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Desktops

Rent to Own Desktop Computers – Work, Gaming & Home Office Solutions

Find the perfect desktop computer with affordable rent-to-own financing at Finance My Cart. Whether you need a powerful workstation for productivity, a high-performance gaming PC, or a reliable home desktop, we’ve got you covered. Choose from top brands like Dell, HP, Apple, ASUS, Alienware, MSI, Lenovo, and more. Get advanced features such as lightning-fast processors, high-resolution displays, expandable storage, and cutting-edge graphics—all with flexible lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it easy to upgrade to the latest technology without breaking the bank.

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HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
$1,125.99 - $1,125.99
$1,125.99
$1,125.99 - $1,125.99
$1,125.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,125.99 - $1,125.99
$1,125.99
$1,125.99 - $1,125.99
$1,125.99
HP - Desktop - AMD Ryzen 3 - 8GB Memory - 256 GB SSD - Dark Black
$556.99 - $556.99
$556.99
$556.99 - $556.99
$556.99

HP - Desktop - AMD Ryzen 3 - 8GB Memory - 256 GB SSD - Dark Black

HP

Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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$556.99 - $556.99
$556.99
$556.99 - $556.99
$556.99
HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood
$1,412.99 - $1,412.99
$1,412.99
$1,412.99 - $1,412.99
$1,412.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,412.99 - $1,412.99
$1,412.99
$1,412.99 - $1,412.99
$1,412.99
HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood
$895.99 - $895.99
$895.99
$895.99 - $895.99
$895.99

HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$895.99 - $895.99
$895.99
$895.99 - $895.99
$895.99
HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood
$1,747.99 - $1,747.99
$1,747.99
$1,747.99 - $1,747.99
$1,747.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,747.99 - $1,747.99
$1,747.99
$1,747.99 - $1,747.99
$1,747.99
HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood
$1,071.99 - $1,071.99
$1,071.99
$1,071.99 - $1,071.99
$1,071.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,071.99 - $1,071.99
$1,071.99
$1,071.99 - $1,071.99
$1,071.99
HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood
$599.99 - $599.99
$599.99
$599.99 - $599.99
$599.99

HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$599.99 - $599.99
$599.99
$599.99 - $599.99
$599.99
HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood
$846.99 - $846.99
$846.99
$846.99 - $846.99
$846.99

HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$846.99 - $846.99
$846.99
$846.99 - $846.99
$846.99
HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood
$1,071.99 - $1,071.99
$1,071.99
$1,071.99 - $1,071.99
$1,071.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,071.99 - $1,071.99
$1,071.99
$1,071.99 - $1,071.99
$1,071.99
HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver
$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99

HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99
HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver
$1,901.99 - $1,901.99
$1,901.99
$1,901.99 - $1,901.99
$1,901.99

HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,901.99 - $1,901.99
$1,901.99
$1,901.99 - $1,901.99
$1,901.99
HP - Pavilion Desktop - AMD Ryzen 7 - 32GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Natural Silver
$1,218.99 - $1,218.99
$1,218.99
$1,218.99 - $1,218.99
$1,218.99

HP - Pavilion Desktop - AMD Ryzen 7 - 32GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Natural Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,218.99 - $1,218.99
$1,218.99
$1,218.99 - $1,218.99
$1,218.99
HP - Envy Desktop - Intel Core i7 - 32GB DDR4 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Black
$1,359.99 - $1,359.99
$1,359.99
$1,359.99 - $1,359.99
$1,359.99

HP - Envy Desktop - Intel Core i7 - 32GB DDR4 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,359.99 - $1,359.99
$1,359.99
$1,359.99 - $1,359.99
$1,359.99
HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Starry White
$742.99 - $742.99
$742.99
$742.99 - $742.99
$742.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Starry White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$742.99 - $742.99
$742.99
$742.99 - $742.99
$742.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 Ti - 1TB SSD - White/Black
$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 Ti - 1TB SSD - White/Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8500G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - White/Black
$1,454.99 - $1,454.99
$1,454.99
$1,454.99 - $1,454.99
$1,454.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8500G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - White/Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,454.99 - $1,454.99
$1,454.99
$1,454.99 - $1,454.99
$1,454.99
HP - Envy Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Black
HP - Envy Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Black
$856.99 - $856.99
$856.99
$856.99 - $856.99
$856.99

