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Desktops

Rent to Own PC Computers – For Gaming, Working, or School

Find the perfect desktop with a rent to own plan at Finance My Cart. Choose from top brands like Dell, HP, Apple, ASUS, Alienware, MSI, Lenovo, and more. Get advanced features such as lightning-fast processors, expandable storage, and cutting-edge graphics—all with flexible payment plans and free shipping. Get the setup you need today without the big upfront payment!

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MSI - Codex Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black
$1,795.99 - $1,795.99
$1,795.99
$1,795.99 - $1,795.99
$1,795.99

MSI - Codex Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

MSI

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThe AMD R7-8700F processor delivers enhanced mul...

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$1,795.99 - $1,795.99
$1,795.99
$1,795.99 - $1,795.99
$1,795.99
CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700X - AMD Radeon RX 9060 XT 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - White
$1,415.99 - $1,415.99
$1,415.99
$1,415.99 - $1,415.99
$1,415.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700X - AMD Radeon RX 9060 XT 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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$1,415.99 - $1,415.99
$1,415.99
$1,415.99 - $1,415.99
$1,415.99
HP OMEN - 16L Gaming Desktop - Intel Core Ultra 7 265F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal
$1,307.99 - $1,307.99
$1,307.99
$1,307.99 - $1,307.99
$1,307.99

HP OMEN - 16L Gaming Desktop - Intel Core Ultra 7 265F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,307.99 - $1,307.99
$1,307.99
$1,307.99 - $1,307.99
$1,307.99
iBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 7 265FNVIDIA GeForce RTX 5060Ti 8GB32GB DDR5 RGB2TB SSD - White
$1,656.99 - $1,656.99
$1,656.99
$1,656.99 - $1,656.99
$1,656.99

iBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 7 265FNVIDIA GeForce RTX 5060Ti 8GB32GB DDR5 RGB2TB SSD - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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$1,656.99 - $1,656.99
$1,656.99
$1,656.99 - $1,656.99
$1,656.99
Skytech Gaming - CRYSTAL Gaming Desktop PC - Intel Core i5 14400F - 16GB Memory - AMD Radeon RX 9060XT 8GB - 1TB NVMe SSD - Black
$988.99 - $988.99
$988.99
$988.99 - $988.99
$988.99

Skytech Gaming - CRYSTAL Gaming Desktop PC - Intel Core i5 14400F - 16GB Memory - AMD Radeon RX 9060XT 8GB - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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$988.99 - $988.99
$988.99
$988.99 - $988.99
$988.99
MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-7900X - 32GB Memory - NVIDIA GeForce RTX 5060Ti 8GB - 1TB SSD - Black
$1,421.99 - $1,421.99
$1,421.99
$1,421.99 - $1,421.99
$1,421.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-7900X - 32GB Memory - NVIDIA GeForce RTX 5060Ti 8GB - 1TB SSD - Black

MSI

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-7900XEnjoy serious speed and the ultimate powe...

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$1,421.99 - $1,421.99
$1,421.99
$1,421.99 - $1,421.99
$1,421.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White
$1,347.99 - $1,347.99
$1,347.99
$1,347.99 - $1,347.99
$1,347.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,347.99 - $1,347.99
$1,347.99
$1,347.99 - $1,347.99
$1,347.99
HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black
$858.99 - $858.99
$858.99
$858.99 - $858.99
$858.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$858.99 - $858.99
$858.99
$858.99 - $858.99
$858.99
CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9800X3D - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black
$1,997.99 - $1,997.99
$1,997.99
$1,997.99 - $1,997.99
$1,997.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9800X3D - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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$1,997.99 - $1,997.99
$1,997.99
$1,997.99 - $1,997.99
$1,997.99
HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood
$810.99 - $810.99
$810.99
$810.99 - $810.99
$810.99

HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$810.99 - $810.99
$810.99
$810.99 - $810.99
$810.99
HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood
$766.99 - $766.99
$766.99
$766.99 - $766.99
$766.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$766.99 - $766.99
$766.99
$766.99 - $766.99
$766.99
HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black
$976.99 - $976.99
$976.99
$976.99 - $976.99
$976.99

HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$976.99 - $976.99
$976.99
$976.99 - $976.99
$976.99
HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver
$1,696.99 - $1,696.99
$1,696.99
$1,696.99 - $1,696.99
$1,696.99

HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—windows ...

