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  • Original price $2,273.99 - Original price $2,273.99
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    Apple - MacBook Pro 14-inch Laptop M3 chip - 16GB Memory - 1TB SSD - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,273.99 - Original price $2,273.99
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  • Original price $1,868.99 - Original price $1,868.99
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    Apple - MacBook Air 15-inch Laptop - M3 chip - 16GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,868.99 - Original price $1,868.99
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  • Original price $1,632.99 - Original price $1,632.99
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    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi - 1TB - Silver

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

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    Original price $1,632.99 - Original price $1,632.99
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  • Original price $2,388.99 - Original price $2,388.99
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    Apple - 12.9-Inch iPad Pro (6th Generation) M2 chip Wi-Fi - 2TB - Space Gray

    Apple

    Brilliant 12.9-inch Liquid Retina XDR display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10M...

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    Original price $2,388.99 - Original price $2,388.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,322.99 - Original price $1,322.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,322.99 - Original price $1,322.99
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  • Original price $1,323.99 - Original price $1,323.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,323.99 - Original price $1,323.99
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  • Original price $1,650.99 - Original price $1,650.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip - 16GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,650.99 - Original price $1,650.99
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    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,650.99 - Original price $1,650.99
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    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,650.99 - Original price $1,650.99
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  • Original price $1,432.99 - Original price $1,432.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,432.99 - Original price $1,432.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,432.99 - Original price $1,432.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,432.99 - Original price $1,432.99
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  • Original price $302.99 - Original price $302.99
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    Samsung - Odyssey G50D 27" QHD IPS 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $302.99 - Original price $302.99
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  • Original price $1,650.99 - Original price $1,650.99
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    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,650.99 - Original price $1,650.99
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  • Original price $1,104.99 - Original price $1,104.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,104.99 - Original price $1,104.99
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    $1,104.99
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  • Original price $439.99 - Original price $439.99
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    Samsung - Odyssey G50D 32" QHD IPS 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $439.99 - Original price $439.99
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  • Original price $304.99 - Original price $304.99
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    ViewSonic - VG2456A 23.8" LCD FHD Monitor (DisplayPort USB HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $304.99 - Original price $304.99
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  • Original price $1,323.99 - Original price $1,323.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,323.99 - Original price $1,323.99
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  • Original price $2,632.99 - Original price $2,632.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,632.99 - Original price $2,632.99
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  • Original price $2,195.99 - Original price $2,195.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD - Silver

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,195.99 - Original price $2,195.99
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  • Original price $571.99 - Original price $571.99
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    ViewSonic ColorPro VP3256-4K - LED monitor - 32"

    ViewSonic

    4K UHDExperience a breathtaking level of detail when you open your eyes to the clarity of the 4K UHD screen.Viewable screen size and panel type31.5...

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    Original price $571.99 - Original price $571.99
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  • Original price $131.99 - Original price $131.99
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    ViewSonic - VA1655 15.6" LCD FHD Monitor (DisplayPort USB HDMI) - Black

    ViewSonic

    Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $131.99 - Original price $131.99
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  • Original price $194.99 - Original price $194.99
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    ViewSonic OMNI Gaming VX2718-P-MHD - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    BE THE DIFFERENCEFull HD 1080p (1920x1080p) resolution 1ms (MPRT) response time and 165Hz refresh rate (with DisplayPort) gives you the ultimate en...

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    Original price $194.99 - Original price $194.99
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  • Original price $190.99 - Original price $190.99
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    Acer - AOPEN 27HC5R S3biip 27" LED Curved FHD FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe AOPEN 27" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture...

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    Original price $190.99 - Original price $190.99
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  • Original price $3,409.99 - Original price $3,409.99
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    Samsung - Odyssey Ark 2nd Gen. 55" Curved 4K UHD Quantum Mini-LED FreeSync Prem Pro 1ms GTG Gaming Screen - Black

    Samsung

    4-Input Multi ViewA whole new way to view. With the upgraded Multi View connect and see up to 4 different inputs at once including the addition of ...

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    Original price $3,409.99 - Original price $3,409.99
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  • Original price $379.99 - Original price $379.99
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    Acer - Nitro ED340CU Sbmiipx 34" LED QHD 180Hz 1ms FreeSync Monitor (HDMI) - Black

    Acer

    Vibrant ImagesThe Nitro ED340CU 34" Curved Display with Ultra Wide QHD (3440 x 1440) resolution offers the sharpest picture quality and provides a ...

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    Original price $379.99 - Original price $379.99
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  • Original price $350.99 - Original price $350.99
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    LG - UltraGear 32" IPS LED 180Hz 1-ms NVIDIA G-SYNC Compatible and AMD Freesync Gaming Monitor with HDR - Black

    LG

    Ascend your game with the speed of UltraGearExperience next-level QHD gaming performance.Ultra-fast at up to 180Hz 1ms MBRGear up for smooth gamep...

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    Original price $350.99 - Original price $350.99
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  • Original price $2,332.99 - Original price $2,332.99
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    Alienware - m16 R2 Laptop - Intel Core Ultra 9 - NVIDIA GeForce RTX 4070 - 32GB Memory - 1TB SSD - Dark Metallic Moon

    Alienware

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $2,332.99 - Original price $2,332.99
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  • Original price $107.99 - Original price $107.99
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    ViewSonic - VA2247-MH 22" LCD FHD Adaptive Sync Monitor (HDMI VGA) - Black

    ViewSonic

    Full HD21.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $107.99 - Original price $107.99
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  • Original price $2,774.99 - Original price $2,774.99
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    Alienware m18 R2 18" 165 Hz Notebook 2560 x 1600 (QHD) 14th Gen Intel Corei9 with 32 GB Memory - NVIDIA GeForce 4070 - Dark Metallic Moon

    Alienware

    Windows 11 Home Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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    Original price $2,774.99 - Original price $2,774.99
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  • Original price $1,725.99 - Original price $1,725.99
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    MSI - Aegis Z2 Gaming Desktop - AMD R7-7700 - 16GB Memory - NVIDIA GeForce RTX 4070 Super - 1TB SSD - Black

    MSI

    Windows 11 operating systemEquipped with the brand new Windows 11 with all its new featuresAMD Ryzen R7-7700Leading your team to victory shouldn’t ...

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    Original price $1,725.99 - Original price $1,725.99
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  • Original price $358.99 - Original price $358.99
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    SideTrak - Swivel 12.5" Attachable Portable Monitor - Black

    SideTrak

    Patented Swivel DesignWith its unique ultra-sleek 360 swivel hinge this innovative attachable monitor adjusts to your most comfortable viewing angl...

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    Original price $358.99 - Original price $358.99
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  • Original price $387.99 - Original price $387.99
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    SideTrak - Swivel 14" Attachable Portable Monitor - Black

    SideTrak

    Patented Swivel DesignWith its unique ultra-sleek 360 swivel hinge this innovative attachable monitor adjusts to your most comfortable viewing angl...

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    Original price $387.99 - Original price $387.99
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  • Original price $339.99 - Original price $339.99
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    SideTrak - Slide 12.5" IPS LCD FHD Monitor (USB-C) - Black

    SideTrak

    270 Screen RotationWith its unique rotating hinge this innovative attachable monitor adjusts to your most comfortable viewing angle and allows for ...

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    Original price $339.99 - Original price $339.99
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  • Original price $897.99 - Original price $897.99
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    Lenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - AMD Ryzen 5 7535HS - 8GB Memory - 512GB SSD - Gray

    Lenovo

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $897.99 - Original price $897.99
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    Current price $897.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.