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Computers & Laptops

Original price $511.99 - Original price $511.99
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Current price $511.99

Lenovo - IdeaPad 1 15.6" Full HD Touchscreen Laptop - AMD Ryzen 5 7520U 2022 - 8GB Memory - 256GB SSD - Abyss Blue

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $511.99 - Original price $511.99
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Original price $1,082.99 - Original price $1,082.99
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Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,082.99 - Original price $1,082.99
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Original price $1,802.99 - Original price $1,802.99
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MSI - Vector 16 HX AI 16" 144Hz FHD+ Gaming Laptop - Intel Ultra 7-255HX - GeForce RTX 5070Ti - 16GB Memory - 1TBSSD - Cosmo Gray

MSI

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,802.99 - Original price $1,802.99
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Original price $2,906.99 - Original price $2,906.99
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ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA RTX 5070 Ti 12GB - 1TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,906.99 - Original price $2,906.99
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Original price $1,699.99 - Original price $1,699.99
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ASUS - TUF Gaming F16 16" FHD+ 165Hz Gaming Laptop - Intel Core i7-14650HX - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Jaeger Gray

ASUS

Windows 11 Home Operating SystemGame create and maximize your productivity—Windows 11 Home is the one place for it all. With a fresh new feel and t...

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Original price $1,699.99 - Original price $1,699.99
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Original price $1,489.99 - Original price $1,489.99
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ASUS - ROG Zephyrus G14 14" OLED 3K 120Hz Gaming Laptop - AMD Ryzen 9 270 - 16GB LPDDR5X - GeForce RTX 5060 - 1TB SSD - Platinum White

ASUS

Make Gaming and Creating Easier with Windows 11 HomeGame create and maximize your productivity—Windows 11 Home is the one place for it all. With ad...

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Original price $1,489.99 - Original price $1,489.99
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Original price $689.99 - Original price $689.99
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LG - UltraGear 27" IPS Dual Mode (4K UHD 240Hz or FHD 480Hz) 1ms G-Sync Gaming Monitor with DisplayHDR 600 (DisplayPort 2.1) - Black

LG

Next-Level Gaming With 4K UHD Nano IPS BlackUnleash next-gen gaming with the UltraGear's first Nano IPS Black monitor. Play in razor-sharp 4K UHD ...

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Original price $689.99 - Original price $689.99
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Original price $1,532.99 - Original price $1,532.99
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LG - UltraGear 32" OLED Dual Mode (4K UHD 240Hz FHD 480Hz) 0.03ms G-SYNC Compatible AMD FreeSync Premium Pro Gaming Monitor - Black

LG

Dual Mode 4K UHD 240Hz or Full HD 480HzLG UltraGear OLED is a VESA Certified Dual Mode gaming monitor. This innovation allows gamers to experience ...

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Original price $1,532.99 - Original price $1,532.99
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Original price $1,780.99 - Original price $1,780.99
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Dell - Plus - Copilot+ PC - 16" 2.5K 2-in-1 Touchscreen Laptop - Intel Core Ultra 9 288V 2024 - 32GB Memory - 1TB Storage - Midnight Blue

Dell

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars with the DB06250.Built from the groun...

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Original price $1,780.99 - Original price $1,780.99
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Original price $3,439.99 - Original price $3,439.99
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Alienware - Aurora Gaming Desktop - Intel Core Ultra 9 285K 2024 - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB Storage - Black

Alienware

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $3,439.99 - Original price $3,439.99
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Original price $1,205.99 - Original price $1,205.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Original price $210.99 - Original price $210.99
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Dell - S2725H 27" IPS LED FHD 100Hz Monitor (HDMI) - Ash White

Dell

Re-engineered sound qualityEnjoy more detailed sound with spacious audio featuring greater output power deeper frequency response and more decibel ...

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Original price $210.99 - Original price $210.99
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Original price $3,521.99 - Original price $3,521.99
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HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $3,521.99 - Original price $3,521.99
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Original price $134.99 - Original price $134.99
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Samsung - 24" S3 (S36GD) LED FHD 100Hz Curved Monitor (HDMI D-sub) - Black

Samsung

1800R Curved ScreenAn immersive viewing experience with a curved monitor that wraps more closely around your field of vision. It creates a wider vi...

