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  • Original price $1,934.99 - Original price $1,934.99
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    Apple - MacBook Air 15-inch Apple M3 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,934.99 - Original price $1,934.99
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  • Original price $1,143.99 - Original price $1,143.99
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    Apple - MacBook Air 13-inch Apple M2 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Space Gray

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,143.99 - Original price $1,143.99
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  • Original price $1,482.99 - Original price $1,482.99
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    Apple - MacBook Air 15-inch Apple M3 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,482.99 - Original price $1,482.99
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  • Original price $1,934.99 - Original price $1,934.99
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    Apple - MacBook Air 15-inch Apple M3 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,934.99 - Original price $1,934.99
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    Apple - MacBook Air 15-inch Apple M3 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,934.99 - Original price $1,934.99
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  • Original price $267.99 - Original price $267.99
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    Lenovo - Tab Plus - 11.5" Tablet - 128GB - Luna Grey

    Lenovo

    Powerful Connectivity With USB-C/USB 2.0Share files connect accessories and display content on the big screen with a full-size USB C port.Android 1...

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    Original price $267.99 - Original price $267.99
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  • Original price $1,256.99 - Original price $1,256.99
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    Apple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,256.99 - Original price $1,256.99
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  • Original price $1,143.99 - Original price $1,143.99
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    Apple - MacBook Air 13-inch Apple M2 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,143.99 - Original price $1,143.99
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  • Original price $1,256.99 - Original price $1,256.99
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    Apple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,256.99 - Original price $1,256.99
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  • Original price $348.99 - Original price $348.99
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    ViewSonic - TD2430 24" LED FHD Touch Screen Monitor (HDMI and DisplayPort) - Black

    ViewSonic

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.10 ms res...

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    Original price $348.99 - Original price $348.99
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  • Original price $691.99 - Original price $691.99
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    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $691.99 - Original price $691.99
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  • Original price $2,273.99 - Original price $2,273.99
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    Apple Mac Studio - USFF M2 Max - 32 GB - SSD 512 GB

    Apple

    M2 Max chip for exceptional performance12-core CPU packs up to 1.8x faster performance than 27-inch iMac to push the boundaries of your workflowUp ...

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    Original price $2,273.99 - Original price $2,273.99
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  • Original price $143.99 - Original price $143.99
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    MSI G244F E2 - LED monitor - Full HD (1080p) - 24"

    MSI

    MSI G244F E2 - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 180 Hz - Fast IPS - 300 cd/m² - 10001 - 1 ms - 2xHDMI Dis...

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    Original price $143.99 - Original price $143.99
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  • Original price $1,559.99 - Original price $1,559.99
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    CROSSHAIR16 I7-14650

    MSI

    CROSSHAIR16 I7-14650HX/RTX 4070/16G/1T

    Original price $1,559.99 - Original price $1,559.99
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  • Original price $432.99 - Original price $432.99
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    IDEAPAD 1 15" - 82VG

    Lenovo

    IDEAPAD 1 15" - 82VG00QFUS

    Original price $432.99 - Original price $432.99
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    $432.99
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  • Original price $205.99 - Original price $205.99
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    27" ULTRAGEAR 1080P

    LG

    27" ULTRAGEAR 1080P MONITOR

    Original price $205.99 - Original price $205.99
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  • Original price $1,698.99 - Original price $1,698.99
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    G614JV-AS94

    ASUS

    G614JV-AS94

    Original price $1,698.99 - Original price $1,698.99
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  • Original price $2,270.99 - Original price $2,270.99
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    CYBERPOWERPC SUPREME SLC10060CPGV9

    Cyber Power

    CYBERPOWERPC SUPREME SLC10060CPGV9

    Original price $2,270.99 - Original price $2,270.99
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  • Original price $1,785.99 - Original price $1,785.99
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    CPPC GAMER SUPREME S

    CyberPowerPC

    CPPC GAMER SUPREME SLCAI6800CPG

    Original price $1,785.99 - Original price $1,785.99
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  • Original price $210.99 - Original price $210.99
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    GSRF 10.2-INCH IPAD

    Apple

    GSRF 10.2-INCH IPAD WI-FI 32GB

    Original price $210.99 - Original price $210.99
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  • Original price $2,056.99 - Original price $2,056.99
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    ACER NITRO 60 N60-18

