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Desktops

Rent to Own Desktop Computers – Work, Gaming & Home Office Solutions

Find the perfect desktop computer with affordable rent-to-own financing at Finance My Cart. Whether you need a powerful workstation for productivity, a high-performance gaming PC, or a reliable home desktop, we’ve got you covered. Choose from top brands like Dell, HP, Apple, ASUS, Alienware, MSI, Lenovo, and more. Get advanced features such as lightning-fast processors, high-resolution displays, expandable storage, and cutting-edge graphics—all with flexible lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it easy to upgrade to the latest technology without breaking the bank.

Original price $1,821.99 - Original price $1,821.99
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$1,821.99
$1,821.99 - $1,821.99
Current price $1,821.99

Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Pink

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,821.99 - Original price $1,821.99
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Original price $1,821.99 - Original price $1,821.99
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Apple - iMac 24" All-in-One - M3 chip - 8 Core CPU - 10 Core GPU - 8GB Memory - 512GB - Silver

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,821.99 - Original price $1,821.99
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Original price $1,139.99 - Original price $1,139.99
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$1,139.99
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Apple - iMac 24" All-in-One - M3 chip 8-Core - 8GB Memory - 256GB - Green

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,139.99 - Original price $1,139.99
Original price
$1,139.99
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Original price $1,593.99 - Original price $1,593.99
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$1,593.99
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Apple iMac with 4.5K Retina display - all-in-one M3 - 8 GB - SSD 256 GB - LED 24" - US

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,593.99 - Original price $1,593.99
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Original price $1,595.99 - Original price $1,595.99
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Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Yellow

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,595.99 - Original price $1,595.99
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Original price $660.99 - Original price $660.99
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$660.99
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Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 512GB SSD - Silver

Apple

M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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Original price $660.99 - Original price $660.99
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Original price $1,595.99 - Original price $1,595.99
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Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Pink

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,595.99 - Original price $1,595.99
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Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Green

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,595.99 - Original price $1,595.99
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$1,595.99
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Original price $1,595.99 - Original price $1,595.99
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Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Silver

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,595.99 - Original price $1,595.99
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$1,595.99
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Original price $1,594.99 - Original price $1,594.99
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$1,594.99
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Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Orange

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,594.99 - Original price $1,594.99
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Original price $434.99 - Original price $434.99
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$434.99
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AOpen Chromebox Mini 2 - mini PC Celeron N4500 1.1 GHz - 8 GB - SSD 32 GB

AOpen America

AOpen Chromebox Mini 2 - Mini PC 1 x Celeron N4500 / up to 2.8 GHz - RAM 8 GB - SSD - eMMC 32 GB - UHD Graphics - Gigabit Ethernet IEEE 802.11ax (W...

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Original price $434.99 - Original price $434.99
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$434.99
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Original price $463.99 - Original price $463.99
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Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD - Silver

Apple

M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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Original price $463.99 - Original price $463.99
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$463.99
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Original price $400.99 - Original price $400.99
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$400.99
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Acer - Aspire Desktop- Intel Celeron N4505 -8GB Memory- 512GB SSD - Black - Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $400.99 - Original price $400.99
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$400.99
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Original price $1,901.99 - Original price $1,901.99
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HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,901.99 - Original price $1,901.99
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Original price $2,213.99 - Original price $2,213.99
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Lenovo - Legion Tower 5i Gaming Desktop - Intel Core i7 14700F - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER - 1TB SSD - Storm Grey

Lenovo

Join The GameDive into gaming with the Lenovo LOQ Tower 17IRR9 Powered by Intel Core processors and NVIDIA GeForce RTX graphics this gaming tower e...

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Original price $2,213.99 - Original price $2,213.99
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Original price $776.99 - Original price $776.99
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$776.99
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iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 5500- AMD Radeon RX 6400 4GB- 8GB DDR4 RAM - 1TB NVMe SSD - Black

iBuyPower

Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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Original price $776.99 - Original price $776.99
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$776.99
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Original price $1,482.99 - Original price $1,482.99
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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Pink

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,482.99 - Original price $1,482.99
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Original price $1,218.99 - Original price $1,218.99
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HP - Pavilion Desktop - AMD Ryzen 7 - 32GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Natural Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,218.99 - Original price $1,218.99
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Original price $1,030.99 - Original price $1,030.99
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Acer Veriton Vero N4 VVN4690GT - mini PC Core i7 12700T 1.4 GHz - 16 GB - SSD 1.024 TB

Acer

Windows 10 ProBuilt for business. Protect your data with enterprise-grade security login from any device anywhere and boost productivity with power...