HP - Envy Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$856.99 - $856.99
$856.99
$856.99 - $856.99
$856.99
HP - Envy Desktop - Intel Core i5 - 12GB Memory - 1TB SSD - Black
$688.99 - $688.99
$688.99
$688.99 - $688.99
$688.99

HP - Envy Desktop - Intel Core i5 - 12GB Memory - 1TB SSD - Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$688.99 - $688.99
$688.99
$688.99 - $688.99
$688.99
HP - Envy Move 23.8" QHD Touch-Screen Portable All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
HP - Envy Move 23.8" QHD Touch-Screen Portable All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
$796.99 - $796.99
$796.99
$796.99 - $796.99
$796.99

HP - Envy Move 23.8" QHD Touch-Screen Portable All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Movable and rechargeableHP Envy Move 23.8 All-in-One PC lets you take your business recipes and workouts from the desktop to the countertop and bac...

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$796.99 - $796.99
$796.99
$796.99 - $796.99
$796.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Shell White
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Shell White
$1,235.99 - $1,235.99
$1,235.99
$1,235.99 - $1,235.99
$1,235.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Shell White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$1,235.99 - $1,235.99
$1,235.99
$1,235.99 - $1,235.99
$1,235.99
HP - 21.5" Full HD All-in-One - Intel Celeron - 4GB Memory - 128GB SSD - Cashmere White
$336.99 - $336.99
$336.99
$336.99 - $336.99
$336.99

HP - 21.5" Full HD All-in-One - Intel Celeron - 4GB Memory - 128GB SSD - Cashmere White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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$336.99 - $336.99
$336.99
$336.99 - $336.99
$336.99
HP OMEN - 25L Gaming Desktop - Intel Core i5-14400F - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Snow White
$1,449.99 - $1,449.99
$1,449.99
$1,449.99 - $1,449.99
$1,449.99

HP OMEN - 25L Gaming Desktop - Intel Core i5-14400F - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Snow White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$1,449.99 - $1,449.99
$1,449.99
$1,449.99 - $1,449.99
$1,449.99
HP - Pavilion Desktop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Natural Silver
$955.99 - $955.99
$955.99
$955.99 - $955.99
$955.99

HP - Pavilion Desktop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Natural Silver

HP

Operating system Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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$955.99 - $955.99
$955.99
$955.99 - $955.99
$955.99
HP - Desktop - AMD Ryzen 5 - 12GB Memory - 512GB SSD - Dark Black
$738.99 - $738.99
$738.99
$738.99 - $738.99
$738.99

HP - Desktop - AMD Ryzen 5 - 12GB Memory - 512GB SSD - Dark Black

HP

Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

View full details
$738.99 - $738.99
$738.99
$738.99 - $738.99
$738.99
HP - Desktop - Intel Core i3 - 8GB Memory - 256GB SSD - Dark Black
$571.99 - $571.99
$571.99
$571.99 - $571.99
$571.99

HP - Desktop - Intel Core i3 - 8GB Memory - 256GB SSD - Dark Black

HP

Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

View full details
$571.99 - $571.99
$571.99
$571.99 - $571.99
$571.99
HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black
HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black
$1,233.99 - $1,233.99
$1,233.99
$1,233.99 - $1,233.99
$1,233.99

HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$1,233.99 - $1,233.99
$1,233.99
$1,233.99 - $1,233.99
$1,233.99
HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black
$703.99 - $703.99
$703.99
$703.99 - $703.99
$703.99

HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$703.99 - $703.99
$703.99
$703.99 - $703.99
$703.99
HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Starry White
$735.99 - $735.99
$735.99
$735.99 - $735.99
$735.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Starry White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$735.99 - $735.99
$735.99
$735.99 - $735.99
$735.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.