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Computers & Laptops

  • Original price $380.99 - Original price $380.99
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    Acer - Chromebook 315 - 15.6" HD Laptop - Intel Pentium Silver N6000 - 4GB LPDDR4X - 128GB eMMC (Protective Sleeve) - Silver

    Acer

    Chrome OSChromebook laptops run on Chrome OS - An operating system by Google that is built for the way we live today. It updates automatically boot...

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    Original price $380.99 - Original price $380.99
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  • Original price $572.99 - Original price $572.99
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    HP - 15.6" Full HD Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 128GB UFS - Mineral Silver

    HP

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro desi...

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    Original price $572.99 - Original price $572.99
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  • Original price $570.99 - Original price $570.99
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    ASUS Chromebook Plus CX3402 14" Laptop with Google AI - Intel Core i5 1335U - 8GB Memory - 128GB SSD - Pearl White

    ASUS

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

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    Original price $570.99 - Original price $570.99
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  • Original price $1,290.99 - Original price $1,290.99
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    Dell G15 15.6" FHD 120Hz Gaming Laptop - Intel Core i7 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Shadow Gray w/ Black Thermal Shelf

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,290.99 - Original price $1,290.99
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  • Original price $524.99 - Original price $524.99
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    Lenovo Ideapad 1i 15.6" FHD Touch Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Cloud Gray

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $524.99 - Original price $524.99
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  • Original price $355.99 - Original price $355.99
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    SideTrak - Swivel 14" Attachable Portable Monitor - Black - Black

    SideTrak

    Patented Swivel DesignWith its unique ultra-sleek 360 swivel hinge this innovative attachable monitor adjusts to your most comfortable viewing angl...

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    Original price $355.99 - Original price $355.99
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  • Original price $211.99 - Original price $211.99
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    ASUS Chromebook CM1402 14" Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Gravity Gray

    ASUS

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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    Original price $211.99 - Original price $211.99
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  • Original price $347.99 - Original price $347.99
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    ASUS Chromebook Detachable CM3001 10.5" Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Fog Silver

    ASUS

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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    Original price $347.99 - Original price $347.99
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  • Original price $1,279.99 - Original price $1,279.99
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    Dell - Inspiron All In One Desktops - Intel Core 7 Processor 150U - 16 GB Memory - Intel Graphics - White

    Dell

    PositioningAIO with sleek design and a variety of upgrade options for personal productivity and home enterteimentEye ComfortThis All In One Display...

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    Original price $1,279.99 - Original price $1,279.99
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  • Original price $239.99 - Original price $239.99
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    SideTrak - Slide 12.5" IPS LCD FHD Monitor (USB-C) - Black - Black

    SideTrak

    270 Screen RotationWith its unique rotating hinge this innovative attachable monitor adjusts to your most comfortable viewing angle and allows for ...

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    Original price $239.99 - Original price $239.99
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  • Original price $313.99 - Original price $313.99
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    SideTrak - Swivel 12.5" Attachable Portable Monitor - Black - Black

    SideTrak

    Patented Swivel DesignWith its unique ultra-sleek 360 swivel hinge this innovative attachable monitor adjusts to your most comfortable viewing angl...

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    Original price $313.99 - Original price $313.99
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  • Original price $683.99 - Original price $683.99
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    ASUS Chromebook Plus CX5601 16" 2-in-1 Touchscreen Laptop with Google AI - Intel Core i3 - 8GB Memory - 128GB SSD - Gray

    ASUS

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

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    Original price $683.99 - Original price $683.99
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  • Original price $570.99 - Original price $570.99
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    ASUS - 14" Chromebook Plus Laptop - Intel Core i5 1335U - 8GB Memory - 128GB SSD - Pearl White

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $570.99 - Original price $570.99
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  • Original price $484.99 - Original price $484.99
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    Lenovo - Flex 5i Chromebook Plus Laptop with Google AI - 14" 2K Touch - Intel i3-1315U - 8GB RAM - Intel UHD Graphics - 128GB SSD - Storm Grey

    Lenovo

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

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    Original price $484.99 - Original price $484.99
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  • Original price $1,118.99 - Original price $1,118.99
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    HP - Envy Move 23.8" QHD Touch-Screen Portable All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

    HP

    Movable and rechargeableHP Envy Move 23.8 All-in-One PC lets you take your business recipes and workouts from the desktop to the countertop and bac...

