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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

ZAGG - InvisibleShield Glass Elite 360 Bumper Screen Protection for Apple Watch Series 7 8 9 41mm SE 4 5 6 40mm - Clear

ZAGG
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Integrated screen and bumper coverageBumper and screen protector are integrated into one piece for fast easy installation and a perfect fit for you...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

ZAGG - InvisibleShield Glass Elite 360 Integrated Bumper + Screen Protection for Apple Watch Ultra 3/2/1 49mm - Clear

ZAGG
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Integrated screen and bumper coverageBumper and screen protector are integrated into one piece for fast easy installation and a perfect fit for you...

View full details
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Fitbit - Ace LTE - Courtside Active Band - Blue

Fitbit
Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

Ace Band made for Google Fitbit Ace LTE185;Every new Ace Band lets kids unlock new stuff like a new Noodle an outfit for their eejie and cool items...

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Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

Samsung - 75-inch Commercial 4K UHD Display 500 NIT (2023)

Samsung
Original price $2,659.99 - Original price $2,659.99
Original price
$2,659.99
$2,659.99 - $2,659.99
Current price $2,659.99

The unparalleled ultra-slim thickness of 28.5mmmakes it the thinnest option in Samsung's UHD Signage series. It comes with the Slim Fit Wall Mount ...

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Original price $2,659.99 - Original price $2,659.99
Original price
$2,659.99
$2,659.99 - $2,659.99
Current price $2,659.99

WHOOP - SuperKnit Accessory Band - Compatible with 5.0 One and Peak - Dune

Whoop
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

OUR SIGNATURE KNIT BANDSuperKnit is designed to keep up with your busy schedule—from your high-intensity workouts to your evening plans.DESIGNED FO...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Samsung - Galaxy S26 512GB - Black (ATT)

Samsung
Original price $1,304.99 - Original price $1,304.99
Original price
$1,304.99
$1,304.99 - $1,304.99
Current price $1,304.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,304.99 - Original price $1,304.99
Original price
$1,304.99
$1,304.99 - $1,304.99
Current price $1,304.99

Samsung - Galaxy S26+ 256GB - Sky Blue (ATT)

Samsung
Original price $1,304.99 - Original price $1,304.99
Original price
$1,304.99
$1,304.99 - $1,304.99
Current price $1,304.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
Original price $1,304.99 - Original price $1,304.99
Original price
$1,304.99
$1,304.99 - $1,304.99
Current price $1,304.99

Samsung - Galaxy S26 256GB (Unlocked) - Cobalt Violet

Samsung
Original price $953.99 - Original price $953.99
Original price
$953.99
$953.99 - $953.99
Current price $953.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
Original price $953.99 - Original price $953.99
Original price
$953.99
$953.99 - $953.99
Current price $953.99

Samsung - Galaxy S26 256GB (Unlocked) - Black

Samsung
Original price $953.99 - Original price $953.99
Original price
$953.99
$953.99 - $953.99
Current price $953.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
Original price $953.99 - Original price $953.99
Original price
$953.99
$953.99 - $953.99
Current price $953.99

Insignia - Active Nylon Band for Apple Watch 44mm 45mm 46mm Series 10 and Apple Watch Ultra 49mm (All Series) - Black

Insignia
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Designed for your Apple Watch and Apple WatchFits Apple Watch 44mm 44 mm SE (1 and 2) 45mm 46mm Series 10 and Apple Watch Ultra 49mm (all series).S...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Insignia - Silicone and Nylon Bands for Apple Watch 38mm 40mm 41mm (2-Pack) and 42mm Series 10 - Stone/Hot Pink

Insignia
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Designed for your Apple WatchFits the Apple Watch 38mm 40mm 40mm SE (1 and 2) 41mm (all series) and 42mm Series 10.2-packChoose between two color a...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Insignia - Braided Nylon Band for Apple Watch 44mm 45mm 46mm Series 10 and Apple Watch Ultra 49mm (All Series) - Black

Insignia
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Designed for your Apple Watch and Apple Watch UltraFits Apple Watch 44mm 44 mm SE (1 and 2) 45mm 46mm Series 10 and Apple Watch Ultra 49mm (all ser...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Garmin - USB-C Plug Charging/Data Cable - Black

Garmin
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

USB-C Plug Charging/Data CableConnect this 3 foot cable to your USB-C AC adapter (sold separately) to recharge your compatible device.

Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

WITHit - Tactical Nylon Band for Apple Watch 42/44/45mm Ultra Ultra 2 - Black

WITHit
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Number included1 wristbandAdjustable band designed to fit most wristsConvenient pull tab and hook and loop closure for easy adjustability.Woven nyl...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple
Original price $877.99 - Original price $877.99
Original price
$877.99
$877.99 - $877.99
Current price $877.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $877.99 - Original price $877.99
Original price
$877.99
$877.99 - $877.99
Current price $877.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Blue (Unlocked)

Apple
Original price $1,308.99 - Original price $1,308.99
Original price
$1,308.99
$1,308.99 - $1,308.99
Current price $1,308.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $1,308.99 - Original price $1,308.99
Original price
$1,308.99
$1,308.99 - $1,308.99
Current price $1,308.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 1TB - Blue

Apple
Original price $1,146.99 - Original price $1,146.99
Original price
$1,146.99
$1,146.99 - $1,146.99
Current price $1,146.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $1,146.99 - Original price $1,146.99
Original price
$1,146.99
$1,146.99 - $1,146.99
Current price $1,146.99

ZAGG - InvisibleShield Fusion Eco Flexible Hybrid Screen Protector for Apple Watch Series 11/10 42mm - Clear

ZAGG
Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Extreme ProtectionFusion's tough hybrid glass with a flexible quality absorbs and disperses the force of impact ensuring superior protection.Made w...