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$1,696.99 - $1,696.99
$1,696.99
$1,696.99 - $1,696.99
$1,696.99
ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB SSD - Black
$1,969.99 - $1,969.99
$1,969.99
$1,969.99 - $1,969.99
$1,969.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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$1,969.99 - $1,969.99
$1,969.99
$1,969.99 - $1,969.99
$1,969.99
ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB SSD - Black
$2,738.99 - $2,738.99
$2,738.99
$2,738.99 - $2,738.99
$2,738.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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$2,738.99 - $2,738.99
$2,738.99
$2,738.99 - $2,738.99
$2,738.99
ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 5 225F - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Black
$1,281.99 - $1,281.99
$1,281.99
$1,281.99 - $1,281.99
$1,281.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 5 225F - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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$1,281.99 - $1,281.99
$1,281.99
$1,281.99 - $1,281.99
$1,281.99
ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black
$2,551.99 - $2,551.99
$2,551.99
$2,551.99 - $2,551.99
$2,551.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black

ASUS

Game and create with Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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$2,551.99 - $2,551.99
$2,551.99
$2,551.99 - $2,551.99
$2,551.99
HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver
$448.99 - $448.99
$448.99
$448.99 - $448.99
$448.99

HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$448.99 - $448.99
$448.99
$448.99 - $448.99
$448.99
HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver
$1,411.99 - $1,411.99
$1,411.99
$1,411.99 - $1,411.99
$1,411.99

HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$1,411.99 - $1,411.99
$1,411.99
$1,411.99 - $1,411.99
$1,411.99
HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black
$519.99 - $519.99
$519.99
$519.99 - $519.99
$519.99

HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$519.99 - $519.99
$519.99
$519.99 - $519.99
$519.99
Acer - Aspire Desktop- Intel Celeron N4505 -8GB Memory- 512GB SSD - Black
$302.99 - $302.99
$302.99
$302.99 - $302.99
$302.99

Acer - Aspire Desktop- Intel Celeron N4505 -8GB Memory- 512GB SSD - Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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$302.99 - $302.99
$302.99
$302.99 - $302.99
$302.99
Skytech Gaming - CRYSTAL Gaming Desktop PC - AMD Ryzen 7 7700 - 16GB Memory - AMD Radeon RX 9060XT 16GB - 1TB NVMe SSD - Black
$1,330.99 - $1,330.99
$1,330.99
$1,330.99 - $1,330.99
$1,330.99

Skytech Gaming - CRYSTAL Gaming Desktop PC - AMD Ryzen 7 7700 - 16GB Memory - AMD Radeon RX 9060XT 16GB - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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$1,330.99 - $1,330.99
$1,330.99
$1,330.99 - $1,330.99
$1,330.99
Lenovo - IdeaCentre 3 Desktop - Intel Core i5-14400 - 8GB Memory - 256GB SSD - Cloud Grey
$513.99 - $513.99
$513.99
$513.99 - $513.99
$513.99

Lenovo - IdeaCentre 3 Desktop - Intel Core i5-14400 - 8GB Memory - 256GB SSD - Cloud Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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$513.99 - $513.99
$513.99
$513.99 - $513.99
$513.99
Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
$691.99 - $691.99
$691.99
$691.99 - $691.99
$691.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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$691.99 - $691.99
$691.99
$691.99 - $691.99
$691.99
Apple - Mac mini Desktop - Latest Model - M4 Pro chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99

Apple - Mac mini Desktop - Latest Model - M4 Pro chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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$1,595.99 - $1,595.99
$1,595.99
$1,595.99 - $1,595.99
$1,595.99
Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver
$917.99 - $917.99
$917.99
$917.99 - $917.99
$917.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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$917.99 - $917.99
$917.99
$917.99 - $917.99
$917.99
Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
$1,143.99 - $1,143.99
$1,143.99
$1,143.99 - $1,143.99
$1,143.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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$1,143.99 - $1,143.99
$1,143.99
$1,143.99 - $1,143.99
$1,143.99
CyberPowerPC - Gaming Desktop - AMD Ryzen 9 9900X - NVIDIA GeForce RTX 5080 16GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - White
$3,085.99 - $3,085.99
$3,085.99
$3,085.99 - $3,085.99
$3,085.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 9 9900X - NVIDIA GeForce RTX 5080 16GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

View full details
$3,085.99 - $3,085.99
$3,085.99
$3,085.99 - $3,085.99
$3,085.99
Lenovo - IdeaCentre Mini Desktop - Intel Core 7 Processor 240H - 16GB Memory - 512GB SSD - Luna Grey
$951.99 - $951.99
$951.99
$951.99 - $951.99
$951.99

Lenovo - IdeaCentre Mini Desktop - Intel Core 7 Processor 240H - 16GB Memory - 512GB SSD - Luna Grey

Lenovo

Windows 11Windows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds and app...

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$951.99 - $951.99
$951.99
$951.99 - $951.99
$951.99
Lenovo - IdeaCentre Tower Desktop - Intel Processor 300 - 8GB RAM - 256GB SSD - Luna Grey
$455.99 - $455.99
$455.99
$455.99 - $455.99
$455.99

Lenovo - IdeaCentre Tower Desktop - Intel Processor 300 - 8GB RAM - 256GB SSD - Luna Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

View full details
$455.99 - $455.99
$455.99
$455.99 - $455.99
$455.99
Lenovo - IdeaCentre Tower Desktop - Intel Core Ultra 5 Processor 225 - 16GB RAM - 512GB SSD - Luna Grey
$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99

Lenovo - IdeaCentre Tower Desktop - Intel Core Ultra 5 Processor 225 - 16GB RAM - 512GB SSD - Luna Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99
Dell - Tower Plus EBT2250 Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB Storage - Black
$1,670.99 - $1,670.99
$1,670.99
$1,670.99 - $1,670.99
$1,670.99

Dell - Tower Plus EBT2250 Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB Storage - Black

Dell

Intel Core Ultra Series 2Powerful and efficient Intel Core Ultra 7 265 processor gives you the AI-enhanced performance needed to keep up with the m...

