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Desktops

Rent to Own Desktop Computers – Work, Gaming & Home Office Solutions

Find the perfect desktop computer with affordable rent-to-own financing at Finance My Cart. Whether you need a powerful workstation for productivity, a high-performance gaming PC, or a reliable home desktop, we’ve got you covered. Choose from top brands like Dell, HP, Apple, ASUS, Alienware, MSI, Lenovo, and more. Get advanced features such as lightning-fast processors, high-resolution displays, expandable storage, and cutting-edge graphics—all with flexible lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it easy to upgrade to the latest technology without breaking the bank.

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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Nano-texture glass - Silver
$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Nano-texture glass - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99
Apple - Mac mini Desktop - Latest Model - M4 Pro chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

Apple - Mac mini Desktop - Latest Model - M4 Pro chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Silver
$2,160.99 - $2,160.99
$2,160.99
$2,160.99 - $2,160.99
$2,160.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$2,160.99 - $2,160.99
$2,160.99
$2,160.99 - $2,160.99
$2,160.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Blue
$2,160.99 - $2,160.99
$2,160.99
$2,160.99 - $2,160.99
$2,160.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$2,160.99 - $2,160.99
$2,160.99
$2,160.99 - $2,160.99
$2,160.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Green
$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Green

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99
Apple - Mac Studio - M4 Max - 512GB SSD - Silver
$2,273.99 - $2,273.99
$2,273.99
$2,273.99 - $2,273.99
$2,273.99

Apple - Mac Studio - M4 Max - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 Max—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine supports...

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$2,273.99 - $2,273.99
$2,273.99
$2,273.99 - $2,273.99
$2,273.99
Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Green
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Green

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99
Apple - iMac 24" All-in-One - M3 chip 8-Core - 8GB Memory - 256GB - Pink
$1,139.99 - $1,139.99
$1,139.99
$1,139.99 - $1,139.99
$1,139.99

Apple - iMac 24" All-in-One - M3 chip 8-Core - 8GB Memory - 256GB - Pink

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

View full details
$1,139.99 - $1,139.99
$1,139.99
$1,139.99 - $1,139.99
$1,139.99
Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Blue
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Blue

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

View full details
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99
Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Pink
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Pink

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

View full details
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99
Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Silver
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Silver

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

View full details
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99
Apple - iMac 24" All-in-One - M3 chip 8-Core - 8GB Memory - 256GB - Green
$1,139.99 - $1,139.99
$1,139.99
$1,139.99 - $1,139.99
$1,139.99

Apple - iMac 24" All-in-One - M3 chip 8-Core - 8GB Memory - 256GB - Green

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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$1,139.99 - $1,139.99
$1,139.99
$1,139.99 - $1,139.99
$1,139.99
Apple iMac with 4.5K Retina display - all-in-one M3 - 8 GB - SSD 256 GB - LED 24" - US
$1,593.99 - $1,593.99
$1,593.99
$1,593.99 - $1,593.99
$1,593.99

Apple iMac with 4.5K Retina display - all-in-one M3 - 8 GB - SSD 256 GB - LED 24" - US

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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$1,593.99 - $1,593.99
$1,593.99
$1,593.99 - $1,593.99
$1,593.99
Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Yellow
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Yellow

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99
Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 512GB SSD - Silver
$660.99 - $660.99
$660.99
$660.99 - $660.99
$660.99

Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 512GB SSD - Silver

Apple

M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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$660.99 - $660.99
$660.99
$660.99 - $660.99
$660.99
Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Pink
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Pink

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

View full details
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99
Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Green
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Green

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

View full details
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99
Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Silver
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Silver

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

View full details
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99
Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Orange
$1,594.99 - $1,594.99
$1,594.99
$1,594.99 - $1,594.99
$1,594.99

Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Orange

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

View full details
$1,594.99 - $1,594.99
$1,594.99
$1,594.99 - $1,594.99
$1,594.99
Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD - Silver
$463.99 - $463.99
$463.99
$463.99 - $463.99
$463.99

Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD - Silver

Apple

M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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$463.99 - $463.99
$463.99
$463.99 - $463.99
$463.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Pink
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Pink

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver
$917.99 - $917.99
$917.99
$917.99 - $917.99
$917.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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$917.99 - $917.99
$917.99
$917.99 - $917.99
$917.99
Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
$1,143.99 - $1,143.99
$1,143.99
$1,143.99 - $1,143.99
$1,143.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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$1,143.99 - $1,143.99
$1,143.99
$1,143.99 - $1,143.99
$1,143.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Silver
$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

View full details
$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99
Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
$691.99 - $691.99
$691.99
$691.99 - $691.99
$691.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

View full details
$691.99 - $691.99
$691.99
$691.99 - $691.99
$691.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Silver
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

View full details
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Green
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Green

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

View full details
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

View full details
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Blue
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

View full details
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Silver
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

View full details
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Blue
$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

View full details
$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99
Apple Mac Studio - USFF M2 Max - 32 GB - SSD 512 GB
$2,195.99 - $2,195.99
$2,195.99
$2,195.99 - $2,195.99
$2,195.99

Apple Mac Studio - USFF M2 Max - 32 GB - SSD 512 GB

Apple

M2 Max chip for exceptional performance12-core CPU packs up to 1.8x faster performance than 27-inch iMac to push the boundaries of your workflowUp ...

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$2,195.99 - $2,195.99
$2,195.99
$2,195.99 - $2,195.99
$2,195.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.