  • Original price $2,222.99 - Original price $2,222.99
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    MSI - Stealth 16 AI 16" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core Ultra9-185H with 32GB Memory-RTX 4070-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $2,222.99 - Original price $2,222.99
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  • Original price $2,125.99 - Original price $2,125.99
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    MSI - Aegis R2 Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 4070 TI Super- 1TB SSD - Black

    MSI

    Windows 11 operating systemEquipped with brand new Windows 11 with all its new featuresIntel Core i7-14700FThe new Intel 14th-Gen Raptor Lake CPU b...

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    Original price $2,125.99 - Original price $2,125.99
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  • Original price $1,780.99 - Original price $1,780.99
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    MSI - Stealth 14 AI 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core Ultra7-155H with 16GB Memory-RTX 4060-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,780.99 - Original price $1,780.99
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  • Original price $1,725.99 - Original price $1,725.99
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    MSI - Aegis Z2 Gaming Desktop - AMD R7-7700 - 16GB Memory - NVIDIA GeForce RTX 4070 Super - 1TB SSD - Black

    MSI

    Windows 11 operating systemEquipped with the brand new Windows 11 with all its new featuresAMD Ryzen R7-7700Leading your team to victory shouldn’t ...

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    Original price $1,725.99 - Original price $1,725.99
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  • Original price $1,411.99 - Original price $1,411.99
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    MSI - Stealth 14 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core i7-13620H with 16GB Memory-RTX 4060-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,411.99 - Original price $1,411.99
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  • Original price $1,725.99 - Original price $1,725.99
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    MSI - Aegis Z2 Gaming Desktop - AMD R7-7700 - 16GB Memory - NVIDIA GeForce RTX 4070 Super - 1TB SSD - Black - Black

    MSI

    Windows 11 operating systemEquipped with the brand new Windows 11 with all its new featuresAMD Ryzen R7-7700Leading your team to victory shouldn’t ...

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    Original price $1,725.99 - Original price $1,725.99
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  • Original price $1,614.99 - Original price $1,614.99
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    MSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 9 Intel ARC Graphics with 16GB Memory 1TB SSD - Stellar Gray

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,614.99 - Original price $1,614.99
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    MSI - Prestige 13 OLED Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,448.99 - Original price $1,448.99
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  • Original price $1,670.99 - Original price $1,670.99
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    MSI - Stealth 14 AI 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core i7-13620Hwith 16GB Memory-RTX 4060-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,670.99 - Original price $1,670.99
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  • Original price $1,559.99 - Original price $1,559.99
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    MSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,559.99 - Original price $1,559.99
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  • Original price $1,118.99 - Original price $1,118.99
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    MSI - Bravo 15 15.6" 144hz Gaming Laptop FHD - Ryzen 5-7535HS with 16GB RAM - GeForce RTX 4050 with 6G GDDR6 - 512GB NVMe SSD - Black

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,118.99 - Original price $1,118.99
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    $1,118.99
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  • Original price $1,670.99 - Original price $1,670.99
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    MSI - Stealth 14" 165hz FHD+ Gaming Laptop - Intel Core i7 13620H - NVIDIA GeForce RTX 4060 with 16GB RAM and 1TB SSD - Blue

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,670.99 - Original price $1,670.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.