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Original price $134.99 - Original price $134.99
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Original price $883.99 - Original price $883.99
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ASUS- ExpertBook CX54 14" Chromebook Laptop with Intel Core Ultra 5-16GB Memory-256GB SSD

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $883.99 - Original price $883.99
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Original price $302.99 - Original price $302.99
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ASUS - CX14 14" FHD Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Misty Grey

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $302.99 - Original price $302.99
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Original price $1,642.99 - Original price $1,642.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,642.99 - Original price $1,642.99
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Original price $1,113.99 - Original price $1,113.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - AMD Radeon RX 7600 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,113.99 - Original price $1,113.99
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Original price $1,642.99 - Original price $1,642.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,642.99 - Original price $1,642.99
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Original price $2,319.99 - Original price $2,319.99
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MSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory - 1TBSSD - Cosmo Gray

MSI

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $2,319.99 - Original price $2,319.99
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Original price $474.99 - Original price $474.99
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Samsung - 37" ViewFinity S8 S80UD LED 4K UHD High Resolution Monitor with HDR10 USB-C and Ergonomic Stand - Black

Samsung

UHD ResolutionVisual excellence that professionals demand. UHD (3840x2160) resolution reveals greater levels of detail with higher pixel density. P...

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Original price $474.99 - Original price $474.99
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Original price $434.99 - Original price $434.99
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LG - 27" IPS UHD 60Hz 5ms Smart Monitor with HDR10 (HDMI USB-C) - White

LG

Seamless Flexibility for Work and PlayExperience powerful flexibility with the LG Smart Monitor with webOS. A 27" 4K UHD screen LG Smart Monitor re...

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Original price $434.99 - Original price $434.99
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Original price $590.99 - Original price $590.99
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ASUS - CX34 14" FHD Chromebook Plus Laptop with Google AI - Intel Core i5 - 8GB Memory - 128GB SSD - Rock Grey

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $590.99 - Original price $590.99
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$590.99
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Original price $154.99 - Original price $154.99
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$154.99
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Dell - S2425H 24" IPS LED FHD 100Hz Monitor (HDMI) - Ash White

Dell

Made to be seen. And heard.With clear FHD resolution high 100Hz refresh rate integrated dual 5W speakers and subtle texture on the back inspired by...

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Original price $154.99 - Original price $154.99
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Original price $310.99 - Original price $310.99
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Lenovo - IdeaPad Slim 3 Chromebook 14" Full HD Laptop - MediaTek Kompanio 520 2022 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $310.99 - Original price $310.99
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$310.99
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Original price $2,261.99 - Original price $2,261.99
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Current price $2,261.99

Lenovo - Legion Pro 5i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,261.99 - Original price $2,261.99
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Original price $1,258.99 - Original price $1,258.99
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Dell - Plus 2-In-1 14" FHD+ Touch Screen Laptop - Intel Core Ultra 9 Copilot+ PC with 32GB Memory - 1TB SSD - Ice

Dell

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

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Original price $1,258.99 - Original price $1,258.99
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Original price $2,694.99 - Original price $2,694.99
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CyberPowerPC - Gaming Desktop - Intel Core Ultra 9 285K - NVIDIA GeForce RTX 5070 Ti 16GB - 64GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $2,694.99 - Original price $2,694.99
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$2,694.99
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Original price $1,012.99 - Original price $1,012.99
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Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Intel Core Ultra 5 Processor 2024 - 16GB Memory - 512GB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,012.99 - Original price $1,012.99
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$1,012.99
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Current price $1,012.99
Original price $906.99 - Original price $906.99
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$906.99
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Current price $906.99

Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 350 - 16GB Memory - 1TB SSD - Seashell

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $906.99 - Original price $906.99
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$906.99
$906.99 - $906.99
Current price $906.99
Original price $1,832.99 - Original price $1,832.99
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Current price $1,832.99

HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

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Original price $1,832.99 - Original price $1,832.99
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Original price $245.99 - Original price $245.99
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HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $245.99 - Original price $245.99
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$245.99
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Original price $3,297.99 - Original price $3,297.99
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Lenovo - Legion Pro 7i 16" 2.5K OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
Original price $3,297.99 - Original price $3,297.99
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$3,297.99
$3,297.99 - $3,297.99
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Original price $2,224.99 - Original price $2,224.99
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Current price $2,224.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED Nano-texture Glass - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,224.99 - Original price $2,224.99
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Original price $1,322.99 - Original price $1,322.99
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Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
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Original price $470.99 - Original price $470.99
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Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Yellow

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $470.99 - Original price $470.99
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$470.99
$470.99 - $470.99
Current price $470.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.