Desktops
Rent to Own Desktop Computers – Work, Gaming & Home Office Solutions
Find the perfect desktop computer with affordable rent-to-own financing at Finance My Cart. Whether you need a powerful workstation for productivity, a high-performance gaming PC, or a reliable home desktop, we’ve got you covered. Choose from top brands like Dell, HP, Apple, ASUS, Alienware, MSI, Lenovo, and more. Get advanced features such as lightning-fast processors, high-resolution displays, expandable storage, and cutting-edge graphics—all with flexible lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it easy to upgrade to the latest technology without breaking the bank.
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Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Pink
AppleSUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...
View full detailsApple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Silver
AppleSUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...
View full detailsApple - iMac 24" All-in-One - M3 chip 8-Core - 8GB Memory - 256GB - Green
AppleSUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...
View full detailsApple iMac with 4.5K Retina display - all-in-one M3 - 8 GB - SSD 256 GB - LED 24" - US
AppleSUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...
View full detailsApple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Yellow
AppleSUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...
View full detailsApple - Mac mini Desktop - M2 Chip - 8GB Memory - 512GB SSD - Silver
AppleM2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...
View full detailsApple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Pink
AppleSUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...
View full detailsApple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Green
AppleSUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...
View full detailsApple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Silver
AppleSUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...
View full detailsApple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Orange
AppleSUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...
View full detailsAOpen Chromebox Mini 2 - mini PC Celeron N4500 1.1 GHz - 8 GB - SSD 32 GB
AOpen AmericaAOpen Chromebox Mini 2 - Mini PC 1 x Celeron N4500 / up to 2.8 GHz - RAM 8 GB - SSD - eMMC 32 GB - UHD Graphics - Gigabit Ethernet IEEE 802.11ax (W...
View full detailsApple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD - Silver
AppleM2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...
View full detailsAcer - Aspire Desktop- Intel Celeron N4505 -8GB Memory- 512GB SSD - Black - Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsHP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsLenovo - Legion Tower 5i Gaming Desktop - Intel Core i7 14700F - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER - 1TB SSD - Storm Grey
LenovoJoin The GameDive into gaming with the Lenovo LOQ Tower 17IRR9 Powered by Intel Core processors and NVIDIA GeForce RTX graphics this gaming tower e...
View full detailsiBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 5500- AMD Radeon RX 6400 4GB- 8GB DDR4 RAM - 1TB NVMe SSD - Black
iBuyPowerWindows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...
View full detailsApple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Pink
AppleFITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...
View full detailsHP - Pavilion Desktop - AMD Ryzen 7 - 32GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Natural Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsAcer Veriton Vero N4 VVN4690GT - mini PC Core i7 12700T 1.4 GHz - 16 GB - SSD 1.024 TB
AcerWindows 10 ProBuilt for business. Protect your data with enterprise-grade security login from any device anywhere and boost productivity with power...
View full detailsApple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver
AppleLOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...
View full detailsDell - XPS 8960 Desktop - Intel Core i7-14700 - 16GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Black
DellWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsDell - Inspiron 24" Touch-Screen All-In-One - Intel Core 7 - 16GB Memory - 1TB SSD - White
DellPositioningAIO with sleek design and a variety of upgrade options for personal productivity and home enterteimentEye ComfortThis All In One Display...
View full detailsDell - Inspiron 3030 Desktop - Intel Core i5 - 8GB Memory - 512GB SSD - Mist Blue
DellEasy ConnectingWith Wifi 6 there’s no waiting on an unstable signal. It gives you a wider range more stability and faster connection speeds. This I...
View full detailsCyberPowerPC - Gamer Xtreme Gaming Desktop NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Black
CyberPowerPCWindows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...
View full detailsCyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - AMD Radeon RX 6500 XT 4GB - 1TB SSD - Black
CyberPowerPCWindows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...
View full detailsiBUYPOWER - Slate 8 MESH Gaming Desktop PC -Intel Core i7 14700F -NVIDIA GeForce RTX 4060 8GB -32GB DDR5 RAM -1TB NVMe SSD - Black
iBuyPowerWindows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...
View full detailsApple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
AppleLOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...
View full detailsApple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Silver
AppleFITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...
View full detailsDell - Inspiron 3030 Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Mist Blue
DellEasy ConnectingWith Wifi 6 there’s no waiting on an unstable signal. It gives you a wider range more stability and faster connection speeds. This I...
View full detailsHP - Envy Desktop - Intel Core i7 - 32GB DDR4 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Black
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsLenovo - IdeaCentre 3 Desktop - Intel Core i5-14400 - 8GB Memory - 256GB SSD - Cloud Grey
LenovoMicrosoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...
View full detailsDell - Inspiron 27" Touch-Screen All-In-One - Intel Core 7 - 16GB Memory - 1TB SSD - White
DellLevel up with Premium Support PlusFor Windows Home OS upgrade to Premium Support Plus for anytime anywhere expert support AI-powered issue detectio...
View full detailsHP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Starry White
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsDell - Inspiron 24" Touch-Screen All-In-One - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Black
DellWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsApple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
AppleLOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...
View full detailsSkytech Gaming - BLAZE 4 Gaming Desktop PC AMD Ryzen 7 7700X 16GB Memory NVIDIA RTX 4060 Ti 1TB NVMe SSD - Black
Skytech GamingWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.