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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F 2024 - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

HP
Original price $3,057.99 - Original price $3,057.99
Original price
$3,057.99
$3,057.99 - $3,057.99
Current price $3,057.99

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...

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Original price $3,057.99 - Original price $3,057.99
Original price
$3,057.99
$3,057.99 - $3,057.99
Current price $3,057.99

14-inch MacBook Pro - Apple M5 Pro chip with 15-core CPU and 16-core GPU - 24GB Memory - 1TB SSD - Silver

Apple
Original price $2,477.99 - Original price $2,477.99
Original price
$2,477.99
$2,477.99 - $2,477.99
Current price $2,477.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

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Original price $2,477.99 - Original price $2,477.99
Original price
$2,477.99
$2,477.99 - $2,477.99
Current price $2,477.99

16-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 48GB Memory - 1TB SSD - Space Black

Apple
Original price $3,396.99 - Original price $3,396.99
Original price
$3,396.99
$3,396.99 - $3,396.99
Current price $3,396.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage M5 Pro and M5 Max feature a more powerful GPU with...

View full details
Original price $3,396.99 - Original price $3,396.99
Original price
$3,396.99
$3,396.99 - $3,396.99
Current price $3,396.99

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 512GB SSD - Silver

Apple
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

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Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 512GB SSD - Indigo

Apple
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

View full details
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Starlight

Apple
Original price $1,557.99 - Original price $1,557.99
Original price
$1,557.99
$1,557.99 - $1,557.99
Current price $1,557.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

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Original price $1,557.99 - Original price $1,557.99
Original price
$1,557.99
$1,557.99 - $1,557.99
Current price $1,557.99

16-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 24GB Memory - 1TB SSD - Space Black

Apple
Original price $2,959.99 - Original price $2,959.99
Original price
$2,959.99
$2,959.99 - $2,959.99
Current price $2,959.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage M5 Pro and M5 Max feature a more powerful GPU with...

View full details
Original price $2,959.99 - Original price $2,959.99
Original price
$2,959.99
$2,959.99 - $2,959.99
Current price $2,959.99

Alienware - Area-51 18" 2.5K Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB Storage - Liquid Teal

Alienware
Original price $3,928.99 - Original price $3,928.99
Original price
$3,928.99
$3,928.99 - $3,928.99
Current price $3,928.99

Unapologetic powerArea-51 was intentionally designed to reach new performance horizons by enabling higher graphics and processor power limits.Game ...

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Original price $3,928.99 - Original price $3,928.99
Original price
$3,928.99
$3,928.99 - $3,928.99
Current price $3,928.99

Samsung - Galaxy Tab A11+ - 11" 128GB - Wi-Fi - Gray

Samsung
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Power for all you doGalaxy Tab A11+ gives your family the optimal performance they need for all their day to day activities. Power through tasks re...

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Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Samsung - Galaxy Tab S10 Ultra - 14.6" 256GB - Wi-Fi - with S-Pen - Moonstone Gray

Samsung
Original price $968.99 - Original price $968.99
Original price
$968.99
$968.99 - $968.99
Current price $968.99

From doodle to dazzlingBring your imagination to life using Sketch to Image with Galaxy AI. Simply doodle with your finger or use S Pen for added p...

View full details
Original price $968.99 - Original price $968.99
Original price
$968.99
$968.99 - $968.99
Current price $968.99

ASUS - V500 Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Dark Gray

ASUS
Original price $711.99 - Original price $711.99
Original price
$711.99
$711.99 - $711.99
Current price $711.99

Windows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...

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Original price $711.99 - Original price $711.99
Original price
$711.99
$711.99 - $711.99
Current price $711.99

Lenovo - IdeaPad Slim 3i 15.6" Full HD Laptop - Intel Core i3-N305 2023 - 8GB Memory - 128GB UFS - Arctic Grey

Lenovo
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Meta Quest 3S 128GB- The Walking Dead Saints Sinners Bundle- Dive into Virtual Reality

Meta
Original price $299.99 - Original price $299.99
Original price
$299.99
$299.99 - $299.99
Current price $299.99

GET THE WALKING DEAD SAINTS AND SINNERS WHEN YOU BUY META QUEST 3S 128 GBTravel through the ruins of walker-infested New Orleans as you fight sneak...

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Original price $299.99 - Original price $299.99
Original price
$299.99
$299.99 - $299.99
Current price $299.99

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP
Original price $3,521.99 - Original price $3,521.99
Original price
$3,521.99
$3,521.99 - $3,521.99
Current price $3,521.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $3,521.99 - Original price $3,521.99
Original price
$3,521.99
$3,521.99 - $3,521.99
Current price $3,521.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Space Black

Apple
Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

View full details
Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)

Samsung
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

Alienware - 16X Aurora - 16" 2.5K Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB Storage - Interstellar Indigo

Alienware
Original price $2,332.99 - Original price $2,332.99
Original price
$2,332.99
$2,332.99 - $2,332.99
Current price $2,332.99

Brilliant displayGo deeper into games with a 16 WQXGA 240Hz display with 500 nits brightness on the AC16251.Intelligent processingIntel Core Ultra ...