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$1,670.99 - $1,670.99
$1,670.99
$1,670.99 - $1,670.99
$1,670.99
iBUYPOWER - Element SE Gaming Desktop PC - Intel Core 5 120 NVIDIA GeForce RTX 5050 8GB 16GB DDR5 RGB1TB NVMe SSD - Black
$1,080.99 - $1,080.99
$1,080.99
$1,080.99 - $1,080.99
$1,080.99

iBUYPOWER - Element SE Gaming Desktop PC - Intel Core 5 120 NVIDIA GeForce RTX 5050 8GB 16GB DDR5 RGB1TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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$1,080.99 - $1,080.99
$1,080.99
$1,080.99 - $1,080.99
$1,080.99
Lenovo - IdeaCentre 27" Full HD Touchscreen All-In-One - AMD Ryzen 5 220 - 16GB RAM - 512GB SSD - Luna Grey
$1,008.99 - $1,008.99
$1,008.99
$1,008.99 - $1,008.99
$1,008.99

Lenovo - IdeaCentre 27" Full HD Touchscreen All-In-One - AMD Ryzen 5 220 - 16GB RAM - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
$1,008.99 - $1,008.99
$1,008.99
$1,008.99 - $1,008.99
$1,008.99
Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black
$2,084.99 - $2,084.99
$2,084.99
$2,084.99 - $2,084.99
$2,084.99

Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
$2,084.99 - $2,084.99
$2,084.99
$2,084.99 - $2,084.99
$2,084.99
HP - OmniDesk Desktop - AMD Ryzen 5 - 32GB Memory - 512GB SSD - Gray Wood
$798.99 - $798.99
$798.99
$798.99 - $798.99
$798.99

HP - OmniDesk Desktop - AMD Ryzen 5 - 32GB Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$798.99 - $798.99
$798.99
$798.99 - $798.99
$798.99

Upgrade to the latest computers with flexible rent-to-own financing from FinanceMyCart. Whether you need a powerful workstation desktop for business or your home office, an All-in-One system for the family, or a reliable PC for general use (we do offer gaming options too!) We've got top brands like Apple, Dell, ASUS, Lenovo, Acer, and Samsung. —all with easy lease-to-own payment plans and fast, free delivery.

Shop our gear and pick your new rig today. Terrace Finance has got a pathway to ownership for you - always without any surprises or hidden fees.

How Terrace Finance Works for Your PC Needs

Terrace Finance helps our customers connect to payment solution providers, so you can get the benefits of rent to own for the computers and electronics you need. The application process is quick, and qualified customers often receive a nearly instant decision (with no credit needed offers available!) Applying won't hurt your credit score, and you aren't required to proceed once you are approved. Read more about Terrace Finance's credit pull policy here.

Why Choose a Rent-to-Own Computer?

Get the perfect PC now without applying for a credit card or waiting and saving. Renting to own gives you another way to pay for the things you need without having to wait and save.

Spread payments for your merchandise over time with convenient payment plans that work within your budget, and align with your pay dates.

Is There a Credit Check?

We specialize in providing rent-to-own services with no credit needed offers and easy application processes. We have computer financing programs for customers across the lending spectrum - if you're over 18 and have a steady income, we will work to match you with a payment plan.

Applying won't hurt your score, our lenders utilize a soft credit check. Applying only takes a few minutes and you could be approved for up to $5000 in purchasing power for a new computer. Read more about Terrace Finance's credit pull policy here.

Can I Pay Off My Computer Early to Save Money?

Absolutely.

Most of our financing options include early purchase options or same-as-cash periods, giving you the flexibility to pay off your computer early and save. However, because offers vary, you should always review the specific terms with your lender prior to finalizing the agreement. Approval and offers may vary based on credit history, payment history, and other factors.

Getting a new PC is easy—we are here to connect you with the right payment opportunity for your budget.

How does the application and lease process work?

Start by browsing our gear and picking the desktop that fits your needs. You can build a complete workstation by adding accessories—like a new monitor or office furniture—right to your cart. When you are ready, simply proceed to checkout and select Checkout with Terrace Finance to begin your application.

Unlike traditional financing, our partners look at the big picture—not just your credit history—to help you qualify. Once approved, you’ll be able to review your specific lease offer, which clearly details your payments, early purchase options, and total cost of ownership. We focus on providing a transparent pathway to ownership, especially for customers who might not qualify for standard financing or credit cards.

Once your agreement is finalized, FinanceMyCart will get your item shipped directly out to you as fast as possible.