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Computers & Laptops

  • Original price $3,151.99 - Original price $3,151.99
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    STEALTH18 CU9-185H/R

    MSI

    STEALTH18 CU9-185H/RTX 4080/32GB/1TBSSD

    Original price $3,151.99 - Original price $3,151.99
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  • Original price $315.99 - Original price $315.99
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    ViewSonic VG275 - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    ViewSonic VG275 - LED monitor - 27" - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 300 cd/m² - 10001 - 5 ms - HDMI VGA DisplayPort USB-C - speakers

    Original price $315.99 - Original price $315.99
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  • Original price $189.99 - Original price $189.99
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    MAG 27C6F GAMING MONITOR

    MSI

    MAG 27C6F GAMING MONITOR

    Original price $189.99 - Original price $189.99
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  • Original price $1,394.99 - Original price $1,394.99
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    Samsung - Odyssey OLED G8 34" Curved Ultra-WQHD AMD FreeSync Prem Pro 175Hz 0.03ms Smart Glare Free Gaming Monitor - Silver

    Samsung

    OLED in Ultra-WQHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you elevating your gaming experience to new h...

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    Original price $1,394.99 - Original price $1,394.99
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  • Original price $1,229.99 - Original price $1,229.99
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    ASUS - ProArt PZ13 13" 3K Detachable Laptop - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB Memory - 1TB SSD - Nano Black

    ASUS

    Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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    Original price $1,229.99 - Original price $1,229.99
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  • Original price $1,008.99 - Original price $1,008.99
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    ASUS - Vivobook S 15 15" 3K OLED Laptop - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB Memory - 512GB SSD - Neutral Black

    ASUS

    Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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    Original price $1,008.99 - Original price $1,008.99
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  • Original price $1,264.99 - Original price $1,264.99
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    HP - OmniBook Ultra - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - AMD Ryzen AI 9 365 - 32GB Memory - 1TB SSD - Meteor Silver

    HP

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $1,264.99 - Original price $1,264.99
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  • Original price $1,892.99 - Original price $1,892.99
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    ASUS - ProArt PX13 13 3K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4050 - 1TB SSD - Nano Black

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,892.99 - Original price $1,892.99
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  • Original price $2,118.99 - Original price $2,118.99
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    ASUS - ProArt P16 16" 4K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4060 - 1TB SSD - Nano Black

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $2,118.99 - Original price $2,118.99
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  • Original price $1,290.99 - Original price $1,290.99
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    ASUS - Zenbook S 16 16 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 365 - 24GB Memory - 1TB SSD - Scandinavian White

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,290.99 - Original price $1,290.99
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  • Original price $1,977.99 - Original price $1,977.99
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    MacBook Pro 14" Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 10-core GPU - 1TB SSD - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $1,977.99 - Original price $1,977.99
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  • Original price $2,195.99 - Original price $2,195.99
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    MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 14-core GPU - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,195.99 - Original price $2,195.99
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  • Original price $4,532.99 - Original price $4,532.99
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    MacBook Pro 16" Laptop - M3 Max chip Built for Apple Intelligence - 48GB Memory - 40-core GPU - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $4,532.99 - Original price $4,532.99
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  • Original price $1,977.99 - Original price $1,977.99
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    MacBook Pro 14" Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 10-core GPU - 1TB SSD - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $1,977.99 - Original price $1,977.99
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  • Original price $914.99 - Original price $914.99
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    13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $914.99 - Original price $914.99
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  • Original price $1,365.99 - Original price $1,365.99
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    Current price $1,365.99

    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,365.99 - Original price $1,365.99
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  • Original price $1,478.99 - Original price $1,478.99
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    Current price $1,478.99

    13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 256GB with OLED - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,478.99 - Original price $1,478.99
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  • Original price $802.99 - Original price $802.99
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    $802.99
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    Current price $802.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 256GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
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  • Original price $1,253.99 - Original price $1,253.99
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    11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 1TB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,253.99 - Original price $1,253.99
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  • Original price $1,084.99 - Original price $1,084.99
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    Current price $1,084.99

    13-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,084.99 - Original price $1,084.99
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    13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Purple (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,084.99 - Original price $1,084.99
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  • Original price $1,027.99 - Original price $1,027.99
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    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 512GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,027.99 - Original price $1,027.99
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  • Original price $1,934.99 - Original price $1,934.99
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    MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,934.99 - Original price $1,934.99
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  • Original price $1,140.99 - Original price $1,140.99
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    $1,140.99
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    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi 256GB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,140.99 - Original price $1,140.99
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    $1,140.99
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  • Original price $1,140.99 - Original price $1,140.99
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    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi 256GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,140.99 - Original price $1,140.99
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    $1,140.99
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    Current price $1,140.99
  • Original price $1,816.99 - Original price $1,816.99
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    11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 1TB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,816.99 - Original price $1,816.99
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    $1,816.99
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  • Original price $1,816.99 - Original price $1,816.99
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    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi 1TB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,816.99 - Original price $1,816.99
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    $1,816.99
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    Current price $1,816.99
  • Original price $914.99 - Original price $914.99
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    $914.99
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    Current price $914.99

    13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $914.99 - Original price $914.99
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    $914.99
    $914.99 - $914.99
    Current price $914.99
  • Original price $2,154.99 - Original price $2,154.99
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    $2,154.99 - $2,154.99
    Current price $2,154.99

    13-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi 1TB with OLED - Space Black

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $2,154.99 - Original price $2,154.99
    Original price
    $2,154.99
    $2,154.99 - $2,154.99
    Current price $2,154.99
  • Original price $1,703.99 - Original price $1,703.99
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    13-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi 512GB with OLED - Space Black

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,703.99 - Original price $1,703.99
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    $1,703.99
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    Current price $1,703.99
  • Original price $1,478.99 - Original price $1,478.99
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    $1,478.99
    $1,478.99 - $1,478.99
    Current price $1,478.99

    13-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi 256GB with OLED - Space Black

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,478.99 - Original price $1,478.99
    Original price
    $1,478.99
    $1,478.99 - $1,478.99
    Current price $1,478.99
  • Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99

    13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99
  • Original price $1,196.99 - Original price $1,196.99
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    Current price $1,196.99

    13-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi + Cellular 256GB - Blue (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,196.99 - Original price $1,196.99
    Original price
    $1,196.99
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    Current price $1,196.99
  • Original price $1,084.99 - Original price $1,084.99
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    Current price $1,084.99

    13-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,084.99 - Original price $1,084.99
    Original price
    $1,084.99
    $1,084.99 - $1,084.99
    Current price $1,084.99
  • Original price $1,365.99 - Original price $1,365.99
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    $1,365.99
    $1,365.99 - $1,365.99
    Current price $1,365.99

    11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 512GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,365.99 - Original price $1,365.99
    Original price
    $1,365.99
    $1,365.99 - $1,365.99
    Current price $1,365.99
  • Original price $689.99 - Original price $689.99
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    $689.99
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    Current price $689.99

    11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.