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  • Original price $1,432.99 - Original price $1,432.99
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    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 256GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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  • Original price $1,104.99 - Original price $1,104.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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  • Original price $2,207.99 - Original price $2,207.99
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    ASUS - ROG Zephyrus G14 (2024) 14" OLED 3K 120Hz Gaming Laptop

    ASUS

    Make everyday use easier with the Windows 11 Operating SystemGame create and maximize your productivity—Windows 11 is the one place for it all. Wit...

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    Original price $2,207.99 - Original price $2,207.99
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  • Original price $403.99 - Original price $403.99
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    Google - Pixel Tablet - 11" Android Tablet - 128GB - WiFi - Porcelain

    GOOGLE

    Android operating systemThe Android apps you love are already optimized for your Pixel Tablet’s larger screen; it comes with Google TV so you can w...

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  • Original price $313.99 - Original price $313.99
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    Lenovo - IdeaPad Slim 3 Chromebook Laptop - 14" FHD Touchscreen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue

    Lenovo

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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  • Original price $579.99 - Original price $579.99
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    Lenovo - Flex 5i 14" FHD Touchscreen 2-in-1 Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Storm Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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  • Original price $1,118.99 - Original price $1,118.99
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    Skytech Gaming - Shadow 4 Gaming Desktop PC Intel Core i5-13400F 16GB Memory NVIDIA RTX 4060 1TB NVMe SSD - Black

    Skytech Gaming

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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  • Original price $1,879.99 - Original price $1,879.99
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    CyberPowerPC - Gamer Supreme Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER 12GB - 1TB SSD - White

    CyberPowerPC

    Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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    Lenovo - Legion 7i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4070 8GB - 1TB SSD - Glacier White

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Dell Inspiron 16 2-in-1 Touch Laptop Intel Core Ultra 5 Processor 16GB Memory 512GB SSD - Ice Blue

    Dell

    Switch between four modesAdapt to any situation by swiftly switching from tablet to tent stand or laptop mode with the 360 hinge. An optional activ...

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    ASUS - Vivobook Pro 15 OLED Laptop - Intel Core Ultra 9 - NVIDIA RTX3050 6GB with 24GB Memory - 2TB SSD - Earl Gray

    ASUS

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    LG UltraGear 27" OLED QHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

    LG

    240Hz Refresh Rate OLED MonitorGear up for smooth gameplay with an ultra-fast 240Hz OLED display. The faster speed lets you respond quickly to oppo...

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    Original price $1,011.99 - Original price $1,011.99
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  • Original price $361.99 - Original price $361.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $361.99 - Original price $361.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Yellow

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $361.99 - Original price $361.99
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  • Original price $526.99 - Original price $526.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 256GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $526.99 - Original price $526.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 256GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $689.99 - Original price $689.99
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  • Original price $1,868.99 - Original price $1,868.99
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    MacBook Air 15-inch Laptop - Apple M3 chip - 16GB Memory - 512GB SSD (Latest Model) - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,868.99 - Original price $1,868.99
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  • Original price $1,432.99 - Original price $1,432.99
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    MacBook Air 13-inch Laptop - Apple M3 chip - 8GB Memory - 512GB SSD (Latest Model) - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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  • Original price $2,147.99 - Original price $2,147.99
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    Samsung - Galaxy Book4 Pro 360 2-in1 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Moonstone Gray

    Samsung

    Powerful enough for whatever you doBlaze new paths with a powerful Intel processor designed for visionaries. Tap into lightning fast speed and perf...

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    Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD (Latest Model) - Space Black - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $4,532.99 - Original price $4,532.99
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  • Original price $313.99 - Original price $313.99
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    Lenovo - Slim 3 Chromebook 14" FHD Touch-Screen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue

    Lenovo

    Live animated live lively live balanced. When you’re packing the thin and light IdeaPad Slim 3 Chromebook featuring WiFi 6 and 13.5 hours of batter...

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    Original price $313.99 - Original price $313.99
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  • Original price $2,195.99 - Original price $2,195.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,195.99 - Original price $2,195.99
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  • Original price $2,223.99 - Original price $2,223.99
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    Alienware - m16 QHD+ 165Hz Gaming Laptop - Intel Core i7 - 16GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD -Windows 11 Pro - Dark Metallic Moon

    Alienware

    Windows 11 Pro Operating SystemProtect your data with enterprise-grade security login from any device anywhere and boost productivity with powerful...

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    Original price $2,223.99 - Original price $2,223.99
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  • Original price $1,234.99 - Original price $1,234.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,234.99 - Original price $1,234.99
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    Dell - S3222DGM 32" LED Curved QHD FreeSync Gaming Monitor (DisplayPort HDMI) - Black

    Dell

    QHD 2560 x 1440 resolution with 169 aspect ratioDelivers crystal clear picture quality with stunning detail.VESA DisplayHDR 400 technologyEnsures l...

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    Original price $343.99 - Original price $343.99
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    Samsung - 27" T350 Series IPS FHD AMD FreeSync Monitor (VESA HDMI VGA) - Dark Blue Gray

    Samsung

    All-expansive viewMinimalist design maximum concentration. The 3-sided borderless display brings a clean and modern aesthetic to any working enviro...

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    Original price $176.99 - Original price $176.99
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  • Original price $668.99 - Original price $668.99
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    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD (Latest Model) - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $668.99 - Original price $668.99
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    HP - Desktop - AMD Ryzen 3 - 8GB Memory - 256 GB SSD - Dark Black

    HP

    Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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  • Original price $1,146.99 - Original price $1,146.99
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    Apple 12.9-inch iPad Pro Wi-Fi - 4th generation - tablet - 256 GB - 12.9"

    Apple

    Apple 12.9-inch iPad Pro Wi-Fi - 4th generation - tablet - 256 GB - 12.9" IPS (2732 x 2048) - space gray - refurbished - GSRF

    Original price $1,146.99 - Original price $1,146.99
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    BenQ GW2486TC - LED monitor - Full HD (1080p) - 24"

    BenQ

    BenQ GW2486TC - LED monitor - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 100 Hz - IPS - 250 cd/m² - 13001 - 5 ms - HDMI DisplayPort USB-C ...

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    Original price $219.99 - Original price $219.99
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    ViewSonic VX2428A - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic VX2428A - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 180 Hz - IPS - 250 cd/m² - 10001 - 0.5 ms - 2xHDMI D...

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    Original price $142.99 - Original price $142.99
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    ASUS ROG Strix G16 G614JV-AS94 - 16" - Intel Core i9 - 13980HX - 16 GB RAM - 1 TB SSD

    ASUS

    ASUS ROG Strix G16 G614JV-AS94 - Intel Core i9 - 13980HX / up to 5.6 GHz - Win 11 Home - GeForce RTX 4060 - 16 GB RAM - 1 TB SSD NVMe - 16" 1920 x ...

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    ASUS S5507QAD-PS96 L

    ASUS

    ASUS S5507QAD-PS96 LAPTOP

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    ViewSonic VX1655-4K - LED monitor - 4K - 16"

    ViewSonic

    ViewSonic VX1655-4K - LED monitor - 16" (15.6" viewable) - portable - 3840 x 2160 4K 60 Hz - 400 cd/m² - 10001 - Mini HDMI 2xUSB-C - speakers

    Original price $460.99 - Original price $460.99
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    CP 265KF/32GB/4070TIS/2TB/WIFI/WIN11

    Cyber Power

    CP 265KF/32GB/4070TIS/2TB/WIFI/WIN11

    Original price $2,337.99 - Original price $2,337.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.