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  • Original price $934.99 - Original price $934.99
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    Dell - Inspiron 24" All In One Desktop - FHD (1920 x 1080) - Intel Core 7 Processor - 16 GB Memory - 1TB SSD - Intel Graphics - White

    Dell

    PositioningAIO with sleek design and a variety of upgrade options for personal productivity and home enterteimentEye ComfortThis All In One Display...

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    Original price $934.99 - Original price $934.99
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    Samsung Galaxy Tab A9+ - tablet - Android 14 - 128 GB - 11"

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $299.99 - Original price $299.99
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    ViewSonic - OMNI VX3218-PC-MHD 31.5" LCD Curved FHD Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Black

    ViewSonic

    Full HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $211.99 - Original price $211.99
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  • Original price $556.99 - Original price $556.99
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    Samsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black

    Samsung

    Optimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...

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    Original price $556.99 - Original price $556.99
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    Dell Inspiron 14 2-in-1 Touch Laptop Intel Core 5 Processor 8GB Memory 512GB SDD - Ice Blue

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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  • Original price $1,348.99 - Original price $1,348.99
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    Acer - Swift 14 AI - Copilot+ PC - 14.5" 2.5K 120Hz Touch-Screen Snapdragon X Elite 16GB Memory 1TB SSD - Steel Gray

    Acer

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generative artwork. With Recall search across time to find the content you ...

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    Original price $1,348.99 - Original price $1,348.99
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    Acer - Predator XB323QK V3bmiiphx 31.5" IPS AMD FreeSync Premium Monitor (Display Port HDMI) - Black

    Acer

    Resolution MattersThe XB323QK 31.5" IPS monitor with 3840 x 2160 4K UHD resolution in a 169 aspect ratio presents stunning high quality images with...

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  • Original price $239.99 - Original price $239.99
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    Acer - Chromebook 311 - 11.6" HD Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Star Black

    Acer

    Fast and IntuitiveWith a Chromebook powered by an Intel Celeron N4500 Processor this dependable classroom companion lets you race ahead with 4GB fa...

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    Original price $239.99 - Original price $239.99
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  • Original price $952.99 - Original price $952.99
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    Dell - Inspiron Desktop (3030) - Intel Core i7 processor (14 gen) - 16GB Memory - 1TB SSD - Mist Blue

    Dell

    Easy ConnectingWith Wifi 6 there’s no waiting on an unstable signal. It gives you a wider range more stability and faster connection speeds. This I...

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  • Original price $235.99 - Original price $235.99
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    HP v27i - LED monitor - Full HD (1080p) - 27"

    HP

    3-sided micro-edge bezelSee and do more on your screen with a 3-sided micro-edge bezel that maximizes your viewing area for a sleek design and virt...

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    Original price $235.99 - Original price $235.99
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  • Original price $1,662.99 - Original price $1,662.99
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    Samsung - 49" Odyssey OLED G9 (G95SC) DQHD 240Hz 0.03ms G-Sync Compatible Curved Smart Gaming Monitor - Silver

    Samsung

    OLED Neo Quantum Processor ProWith the advanced Neo Quantum Processor Pro every frame on the OLED panel is instantly analyzed and optimized for ma...

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  • Original price $380.99 - Original price $380.99
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    Acer - Chromebook 315 - 15.6" HD Laptop - Intel Pentium N6000 - 4GB LPDDR4X - 128GB eMMC (Protective Sleeve) - Silver

    Acer

    Chrome OSChromebook laptops run on Chrome OS - An operating system by Google that is built for the way we live today. It updates automatically boot...

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    Original price $380.99 - Original price $380.99
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    Lenovo ThinkCentre neo 50s Gen 4 - SFF - AI Ready - Core i5 13400 2.5 GHz - 8 GB - SSD 256 GB - English

    Lenovo

    Lenovo ThinkCentre neo 50s Gen 4 12JF - SFF - Core i5 13400 / up to 4.6 GHz - RAM 8 GB - SSD 256 GB - TCG Opal Encryption 2 NVMe - DVD-Writer - UHD...

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    Original price $820.99 - Original price $820.99
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  • Original price $756.99 - Original price $756.99
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    MAG271QPXQD-OLEDE2

    MSI

    MAG271QPXQD-OLEDE2

    Original price $756.99 - Original price $756.99
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  • Original price $834.99 - Original price $834.99
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    MSI MAG 341CQP QD-OLED - OLED monitor - curved - 34.2" - HDR

    MSI

    1800R QD-OLED PanelMSI's renowned QD tech combined with the latest OLED panel technology these displays exhibit the best picture quality and incred...