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Original price $2,332.99 - Original price $2,332.99
Original price
$2,332.99
$2,332.99 - $2,332.99
Current price $2,332.99

Lenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 256GB SSD - Luna Grey

Lenovo
Original price $646.99 - Original price $646.99
Original price
$646.99
$646.99 - $646.99
Current price $646.99

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $646.99 - Original price $646.99
Original price
$646.99
$646.99 - $646.99
Current price $646.99

Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)

Samsung
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

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Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)

Samsung
Original price $433.99 - Original price $433.99
Original price
$433.99
$433.99 - $433.99
Current price $433.99

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $433.99 - Original price $433.99
Original price
$433.99
$433.99 - $433.99
Current price $433.99

Sony - FX2 Full-frame Cinema Camera Body Only - Gray

Sony
Original price $3,119.99 - Original price $3,119.99
Original price
$3,119.99
$3,119.99 - $3,119.99
Current price $3,119.99

Full-frame Exmor R CMOS 33MP1 sensor and BIONZ XR image processor engineThe full-frame FX2 delivers stunning cinematic imagery blending high resolu...

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Original price $3,119.99 - Original price $3,119.99
Original price
$3,119.99
$3,119.99 - $3,119.99
Current price $3,119.99

ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray

ASUS
Original price $3,329.99 - Original price $3,329.99
Original price
$3,329.99
$3,329.99 - $3,329.99
Current price $3,329.99

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $3,329.99 - Original price $3,329.99
Original price
$3,329.99
$3,329.99 - $3,329.99
Current price $3,329.99

LG - 32" Class LR65 Series LED HD webOS TV (2024)

LG Electronics
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

High Definition TVEnjoy movies and TV shows upscaled to HD for a sharper image and more lifelike details.¿5 AI Processor Gen6Enhanced brightness im...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Insignia - 50-inch Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $299.99
Original price $299.99 - Original price $299.99
Original price $299.99
Current price $229.99
$229.99 - $229.99
Current price $229.99

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

View full details
Original price $299.99
Original price $299.99 - Original price $299.99
Original price $299.99
Current price $229.99
$229.99 - $229.99
Current price $229.99

LG - 5.1-Channel S60TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Audio - Black

LG
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Bring Home Epic SoundExperience a new dimension of sound with our 5.1 channel Home Theater Soundbar. Transform your room into a dynamic home theate...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Apple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

View full details
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

Epson - Lifestudio Flex Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Oak

Epson
Original price $990.99 - Original price $990.99
Original price
$990.99
$990.99 - $990.99
Current price $990.99

Big. Bright. Beautiful.4K PRO-UHD with 1000 Lumens of Color Brightness (IDMS Rated) and 1000 Lumens of White Brightness (ISO Rated) up to 150''Exce...

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Original price $990.99 - Original price $990.99
Original price
$990.99
$990.99 - $990.99
Current price $990.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple
Original price $2,195.99 - Original price $2,195.99
Original price
$2,195.99
$2,195.99 - $2,195.99
Current price $2,195.99

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
Original price $2,195.99 - Original price $2,195.99
Original price
$2,195.99
$2,195.99 - $2,195.99
Current price $2,195.99

Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - Black - (2025)

Samsung
Original price $564.99 - Original price $564.99
Original price
$564.99
$564.99 - $564.99
Current price $564.99

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

View full details
Original price $564.99 - Original price $564.99
Original price
$564.99
$564.99 - $564.99
Current price $564.99

Sony - Alpha 6400 APS-C Mirrorless Camera 4K Video Camera (Body Only) - Black

Sony
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

24.2-megapixel APS-C Exmor CMOS sensor delivers incredible detail and gorgeous enlargementsCreate enlargements up to poster-size prints or crop to ...

View full details
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Insignia - 70 Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

View full details
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

LG - 65 Class UA7050 Series LED AI 4K UHD Smart webOS TV (2025)

LG
Original price $528.99 - Original price $528.99
Original price
$528.99
$528.99 - $528.99
Current price $528.99

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

View full details
Original price $528.99 - Original price $528.99
Original price
$528.99
$528.99 - $528.99
Current price $528.99

Acer - Nitro ED273U 27" 1000R Curved WQHD 180Hz 0.5ms FreeSync Gaming Monitor

Acer
Original price $225.99 - Original price $225.99
Original price
$225.99
$225.99 - $225.99
Current price $225.99

Vibrant ImagesCrisp true-to-life colors come alive in WQHD resolution. Movies and games appear more real and dramatic and small details and text ar...

View full details
Original price $225.99 - Original price $225.99
Original price
$225.99
$225.99 - $225.99
Current price $225.99

Samsung - Galaxy Tab S10 FE+ - 13.1" 256GB - Wi-Fi - with S-Pen - Gray

Samsung
Original price $856.99 - Original price $856.99
Original price
$856.99
$856.99 - $856.99
Current price $856.99

Unwind with a bigger screenEnjoy more downtime on a large 13.1" screenwhether you’re shopping online unwinding with cat videos or playing your favo...

View full details
Original price $856.99 - Original price $856.99
Original price
$856.99
$856.99 - $856.99
Current price $856.99

TCL 75" QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $879.99
Original price $879.99 - Original price $879.99
Original price $879.99
Current price $829.99
$829.99 - $829.99
Current price $829.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $879.99
Original price $879.99 - Original price $879.99
Original price $879.99
Current price $829.99
$829.99 - $829.99
Current price $829.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.