    Acer

    ACER NITRO 60 N60-180-UB23 DESKTOP

    Original price $2,056.99 - Original price $2,056.99
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  • Original price $501.99 - Original price $501.99
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    HP 15-FD0005DX

    HP

    HP 15-FD0005DX

    Original price $501.99 - Original price $501.99
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  • Original price $611.99 - Original price $611.99
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    Acer Extensa 15 EX215-23 - 15.6" - AMD Ryzen 5 - 7520U - 8 GB RAM - 256 GB SSD - US Intl

    Acer

    Acer Extensa 15 EX215-23 - AMD Ryzen 5 - 7520U / up to 4.3 GHz - Win 11 Pro - Radeon 610M - 8 GB RAM - 256 GB SSD - 15.6" IPS 1920 x 1080 (Full HD)...

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    Original price $611.99 - Original price $611.99
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  • Original price $2,032.99 - Original price $2,032.99
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    HP 32-C0014

    HP

    HP 32-C0014

    Original price $2,032.99 - Original price $2,032.99
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  • Original price $302.99 - Original price $302.99
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    TAB PLUS 11.5" ANDRO

    Lenovo

    TAB PLUS 11.5" ANDROID TABLET

    Original price $302.99 - Original price $302.99
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  • Original price $1,517.99 - Original price $1,517.99
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    HP - Envy 2-in-1 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,517.99 - Original price $1,517.99
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  • Original price $1,332.99 - Original price $1,332.99
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    Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue

    Samsung

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $1,332.99 - Original price $1,332.99
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  • Original price $99.99 - Original price $99.99
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    Amazon - Fire HD 10 - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Black

    AMAZON

    Do what you love uninterrupted25 faster performance than the previous generation and 3 GB RAM are ideal for seamless streaming reading and gaming.H...

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    Original price $99.99 - Original price $99.99
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  • Original price $1,364.99 - Original price $1,364.99
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    Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus - 16GB Memory - 512GB SSD - (11th Edition) Bundle - Black

    Microsoft

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,364.99 - Original price $1,364.99
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  • Original price $3,227.99 - Original price $3,227.99
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    CyberPowerPC - Gamer Supreme Gaming Desktop - AMD Ryzen 9 9950X - 64GB Memory - NVIDIA GeForce RTX 4080 SUPER 16GB - 4TB SSD - White

    CyberPowerPC

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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    Original price $3,227.99 - Original price $3,227.99
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  • Original price $1,560.99 - Original price $1,560.99
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    Dell - Inspiron 27" Touch All In One Desktop - Intel Core 7 processor - 16GB Memory - 1TB SSD - White

    Dell

    Level up with Premium Support PlusFor Windows Home OS upgrade to Premium Support Plus for anytime anywhere expert support AI-powered issue detectio...

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    Original price $1,560.99 - Original price $1,560.99
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  • Original price $4,279.99 - Original price $4,279.99
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    Alienware m18 165 Hz Gaming Laptop (QHD+) 14th Gen Intel Core i9 - 64GB Memory - 2TB SSD -  NVIDIA GeForce RTX 4090 - Dark Metallic Moon

    Dell

    UNCOMPROMISED PERFORMANCEMarathon gaming requires absolute power. Our advanced cooling technology Alienware Cryo-tech is designed to maintain syste...

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    Original price $4,279.99 - Original price $4,279.99
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  • Original price $1,860.99 - Original price $1,860.99
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    Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite - 16GB Memory - 1TB SSD - Device Only (11th Edition) - Sapphire

    Microsoft

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,860.99 - Original price $1,860.99
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  • Original price $413.99 - Original price $413.99
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    Acer - Predator 31.5" IPS WQHD 180Hz 0.5ms FreeSync Gaming Monitor (DisplayPortHDMI) - Black

    Acer

    Resolution MattersThe XB323QU 31.5" Agile-Splendor IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high qualit...

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    Original price $413.99 - Original price $413.99
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  • Original price $194.99 - Original price $194.99
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    ASUS 14" FHD Laptop - Intel Celeron N4500 with 4GB Memory - 64GB eMMC - Star Black

    ASUS

    Windows 11 Home in S Mode Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also com...

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    Original price $194.99 - Original price $194.99
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  • Original price $1,615.99 - Original price $1,615.99
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    ASUS - ROG Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 4060 Ti - 2TB SSD - Black

    ASUS

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,615.99 - Original price $1,615.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.