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    Original price $834.99 - Original price $834.99
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  • Original price $242.99 - Original price $242.99
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    Lenovo Tab M11 11" Tablet 128GB - Storm Grey

    Lenovo

    Vivid Play11" 1920x 1200 90Hz Netflix HD certified Quad speakers with Dolby AtmosLearn SmarterCompatible Lenovo Tab Pen for note-taking drawing and...

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    Original price $242.99 - Original price $242.99
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  • Original price $1,127.99 - Original price $1,127.99
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    Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus - 16GB Memory - 256GB SSD (7th Edition) - Platinum

    Microsoft

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,127.99 - Original price $1,127.99
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  • Original price $1,740.99 - Original price $1,740.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 1TB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,740.99 - Original price $1,740.99
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    HP - Envy Desktop - Intel Core i7 - 32GB DDR4 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,353.99 - Original price $1,353.99
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  • Original price $2,181.99 - Original price $2,181.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi 1TB with OLED Nano Texture Glass - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,181.99 - Original price $2,181.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi + Cellular 2TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,857.99 - Original price $2,857.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi + Cellular 2TB with OLED Nano Texture Glass - Silver (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,857.99 - Original price $2,857.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 1TB with OLED Nano Texture Glass - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,843.99 - Original price $1,843.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi + Cellular 1TB with OLED - Space Black (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,293.99 - Original price $2,293.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 2TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,519.99 - Original price $2,519.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 1TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,068.99 - Original price $2,068.99
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    Apple - 12.9-Inch iPad Pro (6th Generation) M2 chip Wi-Fi - 2TB - Silver

    Apple

    Brilliant 12.9-inch Liquid Retina XDR display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10M...

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    Original price $2,388.99 - Original price $2,388.99
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  • Original price $662.99 - Original price $662.99
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    SideTrak - Swivel 12.5" Attachable Portable Monitor - 2 Pack - Black

    SideTrak

    Patented Swivel DesignWith each screen's unique ultra-sleek 360 swivel hinge these innovative attachable monitors adjust to your most comfortable v...

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    Original price $662.99 - Original price $662.99
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  • Original price $1,279.99 - Original price $1,279.99
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    Dell - Inspiron 24" All In One Desktops - Intel Core 7 Processor 150U - 16 GB Memory - Intel Graphics - White

    Dell

    PositioningAIO with sleek design and a variety of upgrade options for personal productivity and home enterteimentEye ComfortThis All In One Display...

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    Original price $1,279.99 - Original price $1,279.99
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    27-IN SMART MONITOR

    LG

    27-IN SMART MONITOR

    Original price $401.99 - Original price $401.99
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    Lenovo 100e Chromebook Gen 4 - 11.6" - MediaTek Kompanio 520 - 4 GB RAM - 32 GB eMMC - English

    Lenovo

    Lenovo 100e Chromebook Gen 4 82W0 - Kompanio 520 - Chrome OS - Mali-G52 2EE MC2 - 4 GB RAM - 32 GB eMMC - 11.6" TN 1366 x 768 (HD) - Wi-Fi 6 - grap...

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    Original price $294.99 - Original price $294.99
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  • Original price $738.99 - Original price $738.99
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    Samsung Galaxy Tab Active4 Pro - tablet - Android 14 - 64 GB - 10.1"

    Samsung

    Samsung Galaxy Tab Active4 Pro - Tablet - rugged - Android 14 - 64 GB - 10.1" TFT (1920 x 1200) - microSD slot - black

    Original price $738.99 - Original price $738.99
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    ViewSonic VX1655 - LED monitor - Full HD (1080p) - 16"

    ViewSonic

    ViewSonic VX1655 - LED monitor - 16" (15.6" viewable) - portable - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 250 cd/m² - 8001 - 4 ms - Mini HDMI 2...

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    Original price $188.99 - Original price $188.99
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  • Original price $359.99 - Original price $359.99
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    MSI MAG 345CQR - LED monitor - curved - 34" - HDR

    MSI

    MSI MAG 345CQR - LED monitor - gaming - curved - 34" - 3440 x 1440 UWQHD 180 Hz - VA - 300 cd/m² - 30001 - 1 ms - 2xHDMI DisplayPort

    Original price $359.99 - Original price $359.99
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    ViewSonic XG2431 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic XG2431 - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 240 Hz - IPS - 350 cd/m² - 10001 - 1 ms - 2xHDMI Disp...

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    Original price $302.99 - Original price $302.99
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  • Original price $177.99 - Original price $177.99
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    ViewSonic OMNI VX2467U - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic OMNI VX2467U - LED monitor - gaming - 24" (23.6" viewable) - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - HDMI VGA USB-C

    Original price $177.99 - Original price $177.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.