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    Original price $1,118.99 - Original price $1,118.99
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    $1,118.99
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  • Original price $759.99 - Original price $759.99
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    Acer - Chromebook Plus Spin 714 Laptop 14" WUXGA Touch Display - Intel Core Ultra 5 115U 8GB LPDDR5 256GB SSD Wi-Fi 6E - Steel Gray

    Acer

    Chrome OSChromebook Plus keeps your Google Docs Sheets and Slides always accessible whether online or offline2 so you can create wherever inspirati...

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    Original price $759.99 - Original price $759.99
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  • Original price $863.99 - Original price $863.99
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    ASUS - TUF Gaming A16 16" 165Hz Gaming Laptop FHD-AMD Ryzen 7 7735HS with 16GB DDR5 Memory- Radeon RX7700S 512GB PCIe SSD - OFF BLACK

    ASUS

    Windows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...

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    Original price $863.99 - Original price $863.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $1,098.99 - Original price $1,098.99
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    CyberPowerPC - Gamer Xtreme Gaming Desktop NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Black

    CyberPowerPC

    Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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    Original price $1,098.99 - Original price $1,098.99
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  • Original price $1,532.99 - Original price $1,532.99
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    LG UltraGear 32" OLED UHD 240Hz 0.03ms NVIDIA G-SYNC Compatible and AMD Freesync Premium Pro Gaming Monitor with HDR - Black

    LG

    4K UHD UltraGear OLED 240Hz4K UHD at up to 240Hz on an OLED display is the best of all gaming worlds - smooth ultra-fast OLED gaming with immersiv...

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    Original price $1,532.99 - Original price $1,532.99
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  • Original price $914.99 - Original price $914.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi 128GB - Blue

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $914.99 - Original price $914.99
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  • Original price $1,435.99 - Original price $1,435.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi 256GB with OLED - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,435.99 - Original price $1,435.99
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  • Original price $802.99 - Original price $802.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 256GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
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    $802.99
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  • Original price $1,084.99 - Original price $1,084.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,084.99 - Original price $1,084.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 128GB - Purple (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,084.99 - Original price $1,084.99
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    $1,084.99
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  • Original price $914.99 - Original price $914.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi 128GB - Space Gray

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $914.99 - Original price $914.99
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  • Original price $2,068.99 - Original price $2,068.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi 1TB with OLED - Space Black

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,068.99 - Original price $2,068.99
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  • Original price $1,660.99 - Original price $1,660.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi 512GB with OLED - Space Black

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,660.99 - Original price $1,660.99
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  • Original price $1,435.99 - Original price $1,435.99
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    $1,435.99
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    Current price $1,435.99

    Apple - 13-inch iPad Pro M4 chip Wi-Fi 256GB with OLED - Space Black

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,435.99 - Original price $1,435.99
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    $1,435.99
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  • Original price $1,027.99 - Original price $1,027.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi 256GB - Space Gray

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,027.99 - Original price $1,027.99
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  • Original price $1,196.99 - Original price $1,196.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 256GB - Blue (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,196.99 - Original price $1,196.99
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    $1,196.99
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  • Original price $1,084.99 - Original price $1,084.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,084.99 - Original price $1,084.99
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    $1,084.99
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    Current price $1,084.99
  • Original price $1,660.99 - Original price $1,660.99
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    Current price $1,660.99

    Apple - 13-inch iPad Pro M4 chip Wi-Fi 512GB with OLED - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,660.99 - Original price $1,660.99
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    $1,660.99
    $1,660.99 - $1,660.99
    Current price $1,660.99
  • Original price $1,196.99 - Original price $1,196.99
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    Current price $1,196.99

    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,196.99 - Original price $1,196.99
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    $1,196.99
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  • Original price $914.99 - Original price $914.99
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    Current price $914.99

    Apple - 13-inch iPad Air M2 chip Wi-Fi 128GB - Purple

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $914.99 - Original price $914.99
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    $914.99
    $914.99 - $914.99
    Current price $914.99
  • Original price $1,196.99 - Original price $1,196.99
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    Current price $1,196.99

    Apple - 13-inch iPad Air M2 chip Wi-Fi + Cellular 256GB - Purple (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,196.99 - Original price $1,196.99
    Original price
    $1,196.99
    $1,196.99 - $1,196.99
    Current price $1,196.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.