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  • Original price $1,740.99 - Original price $1,740.99
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    Apple - 11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 1TB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,740.99 - Original price $1,740.99
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  • Original price $914.99 - Original price $914.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $914.99 - Original price $914.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - 11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,322.99 - Original price $1,322.99
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  • Original price $2,181.99 - Original price $2,181.99
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    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 1TB with OLED Nano Texture Glass - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,181.99 - Original price $2,181.99
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  • Original price $1,435.99 - Original price $1,435.99
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    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 256GB with OLED - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,435.99 - Original price $1,435.99
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  • Original price $1,843.99 - Original price $1,843.99
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    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,843.99 - Original price $1,843.99
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  • Original price $1,253.99 - Original price $1,253.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 512GB - Space Gray

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,253.99 - Original price $1,253.99
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  • Original price $1,027.99 - Original price $1,027.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Starlight

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,027.99 - Original price $1,027.99
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  • Original price $802.99 - Original price $802.99
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    Current price $802.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $802.99 - Original price $802.99
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    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $1,253.99 - Original price $1,253.99
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    Current price $1,253.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 1TB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,253.99 - Original price $1,253.99
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  • Original price $971.99 - Original price $971.99
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    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $971.99 - Original price $971.99
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  • Original price $1,524.99 - Original price $1,524.99
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    Current price $1,524.99

    Apple - 11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,524.99 - Original price $1,524.99
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  • Original price $2,068.99 - Original price $2,068.99
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    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 1TB with OLED - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,068.99 - Original price $2,068.99
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    $2,068.99
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  • Original price $1,084.99 - Original price $1,084.99
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    $1,084.99
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    Current price $1,084.99

    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,084.99 - Original price $1,084.99
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    $1,084.99
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  • Original price $1,084.99 - Original price $1,084.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Purple (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,084.99 - Original price $1,084.99
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    $1,084.99
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    Current price $1,084.99
  • Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 512GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99
  • Original price $2,181.99 - Original price $2,181.99
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    $2,181.99
    $2,181.99 - $2,181.99
    Current price $2,181.99

    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 1TB with OLED Nano Texture Glass - Space Black

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $2,181.99 - Original price $2,181.99
    Original price
    $2,181.99
    $2,181.99 - $2,181.99
    Current price $2,181.99
  • Original price $2,857.99 - Original price $2,857.99
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    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 2TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,857.99 - Original price $2,857.99
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    $2,857.99
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  • Original price $248.99 - Original price $248.99
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    OMEN by HP 24 - LED monitor - Full HD (1080p) - 24"

    HP

    FHD resolution1920 x 1080 Full HD resolution on this 23.8 inch diagonal monitor.165Hz refresh rateFor crisp action and responsive gameplay this fas...

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    Original price $248.99 - Original price $248.99
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  • Original price $337.99 - Original price $337.99
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    ViewSonic ColorPro VP2468a - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.1920 x 1080 QHD resolution with 169 aspect ratioOf...

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    Original price $337.99 - Original price $337.99
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  • Original price $1,293.99 - Original price $1,293.99
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    GIGABYTE - G6 KF 16" 165Hz Gaming Laptop IPS - Intel i7-13620H with 32GB RAM - NVIDIA GeForce RTX 4060 - 1TB SSD - Black

    GIGABYTE

    OSWindows 11 Home AD.Display16.0" 1610 WUXGA 1920x1200 165Hz.Processor13th Gen Intel Core i7-13620H Processor (4.9GHz).GraphicsNVIDIA GeForce RTX 4...

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    Original price $1,293.99 - Original price $1,293.99
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  • Original price $4,532.99 - Original price $4,532.99
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    Apple Mac Studio - USFF - M2 Ultra - 64 GB - SSD 1 TB

    Apple

    M2 Ultra chip for phenomenal performance24-core CPU packs up to 3.3x faster performance than 27-inch iMac to push the boundaries of your most deman...

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    Original price $4,532.99 - Original price $4,532.99
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    $4,532.99
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  • Original price $448.99 - Original price $448.99
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    HP - 15.6" Chromebook Laptop - Intel Processor N200 - 8GB Memory - 64GB eMMC - Natural Silver

    HP

    Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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    Original price $448.99 - Original price $448.99
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    $448.99
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  • Original price $1,307.99 - Original price $1,307.99
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    Apple - MacBook Air 15" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Midnight

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,307.99 - Original price $1,307.99
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  • Original price $109.99 - Original price $109.99
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    $109.99
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    Acer -i 23.8 LED FHD 100Hz 1ms FreeSync Monitor (HDMI VGA) - Black

    Acer

    Vibrant imagesThe AOPEN 23.8" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with...

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    Original price $109.99 - Original price $109.99
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    $109.99
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  • Original price $528.99 - Original price $528.99
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    HP - 15.6" Touch-Screen Laptop - Intel Core i3 - 8GB Memory - 256GB SSD - Natural Silver

    HP

    Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $528.99 - Original price $528.99
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  • Original price $199.99 - Original price $199.99
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    Acer - 27" IPS LED FHD 100Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $199.99 - Original price $199.99
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    $199.99
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  • Original price $164.99 - Original price $164.99
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    $164.99
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    Acer - 23.8" IPS LED FHD 100Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and images appear more real and dramatic and small details a...

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    Original price $164.99 - Original price $164.99
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    $164.99
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  • Original price $1,432.99 - Original price $1,432.99
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    Apple - MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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  • Original price $689.99 - Original price $689.99
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    $689.99
    $689.99 - $689.99
    Current price $689.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $689.99 - Original price $689.99
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    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
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    Current price $1,027.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 512GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
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  • Original price $1,660.99 - Original price $1,660.99
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    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,660.99 - Original price $1,660.99
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    $1,660.99
    $1,660.99 - $1,660.99
    Current price $1,660.99
  • Original price $802.99 - Original price $802.99
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    $802.99
    $802.99 - $802.99
    Current price $802.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Starlight

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99

    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Purple

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99
  • Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $802.99 - Original price $802.99
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    $802.99
    $802.99 - $802.99
    Current price $802.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.