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Original price $1,030.99 - Original price $1,030.99
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Original price $917.99 - Original price $917.99
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$917.99
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Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $917.99 - Original price $917.99
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Original price $1,449.99 - Original price $1,449.99
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Dell - XPS 8960 Desktop - Intel Core i7-14700 - 16GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Black

Dell

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,449.99 - Original price $1,449.99
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$1,449.99
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Original price $1,279.99 - Original price $1,279.99
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$1,279.99
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Dell - Inspiron 24" Touch-Screen All-In-One - Intel Core 7 - 16GB Memory - 1TB SSD - White

Dell

PositioningAIO with sleek design and a variety of upgrade options for personal productivity and home enterteimentEye ComfortThis All In One Display...

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Original price $1,279.99 - Original price $1,279.99
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$1,279.99
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Original price $789.99 - Original price $789.99
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$789.99
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Dell - Inspiron 3030 Desktop - Intel Core i5 - 8GB Memory - 512GB SSD - Mist Blue

Dell

Easy ConnectingWith Wifi 6 there’s no waiting on an unstable signal. It gives you a wider range more stability and faster connection speeds. This I...

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Original price $789.99 - Original price $789.99
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$789.99
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Original price $1,097.99 - Original price $1,097.99
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CyberPowerPC - Gamer Xtreme Gaming Desktop NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Black

CyberPowerPC

Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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Original price $1,097.99 - Original price $1,097.99
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Original price $821.99 - Original price $821.99
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$821.99
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CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - AMD Radeon RX 6500 XT 4GB - 1TB SSD - Black

CyberPowerPC

Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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Original price $821.99 - Original price $821.99
Original price
$821.99
$821.99 - $821.99
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Original price $1,356.99 - Original price $1,356.99
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iBUYPOWER - Slate 8 MESH Gaming Desktop PC -Intel Core i7 14700F -NVIDIA GeForce RTX 4060 8GB -32GB DDR5 RAM -1TB NVMe SSD - Black

iBuyPower

Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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Original price $1,356.99 - Original price $1,356.99
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$1,356.99
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Original price $1,143.99 - Original price $1,143.99
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Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $1,143.99 - Original price $1,143.99
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$1,143.99
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Original price $1,934.99 - Original price $1,934.99
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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,934.99 - Original price $1,934.99
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$1,934.99
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Original price $1,060.99 - Original price $1,060.99
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$1,060.99
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Current price $1,060.99

Dell - Inspiron 3030 Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Mist Blue

Dell

Easy ConnectingWith Wifi 6 there’s no waiting on an unstable signal. It gives you a wider range more stability and faster connection speeds. This I...

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Original price $1,060.99 - Original price $1,060.99
Original price
$1,060.99
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Original price $1,359.99 - Original price $1,359.99
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$1,359.99
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Current price $1,359.99

HP - Envy Desktop - Intel Core i7 - 32GB DDR4 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,359.99 - Original price $1,359.99
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$1,359.99
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Original price $619.99 - Original price $619.99
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$619.99
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Current price $619.99

Lenovo - IdeaCentre 3 Desktop - Intel Core i5-14400 - 8GB Memory - 256GB SSD - Cloud Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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Original price $619.99 - Original price $619.99
Original price
$619.99
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Original price $1,560.99 - Original price $1,560.99
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Current price $1,560.99

Dell - Inspiron 27" Touch-Screen All-In-One - Intel Core 7 - 16GB Memory - 1TB SSD - White

Dell

Level up with Premium Support PlusFor Windows Home OS upgrade to Premium Support Plus for anytime anywhere expert support AI-powered issue detectio...

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Original price $1,560.99 - Original price $1,560.99
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$1,560.99
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Original price $742.99 - Original price $742.99
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Current price $742.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Starry White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $742.99 - Original price $742.99
Original price
$742.99
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Current price $742.99
Original price $723.99 - Original price $723.99
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Current price $723.99

Dell - Inspiron 24" Touch-Screen All-In-One - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Black

Dell

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $723.99 - Original price $723.99
Original price
$723.99
$723.99 - $723.99
Current price $723.99
Original price $691.99 - Original price $691.99
Original price
$691.99
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Current price $691.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $691.99 - Original price $691.99
Original price
$691.99
$691.99 - $691.99
Current price $691.99
Original price $1,447.99 - Original price $1,447.99
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Current price $1,447.99

Skytech Gaming - BLAZE 4 Gaming Desktop PC AMD Ryzen 7 7700X 16GB Memory NVIDIA RTX 4060 Ti 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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Original price $1,447.99 - Original price $1,447.99
Original price
$1,447.99
$1,447.99 - $1,447.99
Current price $1,447.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.