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Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Insignia - Stainless Steel Mesh Band for Apple Watch 38mm 40mm 41mm (All Series) and 42mm - Black

Insignia
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Designed for your Apple WatchFits the Apple Watch 38mm 40mm 40mm SE (1-3) 41mm (all series) and 42mm.Mesh stainless steel bandCombines the flexibil...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

WITHit - Sport Iconic Silicone Band and Stainless Steel Link Bracelet for 20mm Samsung Galaxy 6 (2-Pack) - Black

WITHit
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Samsung compatible bandCompatible with all Samsung brand 20mm smart watch devices. Designed with quick release pins for easy attachment and removal...

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Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Samsung - 50-inch Commercial 4K UHD Display 350 NIT

Samsung
Original price $978.99 - Original price $978.99
Original price
$978.99
$978.99 - $978.99
Current price $978.99

The unparalleled ultra-slim thickness of 28.5mmmakes it the thinnest option in Samsung's UHD Signage series. It comes with the Slim Fit Wall Mount ...

View full details
Original price $978.99 - Original price $978.99
Original price
$978.99
$978.99 - $978.99
Current price $978.99

Insignia - Stainless Steel Mesh Band for Apple Watch 44mm 45mm 46mm Series 10 49mm SE Ultra and Ultra 2 49mm - Black

Insignia
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Designed for your Apple WatchFits Apple Watch 44mm 45mm (all series) 46mm Series 10 Apple Watch SE Apple Watch Ultra and Apple Watch Ultra 2 49mm.M...

View full details
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

WITHit - Elastic Woven Band for Apple Watch 38/40/41mm - Coral

WITHit
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Number included1 wristbandAdjustable band designed to fit most wristsEasy tri-glide slider for easy adjustability.Textured nylon elastic bandMade f...

View full details
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Best Buy essentials - Nylon Band for Apple Watch 38mm 40mm 41mm SE (2-Pack) and 42mm Series 10 - Rose Gold and Eucalyptus

Best Buy essentials
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Designed for your Apple WatchFits Apple Watch 38mm 40mm 41mm (all series) Apple Watch SE and 42mm Series 10.2 packTwo color options provide just wh...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Amazfit - Band 7 Activity and Fitness Tracker 37.3mm Polycarbonate - Black - (2022)

Amazfit
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

CompatibilityCompatible with Android and IOS devicesFunction120 Built-in Sports Modes 24H Blood-oxygen Monitoring Test 3 Health Metrics in 1 TapDis...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Best Buy essentials - Silicone Band for Apple Watch 38mm 40mm 41mm (3-Pack) and 42mm Series 10 - Starlight Blue/Gray and Gray

Best Buy essentials
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Designed for your Apple WatchFits the Apple Watch 38mm 40mm 41mm (all series) Apple Watch SE and 42mm Series 10.3 packChoose between three color op...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Google - Pixel Watch 3 Active Sport Band - Large - Only Compatible with the 45mm Pixel Watch 3 - Obsidian

GOOGLE
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Only compatible with the 45mm Pixel Watch 3.Silicone band has a plastic clasp and stainless steel lugsSmall fits wrists 140-180mm aroundLarge fits ...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Insignia - 2-Way Indoor/Outdoor Speakers (Pair) - Black

Insignia
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Indoor and outdoor useEnables flexible placement options both inside and outside.Weather resistantIP54 rating grants a reliably weather-resistant c...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Insignia - Bumper Cases for Apple Watch 41mm (2-Pack) - Bling/Champagne

Insignia
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Designed for Apple Watch 41mmSecurely fits your Apple Watch 41mm for increased protection.2-packLets you keep an extra bumper case on hand.Durable ...

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Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Insignia - 50" Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Insignia - Tempered Glass Screen Protectors for Apple Watch Ultra 49mm (2-Pack) - Clear

Insignia
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Designed for Apple WatchSecurely fits your Apple Watch 49mm for screen protection.2-packLets you protect two different watches or keep an extra pro...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Insignia - Bumper Cases for Apple Watch 41mm (2-Pack) - Black/Clear

Insignia
Original price $19.99 - Original price $19.99
Original price
$19.99
$19.99 - $19.99
Current price $19.99

Designed for Apple WatchSecurely fits your Apple Watch 41mm for increased protection.2-packLets you keep an extra bumper case on hand.Durable bumpe...

View full details
Original price $19.99 - Original price $19.99
Original price
$19.99
$19.99 - $19.99
Current price $19.99

Victrola - Automatic Turntable - Black

Victrola
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Fully automatic playbackFully automatic playback with intuitive controls and one-touch operation for an effortless listening experienceContinuous r...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

ZAGG - InvisibleShield Glass XTR4 Eco Advanced Edge-to-Edge Anti-Reflective Screen Protector for Apple Watch Ultra 2/1 49mm - Black

ZAGG
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Up to 11X StrongerXTR4'screen protection fortified with graphene has been tested up to 11X stronger than traditional glass screen protection.Fortif...

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Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Insignia - Stainless Steel Link Band for Apple Watch 44mm 45mm 46mm Series 10 and Apple Watch Ultra 49mm (All Series) - Silver

Insignia
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Designed for your Apple WatchFits Apple Watch 44mm 44 mm SE (1 and 2) 45mm 46mm Series 10 and Apple Watch Ultra 49mm (all series).Stainless steel l...

View full details
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

WITHit - Fitbit Charge 5 6 3-pack (black mesh bluestone sport and black woven) - Woven Black/Bluestone/Black

WITHit
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

DurabilityThe black and blue bands are both made from durable premium silicone with stainless steel buckle closure.Electroplated materialBlack mesh...

View full details
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.