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Desktops

Rent to Own Desktop Computers – Work, Gaming & Home Office Solutions

Find the perfect desktop computer with affordable rent-to-own financing at Finance My Cart. Whether you need a powerful workstation for productivity, a high-performance gaming PC, or a reliable home desktop, we’ve got you covered. Choose from top brands like Dell, HP, Apple, ASUS, Alienware, MSI, Lenovo, and more. Get advanced features such as lightning-fast processors, high-resolution displays, expandable storage, and cutting-edge graphics—all with flexible lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it easy to upgrade to the latest technology without breaking the bank.

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CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Black
$989.99 - $989.99
$989.99
$989.99 - $989.99
$989.99

CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Black

CyberPowerPC

Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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$989.99 - $989.99
$989.99
$989.99 - $989.99
$989.99
Lenovo - IdeaCentre AIO 24" FHD IPS LCD All-In-One - Intel U300 - 8GB Memory - 256GB Solid State Drive - Gray
$568.99 - $568.99
$568.99
$568.99 - $568.99
$568.99

Lenovo - IdeaCentre AIO 24" FHD IPS LCD All-In-One - Intel U300 - 8GB Memory - 256GB Solid State Drive - Gray

Lenovo

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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$568.99 - $568.99
$568.99
$568.99 - $568.99
$568.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Nano-texture glass - Silver
$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Nano-texture glass - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99
iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 8400F- NVIDIA GeForce RTX 4060 8GB- 16GB DDR5 RGB RAM - 1TB NVMe SSD - Black
$1,008.99 - $1,008.99
$1,008.99
$1,008.99 - $1,008.99
$1,008.99

iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 8400F- NVIDIA GeForce RTX 4060 8GB- 16GB DDR5 RGB RAM - 1TB NVMe SSD - Black

iBuyPower

Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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$1,008.99 - $1,008.99
$1,008.99
$1,008.99 - $1,008.99
$1,008.99
Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White
Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White
$1,449.99 - $1,449.99
$1,449.99
$1,449.99 - $1,449.99
$1,449.99

Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White

Skytech Gaming

Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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$1,449.99 - $1,449.99
$1,449.99
$1,449.99 - $1,449.99
$1,449.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
$1,125.99 - $1,125.99
$1,125.99
$1,125.99 - $1,125.99
$1,125.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,125.99 - $1,125.99
$1,125.99
$1,125.99 - $1,125.99
$1,125.99
Apple - Mac mini Desktop - Latest Model - M4 Pro chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

Apple - Mac mini Desktop - Latest Model - M4 Pro chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Silver
$2,160.99 - $2,160.99
$2,160.99
$2,160.99 - $2,160.99
$2,160.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$2,160.99 - $2,160.99
$2,160.99
$2,160.99 - $2,160.99
$2,160.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Blue
$2,160.99 - $2,160.99
$2,160.99
$2,160.99 - $2,160.99
$2,160.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$2,160.99 - $2,160.99
$2,160.99
$2,160.99 - $2,160.99
$2,160.99
Alienware - Aurora R16 Gaming Desktop - Intel Core i7-14700F - 16GB Memory - NVIDIA GeForce RTX 4060Ti - 1TB SSD - Black
$1,780.99 - $1,780.99
$1,780.99
$1,780.99 - $1,780.99
$1,780.99

Alienware - Aurora R16 Gaming Desktop - Intel Core i7-14700F - 16GB Memory - NVIDIA GeForce RTX 4060Ti - 1TB SSD - Black

Alienware

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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$1,780.99 - $1,780.99
$1,780.99
$1,780.99 - $1,780.99
$1,780.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Green
$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Green

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99
CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 7 8700F - 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 2TB SSD - Black
$1,208.99 - $1,208.99
$1,208.99
$1,208.99 - $1,208.99
$1,208.99

CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 7 8700F - 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 2TB SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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$1,208.99 - $1,208.99
$1,208.99
$1,208.99 - $1,208.99
$1,208.99
Skytech Gaming - Shadow 4 Gaming Desktop PC Intel Core i5-13400F 16GB Memory NVIDIA RTX 4060 1TB NVMe SSD - Black
$1,118.99 - $1,118.99
$1,118.99
$1,118.99 - $1,118.99
$1,118.99

Skytech Gaming - Shadow 4 Gaming Desktop PC Intel Core i5-13400F 16GB Memory NVIDIA RTX 4060 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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$1,118.99 - $1,118.99
$1,118.99
$1,118.99 - $1,118.99
$1,118.99
HP - Desktop - AMD Ryzen 3 - 8GB Memory - 256 GB SSD - Dark Black
$556.99 - $556.99
$556.99
$556.99 - $556.99
$556.99

HP - Desktop - AMD Ryzen 3 - 8GB Memory - 256 GB SSD - Dark Black

HP

Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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$556.99 - $556.99
$556.99
$556.99 - $556.99
$556.99
HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood
$1,412.99 - $1,412.99
$1,412.99
$1,412.99 - $1,412.99
$1,412.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,412.99 - $1,412.99
$1,412.99
$1,412.99 - $1,412.99
$1,412.99
HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood
$895.99 - $895.99
$895.99
$895.99 - $895.99
$895.99

HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$895.99 - $895.99
$895.99
$895.99 - $895.99
$895.99
HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood
$1,747.99 - $1,747.99
$1,747.99
$1,747.99 - $1,747.99
$1,747.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,747.99 - $1,747.99
$1,747.99
$1,747.99 - $1,747.99
$1,747.99
HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood
$1,071.99 - $1,071.99
$1,071.99
$1,071.99 - $1,071.99
$1,071.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,071.99 - $1,071.99
$1,071.99
$1,071.99 - $1,071.99
$1,071.99
HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood
$599.99 - $599.99
$599.99
$599.99 - $599.99
$599.99

HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$599.99 - $599.99
$599.99
$599.99 - $599.99
$599.99
HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood
$846.99 - $846.99
$846.99
$846.99 - $846.99
$846.99

HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$846.99 - $846.99
$846.99
$846.99 - $846.99
$846.99
HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood
$1,071.99 - $1,071.99
$1,071.99
$1,071.99 - $1,071.99
$1,071.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,071.99 - $1,071.99
$1,071.99
$1,071.99 - $1,071.99
$1,071.99
HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver
$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99

HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99
CyberPowerPC - Gamer Supreme Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5070 Ti 16GB - 2TB PCIe 4.0 SSD - White
$2,404.99 - $2,404.99
$2,404.99
$2,404.99 - $2,404.99
$2,404.99

CyberPowerPC - Gamer Supreme Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5070 Ti 16GB - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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$2,404.99 - $2,404.99
$2,404.99
$2,404.99 - $2,404.99
$2,404.99
CyberPowerPC - Gamer Supreme Gaming Desktop - Intel Core Ultra 9 285K - 64GB Memory - NVIDIA GeForce RTX 5070 Ti 16GB - 2TB PCIe 4 SSD - Black
$2,627.99 - $2,627.99
$2,627.99
$2,627.99 - $2,627.99
$2,627.99

CyberPowerPC - Gamer Supreme Gaming Desktop - Intel Core Ultra 9 285K - 64GB Memory - NVIDIA GeForce RTX 5070 Ti 16GB - 2TB PCIe 4 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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$2,627.99 - $2,627.99
$2,627.99
$2,627.99 - $2,627.99
$2,627.99
CyberPowerPC - Gamer Supreme Gaming Desktop - AMD Ryzen 7 9800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB PCIe 4.0 SSD - White
$2,056.99 - $2,056.99
$2,056.99
$2,056.99 - $2,056.99
$2,056.99

CyberPowerPC - Gamer Supreme Gaming Desktop - AMD Ryzen 7 9800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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$2,056.99 - $2,056.99
$2,056.99
$2,056.99 - $2,056.99
$2,056.99
ASUS - V500 Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Dark Grey
$726.99 - $726.99
$726.99
$726.99 - $726.99
$726.99

ASUS - V500 Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Dark Grey

ASUS

Windows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...

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$726.99 - $726.99
$726.99
$726.99 - $726.99
$726.99
ASUS - V500 Desktop - Intel Core i5 - 16GB Memory - 1TB SSD - Dark Grey
$671.99 - $671.99
$671.99
$671.99 - $671.99
$671.99

ASUS - V500 Desktop - Intel Core i5 - 16GB Memory - 1TB SSD - Dark Grey

ASUS

Windows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...

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$671.99 - $671.99
$671.99
$671.99 - $671.99
$671.99
ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black
$2,422.99 - $2,422.99
$2,422.99
$2,422.99 - $2,422.99
$2,422.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black

ASUS

Game and create with Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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$2,422.99 - $2,422.99
$2,422.99
$2,422.99 - $2,422.99
$2,422.99
ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black
$2,125.99 - $2,125.99
$2,125.99
$2,125.99 - $2,125.99
$2,125.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

ASUS

Game and create with Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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$2,125.99 - $2,125.99
$2,125.99
$2,125.99 - $2,125.99
$2,125.99
Apple - Mac Studio - M4 Max - 512GB SSD - Silver
$2,273.99 - $2,273.99
$2,273.99
$2,273.99 - $2,273.99
$2,273.99

Apple - Mac Studio - M4 Max - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 Max—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine supports...

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$2,273.99 - $2,273.99
$2,273.99
$2,273.99 - $2,273.99
$2,273.99
Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Green
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Green

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99
Apple - iMac 24" All-in-One - M3 chip 8-Core - 8GB Memory - 256GB - Pink
$1,139.99 - $1,139.99
$1,139.99
$1,139.99 - $1,139.99
$1,139.99

Apple - iMac 24" All-in-One - M3 chip 8-Core - 8GB Memory - 256GB - Pink

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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$1,139.99 - $1,139.99
$1,139.99
$1,139.99 - $1,139.99
$1,139.99
Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Blue
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Blue

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99
Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Pink
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Pink

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99
Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Silver
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Silver

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99
Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Yellow
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Yellow

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.